Insurance; plan sponsor of health benefit plan to consent on behalf of a covered person to the electronic transmittal or electronic posting of such plan; allow
The legislation will amend Article 1 of Chapter 24 of Title 33 of the Official Code of Georgia Annotated, specifically focusing on the electronic delivery of plan documentation. By permitting plan sponsors—who may be employers or organizations—to provide consent for electronic delivery, the bill changes the existing framework that requires individual consent from each covered person. This could lead to increased efficiency in delivering health information but may raise questions about the adequacy of informed consent practices.
House Bill 1336 aims to modernize how health benefit plans are communicated to covered individuals by allowing plan sponsors to consent on behalf of these individuals for the electronic transmittal or posting of plan documentation. This bill addresses the growing trend of digital communication in health care, as more individuals are using electronic devices for managing their health care needs. By facilitating the electronic delivery of plan documents, the bill seeks to streamline the process and make health information more accessible.
One notable aspect of this bill is the requirement that the plan sponsor confirm that the covered individual routinely utilizes electronic communications. This provision aims to ensure that communication in this manner is appropriate for the covered person. However, there are concerns regarding how this confirmation process will be implemented and monitored to avoid abuses or oversights. Furthermore, the bill mandates that covered individuals have the right to opt out of electronic communications, which is a critical element aimed at preserving personal choice in how health information is received.
If passed, the provisions of HB 1336 will take effect on July 1, 2024, and will apply to all relevant policies issued or renewed after that date. This timeline suggests that stakeholders in the insurance industry will need to prepare for the transition to electronic communications, which may create operational challenges as they implement new procedures.