Illinois 2023-2024 Regular Session

Illinois Senate Bill SB2572 Compare Versions

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11 103RD GENERAL ASSEMBLY State of Illinois 2023 and 2024 SB2572 Introduced 5/2/2023, by Sen. Cristina Castro SYNOPSIS AS INTRODUCED: See Index Amends the Illinois Insurance Code. In provisions concerning infertility coverage, provides that no group policy of accident and health insurance providing coverage for more than 25 employees that provides pregnancy related benefits may be issued, amended, delivered, or renewed in the State on or after January 1, 2024 unless the policy contains coverage for the diagnosis and treatment of infertility, including procedures necessary to screen or diagnose a fertilized egg before implantation. Provides that coverage for procedures for in vitro fertilization, gamete intrafallopian tube transfer, or zygote intrafallopian tube transfer shall be required only if the procedures comply with specified requirements. Provides that a group or individual policy of accident and health insurance providing coverage for more than 25 employees that is amended, delivered, issued, or renewed on or after January 1, 2024 shall provide, for individuals 45 years of age and older, coverage for an annual menopause health visit. Provides that a group or individual policy of accident and health insurance providing coverage for more than 25 employees that is amended, delivered, issued, or renewed on or after January 1, 2024 shall provide coverage for all types of injectable medicines prescribed on-label or off-label to improve glucose or weight loss for use by adults diagnosed or previously diagnosed with prediabetes, gestational diabetes, or obesity. Makes other changes. Makes conforming changes in the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Medical Assistance Article of the Illinois Public Aid Code. Effective immediately. LRB103 32124 BMS 61192 b A BILL FOR 103RD GENERAL ASSEMBLY State of Illinois 2023 and 2024 SB2572 Introduced 5/2/2023, by Sen. Cristina Castro SYNOPSIS AS INTRODUCED: See Index See Index Amends the Illinois Insurance Code. In provisions concerning infertility coverage, provides that no group policy of accident and health insurance providing coverage for more than 25 employees that provides pregnancy related benefits may be issued, amended, delivered, or renewed in the State on or after January 1, 2024 unless the policy contains coverage for the diagnosis and treatment of infertility, including procedures necessary to screen or diagnose a fertilized egg before implantation. Provides that coverage for procedures for in vitro fertilization, gamete intrafallopian tube transfer, or zygote intrafallopian tube transfer shall be required only if the procedures comply with specified requirements. Provides that a group or individual policy of accident and health insurance providing coverage for more than 25 employees that is amended, delivered, issued, or renewed on or after January 1, 2024 shall provide, for individuals 45 years of age and older, coverage for an annual menopause health visit. Provides that a group or individual policy of accident and health insurance providing coverage for more than 25 employees that is amended, delivered, issued, or renewed on or after January 1, 2024 shall provide coverage for all types of injectable medicines prescribed on-label or off-label to improve glucose or weight loss for use by adults diagnosed or previously diagnosed with prediabetes, gestational diabetes, or obesity. Makes other changes. Makes conforming changes in the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Medical Assistance Article of the Illinois Public Aid Code. Effective immediately. LRB103 32124 BMS 61192 b LRB103 32124 BMS 61192 b A BILL FOR
22 103RD GENERAL ASSEMBLY State of Illinois 2023 and 2024 SB2572 Introduced 5/2/2023, by Sen. Cristina Castro SYNOPSIS AS INTRODUCED:
33 See Index See Index
44 See Index
55 Amends the Illinois Insurance Code. In provisions concerning infertility coverage, provides that no group policy of accident and health insurance providing coverage for more than 25 employees that provides pregnancy related benefits may be issued, amended, delivered, or renewed in the State on or after January 1, 2024 unless the policy contains coverage for the diagnosis and treatment of infertility, including procedures necessary to screen or diagnose a fertilized egg before implantation. Provides that coverage for procedures for in vitro fertilization, gamete intrafallopian tube transfer, or zygote intrafallopian tube transfer shall be required only if the procedures comply with specified requirements. Provides that a group or individual policy of accident and health insurance providing coverage for more than 25 employees that is amended, delivered, issued, or renewed on or after January 1, 2024 shall provide, for individuals 45 years of age and older, coverage for an annual menopause health visit. Provides that a group or individual policy of accident and health insurance providing coverage for more than 25 employees that is amended, delivered, issued, or renewed on or after January 1, 2024 shall provide coverage for all types of injectable medicines prescribed on-label or off-label to improve glucose or weight loss for use by adults diagnosed or previously diagnosed with prediabetes, gestational diabetes, or obesity. Makes other changes. Makes conforming changes in the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Medical Assistance Article of the Illinois Public Aid Code. Effective immediately.
