California 2025-2026 Regular Session

California Senate Bill SB631

Introduced
2/20/25  
Refer
3/5/25  
Refer
4/21/25  
Report Pass
4/30/25  
Refer
4/30/25  
Report Pass
5/23/25  
Report Pass
4/30/25  
Refer
4/30/25  
Engrossed
5/28/25  
Report Pass
5/23/25  
Report Pass
5/23/25  
Refer
6/5/25  
Engrossed
5/28/25  
Engrossed
5/28/25  
Report Pass
7/3/25  
Refer
6/5/25  
Refer
7/7/25  
Report Pass
8/29/25  

Caption

Charter School Revolving Loan Fund.

Impact

The proposed amendments to the Charter School Revolving Loan Fund allow for a more robust support system for charter schools, enhancing their ability to secure necessary funding for operational growth and infrastructure improvements. The bill mandates that interest rates for loans be set at a minimum of 3%, or at a percentage tied to state general obligation bond rates, thus providing a more predictable financial environment for borrowing. Furthermore, the bill requires annual reporting on fund conditions and expenditures to key legislative committees, which will promote transparency and accountability within the fund's administration.

Summary

SB631, introduced by Senator Richardson, amends existing provisions related to the Charter School Revolving Loan Fund under the Education Code. The bill increases the maximum loan amount available to charter schools from $250,000 to $500,000 over the lifetime of the school. This significant change aims to enable better financial support for new charter schools, which often face challenges in obtaining sufficient funding for startup costs and operational expenses. The funding will also help address the needs of charter schools recovering from disasters, as outlined in the bill's provisions for prioritizing loans to those affected by state emergencies.

Sentiment

Overall sentiment surrounding SB631 appears to be positive, particularly amongst proponents of charter schools who argue that increased loan limits can enable schools to flourish and provide quality education. However, some concerns may arise regarding the management of funds and the potential for default. Opponents may question whether the increased financial support shifts the focus from traditional public schools and whether charter schools adequately serve all communities. The dialogue reflects a broader debate on educational funding and the role of charter schools in California’s education system.

Contention

Notable points of contention include the specific criteria for loan prioritization and the potential risks associated with increasing the financial ceiling for loans. While the bill creates opportunities for new charter schools to thrive, critics may cite issues of accountability regarding how loaned funds are utilized and the financial implications for taxpayers in cases of loan defaults. The balance between providing necessary support for charter schools and ensuring responsible management of state financial assistance remains a critical consideration in the discussions surrounding SB631.

Companion Bills

No companion bills found.

Previously Filed As

CA AB2076

California Student Housing Revolving Loan Fund Act of 2022: state fund loan.

CA AB1131

Health care: Hospitals First Revolving Fund.

CA AB1604

Charter schools: school facilities: Charter School Facility Grant Program: conduit financing.

CA SB426

Charter schools: flex-based instruction.

CA AB533

Charter schools: establishment of a charter school.

CA AB1211

Safe Drinking Water State Revolving Fund: internet website information: updates.

CA AB2665

Housing finance: Mixed Income Revolving Loan Program.

CA SB1380

Charter schools: establishment.

CA AB247

Education finance: school facilities: Kindergarten Through Grade 12 Schools and Local Community College Public Education Facilities Modernization, Repair, and Safety Bond Act of 2024.

CA SB45

California Acute Care Psychiatric Hospital Loan Fund.

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