Colorado 2025 Regular Session

Colorado Senate Bill SB145 Compare Versions

Version 1 (Old)

Version 2 (New)

Old	New		Differences
1	1		First Regular Session
2	2		Seventy-fifth General Assembly
3	3		STATE OF COLORADO
4		-	~~REVISED~~
5		-	This Version Includes All Amendments ~~Adopted~~
6		-	~~on Second Reading~~ in the ~~Second House~~
	4	+	REENGROSSED
	5	+	This Version Includes All Amendments
	6	+	Adopted in the House of Introduction
7	7		LLS NO. 25-0310.01 Josh Schultz x5486
8	8		SENATE BILL 25-145
9	9		Senate Committees House Committees
10		-	Business, Labor, & Technology ~~Business Affairs & Labor~~
	10	+	Business, Labor, & Technology
11	11		A BILL FOR AN ACT
12	12		C
13	13		ONCERNING THE RIGHT OF A CONSUMER TO CANCEL AUTOMATIC101
14	14		RENEWAL CONTRACTS ONLINE .102
15	15		Bill Summary
16	16		(Note: This summary applies to this bill as introduced and does
17	17		not reflect any amendments that may be subsequently adopted. If this bill
18	18		passes third reading in the house of introduction, a bill summary that
19	19		applies to the reengrossed version of this bill will be available at
20	20		http://leg.colorado.gov
21	21		.)
22	22		Under current law, if a consumer consents to an automatic renewal
23	23		contract for a good or service through an online medium, the person that
24	24		sells the good or service may provide the consumer with an opportunity
25	25		to cancel the automatic renewal contract either online or in person.
26	26		The bill changes this provision to state that the person that sells the
27	27		good or service is required to provide the consumer with an opportunity
28		-	HOUSE
29		-	Amended 2nd Reading
30		-	April 21, 2025
31	28		SENATE
32	29		3rd Reading Unamended
33	30		March 21, 2025
34	31		SENATE
35	32		Amended 2nd Reading
36	33		March 20, 2025
37	34		SENATE SPONSORSHIP
38	35		Kipp, Amabile, Ball, Bridges, Coleman, Cutter, Gonzales J., Hinrichsen, Jodeh, Kolker,
39	36		Michaelson Jenet, Roberts, Snyder, Wallace, Weissman, Winter F.
40	37		HOUSE SPONSORSHIP
41	38		Lindsay and Zokaie, Hamrick
42	39		Shading denotes HOUSE amendment. Double underlining denotes SENATE amendment.
43	40		Capital letters or bold & italic numbers indicate new material to be added to existing law.
44	41		Dashes through the words or numbers indicate deletions from existing law. to cancel the automatic renewal contract online if the consumer consented
45	42		to the automatic renewal contract through an online medium.
46	43		Be it enacted by the General Assembly of the State of Colorado:1
47		-	SECTION 1. In Colorado Revised Statutes, 6-1-732, ~~amend2~~
48		-	~~(1)(d); repeal and~~ reenact, with amendments, (2)(d); and add (1)(d.7),3
49		-	~~(2.5), and (7) as~~ follows:4
	44	+	SECTION 1. In Colorado Revised Statutes, 6-1-732, repeal and2
	45	+	reenact, with amendments, (2)(d); and add (1)(d.7), (2.5), and (7) as3
	46	+	follows:4
50	47		6-1-732. Automatic renewal contracts - unlawful acts -5
51	48		required disclosures - right to cancel - trial period offers - exemptions6
