Florida 2023 Regular Session

Florida House Bill H1533 Latest Draft

Bill / Introduced Version Filed 03/06/2023

                               
 
HB 1533  	2023 
 
 
 
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A bill to be entitled 1 
An act relating to prior authorization for health care 2 
services; amending s. 627.42392, F.S.; providing 3 
definitions; deleting the definition of the term 4 
"health insurer"; providing a process to accept 5 
electronic requests for prior authorization for health 6 
care services; providing requirements for the 7 
electronic prior authorization process; providing 8 
notification requirements for prior authorization 9 
determinations; prohibiting requirements for prior 10 
authorizations for certain health care services and 11 
medications; prohibiting prior authorization 12 
revocations, limitations, conditions, and restrictions 13 
under a specified circumstance; providing requirements 14 
for payments to health care providers; providing 15 
length of prior authorization validity under certain 16 
circumstances; prohibiting requirements for additional 17 
prior authorizations under certain circumstances; 18 
providing construction; prohibiting certain provisions 19 
from being waived; providing an effective date. 20 
 21 
Be It Enacted by the Legislature of the State of Florida: 22 
 23 
 Section 1.  Section 627.42392, Florida Statutes, is amended 24 
to read: 25     
 
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 627.42392  Prior authorization. — 26 
 (1)  As used in this section, the term : 27 
 (a) "Adverse determination" means a decision by a 28 
utilization review entity that the health care services provided 29 
or proposed to be provided to an insured are not medically 30 
necessary or are experimental or investigational and that 31 
benefit coverage is theref ore denied, reduced, or terminated. 32 
For purposes of this section, the term does not include a 33 
decision to deny, reduce, or terminate services that are not 34 
covered for reasons other than their medical necessity or 35 
experimental or investigational nature. 36 
 (b)  "Electronic prior authorization process" does not 37 
include a transmission through a facsimile machine. 38 
 (c)  "Emergency health care service" has the same meaning 39 
as the term "emergency services and care" as defined in s. 40 
395.002(9). 41 
 (d)  "Prior authoriz ation" means the process by which a 42 
utilization review entity determines the medical necessity or 43 
appropriateness of otherwise covered health care services before 44 
the provision of such health care services. The term also 45 
includes any health insurer's or ut ilization review entity's 46 
requirement that an insured or health care provider notify the 47 
health insurer or utilization review entity before providing a 48 
health care service. 49 
 (e)  "Urgent health care service" means a health care 50     
 
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service with respect to whic h the application of the time 51 
periods for making a nonexpedited prior authorization, in the 52 
opinion of a physician with knowledge of the patient's medical 53 
condition, could: 54 
 1.  Seriously jeopardize the life or health of the patient 55 
or the ability of the p atient to regain maximum function; or 56 
 2.  Subject the patient to severe pain that cannot be 57 
adequately managed without the care, treatment, or prescription 58 
drugs that are the subject of the prior authorization request. 59 
 (f)  "Utilization review entity" "health insurer" means an 60 
authorized insurer offering health insurance as defined in s. 61 
624.603, a managed care plan as defined in s. 409.962(10), or a 62 
health maintenance organization as defined in s. 641.19(12) , a 63 
pharmacy benefit manager as defined in s. 6 24.490(1), or any 64 
other individual or entity that provides, offers to provide, or 65 
administers hospital, outpatient, medical, prescription drug, or 66 
other health benefits to a person treated by a health care 67 
provider in the state under a policy, plan, or con tract. 68 
 (2)  Beginning January 1, 2024, a utilization review entity 69 
must establish a secure, interactive online electronic prior 70 
authorization process for accepting electronic prior 71 
authorization requests. The process must allow a person seeking 72 
prior authorization to upload documentation if such 73 
documentation is required by the utilization review entity to 74 
adjudicate the prior authorization request. 75     
 