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1111 1 AN ACT concerning regulation.
1212 2 Be it enacted by the People of the State of Illinois,
1313 3 represented in the General Assembly:
1414 4 Section 5. The State Employees Group Insurance Act of 1971
1515 5 is amended by changing Section 6.11 as follows:
1616 6 (5 ILCS 375/6.11)
1717 7 (Text of Section before amendment by P.A. 102-768)
1818 8 Sec. 6.11. Required health benefits; Illinois Insurance
1919 9 Code requirements. The program of health benefits shall
2020 10 provide the post-mastectomy care benefits required to be
2121 11 covered by a policy of accident and health insurance under
2222 12 Section 356t of the Illinois Insurance Code. The program of
2323 13 health benefits shall provide the coverage required under
2424 14 Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u, 356w, 356x,
2525 15 356z.2, 356z.4, 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10,
2626 16 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.17, 356z.22,
2727 17 356z.25, 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33,
2828 18 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.51,
2929 19 356z.53, 356z.54, 356z.56, 356z.57, 356z.59, and 356z.60,
3030 20 356z.61, and 356z.62 of the Illinois Insurance Code. The
3131 21 program of health benefits must comply with Sections 155.22a,
3232 22 155.37, 355b, 356z.19, 370c, and 370c.1 and Article XXXIIB of
3333 23 the Illinois Insurance Code. The Department of Insurance shall
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3737 103RD GENERAL ASSEMBLY State of Illinois 2023 and 2024 SB2572 Introduced 5/2/2023, by Sen. Cristina Castro SYNOPSIS AS INTRODUCED:
3838 See Index See Index
3939 See Index
4040 Amends the Illinois Insurance Code. In provisions concerning infertility coverage, provides that no group policy of accident and health insurance providing coverage for more than 25 employees that provides pregnancy related benefits may be issued, amended, delivered, or renewed in the State on or after January 1, 2024 unless the policy contains coverage for the diagnosis and treatment of infertility, including procedures necessary to screen or diagnose a fertilized egg before implantation. Provides that coverage for procedures for in vitro fertilization, gamete intrafallopian tube transfer, or zygote intrafallopian tube transfer shall be required only if the procedures comply with specified requirements. Provides that a group or individual policy of accident and health insurance providing coverage for more than 25 employees that is amended, delivered, issued, or renewed on or after January 1, 2024 shall provide, for individuals 45 years of age and older, coverage for an annual menopause health visit. Provides that a group or individual policy of accident and health insurance providing coverage for more than 25 employees that is amended, delivered, issued, or renewed on or after January 1, 2024 shall provide coverage for all types of injectable medicines prescribed on-label or off-label to improve glucose or weight loss for use by adults diagnosed or previously diagnosed with prediabetes, gestational diabetes, or obesity. Makes other changes. Makes conforming changes in the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Medical Assistance Article of the Illinois Public Aid Code. Effective immediately.
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4343 A BILL FOR
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6868 1 enforce the requirements of this Section with respect to
6969 2 Sections 370c and 370c.1 of the Illinois Insurance Code; all
7070 3 other requirements of this Section shall be enforced by the
7171 4 Department of Central Management Services.
7272 5 Rulemaking authority to implement Public Act 95-1045, if
7373 6 any, is conditioned on the rules being adopted in accordance
7474 7 with all provisions of the Illinois Administrative Procedure
7575 8 Act and all rules and procedures of the Joint Committee on
7676 9 Administrative Rules; any purported rule not so adopted, for
7777 10 whatever reason, is unauthorized.
7878 11 (Source: P.A. 101-13, eff. 6-12-19; 101-281, eff. 1-1-20;
7979 12 101-393, eff. 1-1-20; 101-452, eff. 1-1-20; 101-461, eff.
8080 13 1-1-20; 101-625, eff. 1-1-21; 102-30, eff. 1-1-22; 102-103,
8181 14 eff. 1-1-22; 102-203, eff. 1-1-22; 102-306, eff. 1-1-22;
8282 15 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, eff.
