Iowa Senate Bill SF619

Iowa 2025-2026 Regular Session

• Introduced: 4/2/25
• Refer: 4/7/25
• Engrossed: 4/16/25
• Enrolled: 4/21/25

Caption

A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and applicability provisions. (Formerly SF 591, SSB 1188.) Effective date: Enactment, 07/01/2025 Applicability date: 01/01/2024

Impact

The implications of SF619 on state law include the creation and administration of a disaster recovery housing assistance fund, which mandates that a portion of the funds be specifically allocated for administrative costs. In addition, the bill delineates clear criteria for when assistance can be provided, focusing on utilizing funds in accordance with existing disaster recovery assistance to avoid duplication. This structured approach aims at streamlining financial support and ensuring that disaster-affected individuals receive the aid they need while also safeguarding taxpayer resources.

Summary

SF619 focuses on establishing a Disaster Recovery Housing Assistance Program in the state. The bill aims to provide financial assistance to homeowners and renters who have suffered damage to their primary residences due to natural disasters. It creates a fund that will support forgivable loans and grants targeted at individuals impacted by disasters, thereby helping restore housing stability in affected communities. The program is designed to be activated upon the governor’s proclamation of a state of disaster emergency, ensuring that aid is timely and effective.

Sentiment

General sentiment surrounding the bill appears to be supportive among advocates for disaster recovery and community assistance. Proponents argue that the bill addresses a critical gap in existing legal frameworks regarding disaster relief, offering necessary support to individuals struggling with housing instability post-disaster. However, there may be some contention regarding the specifics of fund distribution and the administrative roles defined within the bill, given the varying opinions on how to best manage disaster recovery efforts effectively.

Contention

Notable points of contention include concerns over the potential bureaucratic delays in administering financial aid and the adequacy of the financial support provided. Critics may argue that the bill's provisions do not go far enough to address the complexities of housing needs following a disaster, particularly regarding long-term rehabilitation efforts. Additionally, issues surrounding the regulation of public adjusters and their role in managing disaster-related insurance claims could raise questions about ensuring fair practices within the claims process.