Illinois 2023-2024 Regular Session

Illinois House Bill HB2842 Compare Versions

Version 1 (Old)

Version 2 (New)

Old	New		Differences
1		-	HB2842 EngrossedLRB103 27138 BMS 57245 b HB2842 Engrossed LRB103 27138 BMS 57245 b
2		-	HB2842 Engrossed LRB103 27138 BMS 57245 b
	1	+	103RD GENERAL ASSEMBLY State of Illinois 2023 and 2024 HB2842 Introduced , by Rep. Thaddeus Jones SYNOPSIS AS INTRODUCED: 215 ILCS 5/143.13b new 215 ILCS 5/155.22 from Ch. 73, par. 767.22 215 ILCS 5/424 from Ch. 73, par. 1031 Amends the Illinois Insurance Code. Provides that any policy of automobile insurance that carries comprehensive coverage may not exclude theft coverage for lack of evidence of forcible entry or for the insured leaving the vehicle unlocked or leaving a key or key fob in the motor vehicle. Provides that no company authorized to transact insurance business in the State and no officer, director, agent, clerk, employee, or broker of such company shall upon proper application refuse to provide insurance on the basis of the specific geographic location of the risk sought to be insured (rather than solely on the basis of the specific geographic location). Provides that making or permitting any unfair discrimination between individuals or risks of the same class or of essentially the same hazard and expense element because of the geographic location of the insurance risks or applicants is an unfair method of competition and unfair and deceptive act or practice in the business of insurance. Effective 60 days after becoming law. LRB103 27138 BMS 57245 b A BILL FOR 103RD GENERAL ASSEMBLY State of Illinois 2023 and 2024 HB2842 Introduced , by Rep. Thaddeus Jones SYNOPSIS AS INTRODUCED: 215 ILCS 5/143.13b new 215 ILCS 5/155.22 from Ch. 73, par. 767.22 215 ILCS 5/424 from Ch. 73, par. 1031 215 ILCS 5/143.13b new 215 ILCS 5/155.22 from Ch. 73, par. 767.22 215 ILCS 5/424 from Ch. 73, par. 1031 Amends the Illinois Insurance Code. Provides that any policy of automobile insurance that carries comprehensive coverage may not exclude theft coverage for lack of evidence of forcible entry or for the insured leaving the vehicle unlocked or leaving a key or key fob in the motor vehicle. Provides that no company authorized to transact insurance business in the State and no officer, director, agent, clerk, employee, or broker of such company shall upon proper application refuse to provide insurance on the basis of the specific geographic location of the risk sought to be insured (rather than solely on the basis of the specific geographic location). Provides that making or permitting any unfair discrimination between individuals or risks of the same class or of essentially the same hazard and expense element because of the geographic location of the insurance risks or applicants is an unfair method of competition and unfair and deceptive act or practice in the business of insurance. Effective 60 days after becoming law. LRB103 27138 BMS 57245 b LRB103 27138 BMS 57245 b A BILL FOR
	2	+	103RD GENERAL ASSEMBLY State of Illinois 2023 and 2024 HB2842 Introduced , by Rep. Thaddeus Jones SYNOPSIS AS INTRODUCED:
	3	+	215 ILCS 5/143.13b new 215 ILCS 5/155.22 from Ch. 73, par. 767.22 215 ILCS 5/424 from Ch. 73, par. 1031 215 ILCS 5/143.13b new 215 ILCS 5/155.22 from Ch. 73, par. 767.22 215 ILCS 5/424 from Ch. 73, par. 1031
	4	+	215 ILCS 5/143.13b new
	5	+	215 ILCS 5/155.22 from Ch. 73, par. 767.22
	6	+	215 ILCS 5/424 from Ch. 73, par. 1031
	7	+	Amends the Illinois Insurance Code. Provides that any policy of automobile insurance that carries comprehensive coverage may not exclude theft coverage for lack of evidence of forcible entry or for the insured leaving the vehicle unlocked or leaving a key or key fob in the motor vehicle. Provides that no company authorized to transact insurance business in the State and no officer, director, agent, clerk, employee, or broker of such company shall upon proper application refuse to provide insurance on the basis of the specific geographic location of the risk sought to be insured (rather than solely on the basis of the specific geographic location). Provides that making or permitting any unfair discrimination between individuals or risks of the same class or of essentially the same hazard and expense element because of the geographic location of the insurance risks or applicants is an unfair method of competition and unfair and deceptive act or practice in the business of insurance. Effective 60 days after becoming law.
