| 17 | 17 | | |
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| 18 | 18 | | Referred to Committee on INSURANCE AND REAL ESTATE |
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| 19 | 19 | | |
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| 20 | 20 | | Introduced by: |
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| 21 | 21 | | |
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| 22 | 22 | | (INS) |
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| 23 | 23 | | |
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| 24 | 24 | | AN ACT CONCERNING THE CLAIMS DATA PROVIDED TO CERTAIN EMPLOYERS. |
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| 25 | 25 | | |
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| 26 | 26 | | Be it enacted by the Senate and House of Representatives in General Assembly convened: |
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| 27 | 27 | | |
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| 28 | 28 | | Section 1. Section 38a-513f of the general statutes is repealed and the following is substituted in lieu thereof (Effective from passage): |
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| 29 | 29 | | |
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| 30 | 30 | | (a) As used in this section: |
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| 31 | 31 | | |
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| 32 | 32 | | (1) "Claims paid" means the amounts paid for the covered employees of an employer by an insurer, health care center, hospital service corporation, medical service corporation or other entity as specified in subsection (b) of this section for medical services and supplies and for prescriptions filled, but does not include expenses for stop-loss coverage, reinsurance, enrollee educational programs or other cost containment programs or features, administrative costs or profit. |
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| 33 | 33 | | |
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| 34 | 34 | | (2) "Employer" means any town, city, borough, school district, taxing district or fire district employing more than fifty employees. |
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| 35 | 35 | | |
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| 36 | 36 | | (3) "Utilization data" means (A) the aggregate number of procedures or services performed for the covered employees of the employer, by practice type and by service category, or (B) the aggregate number of prescriptions filled for the covered employees of the employer, by prescription drug name. |
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| 37 | 37 | | |
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| 38 | 38 | | (b) Each insurer, health care center, hospital service corporation, medical service corporation or other entity delivering, issuing for delivery, renewing, amending or continuing in this state any group health insurance policy providing coverage of the type specified in subdivisions (1), (2), (4), (11), (12) and (16) of section 38a-469 shall: |
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| 39 | 39 | | |
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| 40 | 40 | | (1) Not later than October first, annually, provide to an employer sponsoring such policy, free of charge, the following information for the most recent thirty-six-month period or for the entire period of coverage, whichever is shorter, ending not more than sixty days prior to the date of the [request] provision of such information, in a format as set forth in subdivision (3) of this subsection: |
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| 41 | 41 | | |
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| 42 | 42 | | (A) Complete and accurate medical, dental and pharmaceutical utilization data, as applicable; |
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| 43 | 43 | | |
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| 44 | 44 | | (B) Claims paid by year, aggregated by practice type and by service category, each reported separately for in-network and out-of-network providers, and the total number of claims paid; |
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| 45 | 45 | | |
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| 46 | 46 | | (C) Premiums paid by such employer by month; [and] |
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| 47 | 47 | | |
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| 48 | 48 | | (D) The number and gender of insureds by coverage tier, including, but not limited to, single, two-person and family including dependents, by month; and |
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| 49 | 49 | | |
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| 50 | 50 | | (E) Written plan descriptions for all populations covered by such policy; |
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| 51 | 51 | | |
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| 52 | 52 | | (2) Include in such information specified in subdivision (1) of this subsection only health information that has had identifiers removed, as set forth in 45 CFR 164.514, is not individually identifiable, as defined in 45 CFR 160.103, and is permitted to be disclosed under the Health Insurance Portability and Accountability Act of 1996, P.L. 104-191, as amended from time to time, or regulations adopted thereunder; and |
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| 53 | 53 | | |
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| 54 | 54 | | (3) Provide such information (A) in a written report, (B) through an electronic file transmitted by secure electronic mail or a file transfer protocol site, or (C) through a secure web site or web site portal that is accessible by such employer. |
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| 55 | 55 | | |
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| 56 | 56 | | (c) Such insurer, health care center, hospital service corporation, medical service corporation or other entity shall not be required to provide such information to the employer more than once in any twelve-month period. |
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| 57 | 57 | | |
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| 58 | 58 | | (d) (1) Except as provided in subdivision (2) of this subsection, information provided to an employer pursuant to subsection (b) of this section shall be used by such employer only for the purposes of obtaining competitive quotes for group health insurance or to promote wellness initiatives for the employees of such employer. |
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| 59 | 59 | | |
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| 60 | 60 | | (2) Any employer may provide to the Comptroller upon request the information disclosed to such employer pursuant to subsection (b) of this section. The Comptroller shall maintain as confidential any such information. |
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| 61 | 61 | | |
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| 62 | 62 | | (e) Any information provided to an employer in accordance with subsection (b) of this section or to the Comptroller in accordance with subdivision (2) of subsection (d) of this section shall not be subject to disclosure under section 1-210. An employee organization, as defined in section 7-467, that is the exclusive bargaining representative of the employees of such employer shall be entitled to receive claim information and the information set forth in subparagraphs (D) and (E) of subdivision (1) of subsection (b) of this section from such employer in order to fulfill its duties to bargain collectively pursuant to section 7-469. An employer shall provide such information to such employee organization not later than thirty days after a request by such employee organization. |
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| 63 | 63 | | |
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| 64 | 64 | | (f) If a subpoena or other similar demand related to information provided pursuant to subsection (b) of this section is issued in connection with a judicial proceeding to an employer that receives such information, such employer shall immediately notify the insurer, health care center, hospital service corporation, medical service corporation or other entity that provided such information to such employer of such subpoena or demand. Such insurer, health care center, hospital service corporation, medical service corporation or other entity shall have standing to file an application or motion with the court of competent jurisdiction to quash or modify such subpoena. Upon the filing of such application or motion by such insurer, health care center, hospital service corporation, medical service corporation or other entity, the subpoena or similar demand shall be stayed without penalty to the parties, pending a hearing on such application or motion and until the court enters an order sustaining, quashing or modifying such subpoena or demand. |
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| 65 | 65 | | |
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| 66 | 66 | | |
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| 67 | 67 | | |
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| 68 | 68 | | |
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| 69 | 69 | | This act shall take effect as follows and shall amend the following sections: |
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| 70 | 70 | | Section 1 from passage 38a-513f |
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| 71 | 71 | | |
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| 72 | 72 | | This act shall take effect as follows and shall amend the following sections: |
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| 73 | 73 | | |
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| 74 | 74 | | Section 1 |
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| 75 | 75 | | |
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| 76 | 76 | | from passage |
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| 77 | 77 | | |
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| 78 | 78 | | 38a-513f |
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| 79 | 79 | | |
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| 80 | 80 | | |
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| 81 | 81 | | |
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| 82 | 82 | | INS Joint Favorable |
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