Connecticut Senate Bill SB00090

Connecticut 2012 Regular Session

• Introduced: 2/16/12
• Refer: 2/16/12

Caption

An Act Establishing A Loan Program For The Removal Of Hazardous Trees From Private Property.

Impact

The implementation of SB00090 will require insurance providers to involve municipal officials, such as town tree wardens and city foresters, in the hazard assessment process. These officials will be responsible for inspecting trees on properties and certifying whether they present a present or potential hazard. The act aims to facilitate prompt action in eliminating hazardous trees, which could otherwise endanger lives and property. By directly linking tree inspection to insurance policyholders, the bill seeks to create an efficient mechanism for risk management.

Summary

SB00090 is an act designed to establish a loan program for the proactive removal of hazardous trees from private properties. The bill mandates that insurance companies providing homeowners' and commercial general liability policies must create a loan program for their policyholders. This program allows homeowners and businesses to borrow funds specifically for the removal of trees that pose potential hazards, enhancing public safety by addressing risks associated with falling trees or branches.

Contention

Notable points of contention surrounding SB00090 include concerns about the financial implications for policyholders and the administrative burden on municipalities. Critics may argue that the requirement for insurers to back loans could lead to complexities in handling claims and that not all homeowners may be financially equipped to manage repayment obligations. Furthermore, there is a possibility of inconsistency in how local officials determine hazards, which could result in uneven outcomes across communities. As the bill progresses, these issues will likely be discussed extensively among policymakers and stakeholders.