An Act Concerning Health Insurance Coverage Of Orally And Intravenously Administered Medications.
Impact
By enacting SB00191, the state aims to alleviate the financial burden on patients who rely on oral medications for serious health conditions. With equal coverage provisions, the bill is expected to enhance access to necessary medications for treatment or palliative care, supporting individuals facing debilitating diseases. Critics of the bill express concerns over the potential financial impact on insurance companies and the broader implications on health insurance premiums. However, supporters argue that this legislation will ultimately benefit patient health outcomes by ensuring timely access to all necessary treatments.
Summary
SB00191 is a legislative act designed to ensure that health insurance policies in Connecticut provide equitable coverage for orally administered medications when compared to intravenously administered medications. Specifically, the bill mandates that insurance companies, health care centers, and other entities that offer individual or group health insurance policies must offer equal coverage for orally prescribed medications used for the treatment or prevention of serious chronic diseases. This law is set to take effect on January 1, 2015, reflecting a significant overhaul in how certain medications are covered under health insurance plans.
Sentiment
The sentiment surrounding SB00191 appears largely supportive, particularly among patient advocacy groups and health care providers who see it as a step toward more comprehensive health care coverage. Legislators voted in favor of the bill, as indicated by the Senate Roll Call Vote, which passed with a vote of 28-7. The prevailing opinion is that this bill addresses a critical gap in health insurance coverage, reflecting the needs of patients requiring oral medications, and the strong majority vote reinforces the belief that such coverage is a necessary improvement.
Contention
Notable points of contention may arise regarding the financial implications for insurance providers and the healthcare system as a whole. Some opponents highlight concerns that ensuring equal coverage could lead to increased premiums for consumers or cause insurance companies to reevaluate their coverage policies. Additionally, there could be a challenge in the implementation of this law regarding how insurers assess and categorize oral versus intravenous treatments. As discussions evolve, balancing patient access with financial sustainability for insurance providers will remain a critical issue.
An Act Concerning Insurance Market Conduct And Insurance Licensing, The Insurance Department's Technical Corrections And Other Revisions To The Insurance Statutes And Captive Insurance.