LCO No. 407 1 of 2
General Assembly Proposed Bill No. 454
January Session, 2025
LCO No. 407
Referred to Committee on INSURANCE AND REAL ESTATE
Introduced by:
SEN. ANWAR, 3rd Dist.
SEN. GORDON, 35th Dist.
AN ACT REQUIRING HEALTH INSURERS TO ALLOW A COVERED
PERSON TO TERMINATE COVERAGE AND PROCURE ALTERNATE
HEALTH INSURANCE WITHOUT PENALTY WHEN SUCH COVERED
PERSON'S HEALTH CARE PROVIDERS ARE DESIGNATED OUT -OF-
NETWORK.
Be it enacted by the Senate and House of Representatives in General
Assembly convened:
That chapter 700c of the general statutes be amended to require 1
health insurers, in the event of a dispute between a health care provider 2
or system and a health insurer that results in the health insurer 3
designating the provider or system out-of-network, to (1) allow covered 4
persons affected by such out-of-network designation to terminate 5
coverage with the health insurer and procure coverage with another 6
health insurer without incurring penalties, fees, increased costs or 7
coverage gaps, and (2) provide support to such covered persons during 8
their transition to another health insurer to minimize disruptions in 9
patient care. 10 Proposed Bill No. 454
LCO No. 407 2 of 2
Statement of Purpose:
To promote patient choice and continuity of care in the event of health
insurance coverage disputes.