Amended IN Assembly February 11, 2025 CALIFORNIA LEGISLATURE 20252026 REGULAR SESSION Assembly Bill No. 75Introduced by Assembly Member CalderonDecember 16, 2024An act to add Section 2035 to the Insurance Code, relating to insurance. LEGISLATIVE COUNSEL'S DIGESTAB 75, as amended, Calderon. Residential property insurance images. Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer to send various notices to a policyholder at specified intervals.This bill would require an admitted insurer to notify a residential property insurance policyholder at least 30 days in advance of the day that an unmanned aircraft will be used to take images aerial images will be taken of the insured property, as specified, unless a claim has been submitted or is pending on the property. property and the images will be used only for evaluating the claim. The bill would require the insurer to provide the aerial images upon request, and would require the notice to include instructions regarding how a policyholder may make that request.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: NO Bill TextThe people of the State of California do enact as follows:SECTION 1. Section 2035 is added to the Insurance Code, to read:2035. (a) (1) (A) An admitted insurer shall notify a residential property insurance policyholder that an unmanned aircraft will be used to take images of the insured property. if any aerial images will be taken of the insured property by, on behalf of, or in service of the insurer. The policyholder shall receive the notice at least 30 days in advance of the day that the images will be taken.(B) This subdivision shall not apply if a claim has been submitted or is pending on the property, provided any aerial images taken of the insured property are used only for the purpose of evaluating the submitted or pending claim.(1)The notice(2) (A) A notice pursuant to this subdivision shall be mailed via the United States Postal Service to the policyholders mailing address of record. The policyholder shall receive the notice at least 30 days in advance of the day that images will be taken. The(B) For a policyholder who has agreed to transact business electronically pursuant to the Uniform Electronic Transactions Act (Title 2.5 (commencing with Section 1633.1) of Part 2 of Division 3 of the Civil Code), the insurer mayadditionally provide notice to the policyholder via electronic mail. mail address provided by the policyholder in addition to the mailed notice pursuant to subparagraph (A).(2)The insurer shall provide the unmanned aircraft images, if any are taken, to the policyholder upon request. The notice(b) An admitted insurer shall provide any aerial images taken or obtained of the insured property to the policyholder upon request. A notice provided pursuant to subdivision (a) shall include instructions regarding how a policyholder may make that request for images.(b)This section does not apply if a claim has been submitted or is pending on the property.(c) For purposes of this section:(1) Receive means the earliest of the delivery date shown on an express, certified, or registered mail receipt form of the United States Postal Service or two business days after the request was postmarked by the United States Postal Service.(2)Unmanned aircraft has the same meaning as defined in Section 853.5 of the Government Code.(2) Aerial image means an image or video collected by aircraft or satellite, whether or not that aircraft or satellite is operated with the possibility of direct human intervention.
Amended IN Assembly February 11, 2025 CALIFORNIA LEGISLATURE 20252026 REGULAR SESSION Assembly Bill No. 75Introduced by Assembly Member CalderonDecember 16, 2024An act to add Section 2035 to the Insurance Code, relating to insurance. LEGISLATIVE COUNSEL'S DIGESTAB 75, as amended, Calderon. Residential property insurance images. Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer to send various notices to a policyholder at specified intervals.This bill would require an admitted insurer to notify a residential property insurance policyholder at least 30 days in advance of the day that an unmanned aircraft will be used to take images aerial images will be taken of the insured property, as specified, unless a claim has been submitted or is pending on the property. property and the images will be used only for evaluating the claim. The bill would require the insurer to provide the aerial images upon request, and would require the notice to include instructions regarding how a policyholder may make that request.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: NO
Amended IN Assembly February 11, 2025
Amended IN Assembly February 11, 2025
CALIFORNIA LEGISLATURE 20252026 REGULAR SESSION
Assembly Bill
No. 75
Introduced by Assembly Member CalderonDecember 16, 2024
Introduced by Assembly Member Calderon
December 16, 2024
An act to add Section 2035 to the Insurance Code, relating to insurance.
LEGISLATIVE COUNSEL'S DIGEST
## LEGISLATIVE COUNSEL'S DIGEST
AB 75, as amended, Calderon. Residential property insurance images.
Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer to send various notices to a policyholder at specified intervals.This bill would require an admitted insurer to notify a residential property insurance policyholder at least 30 days in advance of the day that an unmanned aircraft will be used to take images aerial images will be taken of the insured property, as specified, unless a claim has been submitted or is pending on the property. property and the images will be used only for evaluating the claim. The bill would require the insurer to provide the aerial images upon request, and would require the notice to include instructions regarding how a policyholder may make that request.
Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer to send various notices to a policyholder at specified intervals.
This bill would require an admitted insurer to notify a residential property insurance policyholder at least 30 days in advance of the day that an unmanned aircraft will be used to take images aerial images will be taken of the insured property, as specified, unless a claim has been submitted or is pending on the property. property and the images will be used only for evaluating the claim. The bill would require the insurer to provide the aerial images upon request, and would require the notice to include instructions regarding how a policyholder may make that request.
## Digest Key
## Bill Text
The people of the State of California do enact as follows:SECTION 1. Section 2035 is added to the Insurance Code, to read:2035. (a) (1) (A) An admitted insurer shall notify a residential property insurance policyholder that an unmanned aircraft will be used to take images of the insured property. if any aerial images will be taken of the insured property by, on behalf of, or in service of the insurer. The policyholder shall receive the notice at least 30 days in advance of the day that the images will be taken.(B) This subdivision shall not apply if a claim has been submitted or is pending on the property, provided any aerial images taken of the insured property are used only for the purpose of evaluating the submitted or pending claim.(1)The notice(2) (A) A notice pursuant to this subdivision shall be mailed via the United States Postal Service to the policyholders mailing address of record. The policyholder shall receive the notice at least 30 days in advance of the day that images will be taken. The(B) For a policyholder who has agreed to transact business electronically pursuant to the Uniform Electronic Transactions Act (Title 2.5 (commencing with Section 1633.1) of Part 2 of Division 3 of the Civil Code), the insurer mayadditionally provide notice to the policyholder via electronic mail. mail address provided by the policyholder in addition to the mailed notice pursuant to subparagraph (A).(2)The insurer shall provide the unmanned aircraft images, if any are taken, to the policyholder upon request. The notice(b) An admitted insurer shall provide any aerial images taken or obtained of the insured property to the policyholder upon request. A notice provided pursuant to subdivision (a) shall include instructions regarding how a policyholder may make that request for images.(b)This section does not apply if a claim has been submitted or is pending on the property.(c) For purposes of this section:(1) Receive means the earliest of the delivery date shown on an express, certified, or registered mail receipt form of the United States Postal Service or two business days after the request was postmarked by the United States Postal Service.(2)Unmanned aircraft has the same meaning as defined in Section 853.5 of the Government Code.(2) Aerial image means an image or video collected by aircraft or satellite, whether or not that aircraft or satellite is operated with the possibility of direct human intervention.
The people of the State of California do enact as follows:
## The people of the State of California do enact as follows:
SECTION 1. Section 2035 is added to the Insurance Code, to read:2035. (a) (1) (A) An admitted insurer shall notify a residential property insurance policyholder that an unmanned aircraft will be used to take images of the insured property. if any aerial images will be taken of the insured property by, on behalf of, or in service of the insurer. The policyholder shall receive the notice at least 30 days in advance of the day that the images will be taken.(B) This subdivision shall not apply if a claim has been submitted or is pending on the property, provided any aerial images taken of the insured property are used only for the purpose of evaluating the submitted or pending claim.(1)The notice(2) (A) A notice pursuant to this subdivision shall be mailed via the United States Postal Service to the policyholders mailing address of record. The policyholder shall receive the notice at least 30 days in advance of the day that images will be taken. The(B) For a policyholder who has agreed to transact business electronically pursuant to the Uniform Electronic Transactions Act (Title 2.5 (commencing with Section 1633.1) of Part 2 of Division 3 of the Civil Code), the insurer mayadditionally provide notice to the policyholder via electronic mail. mail address provided by the policyholder in addition to the mailed notice pursuant to subparagraph (A).(2)The insurer shall provide the unmanned aircraft images, if any are taken, to the policyholder upon request. The notice(b) An admitted insurer shall provide any aerial images taken or obtained of the insured property to the policyholder upon request. A notice provided pursuant to subdivision (a) shall include instructions regarding how a policyholder may make that request for images.(b)This section does not apply if a claim has been submitted or is pending on the property.(c) For purposes of this section:(1) Receive means the earliest of the delivery date shown on an express, certified, or registered mail receipt form of the United States Postal Service or two business days after the request was postmarked by the United States Postal Service.(2)Unmanned aircraft has the same meaning as defined in Section 853.5 of the Government Code.(2) Aerial image means an image or video collected by aircraft or satellite, whether or not that aircraft or satellite is operated with the possibility of direct human intervention.