52	49		- rules - definitions. (1) As used in this section, unless the context7
53	50		otherwise requires:8
54		-	(d) "Consumer" means an individual who A PERSON THAT seeks9
55		-	or acquires, by purchase or lease, any goods, services, money, or credit.10
56		-	for personal, family, or household purposes.11
57	51		(d.7) "O
58	52		NE-STEP ONLINE CANCELLATION " MEANS AN ONLINE
59		-	12
60		-	METHOD OF CANCELLATION THAT DOES NOT REQUIRE ADDITIONAL ~~ACTION13~~
61		-	FROM THE CONSUMER WHICH OBST RUCTS OR DELAYS THE CONSUMER '~~S14~~
62		-	ABILITY TO TERMINATE AN AUTOMATIC RENEWAL CONTRACT ~~OR15~~
63		-	CONTINUOUS SERVICE IMMEDIATELY .16
64		-	(2) It is unlawful for a person that offers an automatic ~~renewal17~~
65		-	contract to a consumer in this state to:18
	53	+	9
	54	+	METHOD OF CANCELLATION THAT DOES NOT REQUIRE ADDITIONAL ACTION10
	55	+	FROM THE CONSUMER WHICH OBST RUCTS OR DELAYS THE CONSUMER 'S11
	56	+	ABILITY TO TERMINATE AN AUTOMATIC RENEWAL CONTRACT OR12
	57	+	CONTINUOUS SERVICE IMMEDIATELY .13
	58	+	(2) It is unlawful for a person that offers an automatic renewal14
	59	+	contract to a consumer in this state to:15
66	60		(d) F
67		-	AIL TO PROVIDE A SIMPLE , COST-EFFECTIVE, TIMELY,19
68		-	EASY-TO-USE, AND READILY ACCESSIBLE MECHANISM FOR CANCELING ~~AN20~~
69		-	AUTOMATIC RENEWAL CONTRACT OR TRIAL PERIOD OFFER . A PERSON ~~IS21~~
70		-	DEEMED TO COMPLY WITH THIS SUBSECTION (2)(d) IF THE PERSON OFFERS:22
	61	+	AIL TO PROVIDE A SIMPLE , COST-EFFECTIVE, TIMELY,16
	62	+	EASY-TO-USE, AND READILY ACCESSIBLE MECHANISM FOR CANCELING AN17
	63	+	AUTOMATIC RENEWAL CONTRACT OR TRIAL PERIOD OFFER . A PERSON IS18
	64	+	DEEMED TO COMPLY WITH THIS SUBSECTION (2)(d) IF THE PERSON OFFERS:19
71	65		(I)
72		-	A ONE-STEP ONLINE CANCELLATION LINK TO A CONSUMER ~~WHO23~~
73		-	CONSENTED TO THE AUTOMATIC RENEWAL CONTRACT OR TRIAL ~~PERIOD24~~
74		-	OFFER THROUGH A WEBSITE OR OTHER ONLINE MEDIUM OR THROUGH ~~AN25~~
75		-	~~145-2-~~ ELECTRONIC COMMUNICATION , AND THE ONE-STEP ONLINE ~~CANCELLATION1~~
76		-	LINK IS:2
	66	+	A ONE-STEP ONLINE CANCELLATION LINK TO A CONSUMER WHO20
	67	+	CONSENTED TO THE AUTOMATIC RENEWAL CONTRACT OR TRIAL PERIOD21
	68	+	OFFER THROUGH A WEBSITE OR OTHER ONLINE MEDIUM OR THROUGH AN22
	69	+	ELECTRONIC COMMUNICATION , AND THE ONE-STEP ONLINE CANCELLATION23
	70	+	LINK IS:24
77	71		(A) L
78		-	OCATED ON THE PERSON'S WEBSITE OR CONTAINED IN ~~AN3~~
79		-	ELECTRONIC DEVICE OR SERVICE OR AN ELECTRONIC ~~COMMUNICATION4~~
80		-	MADE TO THE CONSUMER ; ~~AND5~~
	72	+	OCATED ON THE PERSON'S WEBSITE OR CONTAINED IN AN25
	73	+	145-2- ELECTRONIC DEVICE OR SERVICE OR AN ELECTRONIC COMMUNICATION1
	74	+	MADE TO THE CONSUMER ; AND2
81	75		(B) A
82		-	VAILABLE TO THE CONSUMER IMMEDIATELY AFTER ~~THE6~~
83		-	CONSUMER COMPLETES A REASONABLE AUTHENTICATION PROTOCOL ~~USED7~~
84		-	SOLELY TO CONFIRM THAT THE CONSUMER IS AUTHORIZED TO ~~MAKE8~~
85		-	CHANGES TO THE ACCOUNT ; ~~OR9~~
	76	+	VAILABLE TO THE CONSUMER IMMEDIATELY AFTER THE3
