Colorado 2024 Regular Session

Colorado House Bill HB1315 Compare Versions

Version 1 (Old)

Version 2 (New)

Old	New		Differences
	1	+	Second Regular Session
	2	+	Seventy-fourth General Assembly
	3	+	STATE OF COLORADO
	4	+	REREVISED
	5	+	This Version Includes All Amendments
	6	+	Adopted in the Second House
	7	+	LLS NO. 24-0058.01 Christopher McMichael x4775
1	8		HOUSE BILL 24-1315
2		-	BY REPRESENTATIVE(S) Brown and Amabile, Bacon, Bird,
3		-	Boesenecker, Clifford, Daugherty, Duran, Epps, Froelich, Garcia, Herod,
4		-	Jodeh, Joseph, Lieder, Lindstedt, Mabrey, McCormick, Rutinel, Snyder,
5		-	Story, Velasco, Weissman, Woodrow, McCluskie;
6		-	also SENATOR(S) Cutter, Buckner, Exum, Jaquez Lewis,
7		-	Michaelson Jenet, Priola.
	9	+	House Committees Senate Committees
	10	+	Business Affairs & Labor Local Government & Housing
	11	+	Appropriations Appropriations
	12	+	A BILL FOR AN ACT
8	13		C
9		-	ONCERNING A STUDY REGARDING STANDARDS FOR THE REMEDIATION OF
10		-	RESIDENTIAL PREMISES AFTER A PROPERTY HAS BEEN DAMAGED IN A
11		-	FIRE
12		-	, AND, IN CONNECTION THEREWITH , STUDYING PROPERTIES
13		-	DAMAGED BY SMOKE
14		-	, SOOT, ASH, AND OTHER CONTAMINANTS AS A
15		-	RESULT OF THE FIRE AND MAKING AN APPROPRIATION
16		-	.
17		-
18		-	Be it enacted by the General Assembly of the State of Colorado:
19		-	SECTION 1. Legislative declaration. (1) The general assembly
20		-	finds and declares that:
21		-	(a) Colorado has experienced record-breaking wildfires in recent
22		-	years, including the Marshall Fire, which destroyed nearly 1,100 homes and
23		-	damaged thousands of homes as a result of contamination from smoke, soot,
24		-	ash, and other contaminants;
25		-	NOTE: This bill has been prepared for the signatures of the appropriate legislative
26		-	officers and the Governor. To determine whether the Governor has signed the bill
27		-	or taken other action on it, please consult the legislative status sheet, the legislative
28		-	history, or the Session Laws.
29		-	________
30		-	Capital letters or bold & italic numbers indicate new material added to existing law; dashes
31		-	through words or numbers indicate deletions from existing law and such material is not part of
32		-	the act. (b) Smoke, soot, ash, and other contaminants that emanate from fires
33		-	cause damage to homes by depositing particulate matter, volatile organic
34		-	compounds, and chemicals onto personal property and into the walls, floors,
35		-	furnishings, surfaces, and other infrastructure of a home. Those
36		-	contaminants not only compromise the integrity of the residential premises,
37		-	but they also may pose significant, long-term health issues for residents
38		-	long after the fire has been extinguished.
