Illinois 2023-2024 Regular Session

Illinois House Bill HB4891

Introduced
2/6/24  
Refer
2/7/24  
Introduced
2/6/24  
Refer
2/28/24  
Refer
2/7/24  
Report Pass
4/2/24  
Refer
2/28/24  
Engrossed
4/18/24  
Report Pass
4/2/24  
Refer
4/19/24  
Engrossed
4/18/24  
Refer
4/30/24  
Refer
4/19/24  
Report Pass
5/8/24  
Refer
4/30/24  
Enrolled
5/16/24  
Report Pass
5/8/24  
Enrolled
5/16/24  
Chaptered
8/2/24  
Chaptered
8/2/24  

Caption

DENTAL THIRD-PARTY FINANCING

Impact

The impact of HB 4891 is significant as it introduces measures intended to safeguard dental patients from misleading financial arrangements. Dentists will be responsible for informing patients about third-party financing options through clear disclosures, ensuring patients understand that these financial products are separate from payment plans offered directly by the dental practice. The bill enforces transparency in patient communications and mandates that patients are made aware of the implications of taking out loans or credit lines for dental treatment.

Summary

House Bill 4891 focuses on regulating third-party financing for dental services in Illinois. This legislation amends the Illinois Dental Practice Act by prohibiting dentists, their employees, or agents from arranging, brokering, or establishing financing extended by third parties on behalf of patients. It seeks to protect patients from potentially predatory financing practices that could lead to confusion regarding their financial obligations and the nature of the arrangements they enter into for dental care.

Sentiment

The sentiment surrounding the bill appears largely positive, especially from consumer advocacy groups and patients who may face complexities with third-party financing. Supporters view the bill as a necessary step toward greater consumer protection within the dental industry, particularly regarding financing practices that may not be clearly understood by patients. However, there may be concerns from some dental professionals about the restrictions placed on their ability to assist patients in arranging financing, arguing it could complicate the patient experience.

Contention

Despite the positive sentiment, HB 4891 is not without contention. Critics may argue that the restrictions on dentists could hinder their capacity to provide immediate financial assistance to patients seeking dental services. Additionally, the bill could face pushback from financing companies that rely on dentists to promote their services. The balance between protecting consumer interests and allowing dental practices to efficiently manage patient financing needs remains a key point of contention in discussions surrounding this proposed legislation.

Companion Bills

No companion bills found.

Similar Bills

No similar bills found.