	77	+	CONSUMER COMPLETES A REASONABLE AUTHENTICATION PROTOCOL USED4
	78	+	SOLELY TO CONFIRM THAT THE CONSUMER IS AUTHORIZED TO MAKE5
	79	+	CHANGES TO THE ACCOUNT ; OR6
86	80		(II) O
87		-	NE OF THE FOLLOWING MEANS OF CANCELING ~~THE10~~
88		-	AUTOMATIC RENEWAL CONTRACT TO THE CONSUMER IF THE ~~CONSUMER11~~
89		-	CONSENTED TO THE AUTOMATIC RENEWAL CONTRACT OR TRIAL ~~PERIOD12~~
90		-	OFFER THROUGH MEANS OTHER THAN THOSE LISTED IN ~~SUBSECTION13~~
	81	+	NE OF THE FOLLOWING MEANS OF CANCELING THE7
	82	+	AUTOMATIC RENEWAL CONTRACT TO THE CONSUMER IF THE CONSUMER8
	83	+	CONSENTED TO THE AUTOMATIC RENEWAL CONTRACT OR TRIAL PERIOD9
	84	+	OFFER THROUGH MEANS OTHER THAN THOSE LISTED IN SUBSECTION10
91	85		(2)(d)(I)
92		-	OF THIS SECTION:14
	86	+	OF THIS SECTION:11
93	87		(A) A
94		-	ONE-STEP ONLINE CANCELLATION LINK THAT IS LOCATED ~~ON15~~
95		-	THE PERSON'S WEBSITE OR CONTAINED IN AN ELECTRONIC DEVICE ~~OR16~~
96		-	SERVICE OR AN ELECTRONIC COMMUNICATION MADE TO THE ~~CONSUMER17~~
97		-	AND AVAILABLE TO THE CONSUMER IMMEDIATELY AFTER THE ~~CONSUMER18~~
98		-	COMPLETES A REASONABLE AUTHENTICATION PROTOCOL USED SOLELY ~~TO19~~
99		-	CONFIRM THAT THE CONSUMER IS AUTHORIZED TO MAKE CHANGES TO ~~THE20~~
100		-	ACCOUNT; ~~OR21~~
	88	+	ONE-STEP ONLINE CANCELLATION LINK THAT IS LOCATED ON12
	89	+	THE PERSON'S WEBSITE OR CONTAINED IN AN ELECTRONIC DEVICE OR13
	90	+	SERVICE OR AN ELECTRONIC COMMUNICATION MADE TO THE CONSUMER14
	91	+	AND AVAILABLE TO THE CONSUMER IMMEDIATELY AFTER THE CONSUMER15
	92	+	COMPLETES A REASONABLE AUTHENTICATION PROTOCOL USED SOLELY TO16
	93	+	CONFIRM THAT THE CONSUMER IS AUTHORIZED TO MAKE CHANGES TO THE17
	94	+	ACCOUNT; OR18
101	95		(B) A
102		-	N IN-PERSON MECHANISM FOR CANCELING AN ~~AUTOMATIC22~~
103		-	RENEWAL CONTRACT OR TRIAL PERIOD OFFER THAT IS AT A ~~PHYSICAL23~~
104		-	LOCATION WHERE THE CONSUMER REGULARLY UTILIZES ANY GOODS ~~OR24~~
105		-	SERVICES THAT ARE SUBJECT TO THE AUTOMATIC RENEWAL ~~CONTRACT25~~
106		-	AND SATISFIES THE REQUIREMENTS OF THIS SUBSECTION (2)(d).26
	96	+	N IN-PERSON MECHANISM FOR CANCELING AN AUTOMATIC19
	97	+	RENEWAL CONTRACT OR TRIAL PERIOD OFFER THAT IS AT A PHYSICAL20
	98	+	LOCATION WHERE THE CONSUMER REGULARLY UTILIZES ANY GOODS OR21
	99	+	SERVICES THAT ARE SUBJECT TO THE AUTOMATIC RENEWAL CONTRACT22
	100	+	AND SATISFIES THE REQUIREMENTS OF THIS SUBSECTION (2)(d).23
107	101		(2.5) I
108	102		F A CONSUMER REQUESTS TO CANCEL AN AUTOMATIC
109		-	27
	103	+	24
	104	+	RENEWAL CONTRACT BY AN ONLINE SYSTEM , A PERSON MAY DISPLAY A25
	105	+	DISCOUNTED OFFER, A RETENTION BENEFIT, OR INFORMATION REGARDING26
	106	+	THE EFFECTS OF CANCELLATION IF THE BUSINESS SIMULTANEOUSLY27
110	107		145
111		-	-3- RENEWAL CONTRACT BY AN ONLINE SYSTEM , A PERSON MAY DISPLAY A1
112		-	DISCOUNTED OFFER, A RETENTION BENEFIT, OR INFORMATION REGARDING2
113		-	THE EFFECTS OF CANCELLATION IF THE BUSINESS SIMULTANEOUSLY3
114		-	DISPLAYS A PROMINENTLY LOCATED AND CONTINUOUSLY PROXIMATE4