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 (3)(2) Notwithstanding any other provision of law, 76 
effective January 1, 2017, or 6 six (6) months after the 77 
effective date of the rule adopting the prior authorization 78 
form, whichever is later, a utilization review entity that a 79 
health insurer, or a pharmacy benefits manager on behalf of the 80 
health insurer, which does not provide an electronic prior 81 
authorization process for use by its contracted providers , shall 82 
only use only the prior authorization form that has been 83 
approved by the Financial Services Commission for granting a 84 
prior authorization for a medical procedure, course of 85 
treatment, or prescription d rug benefit. Such form may not 86 
exceed two pages in length, excluding any instructions or 87 
guiding documentation, and must include all clinical 88 
documentation necessary for the utilization review entity health 89 
insurer to make a decision. At a minimum, the for m must include: 90 
(1) sufficient patient information to identify the member, date 91 
of birth, full name, and Health Plan ID number; (2) provider 92 
name, address and phone number; (3) the medical procedure, 93 
course of treatment, or prescription drug benefit being 94 
requested, including the medical reason therefor, and all 95 
services tried and failed; (4) any laboratory documentation 96 
required; and (5) an attestation that all information provided 97 
is true and accurate. 98 
 (4)(3) The Financial Services Commission in consultation 99 
with the Agency for Health Care Administration shall adopt by 100     
 
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rule guidelines for all prior authorization forms which ensure 101 
the general uniformity of such forms. 102 
 (5)(4) Electronic prior authorization a pprovals do not 103 
preclude benefit verification or medical review by the insurer 104 
under either the medical or pharmacy benefits. 105 
 (6)  A utilization review entity's prior authorization 106 
process may not require information that is not needed to make a 107 
determination or facilitate a determination of medical necessity 108 
of the requested medical procedure, course of treatment, or 109 
prescription drug benefit. 110 
 (7)  A utilization review entity shall disclose all of its 111 
prior authorization requirements and restrictions, in cluding any 112 
written clinical criteria, on its website in a manner that is 113 
readily accessible to the public. This information shall be 114 
explained in detail and in clear and unambiguous language. 115 
 (8)  A utilization review entity may not implement any new 116 
requirements or restrictions or make changes to existing 117 
requirements or restrictions on obtaining prior authorization 118 
unless: 119 
 (a)  The changes have been available on a publicly 120 
accessible website for at least 60 days before being 121 
implemented. 122 
 (b)  Insureds and health care providers who are affected by 123 
the new requirements and restrictions or changes to the 124 
requirements and restrictions are provided with a written notice 125     
 
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of the changes at least 60 days before being implemented. Such 126 
notice must be delivered electronically or by other means as 127 
agreed to by the insured or the health care provider. 128 
 (9)  A utilization review entity shall make statistics 129 
available regarding prior authorization approvals and denials on 130 
its website in a manner that is readily acces sible to the 131 
public. The statistics must include categories for: 132 
 (a)  Physician specialty. 133 
 (b)  Medication or diagnostic test or procedure. 134 
 (c)  Indication offered. 135 
 (d)  Reason for denial. 136 
 (e)  Appeal. 137 
 (f)  Approval or denial on appeal. 138 
 (g)  The time between submission and the response. 139 
 140 
This subsection does not apply to the expansion of health care 141 
services coverage. 142 
 (10)  A utilization review entity must ensure that all 143 
adverse determinations are made by a physician licensed under 144 
chapter 458 or chapter 459 who: 145 
 (a)  Possesses a current, valid, and unrestricted license 146 
to practice medicine in the state. 147 
 (b)  Is of the same specialty as the physician who 148 
typically manages the medical condition or disease or provides 149 
the health care service involv ed in the request. 150     
 
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 (c)  Has experience treating patients with the medical 151 
condition or disease for which the health care service is being 152 
requested. 153 
 (11)  Notice of an adverse determination shall be provided 154 
by electronic mail to the insured and the heal th care provider 155 
that initiated the prior authorization. Notice required under 156 
this subsection must include: 157 
 (a)  The name, title, e -mail address, and telephone number 158 
of the physician responsible for making the adverse 159 
determination. 160 
 (b)  The written clinical criteria, if any, and any 161 
internal rule, guideline, or protocol on which the utilization 162 
review entity relied when making the adverse determination and 163 
how those provisions apply to the insured's specific medical 164 
circumstance. 165 
 (c)  Information for the insured and the insured's health 166 
care provider which describes the procedure through which the 167 
insured or health care provider may request a copy of any report 168 
developed by personnel performing the review that led to the 169 
adverse determination. 170 
 (d)  Information that explains to the insured and the 171 
insured's healthcare provider how to appeal the adverse 172 
determination. 173 
 (12)  If a utilization review entity requires prior 174 
authorization of a nonurgent health care service, the 175     
 
