HB 1279 2025 CODING: Words stricken are deletions; words underlined are additions. hb1279-00 Page 1 of 19 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S A bill to be entitled 1 An act relating to services to noncitizens; amending 2 s. 125.0167, F.S.; authorizing a county to require 3 proof that certain borrowers are lawfully present in 4 the United States; creating s. 420.0007, F.S.; 5 defining the terms "down payment assistance" and 6 "silent second mortgage"; prohibiting state and local 7 governmental entities and private corporations from 8 providing down payment assistance to a person who is 9 not lawfully in the United States; requiring immediate 10 repayment of downpayment assistance and the i nitiation 11 of foreclosure proceedings in certain circumstances; 12 prohibiting certain persons from receiving down 13 payment assistance in the future; amending ss. 14 420.5088 and 420.5096, F.S.; restricting eligibility 15 for the Florida Homeownership Assistance Prog ram and 16 the Florida Hometown Hero Program, respectively, to 17 persons who are lawfully present in the United States; 18 amending s. 448.09, F.S.; revising penalties, 19 including suspension of certain licenses and the 20 imposition of fines, for violating provisions related 21 to employing unauthorized aliens; requiring that such 22 fines be deposited into a specified trust fund; 23 conforming provisions to changes made by the act; 24 providing increased penalties, including suspension 25 HB 1279 2025 CODING: Words stricken are deletions; words underlined are additions. hb1279-00 Page 2 of 19 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S and revocation of certain licenses and the i mposition 26 of fines, for violating provisions related to 27 employing unauthorized aliens where specified injury 28 or death occurs; requiring that such fines be 29 deposited into a specified trust fund; providing that 30 persons injured or the next of kin of persons k illed 31 have a cause of action against employers found to be 32 in violation of a specified provision; amending s. 33 448.095, F.S.; requiring that all private employers, 34 rather than only those employing a specified number or 35 more of employees, use the E -Verify system to verify a 36 new employee's employment eligibility; amending s. 37 560.208, F.S.; prohibiting money services business' 38 licensees from initiating foreign remittance transfers 39 unless they have verified that the sender is not an 40 unauthorized alien; defining the term "foreign 41 remittance transfer"; requiring the Financial Services 42 Commission to adopt rules; requiring licensees to 43 submit certain forms to the Office of Financial 44 Regulation within a specified timeframe; requiring 45 licensees to pay specified penalti es for any foreign 46 remittance transferred in violation of specified 47 provisions; requiring quarterly penalty remittances; 48 requiring licensees to submit certain forms and 49 penalties to the office within a specified timeframe; 50 HB 1279 2025 CODING: Words stricken are deletions; words underlined are additions. hb1279-00 Page 3 of 19 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S requiring the office to deposit s uch penalties into a 51 certain fund; amending s. 560.211, F.S.; requiring 52 that licensees make, keep, and preserve for 5 years 53 records of certain documentation and penalties paid; 54 creating s. 560.2115, F.S.; authorizing the office to 55 request, and requiring li censees to provide, records 56 of certain documentation; authorizing the filing of 57 complaints; providing criminal penalties for knowingly 58 filing false or frivolous complaints; imposing 59 requirements on the office upon receipt of a valid 60 complaint substantiated by evidence of a violation; 61 requiring the office to conduct random quarterly 62 audits of licensees to ensure compliance with 63 specified provisions; specifying that failure to 64 comply with certain provisions constitutes grounds for 65 the suspension of all licens es issued by the office; 66 prohibiting the office from auditing a licensee more 67 than a specified number of times within a specified 68 timeframe; providing an exception; authorizing the 69 office to adopt emergency rules; providing for 70 severability; providing an e ffective date. 71 72 Be It Enacted by the Legislature of the State of Florida: 73 74 Section 1. Paragraph (c) of subsection (5) of section 75 HB 1279 2025 CODING: Words stricken are deletions; words underlined are additions. hb1279-00 Page 4 of 19 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S 125.0167, Florida Statutes, is amended to read: 76 125.0167 Discretionary surtax on documents; adoption; 77 application of revenue.