115		-	DIRECT LINK TO CANCEL ALONGSIDE THE PRESENTATION OF THE5
116		-	DISCOUNTED OFFER, RETENTION BENEFIT, OR INFORMATION REGARDING6
117		-	THE EFFECTS OF CANCELLATION. IF THE CONSUMER UTILIZES THE DIRECT7
118		-	LINK TO CANCEL, THE BUSINESS SHALL PROMPTLY PROCESS THE8
119		-	CANCELLATION AND SHALL NOT OTHERWISE OBSTRUCT OR DELAY THE9
120		-	CONSUMER'S REQUEST TO CANCEL.10
	108	+	-3- DISPLAYS A PROMINENTLY LOCATED AND CONTINUOUSLY PROXIMATE1
	109	+	DIRECT LINK TO CANCEL ALONGSIDE THE PRESENTATION OF THE2
	110	+	DISCOUNTED OFFER, RETENTION BENEFIT, OR INFORMATION REGARDING3
	111	+	THE EFFECTS OF CANCELLATION. IF THE CONSUMER UTILIZES THE DIRECT4
	112	+	LINK TO CANCEL, THE BUSINESS SHALL PROMPTLY PROCESS THE5
	113	+	CANCELLATION AND SHALL NOT OTHERWISE OBSTRUCT OR DELAY THE6
	114	+	CONSUMER'S REQUEST TO CANCEL.7
121	115		(7) T
122	116		HE ATTORNEY GENERAL MAY ADOPT RULES AS NECESSARY
123		-	11
124		-	FOR THE PURPOSE OF IMPLEMENTING AND ENFORCING THIS SECTION .12
125		-	SECTION 2. Act subject to petition - effective date -13
126		-	applicability. (1) Section 6-1-732 (1)(d), Colorado Revised Statutes, as14
127		-	enacted in section 1 of this act, takes effect February 16, 2026, and the15
128		-	remainder of the act takes effect at 12:01 a.m. on the day following the16
129		-	expiration of the ninety-day period after final adjournment of the general17
130		-	assembly; except that, if a referendum petition is filed pursuant to section18
131		-	1 (3) of article V of the state constitution against this act or an item,19
132		-	section, or part of this act within such period, then the act, item, section,20
133		-	or part will not take effect unless approved by the people at the general21
134		-	election to be held in November 2026 and, in such case, will take effect22
135		-	on the date of the official declaration of the vote thereon by the governor.23
136		-	(2) This act applies to automatic renewal contracts offered or24
137		-	renewed on or after the applicable effective date of this act.25
	117	+	8
	118	+	FOR THE PURPOSE OF IMPLEMENTING AND ENFORCING THIS SECTION .9
	119	+	SECTION 2. Act subject to petition - effective date -10
	120	+	applicability. (1) This act takes effect at 12:01 a.m. on the day following11
	121	+	the expiration of the ninety-day period after final adjournment of the12
	122	+	general assembly; except that, if a referendum petition is filed pursuant13
	123	+	to section 1 (3) of article V of the state constitution against this act or an14
	124	+	item, section, or part of this act within such period, then the act, item,15
	125	+	section, or part will not take effect unless approved by the people at the16
	126	+	general election to be held in November 2026 and, in such case, will take17
	127	+	effect on the date of the official declaration of the vote thereon by the18
	128	+	governor.19
	129	+	(2) This act applies to automatic renewal contracts offered or20
	130	+	renewed on or after the applicable effective date of this act.21
138	131		145
139	132		-4-