4 | | - | AN ACT concerning regulation. |
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5 | | - | Be it enacted by the People of the State of Illinois, |
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6 | | - | represented in the General Assembly: |
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7 | | - | Section 5. The Illinois Insurance Code is amended by |
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8 | | - | changing Section 356z.18 as follows: |
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9 | | - | (215 ILCS 5/356z.18) |
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10 | | - | Sec. 356z.18. Prosthetic and customized orthotic devices. |
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11 | | - | (a) For the purposes of this Section: |
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12 | | - | "Customized orthotic device" means a supportive device for |
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13 | | - | the body or a part of the body, the head, neck, or extremities, |
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14 | | - | and includes the replacement or repair of the device based on |
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15 | | - | the patient's physical condition as medically necessary, |
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16 | | - | excluding foot orthotics defined as an in-shoe device designed |
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17 | | - | to support the structural components of the foot during |
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18 | | - | weight-bearing activities. |
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19 | | - | "Licensed provider" means a prosthetist, orthotist, or |
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20 | | - | pedorthist licensed to practice in this State. |
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21 | | - | "Prosthetic device" means an artificial device to replace, |
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22 | | - | in whole or in part, an arm or leg and includes accessories |
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23 | | - | essential to the effective use of the device and the |
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24 | | - | replacement or repair of the device based on the patient's |
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25 | | - | physical condition as medically necessary. |
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26 | | - | (b) This amendatory Act of the 96th General Assembly shall |
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| 3 | + | 1 AN ACT concerning regulation. |
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| 4 | + | 2 Be it enacted by the People of the State of Illinois, |
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| 5 | + | 3 represented in the General Assembly: |
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| 6 | + | 4 Section 5. The Illinois Insurance Code is amended by |
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| 7 | + | 5 changing Section 356z.18 as follows: |
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| 8 | + | 6 (215 ILCS 5/356z.18) |
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| 9 | + | 7 Sec. 356z.18. Prosthetic and customized orthotic devices. |
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| 10 | + | 8 (a) For the purposes of this Section: |
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| 11 | + | 9 "Customized orthotic device" means a supportive device for |
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| 12 | + | 10 the body or a part of the body, the head, neck, or extremities, |
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| 13 | + | 11 and includes the replacement or repair of the device based on |
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| 14 | + | 12 the patient's physical condition as medically necessary, |
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| 15 | + | 13 excluding foot orthotics defined as an in-shoe device designed |
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| 16 | + | 14 to support the structural components of the foot during |
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| 17 | + | 15 weight-bearing activities. |
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| 18 | + | 16 "Licensed provider" means a prosthetist, orthotist, or |
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| 19 | + | 17 pedorthist licensed to practice in this State. |
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| 20 | + | 18 "Prosthetic device" means an artificial device to replace, |
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| 21 | + | 19 in whole or in part, an arm or leg and includes accessories |
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| 22 | + | 20 essential to the effective use of the device and the |
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| 23 | + | 21 replacement or repair of the device based on the patient's |
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| 24 | + | 22 physical condition as medically necessary. |
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| 25 | + | 23 (b) This amendatory Act of the 96th General Assembly shall |
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33 | | - | provide benefits to any person covered thereunder for expenses |
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34 | | - | incurred in obtaining a prosthetic or custom orthotic device |
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35 | | - | from any Illinois licensed prosthetist, licensed orthotist, or |
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36 | | - | licensed pedorthist as required under the Orthotics, |
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37 | | - | Prosthetics, and Pedorthics Practice Act. |
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38 | | - | (c) A group or individual major medical policy of accident |
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39 | | - | or health insurance or managed care plan or medical, health, |
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40 | | - | or hospital service corporation contract that provides |
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41 | | - | coverage for prosthetic or custom orthotic care and is |
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42 | | - | amended, delivered, issued, or renewed 6 months after the |
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43 | | - | effective date of this amendatory Act of the 96th General |
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44 | | - | Assembly must provide coverage for prosthetic and orthotic |
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45 | | - | devices in accordance with this subsection (c). The coverage |
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46 | | - | required under this Section shall be subject to the other |
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47 | | - | general exclusions, limitations, and financial requirements of |
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48 | | - | the policy, including coordination of benefits, participating |
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49 | | - | provider requirements, utilization review of health care |
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50 | | - | services, including review of medical necessity, case |
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51 | | - | management, and experimental and investigational treatments, |
