An Act To Amend Titles 18, 29, And 31 Of The Delaware Code Relating To Insurance Coverage For Termination Of Pregnancy.
The enactment of HB 110 is anticipated to significantly change how termination of pregnancy services are covered under health insurance policies in Delaware. By eliminating cost-sharing requirements, the bill aims to increase access to care for individuals seeking these services and reduce financial obstacles they may face. Additionally, all Medicaid plans will be affected by these new requirements, which could lead to more inclusive healthcare provisions for low-income residents. The legislative modifications also ensure that coverage aligns with federal norms regarding health benefits and reproductive rights.
House Bill 110 seeks to amend Titles 18, 29, and 31 of the Delaware Code to require comprehensive coverage for services related to the termination of pregnancy. The bill mandates that all health benefit plans for Medicaid must cover these services without any deductibles, coinsurance, or copayments. Furthermore, it stipulates that individual and group health carriers must offer the same coverage provisions, ensuring equality in healthcare access across different types of plans. Notably, specific exemptions are included for religious employers that conflict with their beliefs, allowing for certain limitations in coverage if necessary.
The sentiment around House Bill 110 has shown a division along ideological lines. Supporters argue that this bill is a vital step towards providing equitable healthcare access and promoting women's rights regarding reproductive health. They view it as essential in reducing barriers that might prevent individuals from receiving necessary medical care. Conversely, opponents express concerns over the religious exemptions granted within the bill, fearing it could undermine the overall intent to ensure access to reproductive healthcare and potentially allow for broader refusal of care based on personal beliefs.
Notable points of contention surrounding HB 110 include the allowable exemptions for religious employers, which some lawmakers fear could lead to inconsistencies in service availability and coverage. A contentious aspect is whether permitting such exclusions aligns with the objective of universal access to health services. The cap on coverage at $750 per year per individual for both Medicaid and private health insurance is another area of debate, with critics arguing that this limitation could hinder optimal care and accessibility for those needing more comprehensive services.