— 78 (5) 79 (c) A county may not impose any requirement as a condition 80 to receiving any financial assistance on a borrower other than 81 requiring proof that the borrower is lawfully present in the 82 United States and that the borrower's income does not exceed 140 83 percent of the area median income. In addition to the income 84 eligibility requirement, borrowers may only be subject to loan 85 qualifications of lenders licensed to provide mortgage financing 86 as to the amount of the loan. A county may not create 87 requirements that restrict participation by eligible borrowers. 88 Section 2. Section 420.0007, Florida Statutes, is created 89 to read: 90 420.0007 Down payment assistance for noncitizens 91 prohibited.— 92 (1) For purposes of this section, the term: 93 (a) "Down payment assistance" includes, but is not limited 94 to, grants to assist in the purchase of residential property 95 which take the form of loans or silent second mortgages. 96 (b) "Silent second mortgage" means a second mortgage used 97 to secure down payment funds f or a residential property which is 98 not disclosed to the original mortgage lender before closing 99 occurs. 100 HB 1279 2025 CODING: Words stricken are deletions; words underlined are additions. hb1279-00 Page 5 of 19 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S (2) State and local governmental entities and private 101 corporations, including, but not limited to, nonprofit 102 organizations incorporated under chapter 617, may not provide 103 any form of down payment assistance to a person who is not 104 lawfully present in the United States. 105 (3) If a person who is not lawfully present in the United 106 States is discovered to have received down payment assistance 107 from a state or local governmental entity or a private 108 corporation, the person must immediately repay the down payment 109 assistance. The governmental entity or private corporation shall 110 initiate foreclosure proceedings as appropriate against such 111 person if he or she does n ot make such repayment. 112 (4) A person who is discovered to have received down 113 payment assistance in violation of this section is prohibited 114 from receiving down payment assistance in the future, regardless 115 of whether his or her presence in the United State s becomes 116 lawful. 117 Section 3. Section 420.5088, Florida Statutes, is amended 118 to read: 119 420.5088 Florida Homeownership Assistance Program. —There 120 is created The Florida Homeownership Assistance Program is 121 created for the purpose of assisting low -income and moderate-122 income persons who are lawfully present in the United States in 123 purchasing a home as their primary residence by reducing the 124 cost of the home with below -market construction financing, by 125 HB 1279 2025 CODING: Words stricken are deletions; words underlined are additions. hb1279-00 Page 6 of 19 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S reducing the amount of down payment and closing costs paid by 126 the borrower to a maximum of 5 percent of the purchase price, or 127 by reducing the monthly payment to an affordable amount for the 128 borrower purchaser. Loans must shall be made available at an 129 interest rate that d oes not exceed 3 percent. The balance of any 130 loan is due at closing if the property is sold, refinanced, 131 rented, or transferred, unless otherwise approved by the 132 corporation. 133 (1) For loans made available pursuant to s. 134 420.507(23)(a)1. or 2.: 135 (a) The corporation may underwrite and make those mortgage 136 loans through the program to such persons or families who have 137 incomes that do not exceed 120 percent of the state or local 138 median income, whichever is greater, adjusted for family size. 139 (b) Loans must shall be made available for the term of the 140 first mortgage. 141 (c) Loans may not exceed the lesser of 35 percent of the 142 purchase price of the home or the amount necessary to enable the 143 borrower purchaser to meet credit underwriting criteria. 144 (2) For loans made pursuant to s. 420.507(23)(a)3.: 145 (a) Availability is limited to nonprofit sponsors or 146 developers who are selected for program participation pursuant 147 to this subsection. 148 (b) Preference must be given to community -based 149 organizations as defined in s. 420.503. 150 HB 1279 2025 CODING: Words stricken are deletions; words underlined are additions. hb1279-00 Page 7 of 19 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S (c) Priority must be given to projects that have received 151 state assistance in funding project predevelopment costs. 152 (d) The benefits of making such loans must shall be 153 contractually provided to the persons or families purchasing 154 homes financed under this subsection. 