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52 | | - | and other managed care provisions under terms and conditions |
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53 | | - | that are no less favorable than the terms and conditions that |
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54 | | - | apply to substantially all medical and surgical benefits |
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55 | | - | provided under the plan or coverage. |
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56 | | - | (d) With respect to an enrollee at any age, in addition to |
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57 | | - | coverage of a prosthetic or custom orthotic device required by |
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58 | | - | this Section, benefits shall be provided for a prosthetic or |
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| 32 | + | SB2195 Enrolled- 2 -LRB103 28476 BMS 54857 b SB2195 Enrolled - 2 - LRB103 28476 BMS 54857 b |
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| 33 | + | SB2195 Enrolled - 2 - LRB103 28476 BMS 54857 b |
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| 34 | + | 1 provide benefits to any person covered thereunder for expenses |
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| 35 | + | 2 incurred in obtaining a prosthetic or custom orthotic device |
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| 36 | + | 3 from any Illinois licensed prosthetist, licensed orthotist, or |
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| 37 | + | 4 licensed pedorthist as required under the Orthotics, |
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| 38 | + | 5 Prosthetics, and Pedorthics Practice Act. |
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| 39 | + | 6 (c) A group or individual major medical policy of accident |
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| 40 | + | 7 or health insurance or managed care plan or medical, health, |
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| 41 | + | 8 or hospital service corporation contract that provides |
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| 42 | + | 9 coverage for prosthetic or custom orthotic care and is |
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| 43 | + | 10 amended, delivered, issued, or renewed 6 months after the |
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| 44 | + | 11 effective date of this amendatory Act of the 96th General |
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| 45 | + | 12 Assembly must provide coverage for prosthetic and orthotic |
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| 46 | + | 13 devices in accordance with this subsection (c). The coverage |
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| 47 | + | 14 required under this Section shall be subject to the other |
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| 48 | + | 15 general exclusions, limitations, and financial requirements of |
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| 49 | + | 16 the policy, including coordination of benefits, participating |
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| 50 | + | 17 provider requirements, utilization review of health care |
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| 51 | + | 18 services, including review of medical necessity, case |
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| 52 | + | 19 management, and experimental and investigational treatments, |
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| 53 | + | 20 and other managed care provisions under terms and conditions |
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| 54 | + | 21 that are no less favorable than the terms and conditions that |
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| 55 | + | 22 apply to substantially all medical and surgical benefits |
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| 56 | + | 23 provided under the plan or coverage. |
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| 57 | + | 24 (d) With respect to an enrollee at any age, in addition to |
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| 58 | + | 25 coverage of a prosthetic or custom orthotic device required by |
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| 59 | + | 26 this Section, benefits shall be provided for a prosthetic or |
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61 | | - | custom orthotic device determined by the enrollee's provider |
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62 | | - | to be the most appropriate model that is medically necessary |
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63 | | - | for the enrollee to perform physical activities, as |
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64 | | - | applicable, such as running, biking, swimming, and lifting |
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65 | | - | weights, and to maximize the enrollee's whole body health and |
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66 | | - | strengthen the lower and upper limb function. |
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67 | | - | (e) The requirements of this Section do not constitute an |
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68 | | - | addition to this State's essential health benefits that |
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69 | | - | requires defrayal of costs by this State pursuant to 42 U.S.C. |
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70 | | - | 18031(d)(3)(B). |
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71 | | - | (f) (d) The policy or plan or contract may require prior |
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72 | | - | authorization for the prosthetic or orthotic devices in the |
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73 | | - | same manner that prior authorization is required for any other |
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74 | | - | covered benefit. |
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75 | | - | (g) (e) Repairs and replacements of prosthetic and |
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76 | | - | orthotic devices are also covered, subject to the co-payments |
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77 | | - | and deductibles, unless necessitated by misuse or loss. |
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78 | | - | (h) (f) A policy or plan or contract may require that, if |
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79 | | - | coverage is provided through a managed care plan, the benefits |
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80 | | - | mandated pursuant to this Section shall be covered benefits |
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81 | | - | only if the prosthetic or orthotic devices are provided by a |
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82 | | - | licensed provider employed by a provider service who contracts |
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83 | | - | with or is designated by the carrier, to the extent that the |
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84 | | - | carrier provides in-network and out-of-network service, the |
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85 | | - | coverage for the prosthetic or orthotic device shall be |
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86 | | - | offered no less extensively. |