39		-	(c) As homeowners return to their homes and the areas that have
40		-	been damaged after a fire, many homeowners face uncertainty as to whether
41		-	their homes have been properly cleaned, repaired, or remediated to the point
42		-	where the homes are safe to inhabit;
43		-	(d) Residents whose homes are damaged from smoke, soot, ash, and
44		-	other contaminants as a result of a fire should be assured of the safety and
45		-	habitability of their homes, as well as their personal property and
46		-	furnishings, which should be returned to a pre-loss condition that is safe and
47		-	healthy for homeowners and residents;
48		-	(e) In addition, inadequate remediation of homes after a fire
49		-	exacerbates pressure on the housing market because it forces some
50		-	individuals to find new homes, takes residential premises off the market,
51		-	and extends the time that families and individuals are displaced;
52		-	(f) Consistent standards are needed regarding the inspection, testing,
53		-	and remediation of residential premises after a fire so that homeowners and
54		-	residents are able to have and insurance carriers are able to insure safe and
55		-	habitable homes after a fire;
56		-	(g) Furthermore, while homeowners insurance policies might cover
57		-	certain damage resulting from a fire, the extent to which insurance carriers
58		-	are covering the cleaning, repair, and remediation of homes is inconsistent,
59		-	and many homeowners are concerned that they will incur an additional
60		-	financial burden to remediate their homes to the point where they are clean
61		-	and safe to inhabit; and
62		-	(h) It is in the best interest of Colorado to protect the health and
63		-	safety of Colorado residents by ensuring that their homes are returned to a
64		-	healthy, habitable, and safe condition after suffering damage from fires,
65		-	PAGE 2-HOUSE BILL 24-1315 including damage from residual smoke, soot, ash, and other contaminants.
66		-	(2) The general assembly further declares that in order to properly
67		-	clean, repair, and remediate homes and provide clarity and assurances to the
68		-	many stakeholders involved with the remediation of residential premises
69		-	that have been damaged due to fire, smoke, soot, ash, and other
70		-	contaminants, the division of insurance shall conduct a study and make
71		-	recommendations regarding the establishment of uniform standards for the
72		-	remediation of residential premises that have been damaged by fires,
73		-	including damage from smoke, soot, ash, and other contaminants, and
74		-	regarding the extent to which the cleaning, repair, and remediation of those
75		-	properties should be covered by homeowners insurance.
76		-	SECTION 2. In Colorado Revised Statutes, add 10-1-145 as
77		-	follows:
78		-	10-1-145. Study regarding standards for the remediation of
79		-	residential premises after fire - required considerations - report -
	14	+	ONCERNING A STUDY REGARDING ST ANDARDS FOR THE REMEDIATION101
	15	+	OF RESIDENTIAL PREMISES AFTER A PROPERTY HAS BEEN102
	16	+	DAMAGED IN A FIRE , AND, IN CONNECTION THEREWITH ,103
	17	+	STUDYING PROPERTIES DAMAGED BY SMOKE , SOOT, ASH, AND104
	18	+	OTHER CONTAMINANTS AS A RESULT OF THE
	19	+	FIRE AND MAKING105
	20	+	AN APPROPRIATION.106
	21	+	Bill Summary
	22	+	(Note: This summary applies to this bill as introduced and does
	23	+	not reflect any amendments that may be subsequently adopted. If this bill
	24	+	passes third reading in the house of introduction, a bill summary that
	25	+	applies to the reengrossed version of this bill will be available at
	26	+	http://leg.colorado.gov
	27	+	.)
	28	+	The bill requires the division of insurance (division) to conduct a
	29	+	SENATE
	30	+	3rd Reading Unamended
	31	+	May 7, 2024
	32	+	SENATE
	33	+	2nd Reading Unamended
	34	+	May 6, 2024
	35	+	HOUSE
	36	+	3rd Reading Unamended
	37	+	April 30, 2024
	38	+	HOUSE
	39	+	Amended 2nd Reading
	40	+	April 29, 2024
	41	+	HOUSE SPONSORSHIP
	42	+	Brown and Amabile, Bacon, Bird, Boesenecker, Clifford, Daugherty, Duran, Epps,
	43	+	Froelich, Garcia, Herod, Jodeh, Joseph, Lieder, Lindstedt, Mabrey, McCluskie, McCormick,
	44	+	Rutinel, Snyder, Story, Velasco, Weissman, Woodrow
	45	+	SENATE SPONSORSHIP
	46	+	Cutter, Buckner, Exum, Jaquez Lewis, Michaelson Jenet, Priola
	47	+	Shading denotes HOUSE amendment. Double underlining denotes SENATE amendment.