155 (e) At least 30 percent of the units in a project financed 156 pursuant to this subsection must be sold to persons or families 157 who have incomes that do not exceed 80 percent of the state or 158 local median income, whichever amount is gre ater, adjusted for 159 family size; and at least another 30 percent of the units in a 160 project financed pursuant to this subsection must be sold to 161 persons or families who have incomes that do not exceed 65 162 percent of the state or local median income, whichever amount is 163 greater, adjusted for family size. 164 (f) The maximum loan amount may not exceed 33 percent of 165 the total project cost. 166 (g) A person who purchases a home in a project financed 167 under this subsection is eligible for a loan authorized by s. 168 420.507(23)(a)1. or 2. in an aggregate amount not exceeding the 169 construction loan made pursuant to this subsection. The home 170 purchaser must meet all the requirements for loan recipients 171 established pursuant to the applicable loan program. 172 (h) The corporation sh all provide, by rule, for the 173 establishment of a review committee composed of corporation 174 staff and shall establish, by rule, a scoring system for 175 HB 1279 2025 CODING: Words stricken are deletions; words underlined are additions. hb1279-00 Page 8 of 19 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S evaluating and ranking applications submitted for construction 176 loans under this subsection, including, but no t limited to, the 177 following criteria: 178 1. The affordability of the housing proposed to be built. 179 2. The direct benefits of the assistance to the persons 180 who will reside in the proposed housing. 181 3. The demonstrated capacity of the applicant to carry ou t 182 the proposal, including the experience of the development team. 183 4. The economic feasibility of the proposal. 184 5. The extent to which the applicant demonstrates 185 potential cost savings by combining the benefits of different 186 governmental programs and pri vate initiatives, including the 187 local government contributions and local government 188 comprehensive planning and activities that promote affordable 189 housing. 190 6. The use of the least amount of program loan funds 191 compared to overall project cost. 192 7. The provision of homeownership counseling. 193 8. The applicant's agreement to exceed the requirements of 194 paragraph (e). 195 9. The commitment of first mortgage financing for the 196 balance of the construction loan and for the permanent loans to 197 the purchasers of the ho using. 198 10. The applicant's ability to proceed with construction. 199 11. The targeting objectives of the corporation which will 200 HB 1279 2025 CODING: Words stricken are deletions; words underlined are additions. hb1279-00 Page 9 of 19 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S ensure an equitable distribution of loans between rural and 201 urban areas. 202 12. The extent to which the proposal will further the 203 purposes of this program. 204 (i) The corporation may reject any and all applications. 205 (j) The review committee established by corporation rule 206 pursuant to this subsection shall make recommendations to the 207 corporation board regarding program participation under this 208 subsection. The corporation board shall make the final ranking 209 for participation based on the scores received in the ranking, 210 further review of the applications, and the recommendations of 211 the review committee. The corporation board shall appro ve or 212 reject applicants for loans and shall determine the tentative 213 loan amount available to each program participant. The final 214 loan amount shall be determined pursuant to rule adopted under 215 s. 420.507(23)(h). 216 (3) The corporation shall publish a notice of fund 217 availability in a publication of general circulation throughout 218 this the state at least 60 days before prior to the anticipated 219 availability of funds. 220 (4) There is authorized to be established by the 221 corporation with a qualified public depository meeting the 222 requirements of chapter 280 the Florida Homeownership Assistance 223 Fund to be administered by the corporation according to the 224 provisions of this pro gram. Any amounts held in the Florida 225 HB 1279 2025 CODING: Words stricken are deletions; words underlined are additions. hb1279-00 Page 10 of 19 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S Homeownership Assistance Trust Fund for such purposes as of 226 January 1, 1998, must be transferred to the corporation for 227 deposit in the Florida Homeownership Assistance Fund, whereupon 228 the Florida Homeownership Assistan ce Trust Fund must be closed. 