SECTION 1. Section 2035 is added to the Insurance Code, to read:
### SECTION 1.
2035. (a) (1) (A) An admitted insurer shall notify a residential property insurance policyholder that an unmanned aircraft will be used to take images of the insured property. if any aerial images will be taken of the insured property by, on behalf of, or in service of the insurer. The policyholder shall receive the notice at least 30 days in advance of the day that the images will be taken.(B) This subdivision shall not apply if a claim has been submitted or is pending on the property, provided any aerial images taken of the insured property are used only for the purpose of evaluating the submitted or pending claim.(1)The notice(2) (A) A notice pursuant to this subdivision shall be mailed via the United States Postal Service to the policyholders mailing address of record. The policyholder shall receive the notice at least 30 days in advance of the day that images will be taken. The(B) For a policyholder who has agreed to transact business electronically pursuant to the Uniform Electronic Transactions Act (Title 2.5 (commencing with Section 1633.1) of Part 2 of Division 3 of the Civil Code), the insurer mayadditionally provide notice to the policyholder via electronic mail. mail address provided by the policyholder in addition to the mailed notice pursuant to subparagraph (A).(2)The insurer shall provide the unmanned aircraft images, if any are taken, to the policyholder upon request. The notice(b) An admitted insurer shall provide any aerial images taken or obtained of the insured property to the policyholder upon request. A notice provided pursuant to subdivision (a) shall include instructions regarding how a policyholder may make that request for images.(b)This section does not apply if a claim has been submitted or is pending on the property.(c) For purposes of this section:(1) Receive means the earliest of the delivery date shown on an express, certified, or registered mail receipt form of the United States Postal Service or two business days after the request was postmarked by the United States Postal Service.(2)Unmanned aircraft has the same meaning as defined in Section 853.5 of the Government Code.(2) Aerial image means an image or video collected by aircraft or satellite, whether or not that aircraft or satellite is operated with the possibility of direct human intervention.
2035. (a) (1) (A) An admitted insurer shall notify a residential property insurance policyholder that an unmanned aircraft will be used to take images of the insured property. if any aerial images will be taken of the insured property by, on behalf of, or in service of the insurer. The policyholder shall receive the notice at least 30 days in advance of the day that the images will be taken.(B) This subdivision shall not apply if a claim has been submitted or is pending on the property, provided any aerial images taken of the insured property are used only for the purpose of evaluating the submitted or pending claim.(1)The notice(2) (A) A notice pursuant to this subdivision shall be mailed via the United States Postal Service to the policyholders mailing address of record. The policyholder shall receive the notice at least 30 days in advance of the day that images will be taken. The(B) For a policyholder who has agreed to transact business electronically pursuant to the Uniform Electronic Transactions Act (Title 2.5 (commencing with Section 1633.1) of Part 2 of Division 3 of the Civil Code), the insurer mayadditionally provide notice to the policyholder via electronic mail. mail address provided by the policyholder in addition to the mailed notice pursuant to subparagraph (A).(2)The insurer shall provide the unmanned aircraft images, if any are taken, to the policyholder upon request. The notice(b) An admitted insurer shall provide any aerial images taken or obtained of the insured property to the policyholder upon request. A notice provided pursuant to subdivision (a) shall include instructions regarding how a policyholder may make that request for images.(b)This section does not apply if a claim has been submitted or is pending on the property.(c) For purposes of this section:(1) Receive means the earliest of the delivery date shown on an express, certified, or registered mail receipt form of the United States Postal Service or two business days after the request was postmarked by the United States Postal Service.(2)Unmanned aircraft has the same meaning as defined in Section 853.5 of the Government Code.(2) Aerial image means an image or video collected by aircraft or satellite, whether or not that aircraft or satellite is operated with the possibility of direct human intervention.
