24 LC 48 1236S The House Committee on Judiciary offers the following substitute to HB 1292: A BILL TO BE ENTITLED AN ACT To amend Titles 44 and 45 of the Official Code of Georgia Annotated, relating to property1 and public officers and employees, respectively, so as to require that real estate documents2 presented by self-filers be recorded using electronic filing; to require that notaries public3 keep a journal of each notarial act performed; to provide for education and training4 requirements of notaries public; to provide for the promulgation of rules and regulations; to5 amend Titles 23 and 51 of the Official Code of Georgia Annotated, relating to equity and6 torts, respectively, so as to provide remedies for fraudulently recorded deeds or other7 instruments; to provide for the recovery of costs and attorney's fees in certain quiet title8 actions; to provide for a civil cause of action for the recording of fraudulent or forged deeds9 or other instruments; to provide for related matters; to repeal conflicting laws; and for other10 purposes.11 BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:12 H. B. 1292 (SUB) - 1 - 24 LC 48 1236S PART I13 SECTION 1-1.14 Title 44 of the Official Code of Georgia Annotated, relating to property, is amended by15 revising Code Section 44-2-2, relating to the duty of clerk to record certain transaction16 affecting real estate and personal property, priority of recorded instruments, electronic17 filings, effect of incorrect tax parcel identification number, and effect of recording on rights18 between parties to instruments, as follows:19 "44-2-2.20 (a) As used in this Code section, the term 'self-filer' means any person who is a party to an21 instrument listed in paragraph (1) of subsection (b) of this Code section who is not:22 (1) An insurance agent or a representative of an insurance agency licensed to sell title23 insurance in this state;24 (2) An attorney licensed to practice law in this state or a representative of an attorney25 licensed to practice law in this state;26 (3) Licensed under Chapter 40 of Title 43;27 (4) An agent of a national or state chartered bank or any federally insured financial28 institution or credit union or affiliate thereof;29 (5) An agent of a servicer as such term is defined in 12 C.F.R. Section 1024.2; 30 (6) A public official or employee of a federal, state, or local government or a department,31 agency, board, commission, or authority thereof performing their official duties; or32 (7) A professional land surveyor licensed under Chapter 15 of Title 43 and in good33 standing with the Georgia Professional Engineers and Land Surveyors Board.34 (a)(b)(1) The clerk of the superior court shall file, index on a computer program designed35 for such purpose, and permanently record, in the manner provided constructively in Code36 Sections 15-6-61 and 15-6-66, the following instruments conveying, transferring,37 encumbering, or affecting real estate and personal property:38 H. B. 1292 (SUB) - 2 - 24 LC 48 1236S (A) Deeds;39 (B) Mortgages;40 (C) Liens as provided for by law;41 (D) Maps or plats relating to real estate in the county; and42 (E) State tax executions and state tax execution renewals as provided for in Article 243 of Chapter 3 of Title 48.44 (2) As used in this subsection, the term 'liens' shall have the same meaning as described45 in Code Sections 15-19-14, 44-14-320, and 44-14-602 and shall include all liens provided46 by state or federal statute.47 (3) When indexing liens, the clerk shall index the names of parties in the manner48 provided by such rules and regulations adopted by the Georgia Superior Court Clerks'49 Cooperative Authority pursuant to the provisions of Code Section 15-6-61 as authorized50 by Code Section 15-6-97.51 (4) When indexing maps or plats relating to real estate in the county, the clerk of the52 superior court shall index the names or titles provided in the caption of the plat.53 (b)(c) Deeds, mortgages, and liens of all kinds which are required by law to be recorded54 in the office of the clerk of the superior court and which are against the interests of third55 parties who have acquired a transfer or lien binding the same property and who are acting56 in good faith and without notice shall take effect only from the time they are filed for57 record in the clerk's office.58 (c)(d)(1) The clerk of the superior court shall offer electronic filing for the recording of all59 instruments listed in paragraph (1) of subsection (a)(b) of this Code section. On and after60 January 1, 2025, any instrument listed in paragraph (1) of subsection (b) of this Code61 section presented to a clerk of superior court for recording by a self-filer shall be submitted62 using electronic filing.63 H. B. 1292 (SUB) - 3 - 24 LC 48 1236S (d)(e) The clerk of the superior court shall make available a public computer terminal64 which provides a filer with access to the Georgia Superior Court Clerks' Cooperative65 Authority's electronic filing portal.66 (e)(f) The presence of an incorrect tax parcel identification number, or the absence of a tax67 parcel identification number, on a recorded instrument shall not:68 (1) Void or render voidable such instrument;69 (2) Affect the validity, enforceability, or priority of such instrument; or70 (3) Affect any notice, constructive or otherwise, provided by the recordation of such71 instrument.72 (f)(g) Nothing in this Code section shall be construed to affect the validity, enforceability,73 or priority of any deed, mortgage, judgment, or lien of any kind between the parties74 thereto."75 SECTION 1-2.76 Title 45 of the Official Code of Georgia Annotated, relating to public officers and employees,77 is amended by revising Code Section 44-17-8, relating to powers and duties generally of78 notaries public, as follows:79 "45-17-8.80 (a) Notaries public shall have authority to:81 (1) Witness or attest signature or execution of deeds and other written instruments;82 (2) Take acknowledgments;83 (3) Administer oaths and affirmations in all matters incidental to their duties as84 commercial officers and all other oaths and affirmations which are not by law required85 to be administered by a particular officer;86 (4) Witness affidavits upon oath or affirmation;87 (5) Take verifications upon oath or affirmation;88 H. B. 1292 (SUB) - 4 - 24 LC 48 1236S (6) Make certified copies, provided that the document presented for