LCO No. 2442 1 of 8 General Assembly Raised Bill No. 5340 February Session, 2022 LCO No. 2442 Referred to Committee on HUMAN SERVICES Introduced by: (HS) AN ACT CONCERNING EQUITABLE MEDICAID PAYMENTS AND ELIGIBILITY DETERMINATIONS FOR APPLICANTS, RECIPIENTS AND FAMILY CAREGIVERS. Be it enacted by the Senate and House of Representatives in General Assembly convened: Section 1. (NEW) (Effective July 1, 2022) The Commissioner of Social 1 Services shall set payment rates for family caregivers authorized to 2 receive compensation in programs administered by the Department of 3 Social Services equal to the rates set for nonfamily professional 4 caregivers providing the same types of services to participants in such 5 programs, including, but not limited to, providing family caregivers 6 who provide personal care services the same rates received by personal 7 care attendants negotiated pursuant to section 17b-706b of the general 8 statutes. The commissioner shall utilize such rates to determine the 9 value of personal care services provided by a family caregiver to a 10 Medicaid applicant who transferred assets to the family caregiver as 11 part of a legally enforceable compensation agreement with such 12 caregiver. 13 Sec. 2. Subsection (h) of section 17b-342 of the 2022 supplement to the 14 Raised Bill No. 5340 LCO No. 2442 2 of 8 general statutes is repealed and the following is substituted in lieu 15 thereof (Effective July 1, 2022): 16 (h) An individual who is otherwise eligible for services pursuant to 17 this section shall, as a condition of participation in the program, apply 18 for medical assistance benefits pursuant to section 17b-260 when 19 requested to do so by the department and shall accept such benefits if 20 determined eligible. The Commissioner of Social Services shall provide 21 medical assistance payments for Medicaid-eligible home care services 22 retroactive to not more than three months before the date an eligible 23 individual applied for Medicaid, to the extent permissible under 42 CFR 24 435.915, as amended from time to time. 25 Sec. 3. Section 17b-261 of the 2022 supplement to the general statutes 26 is repealed and the following is substituted in lieu thereof (Effective July 27 1, 2022): 28 (a) Medical assistance shall be provided for any otherwise eligible 29 person whose income, including any available support from legally 30 liable relatives and the income of the person's spouse or dependent 31 child, is not more than one hundred forty-three per cent, pending 32 approval of a federal waiver applied for pursuant to subsection (e) of 33 this section, of the benefit amount paid to a person with no income 34 under the temporary family assistance program in the appropriate 35 region of residence and if such person is an institutionalized individual 36 as defined in Section 1917 of the Social Security Act, 42 USC 1396p(h)(3), 37 and has not made an assignment or transfer or other disposition of 38 property for less than fair market value for the purpose of establishing 39 eligibility for benefits or assistance under this section. Any such 40 disposition shall be treated in accordance with Section 1917(c) of the 41 Social Security Act, 42 USC 1396p(c). Any disposition of property made 42 on behalf of an applicant or recipient or the spouse of an applicant or 43 recipient by a guardian, conservator, person authorized to make such 44 disposition pursuant to a power of attorney or other person so 45 authorized by law shall be attributed to such applicant, recipient or 46 spouse. A disposition of property ordered by a court shall be evaluated 47 Raised Bill No. 5340 LCO No. 2442 3 of 8 in accordance with the standards applied to any other such disposition 48 for the purpose of determining eligibility. The commissioner shall 49 establish the standards for eligibility for medical assistance at one 50 hundred forty-three per cent of the benefit amount paid to a household 51 of equal size with no income under the temporary family assistance 52 program in the appropriate region of residence. In determining 53 eligibility, the commissioner shall not consider as income Aid and 54 Attendance pension benefits granted to a veteran, as defined in section 55 27-103, or the surviving spouse of such veteran. Except as provided in 56 section 17b-277 and section 17b-292, the medical assistance program 57 shall provide coverage to persons under the age of nineteen with 58 household income up to one hundred ninety-six per cent of the federal 59 poverty level without an asset limit and to persons under the age of 60 nineteen, who qualify for coverage under Section 1931 of the Social 61 Security Act, with household income not exceeding one hundred 62 ninety-six per cent of the federal poverty level without an asset limit, 63 and their parents and needy caretaker relatives, who qualify for 64 coverage under Section 1931 of the Social Security Act, with household 65 income not exceeding one hundred fifty-five per cent of the federal 66 poverty level without an asset limit. Such levels shall be based on the 67 regional differences in such benefit amount, if applicable, unless such 68 levels based on