	8	+	LRB103 27138 BMS 57245 b LRB103 27138 BMS 57245 b
	9	+	LRB103 27138 BMS 57245 b
	10	+	A BILL FOR
	11	+	HB2842LRB103 27138 BMS 57245 b HB2842 LRB103 27138 BMS 57245 b
	12	+	HB2842 LRB103 27138 BMS 57245 b
3	13		1 AN ACT concerning regulation.
4	14		2 Be it enacted by the People of the State of Illinois,
5	15		3 represented in the General Assembly:
6	16		4 Section 5. The Illinois Insurance Code is amended by
7	17		5 changing Sections 155.22 and 424 and by adding Section 143.13b
8	18		6 as follows:
9	19		7 (215 ILCS 5/143.13b new)
10	20		8 Sec. 143.13b. Coverage for motor vehicle theft. Any policy
11	21		9 of automobile insurance that carries comprehensive coverage
12	22		10 may not exclude theft coverage for lack of evidence of
13	23		11 forcible entry or for the insured leaving the vehicle unlocked
14	24		12 or leaving a key or key fob in the motor vehicle.
15	25		13 (215 ILCS 5/155.22) (from Ch. 73, par. 767.22)
16	26		14 Sec. 155.22. No company authorized to transact in this
17	27		15 State the kinds of business described in Classes 2 and 3 of
18	28		16 Section 4, and no officer, director, agent, clerk, employee or
19	29		17 broker of such company shall upon proper application refuse to
20	30		18 provide insurance solely on the basis of the specific
21	31		19 geographic location of the risk sought to be insured unless
22	32		20 such refusal is for a business purpose which is not a mere
23	33		21 pretext for unfair discrimination.
24	34		22 (Source: P.A. 84-1431.)
25	35
26	36
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28		-	HB2842 Engrossed LRB103 27138 BMS 57245 b
	38	+	103RD GENERAL ASSEMBLY State of Illinois 2023 and 2024 HB2842 Introduced , by Rep. Thaddeus Jones SYNOPSIS AS INTRODUCED:
	39	+	215 ILCS 5/143.13b new 215 ILCS 5/155.22 from Ch. 73, par. 767.22 215 ILCS 5/424 from Ch. 73, par. 1031 215 ILCS 5/143.13b new 215 ILCS 5/155.22 from Ch. 73, par. 767.22 215 ILCS 5/424 from Ch. 73, par. 1031
	40	+	215 ILCS 5/143.13b new
	41	+	215 ILCS 5/155.22 from Ch. 73, par. 767.22
	42	+	215 ILCS 5/424 from Ch. 73, par. 1031
	43	+	Amends the Illinois Insurance Code. Provides that any policy of automobile insurance that carries comprehensive coverage may not exclude theft coverage for lack of evidence of forcible entry or for the insured leaving the vehicle unlocked or leaving a key or key fob in the motor vehicle. Provides that no company authorized to transact insurance business in the State and no officer, director, agent, clerk, employee, or broker of such company shall upon proper application refuse to provide insurance on the basis of the specific geographic location of the risk sought to be insured (rather than solely on the basis of the specific geographic location). Provides that making or permitting any unfair discrimination between individuals or risks of the same class or of essentially the same hazard and expense element because of the geographic location of the insurance risks or applicants is an unfair method of competition and unfair and deceptive act or practice in the business of insurance. Effective 60 days after becoming law.