	48	+	Capital letters or bold & italic numbers indicate new material to be added to existing law.
	49	+	Dashes through the words or numbers indicate deletions from existing law. study regarding the remediation of residential premises that have been
	50	+	damaged from smoke, soot, ash, and other contaminants as a result of a
	51	+	fire. The study focuses on existing practices for the remediation of homes
	52	+	that have been damaged by smoke, soot, ash, and other contaminants as
	53	+	a result of a fire and requires the division to make recommendations for
	54	+	establishing uniform standards related to such remediation. The division
	55	+	may contract with a third party to conduct all or part of the study. The
	56	+	division must submit a report of the study's findings and
	57	+	recommendations to certain committees of the general assembly by
	58	+	January 1, 2026.
	59	+	Be it enacted by the General Assembly of the State of Colorado:1
	60	+	SECTION 1. Legislative declaration. (1) The general assembly2
	61	+	finds and declares that:3
	62	+	(a) Colorado has experienced record-breaking wildfires in recent4
	63	+	years, including the Marshall Fire, which destroyed nearly 1,100 homes5
	64	+	and damaged thousands of homes as a result of contamination from6
	65	+	smoke, soot, ash, and other contaminants;7
	66	+	(b) Smoke, soot, ash, and other contaminants that emanate from8
	67	+	fires cause damage to homes by depositing particulate matter, volatile9
	68	+	organic compounds, and chemicals onto personal property and into the10
	69	+	walls, floors, furnishings, surfaces, and other infrastructure of a home.11
	70	+	Those contaminants not only compromise the integrity of the residential12
	71	+	premises, but they also may pose significant, long-term health issues for13
	72	+	residents long after the fire has been extinguished.14
	73	+	(c) As homeowners return to their homes and the areas that have15
	74	+	been damaged after a fire, many homeowners face uncertainty as to16
	75	+	whether their homes have been properly cleaned, repaired, or remediated17
	76	+	to the point where the homes are safe to inhabit;18
	77	+	(d) Residents whose homes are damaged from smoke, soot, ash,19
	78	+	and other contaminants as a result of a fire should be assured of the safety20
	79	+	1315-2- and habitability of their homes, as well as their personal property and1
	80	+	furnishings, which should be returned to a pre-loss condition that is safe2
	81	+	and healthy for homeowners and residents;3
	82	+	(e) In addition, inadequate remediation of homes after a fire4
	83	+	exacerbates pressure on the housing market because it forces some5
	84	+	individuals to find new homes, takes residential premises off the market,6
	85	+	and extends the time that families and individuals are displaced;7
	86	+	(f) Consistent standards are needed regarding the inspection,8
	87	+	testing, and remediation of residential premises after a fire so that9
	88	+	homeowners and residents are able to have and insurance carriers are able10
	89	+	to insure safe and habitable homes after a fire;11
	90	+	(g) Furthermore, while homeowners insurance policies might12
	91	+	cover certain damage resulting from a fire, the extent to which insurance13
	92	+	carriers are covering the cleaning, repair, and remediation of homes is14
	93	+	inconsistent, and many homeowners are concerned that they will incur an15
