Iowa 2023-2024 Regular Session

Iowa Senate Bill SF417

Introduced
2/27/23  

Caption

A bill for an act relating to unfair residential real estate service agreements, providing penalties, and making penalties applicable.(Formerly SSB 1156.)

Impact

The bill significantly affects state laws regarding consumer rights in the context of residential service agreements. By allowing consumers to seek remedies, including actual damages and attorney fees, if they are victims of unfair agreements, the legislation enhances legal protection against deceptive practices in real estate dealings. Additionally, it empowers district courts to declare such agreements unenforceable, thereby reinforcing the legal framework supporting consumer rights.

Summary

Senate File 417 is a bill designed to address issues surrounding unfair service agreements in the residential real estate sector. The legislation defines an unfair service agreement as one where services are not required to be completely performed within a year of execution, alongside various characteristics that indicate the agreement may exploit consumers. If deemed unfair, these agreements are rendered unenforceable and involve penalties for those who commit unlawful practices, emphasizing consumer protection in real estate transactions.

Contention

While the bill is aimed at protecting consumers, it defines various exceptions that exempt certain types of agreements, such as home warranties and insurance contracts, from its purview. This has raised discussions regarding the extent to which the bill will effectively safeguard all consumers, leading to debates in legislative discussions about ensuring comprehensive coverage against unfair practices. The definition of what constitutes ‘unfair’ may also lead to differing interpretations, which could create challenges in its enforcement.

Companion Bills

IA HF475

Similar To A bill for an act relating to unfair residential real estate service agreements, providing penalties, and making penalties applicable. (Formerly HSB 175.) Effective date: 07/01/2023.

IA SSB1156

Related A bill for an act relating to unfair residential real estate service agreements, providing penalties, and making penalties applicable.(See SF 417.)

IA HSB175

Related A bill for an act relating to unfair residential real estate service agreements, providing penalties, and making penalties applicable.(See HF 475.)

Similar Bills

HI SB2861

Relating To Exclusive Listing Agreements.

IA HF475

A bill for an act relating to unfair residential real estate service agreements, providing penalties, and making penalties applicable. (Formerly HSB 175.) Effective date: 07/01/2023.

IA SSB1156

A bill for an act relating to unfair residential real estate service agreements, providing penalties, and making penalties applicable.(See SF 417.)

CT SB00201

An Act Concerning Unfair Real Estate Listing Agreements And The Connecticut Unfair Trade Practices Act.

IN HB1222

Residential real estate service agreements.

AZ SB1218

Exclusive agreements; residential property sales

IA HSB175

A bill for an act relating to unfair residential real estate service agreements, providing penalties, and making penalties applicable.(See HF 475.)

AL SB228

Relating to residential real estate transactions; to require buyers to make certain disclosures to homeowners and other interested parties that the buyer intends to engage aspects of a wholesale transaction; and to deem unenforceable certain unfair service agreements purporting to establish a long-term right to list between real estate companies and residential real estate owners; and in connection therewith would have as its purpose or effect the requirement of a new or increased expenditure of local funds within the meaning of Section 111.05 of the Constitution of Alabama of 2022.