2035. (a) (1) (A) An admitted insurer shall notify a residential property insurance policyholder that an unmanned aircraft will be used to take images of the insured property. if any aerial images will be taken of the insured property by, on behalf of, or in service of the insurer. The policyholder shall receive the notice at least 30 days in advance of the day that the images will be taken.(B) This subdivision shall not apply if a claim has been submitted or is pending on the property, provided any aerial images taken of the insured property are used only for the purpose of evaluating the submitted or pending claim.(1)The notice(2) (A) A notice pursuant to this subdivision shall be mailed via the United States Postal Service to the policyholders mailing address of record. The policyholder shall receive the notice at least 30 days in advance of the day that images will be taken. The(B) For a policyholder who has agreed to transact business electronically pursuant to the Uniform Electronic Transactions Act (Title 2.5 (commencing with Section 1633.1) of Part 2 of Division 3 of the Civil Code), the insurer mayadditionally provide notice to the policyholder via electronic mail. mail address provided by the policyholder in addition to the mailed notice pursuant to subparagraph (A).(2)The insurer shall provide the unmanned aircraft images, if any are taken, to the policyholder upon request. The notice(b) An admitted insurer shall provide any aerial images taken or obtained of the insured property to the policyholder upon request. A notice provided pursuant to subdivision (a) shall include instructions regarding how a policyholder may make that request for images.(b)This section does not apply if a claim has been submitted or is pending on the property.(c) For purposes of this section:(1) Receive means the earliest of the delivery date shown on an express, certified, or registered mail receipt form of the United States Postal Service or two business days after the request was postmarked by the United States Postal Service.(2)Unmanned aircraft has the same meaning as defined in Section 853.5 of the Government Code.(2) Aerial image means an image or video collected by aircraft or satellite, whether or not that aircraft or satellite is operated with the possibility of direct human intervention.
2035. (a) (1) (A) An admitted insurer shall notify a residential property insurance policyholder that an unmanned aircraft will be used to take images of the insured property. if any aerial images will be taken of the insured property by, on behalf of, or in service of the insurer. The policyholder shall receive the notice at least 30 days in advance of the day that the images will be taken.
(B) This subdivision shall not apply if a claim has been submitted or is pending on the property, provided any aerial images taken of the insured property are used only for the purpose of evaluating the submitted or pending claim.
(1)The notice
(2) (A) A notice pursuant to this subdivision shall be mailed via the United States Postal Service to the policyholders mailing address of record. The policyholder shall receive the notice at least 30 days in advance of the day that images will be taken. The
(B) For a policyholder who has agreed to transact business electronically pursuant to the Uniform Electronic Transactions Act (Title 2.5 (commencing with Section 1633.1) of Part 2 of Division 3 of the Civil Code), the insurer mayadditionally provide notice to the policyholder via electronic mail. mail address provided by the policyholder in addition to the mailed notice pursuant to subparagraph (A).
(2)The insurer shall provide the unmanned aircraft images, if any are taken, to the policyholder upon request. The notice
(b) An admitted insurer shall provide any aerial images taken or obtained of the insured property to the policyholder upon request. A notice provided pursuant to subdivision (a) shall include instructions regarding how a policyholder may make that request for images.
(b)This section does not apply if a claim has been submitted or is pending on the property.
(c) For purposes of this section:
(1) Receive means the earliest of the delivery date shown on an express, certified, or registered mail receipt form of the United States Postal Service or two business days after the request was postmarked by the United States Postal Service.
(2)Unmanned aircraft has the same meaning as defined in Section 853.5 of the Government Code.
(2) Aerial image means an image or video collected by aircraft or satellite, whether or not that aircraft or satellite is operated with the possibility of direct human intervention.