229 There shall be deposited in the fund moneys from the State 230 Housing Trust Fund created by s. 420.0005, or moneys received 231 from any other source, for the purpose of this program and all 232 proceeds derived from the use of such mone ys. In addition, all 233 unencumbered funds, loan repayments, proceeds from the sale of 234 any property, and any other proceeds that would otherwise accrue 235 pursuant to the activities of the programs described in this 236 section shall be transferred to this fund. In addition, all loan 237 repayments, proceeds from the sale of any property, and any 238 other proceeds that would otherwise accrue pursuant to the 239 activities conducted under the provisions of the Florida 240 Homeownership Assistance Program shall be deposited in the fu nd 241 and may shall not be reverted revert to the General Revenue 242 Fund. Expenditures from the Florida Homeownership Assistance 243 Fund are shall not be required to be included in the 244 corporation's budget request or made be subject to appropriation 245 by the Legislature. 246 (5) No more than one -fifth of the funds available in the 247 Florida Homeownership Assistance Fund may be made available to 248 provide loan loss insurance reserve funds to facilitate 249 homeownership for eligible perso ns. 250 HB 1279 2025 CODING: Words stricken are deletions; words underlined are additions. hb1279-00 Page 11 of 19 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S Section 4. Subsections (2) and (3) of section 420.5096, 251 Florida Statutes, are amended to read: 252 420.5096 Florida Hometown Hero Program. — 253 (2) The Florida Hometown Hero Program is created to assist 254 Florida's hometown workforce in attaining homeown ership by 255 providing financial assistance to residents to purchase a home 256 as their primary residence. Under the program, a borrower who is 257 lawfully present in the United States may apply to the 258 corporation for a loan to reduce the amount of the down payment 259 and closing costs paid by the borrower by a minimum of $10,000 260 and up to 5 percent of the first mortgage loan, not exceeding 261 $35,000. Loans must be made available at a zero percent interest 262 rate and must be made available for the term of the first 263 mortgage. The balance of any loan is due at closing if the 264 property is sold, refinanced, rented, or transferred, unless 265 otherwise approved by the corporation. 266 (3) For loans made available pursuant to s. 267 420.507(23)(a)1. or 2., the corporation may underwrite and make 268 those mortgage loans through the program to persons or families 269 who are lawfully present in the United States and who have 270 household incomes that do not exceed 150 percent of the state 271 median income or local median income, whichever is greater. A 272 borrower must be seeking to purchase a home as a primary 273 residence; must be a first -time homebuyer and a Florida 274 resident; and must be employed full -time by a Florida-based 275 HB 1279 2025 CODING: Words stricken are deletions; words underlined are additions. hb1279-00 Page 12 of 19 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S employer. The borrower must provide documentation of full -time 276 employment or full-time status for self-employed individuals. 277 The requirement to be a first -time homebuyer does not apply to a 278 borrower who is an active duty servicemember of a branch of the 279 armed forces or the Florida National Guard, as defined in s. 280 250.01, or a veteran. 281 Section 5. Present subsection (5) of section 448.09, 282 Florida Statutes, is redesignated as subsection (8), a new 283 subsection (5) and subsections (6) and (7) are added to that 284 section, and present subsections (3) and (4) of that section are 285 amended, to read: 286 448.09 Unauthorized aliens; employment prohibited. — 287 (3) For an employer that knowingly violates this section, 288 the department shall suspend all licenses issued by a licensing 289 agency pursuant to chapter 120 for 1 year and impose a fine not 290 to exceed $10,000. Fines must be deposited in the Crimes 291 Compensation Trust Fund For a violation of this section, the 292 department shall place the employer on probation for a 1 -year 293 period and require that the employer report quarterly to the 294 department to demonstrate comp liance with the requirements of 295 subsection (1) and s. 448.095 . 296 (4) For an employer that knowingly violates this section a 297 second time, the department shall suspend or revoke all licenses 298 issued by a licensing agency pursuant to chapter 120 for 5 years 299 and impose a fine not to exceed $100,000. Fines must be 300 HB 1279 2025 CODING: Words stricken are deletions; words underlined are additions. hb1279-00 Page 13 of 19 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S deposited in the Crimes Compensation Trust Fund Any violation of 301 this section which takes place within 24 months after a previous 302 violation constitutes grounds for the suspension or revocation 303 of all licenses issued by a licensing agency subject to chapter 304 120. The department shall take the following actions for a 305 violation involving: 306 (a) One to ten unauthorized aliens, suspension of all 307 applicable licenses held by a private employer for up to 30 days 308 by the respective agencies that issued them. 309 (b) Eleven to fifty unauthorized aliens, suspension of all 310 applicable licenses held by a private employer for up to 60 days 311 by the respective agencies that issued them. 312 (c) More than fifty unauthorized alien s, revocation of all 313 applicable licenses held by a private employer by the respective 314 agencies that issued them . 