An Act Requiring Health Insurance Coverage For Fertility Preservation For Insureds Diagnosed With Cancer.
If enacted, this bill would alter state insurance laws by establishing minimum coverage requirements for fertility preservation procedures across individual and group health insurance policies. The law will apply to all relevant health plans delivered or renewed in the state after January 1, 2018. Policymakers argue that such coverage is critical for allowing individuals to make reproductive choices despite a cancer diagnosis, thus expanding access to vital health services for vulnerable populations.
House Bill 5968 mandates health insurance coverage for fertility preservation procedures for individuals diagnosed with cancer who have not yet commenced treatment. The bill specifically addresses embryo, oocyte, and sperm cryopreservation, requiring insurers to cover the associated expenses for evaluations and medications. However, it excludes the costs for initial or annual storage of these reproductive materials. The legislation is intended to help cancer patients preserve their fertility options while undergoing potentially fertility-impairing treatments, thereby supporting their long-term reproductive health.
The general reception of HB 5968 appears to be positive among health advocates and individuals affected by cancer, as it ensures important healthcare services are accessible for those in need. Supporters believe the bill is a necessary step towards comprehensive health coverage and recognizes the concerns of cancer patients regarding their fertility. However, there may be concerns among some insurance providers regarding the potential increase in costs due to mandated coverage.
While no significant points of contention were noted during discussions around the bill, potential debates may arise concerning the limitations placed on coverage. For example, females may be limited to one procedure while males can only receive one sperm cryopreservation. Additionally, the provision allowing exemptions based on religious beliefs may lead to further discussions about the implications for access to these critical processes among diverse demographic groups.