8383 16 1-1-23; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 102-816,
8484 17 eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. 1-1-23;
8585 18 revised 12-13-22.)
8686 19 (Text of Section after amendment by P.A. 102-768)
8787 20 Sec. 6.11. Required health benefits; Illinois Insurance
8888 21 Code requirements. The program of health benefits shall
8989 22 provide the post-mastectomy care benefits required to be
9090 23 covered by a policy of accident and health insurance under
9191 24 Section 356t of the Illinois Insurance Code. The program of
9292 25 health benefits shall provide the coverage required under
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103103 1 Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u, 356w, 356x,
104104 2 356z.2, 356z.4, 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10,
105105 3 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.17, 356z.22,
106106 4 356z.25, 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33,
107107 5 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.51,
108108 6 356z.53, 356z.54, 356z.55, 356z.56, 356z.57, 356z.59, and
109109 7 356z.60, 356z.61, and 356z.62 of the Illinois Insurance Code.
110110 8 The program of health benefits must comply with Sections
111111 9 155.22a, 155.37, 355b, 356z.19, 370c, and 370c.1 and Article
112112 10 XXXIIB of the Illinois Insurance Code. The Department of
113113 11 Insurance shall enforce the requirements of this Section with
114114 12 respect to Sections 370c and 370c.1 of the Illinois Insurance
115115 13 Code; all other requirements of this Section shall be enforced
116116 14 by the Department of Central Management Services.
117117 15 Rulemaking authority to implement Public Act 95-1045, if
118118 16 any, is conditioned on the rules being adopted in accordance
119119 17 with all provisions of the Illinois Administrative Procedure
120120 18 Act and all rules and procedures of the Joint Committee on
121121 19 Administrative Rules; any purported rule not so adopted, for
122122 20 whatever reason, is unauthorized.
123123 21 (Source: P.A. 101-13, eff. 6-12-19; 101-281, eff. 1-1-20;
124124 22 101-393, eff. 1-1-20; 101-452, eff. 1-1-20; 101-461, eff.
125125 23 1-1-20; 101-625, eff. 1-1-21; 102-30, eff. 1-1-22; 102-103,
126126 24 eff. 1-1-22; 102-203, eff. 1-1-22; 102-306, eff. 1-1-22;
127127 25 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, eff.
128128 26 1-1-23; 102-768, eff. 1-1-24; 102-804, eff. 1-1-23; 102-813,
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139139 1 eff. 5-13-22; 102-816, eff. 1-1-23; 102-860, eff. 1-1-23;
140140 2 102-1093, eff. 1-1-23; 102-1117, eff. 1-13-23.)
141141 3 Section 10. The Counties Code is amended by changing
142142 4 Section 5-1069.3 as follows:
143143 5 (55 ILCS 5/5-1069.3)
144144 6 Sec. 5-1069.3. Required health benefits. If a county,
145145 7 including a home rule county, is a self-insurer for purposes
146146 8 of providing health insurance coverage for its employees, the
147147 9 coverage shall include coverage for the post-mastectomy care
148148 10 benefits required to be covered by a policy of accident and
149149 11 health insurance under Section 356t and the coverage required
150150 12 under Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u, 356w,
151151 13 356x, 356z.4, 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10,
152152 14 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.22, 356z.25,
153153 15 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33, 356z.36,
154154 16 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.48, 356z.51,
155155 17 356z.53, 356z.54, 356z.56, 356z.57, 356z.59, and 356z.60,
156156 18 356z.61, and 356z.62 of the Illinois Insurance Code. The
157157 19 coverage shall comply with Sections 155.22a, 355b, 356z.19,
158158 20 and 370c of the Illinois Insurance Code. The Department of
159159 21 Insurance shall enforce the requirements of this Section. The
160160 22 requirement that health benefits be covered as provided in
161161 23 this Section is an exclusive power and function of the State
162162 24 and is a denial and limitation under Article VII, Section 6,
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173173 1 subsection (h) of the Illinois Constitution. A home rule
174174 2 county to which this Section applies must comply with every
175175 3 provision of this Section.