regional differences are not in conformance with federal 69 law. Any income in excess of the applicable amounts shall be applied as 70 may be required by said federal law, and assistance shall be granted for 71 the balance of the cost of authorized medical assistance. The 72 Commissioner of Social Services shall provide applicants for assistance 73 under this section, at the time of application, with a written statement 74 advising them of (1) the effect of an assignment or transfer or other 75 disposition of property on eligibility for benefits or assistance, (2) the 76 effect that having income that exceeds the limits prescribed in this 77 subsection will have with respect to program eligibility, and (3) the 78 availability of, and eligibility for, services provided by the Connecticut 79 Home Visiting System, established pursuant to section 17b-751b. For 80 coverage dates on or after January 1, 2014, the department shall use the 81 modified adjusted gross income financial eligibility rules set forth in 82 Raised Bill No. 5340 LCO No. 2442 4 of 8 Section 1902(e)(14) of the Social Security Act and the implementing 83 regulations to determine eligibility for HUSKY A, HUSKY B and 84 HUSKY D applicants, as defined in section 17b-290. Persons who are 85 determined ineligible for assistance pursuant to this section shall be 86 provided a written statement notifying such persons of their ineligibility 87 and advising such persons of their potential eligibility for one of the 88 other insurance affordability programs as defined in 42 CFR 435.4. 89 (b) For the purposes of the Medicaid program, the Commissioner of 90 Social Services shall consider parental income and resources as available 91 to a child under eighteen years of age who is living with his or her 92 parents and is blind or disabled for purposes of the Medicaid program, 93 or to any other child under twenty-one years of age who is living with 94 his or her parents. 95 (c) For the purposes of determining eligibility for the Medicaid 96 program, an available asset is one that is actually available to the 97 applicant or one that the applicant has the legal right, authority or 98 power to obtain or to have applied for the applicant's general or medical 99 support. If the terms of a trust provide for the support of an applicant, 100 the refusal of a trustee to make a distribution from the trust does not 101 render the trust an unavailable asset. Notwithstanding the provisions of 102 this subsection, the availability of funds in a trust or similar instrument 103 funded in whole or in part by the applicant or the applicant's spouse 104 shall be determined pursuant to the Omnibus Budget Reconciliation Act 105 of 1993, 42 USC 1396p. The provisions of this subsection shall not apply 106 to a special needs trust, as defined in 42 USC 1396p(d)(4)(A), as 107 amended from time to time. For purposes of determining whether a 108 beneficiary under a special needs trust, who has not received a disability 109 determination from the Social Security Administration, is disabled, as 110 defined in 42 USC 1382c(a)(3), the Commissioner of Social Services, or 111 the commissioner's designee, shall independently make such 112 determination. The commissioner shall not require such beneficiary to 113 apply for Social Security disability benefits or obtain a disability 114 determination from the Social Security Administration for purposes of 115 determining whether the beneficiary is disabled. 116 Raised Bill No. 5340 LCO No. 2442 5 of 8 (d) The transfer of an asset in exchange for other valuable 117 consideration shall be allowable to the extent the value of the other 118 valuable consideration is equal to or greater than the value of the asset 119 transferred. 120 (e) The Commissioner of Social Services shall seek a waiver from 121 federal law to permit federal financial participation for Medicaid 122 expenditures for families with incomes of one hundred forty-three per 123 cent of the temporary family assistance program payment standard. 124 (f) To the extent [permitted by] permissible under federal law, 125 Medicaid eligibility shall be extended for one year to a family that 126 becomes ineligible for medical assistance under Section 1931 of the 127 Social Security Act due to income from employment by one of its 128 members who is a caretaker relative or due to receipt of child support 129 income. A family receiving extended benefits on July 1, 2005, shall 130 receive the balance of such extended benefits, provided no such family 131 shall receive more than twelve additional months of such benefits. 132 (g) An institutionalized spouse applying for Medicaid and having a 133 spouse living in the community shall be required, to the maximum 134 extent permitted by law, to divert income to such community spouse in 135 order to raise the community spouse's income to the level of the 136 minimum monthly needs allowance, as described in Section 1924 of the 137 Social Security Act. Such diversion of income shall occur before the 138 community spouse is allowed to retain assets in excess of the 139 community spouse protected amount described in Section 1924 of the 140 Social Security Act. The Commissioner of Social Services, pursuant to 141 section 17b-10, may implement the provisions of this subsection while 142 in the process of adopting regulations, provided the commissioner 143 [prints] posts notice of intent to adopt the regulations [in the 144 Connecticut Law Journal within] on the eRegulations System not later 145 than twenty days [of] after adopting such policy. Such policy shall be 146 valid until the time final regulations are effective. 