IA
Iowa Senate Bill SF619

Iowa 2025-2026 Regular Session

Iowa Senate Bill SF619

Introduced
4/2/25  
Refer
4/7/25  
Engrossed
4/16/25  
Enrolled
4/21/25  

Caption

A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and applicability provisions. (Formerly SF 591, SSB 1188.) Effective date: 04/22/2025, 07/01/2025. Applicability date: Conditional, 01/01/2024.

Impact

The bill impacts state laws by amending existing provisions related to disaster recovery and housing assistance programs. It establishes a revolving fund dedicated to natural hazard mitigation financing, allowing the Iowa Finance Authority to issue bonds for program funding. Moreover, SF619 mandates that the authorized funds under the program are not part of the state general fund, providing a dedicated funding source that ensures ongoing financial support for disaster recovery initiatives. This aims to streamline recovery processes and foster community resilience against future disasters.

Summary

Senate File 619 is designed to establish and enhance programs for recovery from natural disasters in Iowa. It introduces a framework for a Disaster Recovery Housing Assistance Program, which aims to provide forgivable loans and grants to homeowners and renters whose residences have been affected by disasters. The legislation focuses on ensuring that financial assistance is available promptly and effectively during disaster emergencies, facilitating rebuilding and rehabilitation efforts. By stipulating eligibility criteria, it seeks to prioritize those most affected and vulnerable during such crises.

Sentiment

General sentiment surrounding SF619 is largely supportive, particularly among community organizations and advocacy groups focused on disaster recovery and housing security. Proponents emphasize the necessity of providing immediate support to those impacted. However, some concerns are raised regarding the administration of the funds and the eligibility requirements. Critics argue that certain stipulations might limit access for some inhabitants disproportionately affected by disasters, highlighting the need for ongoing dialogue about equitable access to relief.

Contention

Notable points of contention within the discussions surrounding SF619 include the fund's adequacy and the oversight of the distribution processes. Stakeholders have pointed to the potential for bureaucratic delays in fund allocation, which could hinder timely assistance, thereby prolonging the struggles faced by disaster-impacted families. Furthermore, some lawmakers have voiced concerns over whether enough accountability measures are in place to prevent misuse of funds and ensure that all distributions are transparent and effectively reach those in need.

Latest IA SF619 Activity

View All Events: IA 2025-2026 Regular Session SF619

Companion Bills

IA SF591

Similar To A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(Formerly SSB 1188; See SF 619.)

IA HF957

Similar To A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(Formerly HSB 246; See HF 982, HF 1012.)

IA HF982

Similar To A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(Formerly HF 957, HSB 246; See HF 1012.)

IA HSB246

Related A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(See HF 957, HF 982, HF 1012.)

IA SSB1188

Related A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(See SF 591, SF 619.)

IA HF1012

Similar To A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(Formerly HF 982, HF 957, HSB 246.)

Previously Filed As

IA SF565

A bill for an act relating to state and local finance and the administration of the tax and related laws by the department of revenue, and including effective date, applicability, and retroactive applicability provisions. (Formerly SSB 1148.) Effective date: 06/01/2023, 07/01/2023, 01/01/2024, 01/01/2026. Applicability date: 01/01/2023, 07/01/2024.

IA SF549

A bill for an act relating to captive insurance companies, and including applicability provisions. (Formerly SF 509, SF 424.) Effective date: 07/01/2023, 01/01/2025. Applicability date: 01/01/2025.

IA HF2167

A bill for an act relating to disaster aid including the disaster aid individual assistance grant fund and program and the disaster case advocacy grant fund and program. (Formerly HSB 549.) Effective date: 07/01/2024.

IA SF2252

A bill for an act relating to the more options for maternal support program, and including effective date and retroactive applicability provisions. (Formerly SSB 3114.) Effective date: 04/10/2024. Applicability date: 07/01/2022.

IA HF567

A bill for an act relating to nonsubstantive Code corrections, and including effective date and retroactive applicability provisions. (Formerly HSB 159.) Contingent effective date. Applicability date: 01/01/2022, 01/01/2023.

IA HF710

A bill for an act relating to the endow Iowa tax credit, making appropriations, and including retroactive applicability and effective date provisions. (Formerly HF 673, HSB 122.) Effective date: 06/01/2023. Applicability date: 01/01/2023.

IA HF2262

A bill for an act relating to money transmission services, providing penalties, and including effective date and retroactive applicability provisions. (Formerly HSB 601.) Effective date: 04/10/2024. Applicability date: 07/01/2023.

IA HF2308

A bill for an act relating to a proclamation of disaster emergency and the disaster aid contingent fund. (Formerly HSB 551.) Effective date: 07/01/2024.

IA HF68

A bill for an act relating to education programs and funding by establishing an education savings account program, modifying certain school district categorical funding supplements and supplementary weighting, making appropriations, providing penalties, and including effective date and retroactive applicability provisions. (Formerly HSB 1.) Effective date: 01/24/2023, 07/01/2023. Applicability date: 01/01/2023.

IA HF2641

A bill for an act relating to agriculture, by providing for the administration of programs and regulations, making appropriations, providing penalties, and including effective date provisions. (Formerly HF 2510, HSB 560.) Effective date: Enactment, 05/17/2024, 07/01/2024, 12/31/2024.

Similar Bills

IA SF591

A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(Formerly SSB 1188; See SF 619.)

IA HF957

A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(Formerly HSB 246; See HF 982, HF 1012.)

IA HF982

A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(Formerly HF 957, HSB 246; See HF 1012.)

IA HF1012

A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(Formerly HF 982, HF 957, HSB 246.)

IA HSB246

A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(See HF 957, HF 982, HF 1012.)

IA SSB1188

A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.(See SF 591, SF 619.)

MS SB2248

Fresh Start Act; revise.

MS HB362

Fresh Start Act; revise certain provisions of.