176176 4 Rulemaking authority to implement Public Act 95-1045, if
177177 5 any, is conditioned on the rules being adopted in accordance
178178 6 with all provisions of the Illinois Administrative Procedure
179179 7 Act and all rules and procedures of the Joint Committee on
180180 8 Administrative Rules; any purported rule not so adopted, for
181181 9 whatever reason, is unauthorized.
182182 10 (Source: P.A. 101-81, eff. 7-12-19; 101-281, eff. 1-1-20;
183183 11 101-393, eff. 1-1-20; 101-461, eff. 1-1-20; 101-625, eff.
184184 12 1-1-21; 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; 102-203,
185185 13 eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. 1-1-22;
186186 14 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, eff.
187187 15 1-1-23; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 102-816,
188188 16 eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. 1-1-23;
189189 17 102-1117, eff. 1-13-23.)
190190 18 Section 15. The Illinois Municipal Code is amended by
191191 19 changing Section 10-4-2.3 as follows:
192192 20 (65 ILCS 5/10-4-2.3)
193193 21 Sec. 10-4-2.3. Required health benefits. If a
194194 22 municipality, including a home rule municipality, is a
195195 23 self-insurer for purposes of providing health insurance
196196 24 coverage for its employees, the coverage shall include
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207207 1 coverage for the post-mastectomy care benefits required to be
208208 2 covered by a policy of accident and health insurance under
209209 3 Section 356t and the coverage required under Sections 356g,
210210 4 356g.5, 356g.5-1, 356m, 356q, 356u, 356w, 356x, 356z.4,
211211 5 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10, 356z.11, 356z.12,
212212 6 356z.13, 356z.14, 356z.15, 356z.22, 356z.25, 356z.26, 356z.29,
213213 7 356z.30a, 356z.32, 356z.33, 356z.36, 356z.40, 356z.41,
214214 8 356z.45, 356z.46, 356z.47, 356z.48, 356z.51, 356z.53, 356z.54,
215215 9 356z.56, 356z.57, 356z.59, and 356z.60, 356z.61, and 356z.62
216216 10 of the Illinois Insurance Code. The coverage shall comply with
217217 11 Sections 155.22a, 355b, 356z.19, and 370c of the Illinois
218218 12 Insurance Code. The Department of Insurance shall enforce the
219219 13 requirements of this Section. The requirement that health
220220 14 benefits be covered as provided in this is an exclusive power
221221 15 and function of the State and is a denial and limitation under
222222 16 Article VII, Section 6, subsection (h) of the Illinois
223223 17 Constitution. A home rule municipality to which this Section
224224 18 applies must comply with every provision of this Section.
225225 19 Rulemaking authority to implement Public Act 95-1045, if
226226 20 any, is conditioned on the rules being adopted in accordance
227227 21 with all provisions of the Illinois Administrative Procedure
228228 22 Act and all rules and procedures of the Joint Committee on
229229 23 Administrative Rules; any purported rule not so adopted, for
230230 24 whatever reason, is unauthorized.
231231 25 (Source: P.A. 101-81, eff. 7-12-19; 101-281, eff. 1-1-20;
232232 26 101-393, eff. 1-1-20; 101-461, eff. 1-1-20; 101-625, eff.
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243243 1 1-1-21; 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; 102-203,
244244 2 eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. 1-1-22;
245245 3 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, eff.
246246 4 1-1-23; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 102-816,
247247 5 eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. 1-1-23;
248248 6 102-1117, eff. 1-13-23.)
249249 7 Section 20. The School Code is amended by changing Section
250250 8 10-22.3f as follows:
251251 9 (105 ILCS 5/10-22.3f)
252252 10 Sec. 10-22.3f. Required health benefits. Insurance
253253 11 protection and benefits for employees shall provide the
254254 12 post-mastectomy care benefits required to be covered by a
255255 13 policy of accident and health insurance under Section 356t and
256256 14 the coverage required under Sections 356g, 356g.5, 356g.5-1,
257257 15 356m, 356q, 356u, 356w, 356x, 356z.4, 356z.4a, 356z.6, 356z.8,
258258 16 356z.9, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.22,
259259 17 356z.25, 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33,
260260 18 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.51,
261261 19 356z.53, 356z.54, 356z.56, 356z.57, 356z.59, and 356z.60,
262262 20 356z.61, and 356z.62 of the Illinois Insurance Code. Insurance
263263 21 policies shall comply with Section 356z.19 of the Illinois
264264 22 Insurance Code. The coverage shall comply with Sections
265265 23 155.22a, 355b, and 370c of the Illinois Insurance Code. The
266266 24 Department of Insurance shall enforce the requirements of this
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277277 1 Section.