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89 | | - | (i) (g) The policy or plan or contract shall also meet |
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90 | | - | adequacy requirements as established by the Health Care |
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91 | | - | Reimbursement Reform Act of 1985 of the Illinois Insurance |
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92 | | - | Code. |
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93 | | - | (j) (h) This Section shall not apply to accident only, |
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94 | | - | specified disease, short-term hospital or medical, hospital |
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95 | | - | confinement indemnity, credit, dental, vision, Medicare |
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96 | | - | supplement, long-term care, basic hospital and |
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97 | | - | medical-surgical expense coverage, disability income insurance |
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98 | | - | coverage, coverage issued as a supplement to liability |
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99 | | - | insurance, workers' compensation insurance, or automobile |
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100 | | - | medical payment insurance. |
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101 | | - | (Source: P.A. 96-833, eff. 6-1-10.) |
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102 | | - | Section 99. Effective date. This Act takes effect January |
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103 | | - | 1, 2025. |
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| 64 | + | |
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| 65 | + | SB2195 Enrolled - 2 - LRB103 28476 BMS 54857 b |
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| 68 | + | SB2195 Enrolled- 3 -LRB103 28476 BMS 54857 b SB2195 Enrolled - 3 - LRB103 28476 BMS 54857 b |
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| 69 | + | SB2195 Enrolled - 3 - LRB103 28476 BMS 54857 b |
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| 70 | + | 1 custom orthotic device determined by the enrollee's provider |
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| 71 | + | 2 to be the most appropriate model that is medically necessary |
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| 72 | + | 3 for the enrollee to perform physical activities, as |
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| 73 | + | 4 applicable, such as running, biking, swimming, and lifting |
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| 74 | + | 5 weights, and to maximize the enrollee's whole body health and |
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| 75 | + | 6 strengthen the lower and upper limb function. |
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| 76 | + | 7 (e) The requirements of this Section do not constitute an |
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| 77 | + | 8 addition to this State's essential health benefits that |
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| 78 | + | 9 requires defrayal of costs by this State pursuant to 42 U.S.C. |
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| 79 | + | 10 18031(d)(3)(B). |
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| 80 | + | 11 (f) (d) The policy or plan or contract may require prior |
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| 81 | + | 12 authorization for the prosthetic or orthotic devices in the |
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| 82 | + | 13 same manner that prior authorization is required for any other |
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| 83 | + | 14 covered benefit. |
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| 84 | + | 15 (g) (e) Repairs and replacements of prosthetic and |
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| 85 | + | 16 orthotic devices are also covered, subject to the co-payments |
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| 86 | + | 17 and deductibles, unless necessitated by misuse or loss. |
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| 87 | + | 18 (h) (f) A policy or plan or contract may require that, if |
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| 88 | + | 19 coverage is provided through a managed care plan, the benefits |
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| 89 | + | 20 mandated pursuant to this Section shall be covered benefits |
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| 90 | + | 21 only if the prosthetic or orthotic devices are provided by a |
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| 91 | + | 22 licensed provider employed by a provider service who contracts |
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| 92 | + | 23 with or is designated by the carrier, to the extent that the |
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| 93 | + | 24 carrier provides in-network and out-of-network service, the |
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| 94 | + | 25 coverage for the prosthetic or orthotic device shall be |
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| 95 | + | 26 offered no less extensively. |
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| 100 | + | |
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| 101 | + | SB2195 Enrolled - 3 - LRB103 28476 BMS 54857 b |
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| 104 | + | SB2195 Enrolled- 4 -LRB103 28476 BMS 54857 b SB2195 Enrolled - 4 - LRB103 28476 BMS 54857 b |
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| 105 | + | SB2195 Enrolled - 4 - LRB103 28476 BMS 54857 b |
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| 106 | + | 1 (i) (g) The policy or plan or contract shall also meet |
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| 107 | + | 2 adequacy requirements as established by the Health Care |
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| 108 | + | 3 Reimbursement Reform Act of 1985 of the Illinois Insurance |
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| 109 | + | 4 Code. |
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| 110 | + | 5 (j) (h) This Section shall not apply to accident only, |
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| 111 | + | 6 specified disease, short-term hospital or medical, hospital |
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| 112 | + | 7 confinement indemnity, credit, dental, vision, Medicare |
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| 113 | + | 8 supplement, long-term care, basic hospital and |
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| 114 | + | 9 medical-surgical expense coverage, disability income insurance |
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| 115 | + | 10 coverage, coverage issued as a supplement to liability |
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| 116 | + | 11 insurance, workers' compensation insurance, or automobile |
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| 117 | + | 12 medical payment insurance. |
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| 118 | + | 13 (Source: P.A. 96-833, eff. 6-1-10.) |
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| 119 | + | 14 Section 99. Effective date. This Act takes effect January |
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| 120 | + | 15 1, 2025. |
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| 126 | + | SB2195 Enrolled - 4 - LRB103 28476 BMS 54857 b |
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