	44	+	LRB103 27138 BMS 57245 b LRB103 27138 BMS 57245 b
	45	+	LRB103 27138 BMS 57245 b
	46	+	A BILL FOR
29	47
30	48
31		-	HB2842 Engrossed- 2 -LRB103 27138 BMS 57245 b HB2842 Engrossed - 2 - LRB103 27138 BMS 57245 b
32		-	HB2842 Engrossed - 2 - LRB103 27138 BMS 57245 b
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	52	+	215 ILCS 5/143.13b new
	53	+	215 ILCS 5/155.22 from Ch. 73, par. 767.22
	54	+	215 ILCS 5/424 from Ch. 73, par. 1031
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	58	+	LRB103 27138 BMS 57245 b
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	68	+	HB2842 LRB103 27138 BMS 57245 b
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	71	+	HB2842- 2 -LRB103 27138 BMS 57245 b HB2842 - 2 - LRB103 27138 BMS 57245 b
	72	+	HB2842 - 2 - LRB103 27138 BMS 57245 b
33	73		1 (215 ILCS 5/424) (from Ch. 73, par. 1031)
34	74		2 Sec. 424. Unfair methods of competition and unfair or
35	75		3 deceptive acts or practices defined. The following are hereby
36	76		4 defined as unfair methods of competition and unfair and
37	77		5 deceptive acts or practices in the business of insurance:
38	78		6 (1) The commission by any person of any one or more of
39	79		7 the acts defined or prohibited by Sections 134, 143.24c,
40	80		8 147, 148, 149, 151, 155.22, 155.22a, 155.42, 236, 237,
41	81		9 364, 469, and 513b1 of this Code.
42	82		10 (2) Entering into any agreement to commit, or by any
43	83		11 concerted action committing, any act of boycott, coercion
44	84		12 or intimidation resulting in or tending to result in
45	85		13 unreasonable restraint of, or monopoly in, the business of
46	86		14 insurance.
47	87		15 (3) Making or permitting, in the case of insurance of
48	88		16 the types enumerated in Classes 1, 2, and 3 of Section 4,
49	89		17 any unfair discrimination between individuals or risks of
50	90		18 the same class or of essentially the same hazard and
51	91		19 expense element because of the race, color, religion, or
52	92		20 national origin, or geographic location of such insurance
53	93		21 risks or applicants. The application of this Article to
54	94		22 the types of insurance enumerated in Class 1 of Section 4
55	95		23 shall in no way limit, reduce, or impair the protections
56	96		24 and remedies already provided for by Sections 236 and 364
57	97		25 of this Code or any other provision of this Code.
58	98
59	99
60	100
61	101
62	102
63		-	HB2842 ~~Engrossed~~ - 2 - LRB103 27138 BMS 57245 b
	103	+	HB2842 - 2 - LRB103 27138 BMS 57245 b
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66		-	HB2842 ~~Engrossed~~- 3 -LRB103 27138 BMS 57245 b HB2842 ~~Engrossed~~ - 3 - LRB103 27138 BMS 57245 b
67		-	HB2842 ~~Engrossed~~ - 3 - LRB103 27138 BMS 57245 b
	106	+	HB2842- 3 -LRB103 27138 BMS 57245 b HB2842 - 3 - LRB103 27138 BMS 57245 b
	107	+	HB2842 - 3 - LRB103 27138 BMS 57245 b
68	108		1 (4) Engaging in any of the acts or practices defined
69	109		2 in or prohibited by Sections 154.5 through 154.8 of this
70	110		3 Code.
71	111		4 (5) Making or charging any rate for insurance against
72	112		5 losses arising from the use or ownership of a motor
73	113		6 vehicle which requires a higher premium of any person by
74	114		7 reason of his physical disability, race, color, religion,
75	115		8 or national origin.
76	116		9 (6) Failing to meet any requirement of the Unclaimed
77	117		10 Life Insurance Benefits Act with such frequency as to
78	118		11 constitute a general business practice.
79	119		12 (Source: P.A. 102-778, eff. 7-1-22.)
80	120		13 Section 99. Effective date. This Act takes effect 60 days
81	121		14 after becoming law.
82	122
83	123
84	124
85	125
86	126
87		-	HB2842 ~~Engrossed~~ - 3 - LRB103 27138 BMS 57245 b
	127	+	HB2842 - 3 - LRB103 27138 BMS 57245 b