278278 2 Rulemaking authority to implement Public Act 95-1045, if
279279 3 any, is conditioned on the rules being adopted in accordance
280280 4 with all provisions of the Illinois Administrative Procedure
281281 5 Act and all rules and procedures of the Joint Committee on
282282 6 Administrative Rules; any purported rule not so adopted, for
283283 7 whatever reason, is unauthorized.
284284 8 (Source: P.A. 101-81, eff. 7-12-19; 101-281, eff. 1-1-20;
285285 9 101-393, eff. 1-1-20; 101-461, eff. 1-1-20; 101-625, eff.
286286 10 1-1-21; 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; 102-203,
287287 11 eff. 1-1-22; 102-306, eff. 1-1-22; 102-642, eff. 1-1-22;
288288 12 102-665, eff. 10-8-21; 102-731, eff. 1-1-23; 102-804, eff.
289289 13 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 1-1-23; 102-860,
290290 14 eff. 1-1-23; 102-1093, eff. 1-1-23; 102-1117, eff. 1-13-23.)
291291 15 Section 25. The Illinois Insurance Code is amended by
292292 16 changing Section 356m and by adding Sections 356z.61 and
293293 17 356z.62 as follows:
294294 18 (215 ILCS 5/356m) (from Ch. 73, par. 968m)
295295 19 Sec. 356m. Infertility coverage.
296296 20 (a) No group policy of accident and health insurance
297297 21 providing coverage for more than 25 employees that provides
298298 22 pregnancy related benefits may be issued, amended, delivered,
299299 23 or renewed in this State after January 1, 2016 and through
300300 24 December 31, 2023 the effective date of this amendatory Act of
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311311 1 the 99th General Assembly unless the policy contains coverage
312312 2 for the diagnosis and treatment of infertility including, but
313313 3 not limited to, in vitro fertilization, uterine embryo lavage,
314314 4 embryo transfer, artificial insemination, gamete
315315 5 intrafallopian tube transfer, zygote intrafallopian tube
316316 6 transfer, and low tubal ovum transfer.
317317 7 (a-5) No group policy of accident and health insurance
318318 8 providing coverage for more than 25 employees that provides
319319 9 pregnancy related benefits may be issued, amended, delivered,
320320 10 or renewed in this State on or after January 1, 2024 unless the
321321 11 policy contains coverage for the diagnosis and treatment of
322322 12 infertility, including, but not limited to, in vitro
323323 13 fertilization, uterine embryo lavage, embryo transfer,
324324 14 artificial insemination, gamete intrafallopian tube transfer,
325325 15 zygote intrafallopian tube transfer, and low tubal ovum
326326 16 transfer. The coverage required shall include procedures
327327 17 necessary to screen or diagnose a fertilized egg before
328328 18 implantation, including, but not limited to, preimplantation
329329 19 genetic diagnosis, preimplantation genetic screening, and
330330 20 prenatal genetic diagnosis. Coverage for procedures for in
331331 21 vitro fertilization, gamete intrafallopian tube transfer, or
332332 22 zygote intrafallopian tube transfer shall be required only if
333333 23 the procedures:
334334 24 (1) are considered medically appropriate based on
335335 25 clinical guidelines or standards developed by the American
336336 26 Society for Reproductive Medicine, the American College of
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347347 1 Obstetricians and Gynecologists, or the Society for
348348 2 Assisted Reproductive Technology; and
349349 3 (2) are performed at medical facilities or clinics
350350 4 that conform to the American College of Obstetricians and
351351 5 Gynecologists guidelines for in vitro fertilization or the
352352 6 American Society for Reproductive Medicine minimum
353353 7 standards for practices offering assisted reproductive
354354 8 technologies.