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utilization review entity shall make an authorization or adverse 176 
determination and notify the insured and the insured's health 177 
care provider of the decision within 2 business days after 178 
obtaining all necessary information to make the authorization or 179 
adverse determination. As used in th is subsection, the term 180 
"necessary information" includes the results of any face -to-face 181 
clinical evaluation or second opinion that may be required. 182 
 (13)  A utilization review entity shall render an expedited 183 
authorization or adverse determination concern ing an urgent 184 
health care service and notify the insured and the insured's 185 
health care provider of that expedited prior authorization or 186 
adverse determination no later than 1 business day after 187 
receiving all information needed to complete the review of the 188 
requested urgent healthcare service. 189 
 (14)  A utilization review entity may not require prior 190 
authorization for prehospital transportation or for provision of 191 
an emergency health care service. 192 
 (15)  A utilization review entity may not require prior 193 
authorization for the provision of medications for opioid use 194 
disorder. As used in this subsection, the term "medications for 195 
opioid use disorder" means the use of United States Food and 196 
Drug Administration approved medications, commonly in 197 
combination with counseling and behavioral therapies, to provide 198 
a comprehensive approach to the treatment of opioid use 199 
disorder. Food and Drug Administration approved medications used 200     
 
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to treat opioid addiction inc lude, but are not limited to, 201 
methadone, buprenorphine, alone or in combination with naloxone, 202 
and extended-release injectable naltrexone. Types of behavioral 203 
therapies include, but are not limited to, individual therapy, 204 
group counseling, family behavior therapy, motivational 205 
incentives, and other modalities. 206 
 (16)  A utilization review entity may not revoke, limit, 207 
condition, or restrict a prior authorization if care is provided 208 
within 45 business days after the date the health care provider 209 
received the prior authorization. A utilization review entity 210 
must pay the health care provider at the contracted payment rate 211 
for a health care service provided by the health care provider 212 
per prior authorization unless: 213 
 (a)  The health care provider knowingly and ma terially 214 
misrepresented the health care service in the prior 215 
authorization request with the specific intent to deceive and 216 
obtain an unlawful payment from the utilization review entity; 217 
 (b)  The health care service was no longer a covered 218 
benefit on the day it was provided, and the utilization review 219 
entity notified the health care provider in writing of this fact 220 
before the health care service was provided; 221 
 (c)  The health care provider was no longer contracted with 222 
the insured's health insurance plan on the date the care was 223 
provided, and the utilization review entity notified the health 224 
care provider in writing of this fact before the health care 225     
 
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service was provided; 226 
 (d)  The health care provider failed to meet the 227 
utilization review entity's timely f iling requirements; 228 
 (e)  The authorized service was never performed; or 229 
 (f)  The patient was no longer eligible for health care 230 
coverage on the day the care was provided, and the utilization 231 
review entity notified the health care provider in writing of 232 
this fact before the health care service was provided. 233 
 (17)  If a utilization review entity required a prior 234 
authorization for a health care service for the treatment of a 235 
chronic or long-term care condition, the prior authorization 236 
remains valid for the l ength of the treatment and the 237 
utilization review entity may not require the insured to obtain 238 
a prior authorization again for the health care service. 239 
 (18)   A utilization review entity may not impose an 240 
additional prior authorization requirement with re spect to a 241 
surgical or otherwise invasive procedure, or any item provided 242 
as part of the surgical or invasive procedure, if the procedure 243 
or item is provided during the perioperative period of another 244 
procedure for which prior authorization was granted by the 245 
health insurer. 246 
 (19)  If there is a change in coverage or approval criteria 247 
for a previously authorized health care service, the change in 248 
coverage or approval criteria may not affect an insured who 249 
received prior authorization before the effective da te of the 250     
 
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change for the remainder of the insured's policy, plan, or 251 
contract year. 252 
 (20)  A utilization review entity shall continue to honor a 253 
prior authorization that it has granted to an insurer when the 254 
insurer changes products under the same health i nsurer. 255 
 (21)  A failure by a utilization review entity to comply 256 
with the deadlines and other requirements of this section will 257 
result in a health care service subject to review to be 258 
automatically deemed authorized by the utilization review 259 
entity. 260 
 (22) The provisions of this section may not be waived by 261 
any policy, plan, or contract. Any policy, plan, or contractual 262 
arrangements or any actions taken in conflict with this section 263 
or that purport to waive any requirements of this section are 264 
void. 265 
 Section 2.  This act shall take effect July 1, 2023. 266