	94	+	additional financial burden to remediate their homes to the point where16
	95	+	they are clean and safe to inhabit; and17
	96	+	(h) It is in the best interest of Colorado to protect the health and18
	97	+	safety of Colorado residents by ensuring that their homes are returned to19
	98	+	a healthy, habitable, and safe condition after suffering damage from fires,20
	99	+	including damage from residual smoke, soot, ash, and other contaminants.21
	100	+	(2) The general assembly further declares that in order to properly22
	101	+	clean, repair, and remediate homes and provide clarity and assurances to23
	102	+	the many stakeholders involved with the remediation of residential24
	103	+	premises that have been damaged due to fire, smoke, soot, ash, and other25
	104	+	contaminants, the division of insurance shall conduct a study and make26
	105	+	recommendations regarding the establishment of uniform standards for27
	106	+	1315
	107	+	-3- the remediation of residential premises that have been damaged by fires,1
	108	+	including damage from smoke, soot, ash, and other contaminants, and2
	109	+	regarding the extent to which the cleaning, repair, and remediation of3
	110	+	those properties should be covered by homeowners insurance.4
	111	+	SECTION 2. In Colorado Revised Statutes, add 10-1-145 as5
	112	+	follows:6
	113	+	10-1-145. Study regarding standards for the remediation of7
	114	+	residential premises after fire - required considerations - report -8
80	115		repeal. (1) (a) T
81		-	HE DIVISION SHALL CONDUCT OR CAUSE TO BE CONDUCTED
82		-	A STUDY THAT
83		-	:
	116	+	HE DIVISION SHALL CONDUCT OR CAUSE TO BE9
	117	+	CONDUCTED A STUDY THAT :10
84	118		(I) E
85		-	VALUATES METHODS OF INSPECTING , TESTING, AND
86		-	REMEDIATING RESIDENTIAL PREMISES THAT HAVE BEEN DAMAGED BY
87		-	SMOKE
88		-	, SOOT, ASH, AND OTHER CONTAMINANTS AS A RESULT OF A FIRE ;
	119	+	VALUATES METHODS OF INSPECTING , TESTING, AND11
	120	+	REMEDIATING RESIDENTIAL PREMISES THAT HAVE BEEN DAMAGED BY12
	121	+	SMOKE, SOOT, ASH, AND OTHER CONTAMINANTS AS A RESULT OF A FIRE ;13
89	122		(II) I
90		-	NCLUDES RECOMMENDATIONS REGARDING THE ESTABLISHMENT
91		-	OF UNIFORM STANDARDS FOR THE INSPECTION
92		-	, TESTING, AND REMEDIATION
93		-	OF RESIDENTIAL PREMISES THAT HAVE BEEN DAMAGED BY SMOKE
94		-	, SOOT,
95		-	ASH, AND OTHER CONTAMINANTS AS A RESULT OF A FIRE ; AND
96		-	(III) CONSIDERS THE EXTENT TO WHICH ANY RECOMMENDED
97		-	UNIFORM STANDARDS RELATED TO THE REMEDIATION OF RESIDENTIAL
98		-	PREMISES DAMAGED BY FIRE
99		-	, INCLUDING DAMAGE FROM SMOKE , SOOT, ASH,
100		-	AND OTHER CONTAMINANTS , IMPACT THE COST AND AVAILABILITY OF
101		-	HOMEOWNERS INSURANCE
102		-	.
	123	+	NCLUDES RECOMMENDATIONS REGARDING THE14
	124	+	ESTABLISHMENT OF UNIFORM STANDARDS FOR THE INSPECTION , TESTING,15
	125	+	AND REMEDIATION OF RESIDENTIAL PREMISES THAT HAVE BEEN DAMAGED16
	126	+	BY SMOKE, SOOT, ASH, AND OTHER CONTAMINANTS AS A RESULT OF A FIRE;17
	127	+	AND18
	128	+	(III) C
	129	+	ONSIDERS THE EXTENT TO WHICH ANY RECOMMENDED19
	130	+	UNIFORM STANDARDS RELATED TO THE REMEDIATION OF RESIDENTIAL20
	131	+	PREMISES DAMAGED BY FIRE, INCLUDING DAMAGE FROM SMOKE , SOOT,21
	132	+	ASH, AND OTHER CONTAMINANTS, IMPACT THE COST AND AVAILABILITY OF22
	133	+	HOMEOWNERS INSURANCE .23
103	134		(b) T
104		-	HE DIVISION MAY CONTRACT WITH A THIRD PARTY TO CONDUCT
105		-	ALL OR PART OF THE STUDY
106		-	.
