Hawaii 2023 Regular Session

Hawaii Senate Bill SB341 Compare Versions

Version 1 (Old)

Version 2 (New)

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1		-	THE SENATE S.B. NO. 341 THIRTY-SECOND LEGISLATURE, 2023 ~~S.D. 1~~ STATE OF HAWAII A BILL FOR AN ACT RELATING TO MOTOR VEHICLE INSURANCE. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF HAWAII:
	1	+	THE SENATE S.B. NO. 341 THIRTY-SECOND LEGISLATURE, 2023 STATE OF HAWAII A BILL FOR AN ACT relating to motor vehicle insurance. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF HAWAII:
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3	3		THE SENATE S.B. NO. 341
4		-	THIRTY-SECOND LEGISLATURE, 2023 ~~S.D. 1~~
	4	+	THIRTY-SECOND LEGISLATURE, 2023
5	5		STATE OF HAWAII
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7	7		THE SENATE
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9	9		S.B. NO.
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11	11		341
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13	13		THIRTY-SECOND LEGISLATURE, 2023
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15		-	~~S.D. 1~~
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17	17		STATE OF HAWAII
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31	31		A BILL FOR AN ACT
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37	37		relating to motor vehicle insurance.
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43	43		BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF HAWAII:
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47		-	SECTION 1. Section 431:10C-301, Hawaii Revised Statutes, is amended by amending subsection (b) to read as follows: "(b) A motor vehicle insurance policy shall include: (1) Liability coverage of not less than [$20,000] $ per person, with an aggregate limit of [$40,000] $ per accident, for all damages arising out of accidental harm sustained as a result of any one accident and arising out of ownership, maintenance, use, loading, or unloading of a motor vehicle; (2) Liability coverage of not less than [$10,000] $ for all damages arising out of damage to or destruction of property including motor vehicles and including the loss of use thereof, but not including property owned by, being transported by, or in the charge of the insured, as a result of any one accident arising out of ownership, maintenance, use, loading, or unloading, of the insured vehicle; (3) With respect to any motor vehicle registered or principally garaged in this State, liability coverage provided therein or supplemental thereto, in limits for bodily injury or death set forth in paragraph (1), under provisions filed with and approved by the commissioner, for the protection of persons insured thereunder who are legally entitled to recover damages from owners or operators of uninsured motor vehicles because of bodily injury, sickness, or disease, including death, resulting therefrom; provided that the coverage required under this paragraph shall not be applicable where any named insured in the policy shall reject the coverage in writing; and (4) Coverage for loss resulting from bodily injury or death suffered by any person legally entitled to recover damages from owners or operators of underinsured motor vehicles. An insurer may offer the underinsured motorist coverage required by this paragraph in the same manner as uninsured motorist coverage; provided that the offer of both shall: (A) Be conspicuously displayed so as to be readily noticeable by the insured; (B) Set forth the premium for the coverage adjacent to the offer in a manner that the premium is clearly identifiable with the offer and may be easily subtracted from the total premium to determine the premium payment due in the event the insured elects not to purchase the option; and (C) Provide for written rejection of the coverage by requiring the insured to affix the insured's signature in a location adjacent to or directly below the offer." SECTION 2. Statutory material to be repealed is bracketed and stricken. New statutory material is underscored. SECTION 3. This Act shall take effect ~~on July 1, 2050~~.
	47	+	SECTION 1. Section 431:10C-301, Hawaii Revised Statutes, is amended by amending subsection (b) to read as follows: "(b) A motor vehicle insurance policy shall include: (1) Liability coverage of not less than [$20,000] $25,000 per person, with an aggregate limit of [$40,000] $50,000 per accident, for all damages arising out of accidental harm sustained as a result of any one accident and arising out of ownership, maintenance, use, loading, or unloading of a motor vehicle; (2) Liability coverage of not less than [$10,000] $25,000 for all damages arising out of damage to or destruction of property including motor vehicles and including the loss of use thereof, but not including property owned by, being transported by, or in the charge of the insured, as a result of any one accident arising out of ownership, maintenance, use, loading, or unloading, of the insured vehicle; (3) With respect to any motor vehicle registered or principally garaged in this State, liability coverage provided therein or supplemental thereto, in limits for bodily injury or death set forth in paragraph (1), under provisions filed with and approved by the commissioner, for the protection of persons insured thereunder who are legally entitled to recover damages from owners or operators of uninsured motor vehicles because of bodily injury, sickness, or disease, including death, resulting therefrom; provided that the coverage required under this paragraph shall not be applicable where any named insured in the policy shall reject the coverage in writing; and (4) Coverage for loss resulting from bodily injury or death suffered by any person legally entitled to recover damages from owners or operators of underinsured motor vehicles. An insurer may offer the underinsured motorist coverage required by this paragraph in the same manner as uninsured motorist coverage; provided that the offer of both shall: (A) Be conspicuously displayed so as to be readily noticeable by the insured; (B) Set forth the premium for the coverage adjacent to the offer in a manner that the premium is clearly identifiable with the offer and may be easily subtracted from the total premium to determine the premium payment due in the event the insured elects not to purchase the option; and (C) Provide for written rejection of the coverage by requiring the insured to affix the insured's signature in a location adjacent to or directly below the offer." SECTION 2. Statutory material to be repealed is bracketed and stricken. New statutory material is underscored. SECTION 3. This Act shall take effect upon its approval. INTRODUCED BY: _____________________________