147 (h) To the extent permissible under federal law, an institutionalized 148 Raised Bill No. 5340 LCO No. 2442 6 of 8 individual, as defined in Section 1917 of the Social Security Act, 42 USC 149 1396p(h)(3), shall not be determined ineligible for Medicaid solely on 150 the basis of the cash value of a life insurance policy worth less than ten 151 thousand dollars provided the individual is pursuing the surrender of 152 the policy. 153 (i) To the extent permissible under federal law, an individual who has 154 applied for Medicaid shall not be determined ineligible solely on the 155 basis of an asset discovered by such individual after the date of 156 application, provided (1) the individual reports the discovery of the 157 asset to the Commissioner of Social Services not later than ten days after 158 the discovery, (2) the individual takes steps within thirty days to 159 liquidate such individual's interest in the asset and spend down the 160 proceeds in accordance with Medicaid income and asset limits, and (3) 161 in the event the individual is unable to gain access to the asset, the 162 Department of Social Services provides assistance to the individual to 163 gain access to the asset. 164 (j) To the extent permissible under federal law, an individual who has 165 applied for Medicaid shall not be determined ineligible on the basis of a 166 single, unliquidated asset, provided such individual presents evidence 167 to the Commissioner of Social Services that such asset is inaccessible to 168 the individual because it is not possible to liquidate the asset in fewer 169 than thirty days. 170 [(i)] (k) Medical assistance shall be provided, in accordance with the 171 provisions of subsection (e) of section 17a-6, to any child under the 172 supervision of the Commissioner of Children and Families who is not 173 receiving Medicaid benefits, has not yet qualified for Medicaid benefits 174 or is otherwise ineligible for such benefits. Medical assistance shall also 175 be provided to any child in the behavioral services program operated 176 by the Department of Developmental Services who is not receiving 177 Medicaid benefits, has not yet qualified for Medicaid benefits or is 178 otherwise ineligible for benefits. To the extent practicable, the 179 Commissioner of Children and Families and the Commissioner of 180 Developmental Services shall apply for, or assist such child in qualifying 181 Raised Bill No. 5340 LCO No. 2442 7 of 8 for, the Medicaid program. 182 [(j)] (l) The Commissioner of Social Services shall provide Early and 183 Periodic Screening, Diagnostic and Treatment program services, as 184 required and defined as of December 31, 2005, by 42 USC 1396a(a)(43), 185 42 USC 1396d(r) and 42 USC 1396d(a)(4)(B) and applicable federal 186 regulations, to all persons who are under the age of twenty-one and 187 otherwise eligible for medical assistance under this section. 188 [(k)] (m) A veteran, as defined in section 27-103, and any member of 189 his or her family, who applies for or receives assistance under the 190 Medicaid program, shall apply for all benefits for which he or she may 191 be eligible through the United States Department of Veterans Affairs or 192 the United States Department of Defense. 193 [(l)] (n) On and after January 1, 2023, the Commissioner of Social 194 Services shall, within available appropriations, provide state-funded 195 medical assistance to any child eight years of age and younger, 196 regardless of immigration status, whose household income does not 197 exceed two hundred one per cent of the federal poverty level without 198 an asset limit and who does not otherwise qualify for Medicaid, the 199 Children's Health Insurance Program, or an offer of affordable, 200 employer-sponsored insurance as defined in the Affordable Care Act, as 201 an employee or a dependent of an employee. 202 This act shall take effect as follows and shall amend the following sections: Section 1 July 1, 2022 New section Sec. 2 July 1, 2022 17b-342(h) Sec. 3 July 1, 2022 17b-261 Statement of Purpose: To (1) provide the same Medicaid payment rates to family caregivers providing the same services as professional caregivers, (2) authorize retroactive Medicaid coverage for home care if federally permissible, and (3) not delay a Medicaid eligibility determination due to an asset Raised Bill No. 5340 LCO No. 2442 8 of 8 discovered after the application or an asset that cannot be liquidated within thirty days. [Proposed deletions are enclosed in brackets. Proposed additions are indicated by underline, except that when the entire text of a bill or resolution or a section of a bill or resolution is new, it is not underlined.]