	135	+	HE DIVISION MAY CONTRACT WITH A THIRD PARTY TO24
	136	+	CONDUCT ALL OR PART OF THE STUDY .25
107	137		(2) T
108		-	HE STUDY CONDUCTED PURS UANT TO THIS SECTION ~~MUST~~
109		-	~~PAGE 3-HOUSE BILL 24-1315~~ CONSIDER:
110		-	~~(a) E~~
111		-	~~XISTING~~ PRACTICES AND METHODS FOR THE CLEANING , ~~REPAIR,~~
112		-	AND REMEDIATION OF RESIDENTIAL PREMISES , STRUCTURES, ~~PERSONAL~~
113		-	PROPERTY
114		-	~~, AND HOME FURNISHINGS THAT HAVE BEEN~~ DAMAGED BY SMOKE ,
115		-	~~SOOT, ASH, AND OTHER CONTAMINANTS AS A~~ RESULT OF A FIRE ;
	138	+	HE STUDY CONDUCTED PURS UANT TO THIS SECTION MUST26
	139	+	CONSIDER:27
	140	+	1315
	141	+	-4- (a) EXISTING PRACTICES AND METHODS FOR THE CLEANING ,1
	142	+	REPAIR, AND REMEDIATION OF RESIDENTIAL PREMISES , STRUCTURES,2
	143	+	PERSONAL PROPERTY , AND HOME FURNISHINGS THAT HAVE BEEN3
	144	+	DAMAGED BY SMOKE , SOOT, ASH, AND OTHER CONTAMI NANTS AS A4
	145	+	RESULT OF A FIRE;5
116	146		(b) E
117		-	XISTING STANDARDS, IF ANY, FOR THE TESTING, INSPECTION,
118		-	AND REMEDIATION OF RESIDENTIAL PREMISES , STRUCTURES, HOME
119		-	FURNISHINGS
120		-	, AND PERSONAL PROPERTY THAT HAVE BEEN DAMAGED BY
121		-	SMOKE
122		-	, SOOT, ASH, AND OTHER CONTAMINANTS AS A RESULT OF A FIRE ,
123		-	INCLUDING ANY RELEVANT STANDARDS ESTABLISHED BY THE INSTITUTE OF
124		-	INSPECTION CLEANING AND RESTORATION CERTIFICATION OR A SUCCESSOR
125		-	ENTITY
126		-	;
	147	+	XISTING STANDARDS, IF ANY, FOR THE TESTING, INSPECTION,6
	148	+	AND REMEDIATION OF RESIDENTIAL PREMISES , STRUCTURES, HOME7
	149	+	FURNISHINGS, AND PERSONAL PROPERTY THAT HAVE BEEN DAMAGED BY8
	150	+	SMOKE, SOOT, ASH, AND OTHER CONTAMINANTS AS A RESULT OF A FIRE ,9
	151	+	INCLUDING ANY RELEVANT STANDARDS ESTABLISHED BY THE INSTITUTE10
	152	+	OF INSPECTION CLEANING AND RESTORATION CERTIFICATION OR A11
	153	+	SUCCESSOR ENTITY;12
127	154		(c) G
128		-	UIDELINES FOR DETERMINING WHETHER STRUCTURES , HOME
129		-	FURNISHINGS
130		-	, AND PERSONAL PROPERTY CAN BE REMEDIATED AFTER
131		-	EXPERIENCING DAMAGE FROM SMOKE
132		-	, SOOT, ASH, AND OTHER
133		-	CONTAMINANTS TO LEVELS THAT ARE PROTECTIVE OF HEALTH AND SAFETY
134		-	;
	155	+	UIDELINES FOR DETERMINING WHETHER STRUCTURES , HOME13
	156	+	FURNISHINGS, AND PERSONAL PROPERTY CAN BE REMEDIATED AFTER14