315 (5) For an employer that knowingly violates this section a 316 third time, the department shall permanently revoke all licenses 317 issued by a licensing agency pursuant to chapter 120, both for 318 the employer personally and for the business generally, and 319 impose a fine not to exceed $250,000. Fines must be deposited in 320 the Crimes Compensation Trust Fund. 321 (6) For an employer that knowingly violates thi s section, 322 and an unauthorized alien employee's actions result in injuries 323 to another person, the department shall suspend or revoke all 324 licenses issued by a licensing agency pursuant to chapter 120 325 HB 1279 2025 CODING: Words stricken are deletions; words underlined are additions. hb1279-00 Page 14 of 19 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S for 5 years and impose a fine not to exceed $100,000. Fin es must 326 be deposited in the Crimes Compensation Trust Fund. 327 (7) For an employer that knowingly violates this section, 328 and an unauthorized alien employee's actions result in the death 329 of another person, the department shall permanently revoke all 330 licenses issued by a licensing agency pursuant to chapter 120 331 and impose a fine not to exceed $500,000. Fines must be 332 deposited in the Crimes Compensation Trust Fund. 333 (8) A person injured or the next of kin of a person killed 334 may bring a cause of action for dama ges against an employer 335 found to be in violation in subsection (6) or subsection (7). 336 Section 6. Paragraph (b) of subsection (2) of section 337 448.095, Florida Statutes, is amended to read: 338 448.095 Employment eligibility. — 339 (2) EMPLOYMENT VERIFICATION. — 340 (b)1. A public agency shall use the E -Verify system to 341 verify a new employee's employment eligibility as required under 342 paragraph (a). 343 2. Beginning on July 1, 2025 2023, all a private employers 344 employer with 25 or more employees shall use the E-Verify system 345 to verify a new employee's employment eligibility as required 346 under paragraph (a). 347 3. Each employer required to use the E -Verify system under 348 this paragraph must certify on its first return each calendar 349 year to the tax service provider that it is in compliance with 350 HB 1279 2025 CODING: Words stricken are deletions; words underlined are additions. hb1279-00 Page 15 of 19 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S this section when making contributions to or reimbursing the 351 state's unemployment compensation or reemployment assistance 352 system. An employer that voluntarily uses the E -Verify system 353 may also make such a certification on its first re turn each 354 calendar year in order to document such use. 355 Section 7. Subsection (7) is added to section 560.208, 356 Florida Statutes, to read: 357 560.208 Conduct of business. —In addition to the 358 requirements specified in s. 560.1401, a licensee under this 359 part: 360 (7)(a) May not initiate a foreign remittance transfer 361 unless the licensee has verified that the sender is not an 362 unauthorized alien as defined in s. 908.111. As used in this 363 subsection, the term "foreign remittance transfer" means a 364 remittance transfer as defined in the Electronic Fund Transfer 365 Act, 15 U.S.C. s. 1693o -1, as amended, the recipient of which is 366 located in any country other than the United States. The 367 commission shall adopt rules relating to acceptable forms of 368 documentation that a licensee shall use to verify that the 369 sender of a foreign remittance transfer is not an unauthorized 370 alien as defined in s. 908.111. The licensee shall provide 371 confirmation of verification on such forms as the commission may 372 prescribe for this purpose. All require d forms must be submitted 373 to the office not later than the 15th day of the month following 374 the close of each calendar quarter. 