355355 9 (b) The coverage required under subsection (a) for
356356 10 procedures for in vitro fertilization, gamete intrafallopian
357357 11 tube transfer, or zygote intrafallopian tube transfer shall be
358358 12 required only if is subject to the following conditions:
359359 13 (1) Coverage for procedures for in vitro
360360 14 fertilization, gamete intrafallopian tube transfer, or
361361 15 zygote intrafallopian tube transfer shall be required only
362362 16 if:
363363 17 (1) (A) the covered individual has been unable to
364364 18 attain a viable pregnancy, maintain a viable pregnancy, or
365365 19 sustain a successful pregnancy through reasonable, less
366366 20 costly medically appropriate infertility treatments for
367367 21 which coverage is available under the policy, plan, or
368368 22 contract;
369369 23 (2) (B) the covered individual has not undergone 4
370370 24 completed oocyte retrievals, except that if a live birth
371371 25 follows a completed oocyte retrieval, then 2 more
372372 26 completed oocyte retrievals shall be covered; and
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383383 1 (3) (C) the procedures are performed at medical
384384 2 facilities that conform to the American College of
385385 3 Obstetric and Gynecology guidelines for in vitro
386386 4 fertilization clinics or to the American Fertility Society
387387 5 minimal standards for programs of in vitro fertilization.
388388 6 (2) The procedures required to be covered under this
389389 7 Section are not required to be contained in any policy or
390390 8 plan issued to or by a religious institution or
391391 9 organization or to or by an entity sponsored by a
392392 10 religious institution or organization that finds the
393393 11 procedures required to be covered under this Section to
394394 12 violate its religious and moral teachings and beliefs.
395395 13 (c) As used in this Section, "infertility" means a
396396 14 disease, condition, or status characterized by:
397397 15 (1) a failure to establish a pregnancy or to carry a
398398 16 pregnancy to live birth after 12 months of regular,
399399 17 unprotected sexual intercourse if the woman is 35 years of
400400 18 age or younger, or after 6 months of regular, unprotected
401401 19 sexual intercourse if the woman is over 35 years of age;
402402 20 conceiving but having a miscarriage does not restart the
403403 21 12-month or 6-month term for determining infertility;
404404 22 (2) a person's inability to reproduce either as a
405405 23 single individual or with a partner without medical
406406 24 intervention; or
407407 25 (3) a licensed physician's findings based on a
408408 26 patient's medical, sexual, and reproductive history, age,
409409
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419419 1 physical findings, or diagnostic testing.
420420 2 (d) A policy, contract, or certificate may not impose any
421421 3 exclusions, limitations, or other restrictions on coverage of
422422 4 fertility medications that are different from those imposed on
423423 5 any other prescription medications, nor may it impose any
424424 6 exclusions, limitations, or other restrictions on coverage of
425425 7 any fertility services based on a covered individual's
426426 8 participation in fertility services provided by or to a third
427427 9 party, nor may it impose deductibles, copayments, coinsurance,
428428 10 benefit maximums, waiting periods, or any other limitations on
429429 11 coverage for the diagnosis of infertility, treatment for
430430 12 infertility, and standard fertility preservation services,
431431 13 except as provided in this Section, that are different from
432432 14 those imposed upon benefits for services not related to
433433 15 infertility.
434434 16 (e) The procedures required to be covered under this
435435 17 Section are not required to be contained in any policy or plan
436436 18 issued to or by a religious institution or organization or to
437437 19 or by an entity sponsored by a religious institution or
438438 20 organization that finds the procedures required to be covered
439439 21 under this Section to violate its religious and moral
440440 22 teachings and beliefs.
441441 23 (Source: P.A. 102-170, eff. 1-1-22.)
442442 24 (215 ILCS 5/356z.61 new)
443443 25 Sec. 356z.61. Coverage for annual menopause health visit.
444444
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454454 1 A group or individual policy of accident and health insurance
455455 2 providing coverage for more than 25 employees that is amended,
456456 3 delivered, issued, or renewed on or after January 1, 2024
457457 4 shall provide, for individuals 45 years of age and older,
458458 5 coverage for an annual menopause health visit. A policy
459459 6 subject to this Section shall not impose a deductible,
460460 7 coinsurance, copayment, or any other cost-sharing requirement
461461 8 on the coverage provided; except that this Section does not
462462 9 apply to this coverage to the extent such coverage would
463463 10 disqualify a high-deductible health plan from eligibility from
464464 11 a health savings account pursuant to Section 223 of the
465465 12 Internal Revenue Code.