	157	+	EXPERIENCING DAMAGE FROM SMOKE , SOOT, ASH, AND OTHER15
	158	+	CONTAMINANTS TO LEVELS THAT ARE PROTECTIVE OF HEALTH AND16
	159	+	SAFETY;17
135	160		(d) E
136		-	XISTING INDOOR AIR QUALITY HEALTH AND SAFETY ST ANDARDS ,
137		-	IF AVAILABLE, REGARDING THE HABITABILITY OF RESIDENTIAL PREMISES ,
138		-	SPECIFICALLY AFTER THOSE RESIDENTIAL PREMISES HAVE BEEN DAMAGED
139		-	BY SMOKE
140		-	, SOOT, ASH, AND OTHER CONTAMINANTS AS A RESULT OF A FIRE ,
141		-	INCLUDING, TO THE EXTENT PRACTICABLE, INDOOR AIR QUALITY HEALTH
142		-	AND SAFETY STANDARDS FOR INDIVIDUALS WHO ARE MORE SUSCEPTIBLE TO
143		-	HEALTH ISSUES DUE TO EXPOSURE TO SMOKE
144		-	, SOOT, ASH, AND OTHER
145		-	CONTAMINANTS
146		-	; AND
147		-	(e) THE EXTENT TO WHICH TYPICAL HOMEOWNERS INSURANCE
148		-	POLICIES COVER DAMAGES TO RESIDENTIAL PREMISES THAT ARE THE RESULT
149		-	OF A FIRE
150		-	, INCLUDING DAMAGE FROM SMOKE , SOOT, ASH, AND OTHER
151		-	CONTAMINANTS
152		-	, AND THE EXTENT TO WHICH THOSE INSURANCE POLICIES
153		-	EFFECTIVELY COVER THE COST OF CLEANING
154		-	, REPAIR, AND REMEDIATION OF
155		-	THE RESIDENTIAL PREMISES
156		-	.
	161	+	XISTING INDOOR AIR QUALITY HEALTH AND SAFETY18
	162	+	STANDARDS, IF AVAILABLE, REGARDING THE HABITABILITY OF19
	163	+	RESIDENTIAL PREMISES, SPECIFICALLY AFTER THOSE RESIDENTIAL20
	164	+	PREMISES HAVE BEEN DAMAGED BY SMOKE , SOOT, ASH, AND OTHER21
	165	+	CONTAMINANTS AS A RESULT OF A FIRE , INCLUDING, TO THE EXTENT22
	166	+	PRACTICABLE, INDOOR AIR QUALITY HEALTH AND SAFETY STANDARDS FOR23
	167	+	INDIVIDUALS WHO ARE MORE SUSCEPTIBLE TO HEALTH ISSUES DUE TO24
	168	+	EXPOSURE TO SMOKE, SOOT, ASH, AND OTHER CONTAMINANTS ; AND25
	169	+	(e) T
	170	+	HE EXTENT TO WHICH TYPICAL HOMEOWNERS INSURANCE26
	171	+	POLICIES COVER DAMAGES TO RESIDENTIAL PREMISES THAT ARE THE27
	172	+	1315
	173	+	-5- RESULT OF A FIRE, INCLUDING DAMAGE FROM SMOKE , SOOT, ASH, AND1
	174	+	OTHER CONTAMINANTS , AND THE EXTENT TO WHICH THOSE INSURANCE2
	175	+	POLICIES EFFECTIVELY COVER THE COST OF CLEANING , REPAIR, AND3
	176	+	REMEDIATION OF THE RESIDENTIAL PREMISES .4
157	177		(3) T
158		-	HE DIVISION, OR A THIRD PARTY THE DIVISION CONTRACTS WITH,
