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General Assembly Raised Bill No. 5249
February Session, 2020
LCO No. 1235
Referred to Committee on INSURANCE AND REAL ESTATE
Introduced by:
(INS)
AN ACT CONCERNING DE NTAL INSURANCE COVER AGE FOR
CHILDREN, STEPCHILDR EN AND OTHER DEPENDENT CHILDREN.
Be it enacted by the Senate and House of Representatives in General
Assembly convened:
Section 1. Section 38a-497 of the general statutes is repealed and the 1
following is substituted in lieu thereof (Effective January 1, 2021): 2
(a) Each individual health insurance policy providing coverage of the 3
type specified in subdivisions (1), (2), (4), (6), (10), (11) and (12) of section 4
38a-469 delivered, issued for delivery, amended, renewed or continued 5
in this state shall provide that coverage of a child, stepchild or other 6
dependent child shall terminate [no] not earlier than the policy 7
anniversary date on or after whichever of the following occurs first, the 8
date on which the child, [:] stepchild or other dependent child: (1) 9
Becomes covered under a group health plan through the [dependent's] 10
child's, stepchild's or other dependent child's own employment; or (2) 11
attains the age of twenty-six. 12
(b) Each individual health insurance policy described in subsection 13
(a) of this section, and each individual health insurance policy providing 14
coverage of the type specified in subdivision (16) of section 38a-469 15 Raised Bill No. 5249
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delivered, issued for delivery, amended, renewed or continued in this 16
state, that includes or provides dental coverage shall provide that dental 17
coverage of a child, stepchild or other dependent child shall terminate 18
not earlier than the policy anniversary date on or after whichever of the 19
following occurs first, the date on which the child, stepchild or other 20
dependent child: (1) Becomes covered under a group health plan 21
through the child's, stepchild's or other dependent child's own 22
employment; or (2) attains the age of twenty-six. 23
(c) Each [such] policy subject to this section shall cover a stepchild or 24
other dependent child on the same basis as a biological child. 25
Sec. 2. Section 38a-512b of the general statutes is repealed and the 26
following is substituted in lieu thereof (Effective January 1, 2021): 27
(a) Each group health insurance policy providing coverage of the type 28
specified in subdivisions (1), (2), (4), (6), (10), (11) and (12) of section 38a-29
469 delivered, issued for delivery, amended, renewed or continued in 30
this state shall provide that coverage of a child, stepchild or other 31
dependent child shall terminate [no] not earlier than the policy 32
anniversary date on or after whichever of the following occurs first, the 33
date on which the child, [:] stepchild or other dependent child: (1) 34
Becomes covered under a group health plan through the [dependent's] 35
child's, stepchild's or other dependent child's own employment; or (2) 36
attains the age of twenty-six. 37
(b) Each group health insurance policy described in subsection (a) of 38
this section, and each group health insurance policy providing coverage 39
of the type specified in subdivision (16) of section 38a-469 delivered, 40
issued for delivery, amended, renewed or continued in this state, that 41
includes or provides dental coverage shall provide that dental coverage 42
of a child, stepchild or other dependent child shall terminate not earlier 43
than the policy anniversary date on or after whichever of the following 44
occurs first, the date on which the child, stepchild or other dependent 45
child: (1) Becomes covered under a group health plan through the 46
child's, stepchild's or other dependent child's own employment; or (2) 47 Raised Bill No. 5249
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attains the age of twenty-six. 48
(c) Each [such] policy subject to this section shall cover a stepchild or 49
other dependent child on the same basis as a biological child. 50
This act shall take effect as follows and shall amend the following
sections:
Section 1 January 1, 2021 38a-497
Sec. 2 January 1, 2021 38a-512b
Statement of Purpose:
To allow children, stepchildren and other dependent children to retain
dental insurance coverage under their parents' insurance policies until
they attain the age of twenty-six or obtain substitute coverage through
an employer.
[Proposed deletions are enclosed in brackets. Proposed additions are indicated by underline, except
that when the entire text of a bill or resolution or a section of a bill or resolution is new, it is not
underlined.]