copying is an89 original document and is neither a public record nor a publicly recorded document,90 certified copies of which are available from an official source other than a notary, and91 provided that the document was photocopied under supervision of the notary; and92 (7) Perform such other acts as they are authorized to perform by other laws of this state.93 (b) No notary shall be obligated to perform a notarial act if he or she feels such act is:94 (1) For a transaction which the notary knows or suspects is illegal, false, or deceptive;95 (2) For a person who is being coerced;96 (3) For a person whose demeanor causes compelling doubts about whether the person97 knows the consequences of the transaction requiring the notarial act; or98 (4) In situations which impugn and compromise the notary's impartiality, as specified in99 subsection (c) of this Code section.100 (c) A notary shall be disqualified from performing a notarial act in the following situations101 which impugn and compromise the notary's impartiality:102 (1) When the notary is a signer of the document which is to be notarized; or103 (2) When the notary is a party to the document or transaction for which the notarial act104 is required.105 (d) A notary public shall not execute a notarial certificate containing a statement known106 by the notary to be false nor perform any action with an intent to deceive or defraud.107 (e) In performing any notarial act, a notary public shall confirm the identity of the108 document signer, oath taker, or affirmant based on personal knowledge or on satisfactory109 evidence. Such satisfactory evidence shall include, but not be limited to, by verification110 of a government issued photo identification document, including without limitation a valid111 driver's license, personal identification card authorized under Code Sections 40-5-100112 through 40-5-104, or a military identification card such as a Veterans Health Identification113 Card issued by the United States Department of Veterans Affairs, or based on personal114 knowledge.115 H. B. 1292 (SUB) - 5 - 24 LC 48 1236S (f) The signature of a notary public documenting a notarial act shall not be evidence to116 show that such notary public had knowledge of the contents of the document so signed,117 other than those specific contents which constitute the signature, execution,118 acknowledgment, oath, affirmation, affidavit, verification, or other act which the signature119 of that notary public documents, nor is a certification by a notary public that a document120 is a certified or true copy of an original document evidence to show that such notary public121 had knowledge of the contents of the document so certified.122 (g) A notary public shall maintain a written or electronic journal which shall include an123 entry for each notarial act performed. Each such entry shall include the name of the signer;124 the signer's address; the signer's telephone number; the date, time, and location of125 notarization; the type of government issued photo identification document presented by the126 signer; elements of such identification document, including any identifying number; the127 signer's signature; and the type of document presented for notarization.128 (h)(1) A notary public shall complete an educational training class relating to the duties129 of notaries public as provided for in this chapter. Such training shall be completed prior130 to the initial appointment and within 30 days prior to each subsequent renewal131 appointment.132 (2) The Georgia Superior Court Clerks' Cooperative Authority may adopt rules and133 regulations necessary to implement this subsection."134 PART II135 SECTION 2-1.136 Title 23 of the Official Code of Georgia Annotated, relating to equity, is amended by revising137 Code Section 23-3-41, relating to when relief is granted and costs, as follows:138 H. B. 1292 (SUB) - 6 - 24 LC 48 1236S "23-3-41.139 (a) In all proceedings quia timet or proceedings to remove clouds upon titles to real estate,140 if a proper case is made, the relief sought shall be granted to any complainant irrespective141 of whether the invalidity of the instrument sought to be canceled appears upon the face of142 the instrument or whether the invalidity appears or arises solely from facts outside of the143 instrument.144 (b) In such cases the costs shall be taxed against the litigants in the discretion of the court;145 provided, however, that, in any case where it is found that the defendant fraudulently146 created the instrument that is sought to be cancelled, the complainant shall be entitled to147 recover all costs, including reasonable attorney's fees, incurred in bringing the action to148 cancel such instrument."149 SECTION 2-2.150 Title 51 of the Official Code of Georgia Annotated, relating to torts, is amended by adding151 a new Code section to read as follows:152 "51-9-12.153 (a) In addition to any other remedy that may be available at law or in equity, the owner of154 any real property may bring an action against an individual who has knowingly filed,155 entered, or recorded, or caused to be filed, entered or recorded, in any public record a false156 or forged deed or other instrument purporting to convey the owner's interest to such real157 property to such individual or a third party or purporting to encumber the owner's interest158 in such real property to:159 (1) Recover the owner's actual damages caused by the filing, entering, or recording of160 such false or forged deed or other instrument or $5,000.00, whichever is greater; and161 (2) Recover the owner's costs incurred in bringing such action, including reasonable162 attorney's fees.163 H. B. 1292 (SUB) - 7 - 24 LC 48 1236S (b) Nothing in this Code section shall be construed as creating a cause of action against164 any public official or employee, including, without limitation, a clerk of the superior court165 or any employee or agent of a clerk of the superior court, for actions taken in the166 performance of his or her duties."167 PART III168 SECTION 3-1.169 (a) Except as provided for in subsection (b) of this section, this Act shall become effective170 upon its approval by the Governor or upon its becoming law without such approval.171 (b) Part I of this Act shall become effective on January 1, 2025.172 SECTION 3-2.173 All laws and parts of laws in conflict with this Act are repealed. 174 H. B. 1292 (SUB) - 8 -