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49	49		SECTION 1. Section 431:10C-301, Hawaii Revised Statutes, is amended by amending subsection (b) to read as follows:
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51	51		"(b) A motor vehicle insurance policy shall include:
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53		-	(1) Liability coverage of not less than [$20,000] $ per person, with an aggregate limit of [$40,000] $ per accident, for all damages arising out of accidental harm sustained as a result of any one accident and arising out of ownership, maintenance, use, loading, or unloading of a motor vehicle;
	53	+	(1) Liability coverage of not less than [$20,000] $25,000 per person, with an aggregate limit of [$40,000] $50,000 per accident, for all damages arising out of accidental harm sustained as a result of any one accident and arising out of ownership, maintenance, use, loading, or unloading of a motor vehicle;
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55		-	(2) Liability coverage of not less than [$10,000] $ for all damages arising out of damage to or destruction of property including motor vehicles and including the loss of use thereof, but not including property owned by, being transported by, or in the charge of the insured, as a result of any one accident arising out of ownership, maintenance, use, loading, or unloading, of the insured vehicle;
	55	+	(2) Liability coverage of not less than [$10,000] $25,000 for all damages arising out of damage to or destruction of property including motor vehicles and including the loss of use thereof, but not including property owned by, being transported by, or in the charge of the insured, as a result of any one accident arising out of ownership, maintenance, use, loading, or unloading, of the insured vehicle;
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57	57		(3) With respect to any motor vehicle registered or principally garaged in this State, liability coverage provided therein or supplemental thereto, in limits for bodily injury or death set forth in paragraph (1), under provisions filed with and approved by the commissioner, for the protection of persons insured thereunder who are legally entitled to recover damages from owners or operators of uninsured motor vehicles because of bodily injury, sickness, or disease, including death, resulting therefrom; provided that the coverage required under this paragraph shall not be applicable where any named insured in the policy shall reject the coverage in writing; and
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59	59		(4) Coverage for loss resulting from bodily injury or death suffered by any person legally entitled to recover damages from owners or operators of underinsured motor vehicles. An insurer may offer the underinsured motorist coverage required by this paragraph in the same manner as uninsured motorist coverage; provided that the offer of both shall:
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61	61		(A) Be conspicuously displayed so as to be readily noticeable by the insured;
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63	63		(B) Set forth the premium for the coverage adjacent to the offer in a manner that the premium is clearly identifiable with the offer and may be easily subtracted from the total premium to determine the premium payment due in the event the insured elects not to purchase the option; and
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65	65		(C) Provide for written rejection of the coverage by requiring the insured to affix the insured's signature in a location adjacent to or directly below the offer."
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67	67		SECTION 2. Statutory material to be repealed is bracketed and stricken. New statutory material is underscored.
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69		-	SECTION 3. This Act shall take effect ~~on July 1, 2050~~.
	69	+	SECTION 3. This Act shall take effect upon its approval.
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71		-	Report Title: Motor Vehicle Insurance; Minimum Coverage Description: Inserts unspecified amounts for minimum required liability coverage for accidental harm and destruction of property for motor vehicle insurance policies in the State. Takes effect 7/1/2050. (SD1) The summary description of legislation appearing on this page is for informational purposes only and is not legislation or evidence of legislative intent.
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	73	+	INTRODUCED BY: _____________________________
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	75	+	INTRODUCED BY:
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	77	+	_____________________________
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	95	+	Report Title: Motor Vehicle Insurance; Minimum Coverage; Increase Description: Increases the minimum required liability coverage for accidental harm and destruction of property for motor vehicle insurance policies in the State. The summary description of legislation appearing on this page is for informational purposes only and is not legislation or evidence of legislative intent.
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77	101		Report Title:
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79		-	Motor Vehicle Insurance; Minimum Coverage
	103	+	Motor Vehicle Insurance; Minimum Coverage; Increase
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83	107		Description:
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85		-	~~Inserts unspecified amounts for~~ minimum required liability coverage for accidental harm and destruction of property for motor vehicle insurance policies in the State. ~~Takes effect 7/1/2050. (SD1)~~
	109	+	Increases the minimum required liability coverage for accidental harm and destruction of property for motor vehicle insurance policies in the State.
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93	117		The summary description of legislation appearing on this page is for informational purposes only and is not legislation or evidence of legislative intent.