An Act Concerning Health Insurance Coverage For Out-of-network Ground Transport Ambulance Charges.
Impact
If enacted, HB 06142 will update state statutes related to health insurance, particularly in regard to ambulance services. The legislation will create a framework that could prevent insurance providers from avoiding coverage for out-of-network ambulance transport. This aims to replicate the consumer protections found in the federal No Surprises Act, reducing financial strain on individuals who require emergency transportation and may find themselves transferred to services outside of their insurance network.
Summary
House Bill 06142 proposes changes to health insurance regulations specifically concerning out-of-network ground transport ambulance charges. The bill aims to address issues not fully covered by the federal No Surprises Act, ensuring that individuals in Connecticut do not receive unexpected bills for ambulance services that are not covered by their health insurance carriers. This legislation seeks to provide clarity and protection for residents encountering significant out-of-pocket expenses due to out-of-network ambulance transport.
Contention
Although the bill promotes consumer protection, it may face opposition from insurance companies who would be responsible for covering more ground transport charges. Critics may argue that mandating coverage for out-of-network services can increase healthcare costs and may not reflect the complexities involved in emergency medical services. Proponents will likely emphasize the increased transparency in billing and the financial relief it can provide to patients during vulnerable situations where quick medical transport is crucial.
An Act Promoting Access To Affordable Prescription Drugs, Health Care Coverage, Transparency In Health Care Costs, Home And Community-based Support For Vulnerable Persons And Rights Regarding Gender Identity And Expression.