375 HB 1279 2025 CODING: Words stricken are deletions; words underlined are additions. hb1279-00 Page 16 of 19 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S (b) Shall pay a penalty equal to 25 percent of the United 376 States dollar amount transferred, excluding any fees or charges 377 imposed by the licensee, for any foreign remittance transfer 378 initiated in violation of paragraph (a). The licensee shall 379 remit penalties owed under this paragraph quarterly to the 380 office in addition to any such forms as the office may prescribe 381 for such purpose. All required penalties and forms must be 382 submitted to the office not later than the 15th day of the month 383 following the close of each calendar quarter. Notwithstanding 384 ss. 252.3711 and 560.144, the office shall deposit penalties 385 collected pursuant to thi s paragraph in the Emergency 386 Preparedness and Response Fund under s. 252.3711. 387 Notwithstanding any other provision of this chapter, failure to 388 comply with paragraph (a) does not subject a licensee to any 389 penalty other than the penalty imposed by this parag raph. 390 Section 8. Present paragraphs (i) and (j) of subsection 391 (1) of section 560.211, Florida Statutes, are redesignated as 392 paragraphs (j) and (k), and a new paragraph (i) is added to that 393 subsection, to read: 394 560.211 Required records. — 395 (1) In addition to the record retention requirements under 396 s. 560.1105, each licensee under this part must make, keep, and 397 preserve the following books, accounts, records, and documents 398 for 5 years: 399 (i) Records of: 400 HB 1279 2025 CODING: Words stricken are deletions; words underlined are additions. hb1279-00 Page 17 of 19 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S 1. The documentation used to verify that the sender of a 401 foreign remittance transfer is not an unauthorized alien as 402 defined in s. 908.111. 403 2. Penalties paid pursuant to s. 560.208(7)(b), including 404 the date and amount of each foreign remittance transfer and the 405 name, date of birth, and address of each sender. 406 Section 9. Section 560.2115, Florida Statutes, is created 407 to read: 408 560.2115 Required records audit. — 409 (1) For the purpose of enforcement of this section, the 410 office may at any time request, and the licensee must provide, 411 records of documentation used to verify that the sender of a 412 foreign remittance transfer is not an unauthorized alien as 413 defined in s. 908.111. 414 (2) A person who has a good faith belief that a licensee 415 is failing to comply with s. 560.208(7)(a) may file a complaint 416 with the office. 417 (3) A person who knowingly files a false or frivolous 418 complaint under subsection (2), including any complaint that 419 violates federal law, commits a misdemeanor of the second 420 degree, punishable as provided in s. 775.082 or s. 775.083. 421 (4) Upon receipt of a valid complaint substantiated by 422 evidence of a violation of s. 560.208(7)(a), the office shall 423 notify the licensee of the complaint and direct the licensee to 424 pay a penalty pursuant to s. 560.208(7)(b). 425 HB 1279 2025 CODING: Words stricken are deletions; words underlined are additions. hb1279-00 Page 18 of 19 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S (5) In addition to the requiremen ts under subsection (1), 426 beginning July 1, 2026, the office shall conduct random 427 quarterly audits of licensees to ensure compliance with s. 428 560.208(7)(a). During an audit, a licensee shall produce records 429 of the documentation used to verify that each sende r of a 430 foreign remittance transfer is not an unauthorized alien. A 431 licensee that fails to comply with s. 560.208(7)(a) is subject 432 to the penalty pursuant to s. 560.208(7)(b). 433 (6) Failure to comply with subsection (5) constitutes 434 grounds for the suspensio n of all licenses held by the licensee 435 which were issued by the office. 436 (7) The office may not audit a licensee more than once 437 every 2 years unless an audit within the last 6 months found the 438 licensee out of compliance with s. 560.208(7)(a). 439 Section 10. The Office of Financial Regulation, on behalf 440 of the Financial Services Commission, is authorized, and all 441 conditions are deemed met, to adopt emergency rules pursuant to 442 s. 120.54(4), Florida Statutes, to implement the provisions of 443 this section. Notwithstanding any other provision of law, 444 emergency rules adopted pursuant to this section are effective 445 for 6 months after adoption and may be renewed during the 446 pendency of procedures to adopt permanent rules addressing the 447 subject of the emergency rules. 448 Section 11. If any provision of this act or its 449 application to any person or circumstance is held invalid, the 450 HB 1279 2025 CODING: Words stricken are deletions; words underlined are additions. hb1279-00 Page 19 of 19 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S invalidity does not affect other provisions or applications of 451 this act which can be given effect without the invalid 452 provisions or applicati on, and to this end the provisions of 453 this act are severable. 454 Section 12. This act shall take effect July 1, 2025. 455