159		-	SHALL ENGAGE WITH RELEVANT STAKEHOLDERS IN C ONDUCTING THE STUDY
160		-	PURSUANT TO SUBSECTIONS
161		-	(1) AND (2) OF THIS SECTION. RELEVANT
162		-	STAKEHOLDERS MAY INCLUDE
163		-	:
164		-	PAGE 4-HOUSE BILL 24-1315 (a) REPRESENTATIVES FROM THE DEPARTMENT OF PUBLIC HEALTH
165		-	AND ENVIRONMENT
166		-	;
	178	+	HE DIVISION, OR A THIRD PARTY THE DIVISION CONTRACTS5
	179	+	WITH, SHALL ENGAGE WITH RELEVANT STAKEHOLDERS IN CONDUCTING6
	180	+	THE STUDY PURSUANT TO SUBSECTIONS (1) AND (2) OF THIS SECTION.7
	181	+	R
	182	+	ELEVANT STAKEHOLDERS MAY INCLUDE :8
	183	+	(a) R
	184	+	EPRESENTATIVES FROM THE DEPARTMENT OF PUBLIC HEALTH9
	185	+	AND ENVIRONMENT;10
167	186		(b) I
168		-	NDIVIDUALS WHO OWN HOMES OR OTHER RESIDENTIAL
169		-	PREMISES
170		-	;
	187	+	NDIVIDUALS WHO OWN HOMES OR OTHER RESIDENTIAL11
	188	+	PREMISES;12
171	189		(c) R
172		-	EPRESENTATIVES FROM THE HOMEOWNERS INSURANCE
173		-	INDUSTRY IN
174		-	COLORADO;
	190	+	EPRESENTATIVES FROM THE HOMEOWNERS INSURANCE13
	191	+	INDUSTRY IN COLORADO;14
175	192		(d) P
176		-	UBLIC HEALTH EXPERTS;
	193	+	UBLIC HEALTH EXPERTS;15
177	194		(e) R
178		-	EPRESENTATIVES FROM THE INDUSTRIAL HYGIENIST ~~INDUSTRY~~
179		-	IN
180		-	~~COLORADO;~~
	195	+	EPRESENTATIVES FROM THE INDUSTRIAL HYGIENIST INDUSTRY16
	196	+	IN COLORADO;
	197	+	17
181	198		(f) R
182		-	EPRESENTATIVES FROM THE RESIDENTIAL REMEDIATION ~~AND~~
	199	+	EPRESENTATIVES FROM THE RESIDENTIAL REMEDIATION AND18
183	200		RESTORATION INDUSTRY IN
184		-	COLORADO; AND
185		-	(g) REPRESENTATIVES FROM ORGANIZATIONS THAT ADVOCATE FOR
186		-	THE INTERESTS OF CONSUMERS OF HOMEOWNERS INSURANCE POLICIES
187		-	.
	201	+	COLORADO; AND19
	202	+	(g) REPRESENTATIVES FROM ORGANIZATIONS THAT ADVOCATE FOR20
	203	+	THE INTERESTS OF CONSUMERS OF HOMEOWNERS INSURANCE POLICIES .21
188	204		(4) O
189		-	N OR BEFORE JANUARY 1, 2026, THE DIVISION SHALL SUBMIT A
190		-	REPORT TO THE HOUSE OF REPRESENTATIVES HEALTH AND HUMAN SERVICES
191		-	COMMITTEE AND THE SENATE LOCAL GOVERNMENT AND HOUSING
192		-	COMMITTEE
193		-	, OR THEIR SUCCESSOR COMMITTEES. THE REPORT MUST INCLUDE
194		-	THE RESEARCH
195		-	, FINDINGS, AND RECOMMENDATIONS OF THE STUDY
196		-	CONDUCTED IN ACCOR DANCE WITH SUBSECTIONS
197		-	(1) AND (2) OF THIS
198		-	SECTION
199		-	.
