Connecticut House Bill HB06517

Connecticut 2013 Regular Session

• Introduced: 2/27/13
• Refer: 2/27/13
• Report Pass: 3/14/13
• Refer: 3/25/13
• Report Pass: 4/2/13

Caption

An Act Implementing The Recommendations Of The Legislative Program Review And Investigations Committee Concerning The Insurance Department's Duties, Mental Health Parity Compliance Checks And The External Review Application Process.

Impact

If enacted, HB 6517 will amend existing state statutes, particularly concerning the duties of the Insurance Department regarding mental health parity compliance. The bill requires the department to conduct annual analyses and public meetings to ensure that health insurance companies are adhering to both state and federal mental health parity laws. By reinforcing compliance checks and accountability measures, the bill aims to elevate the standards of care and support for individuals seeking mental health services, impacting how insurance policies cover these crucial health needs.

Summary

House Bill 6517 focuses on implementing the recommendations of the Legislative Program Review and Investigations Committee regarding the responsibilities of the Insurance Department. It emphasizes the importance of mental health parity compliance checks and establishes new guidelines for the external review application process. The bill aims to enhance transparency and consumer protection within the insurance landscape by mandating that the Insurance Department maintain clear communication with health care consumers regarding their rights and options in the coverage decision process.

Sentiment

The sentiment around HB 6517 is generally supportive among stakeholders emphasizing the need for robust consumer protection mechanisms. Advocates for mental health care and consumer rights view the bill as a step forward in ensuring that individuals are treated fairly within the healthcare system. However, critics may express concern over the feasibility of implementing these compliance checks and whether additional regulations may lead to bureaucratic complexities that could hinder timely access to care.

Contention

While there is a consensus on the need for better compliance and oversight within the insurance sector, there are discussions regarding the adequacy of resources for the Insurance Department to fulfill these newly outlined responsibilities. Some legislators and advocacy groups may argue that the effectiveness of the bill hinges on not just its passage but also the commitment of the department to actively engage with stakeholders and the public. This negotiation of balance between regulatory oversight and operational efficiency remains a notable point of discussion.