	205	+	N OR BEFORE JANUARY 1, 2026, THE DIVISION SHALL SUBMIT22
	206	+	A REPORT TO THE HOUSE OF REPRESENTATIVES HEALTH AND HUMAN23
	207	+	SERVICES COMMITTEE AND THE SENATE LOCAL GOVERNMENT AND24
	208	+	HOUSING COMMITTEE, OR THEIR SUCCESSOR COMMITTEES . THE REPORT25
	209	+	MUST INCLUDE THE RESEARCH, FINDINGS, AND RECOMMENDATIONS OF THE26
	210	+	STUDY CONDUCTED IN ACCORDANCE WITH SUBSECTIONS (1) AND (2) OF27
	211	+	1315
	212	+	-6- THIS SECTION.1
200	213		(5) T
201		-	HIS SECTION IS REPEALED, EFFECTIVE DECEMBER 31, 2027.
202		-	SECTION 3. Appropriation. For the 2024-25 state fiscal year,
203		-	$219,909 is appropriated to the department of regulatory agencies for use
204		-	by the division of insurance. This appropriation is from the division of
205		-	insurance cash fund created in section 10-1-103 (3)(a)(I), C.R.S., and is
206		-	based on an assumption that the division will require an additional 0.2 FTE.
207		-	To implement this act, the division may use this appropriation for personal
208		-	services. Of the amount appropriated in this section, any amount up to
209		-	$200,000 not expended prior to July 1, 2025, is further appropriated to the
210		-	division for the 2025-26 state fiscal year for the same purpose.
211		-	PAGE 5-HOUSE BILL 24-1315 SECTION 4. Act subject to petition - effective date. This act
212		-	takes effect at 12:01 a.m. on the day following the expiration of the
213		-	ninety-day period after final adjournment of the general assembly; except
214		-	that, if a referendum petition is filed pursuant to section 1 (3) of article V
215		-	of the state constitution against this act or an item, section, or part of this act
216		-	within such period, then the act, item, section, or part will not take effect
217		-	unless approved by the people at the general election to be held in
218		-	November 2024 and, in such case, will take effect on the date of the official
219		-	declaration of the vote thereon by the governor.
220		-	____________________________ ____________________________
221		-	Julie McCluskie Steve Fenberg
222		-	SPEAKER OF THE HOUSE PRESIDENT OF
223		-	OF REPRESENTATIVES THE SENATE
224		-	____________________________ ____________________________
225		-	Robin Jones Cindi L. Markwell
226		-	CHIEF CLERK OF THE HOUSE SECRETARY OF
227		-	OF REPRESENTATIVES THE SENATE
228		-	APPROVED________________________________________
229		-	(Date and Time)
230		-	_________________________________________
231		-	Jared S. Polis
232		-	GOVERNOR OF THE STATE OF COLORADO
233		-	PAGE 6-HOUSE BILL 24-1315
	214	+	HIS SECTION IS REPEALED, EFFECTIVE DECEMBER 31, 2027.2 SECTION 3. Appropriation. For the 2024-25 state fiscal year,3
	215	+	$219,909 is appropriated to the department of regulatory agencies for use4
	216	+	by the division of insurance. This appropriation is from the division of5
	217	+	insurance cash fund created in section 10-1-103 (3)(a)(I), C.R.S., and is6
	218	+	based on an assumption that the division will require an additional 0.27
	219	+	FTE. To implement this act, the division may use this appropriation for8
	220	+	personal services. Of the amount appropriated in this section, any amount9
	221	+	up to $200,000 not expended prior to July 1, 2025, is further appropriated10
	222	+	to the division for the 2025-26 state fiscal year for the same purpose.11
	223	+	SECTION 4. Act subject to petition - effective date. This act12
	224	+	takes effect at 12:01 a.m. on the day following the expiration of the13
	225	+	ninety-day period after final adjournment of the general assembly; except14
	226	+	that, if a referendum petition is filed pursuant to section 1 (3) of article V15
	227	+	of the state constitution against this act or an item, section, or part of this16
	228	+	act within such period, then the act, item, section, or part will not take17
	229	+	effect unless approved by the people at the general election to be held in18
	230	+	November 2024 and, in such case, will take effect on the date of the19
	231	+	official declaration of the vote thereon by the governor.20
	232	+	1315
	233	+	-7-