466466 13 (215 ILCS 5/356z.62 new)
467467 14 Sec. 356z.62. Coverage for injectable medicines to improve
468468 15 glucose or weight loss. A group or individual policy of
469469 16 accident and health insurance providing coverage for more than
470470 17 25 employees that is amended, delivered, issued, or renewed on
471471 18 or after January 1, 2024 shall provide coverage for all types
472472 19 of injectable medicines prescribed on-label or off-label to
473473 20 improve glucose or weight loss for use by adults diagnosed or
474474 21 previously diagnosed with prediabetes, gestational diabetes,
475475 22 or obesity.
476476 23 Section 30. The Health Maintenance Organization Act is
477477 24 amended by changing Section 5-3 as follows:
478478
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487487 SB2572 - 14 - LRB103 32124 BMS 61192 b
488488 1 (215 ILCS 125/5-3) (from Ch. 111 1/2, par. 1411.2)
489489 2 Sec. 5-3. Insurance Code provisions.
490490 3 (a) Health Maintenance Organizations shall be subject to
491491 4 the provisions of Sections 133, 134, 136, 137, 139, 140,
492492 5 141.1, 141.2, 141.3, 143, 143c, 147, 148, 149, 151, 152, 153,
493493 6 154, 154.5, 154.6, 154.7, 154.8, 155.04, 155.22a, 355.2,
494494 7 355.3, 355b, 355c, 356g.5-1, 356m, 356q, 356v, 356w, 356x,
495495 8 356y, 356z.2, 356z.3a, 356z.4, 356z.4a, 356z.5, 356z.6,
496496 9 356z.8, 356z.9, 356z.10, 356z.11, 356z.12, 356z.13, 356z.14,
497497 10 356z.15, 356z.17, 356z.18, 356z.19, 356z.21, 356z.22, 356z.25,
498498 11 356z.26, 356z.29, 356z.30, 356z.30a, 356z.32, 356z.33,
499499 12 356z.35, 356z.36, 356z.40, 356z.41, 356z.46, 356z.47, 356z.48,
500500 13 356z.50, 356z.51, 356z.53 256z.53, 356z.54, 356z.56, 356z.57,
501501 14 356z.59, 356z.60, 356z.61, 356z.62, 364, 364.01, 364.3, 367.2,
502502 15 367.2-5, 367i, 368a, 368b, 368c, 368d, 368e, 370c, 370c.1,
503503 16 401, 401.1, 402, 403, 403A, 408, 408.2, 409, 412, 444, and
504504 17 444.1, paragraph (c) of subsection (2) of Section 367, and
505505 18 Articles IIA, VIII 1/2, XII, XII 1/2, XIII, XIII 1/2, XXV,
506506 19 XXVI, and XXXIIB of the Illinois Insurance Code.
507507 20 (b) For purposes of the Illinois Insurance Code, except
508508 21 for Sections 444 and 444.1 and Articles XIII and XIII 1/2,
509509 22 Health Maintenance Organizations in the following categories
510510 23 are deemed to be "domestic companies":
511511 24 (1) a corporation authorized under the Dental Service
512512 25 Plan Act or the Voluntary Health Services Plans Act;
513513
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523523 1 (2) a corporation organized under the laws of this
524524 2 State; or
525525 3 (3) a corporation organized under the laws of another
526526 4 state, 30% or more of the enrollees of which are residents
527527 5 of this State, except a corporation subject to
528528 6 substantially the same requirements in its state of
529529 7 organization as is a "domestic company" under Article VIII
530530 8 1/2 of the Illinois Insurance Code.
531531 9 (c) In considering the merger, consolidation, or other
532532 10 acquisition of control of a Health Maintenance Organization
533533 11 pursuant to Article VIII 1/2 of the Illinois Insurance Code,
534534 12 (1) the Director shall give primary consideration to
535535 13 the continuation of benefits to enrollees and the
536536 14 financial conditions of the acquired Health Maintenance
537537 15 Organization after the merger, consolidation, or other
538538 16 acquisition of control takes effect;
539539 17 (2)(i) the criteria specified in subsection (1)(b) of
540540 18 Section 131.8 of the Illinois Insurance Code shall not
541541 19 apply and (ii) the Director, in making his determination
542542 20 with respect to the merger, consolidation, or other
543543 21 acquisition of control, need not take into account the
544544 22 effect on competition of the merger, consolidation, or
545545 23 other acquisition of control;
546546 24 (3) the Director shall have the power to require the
547547 25 following information:
548548 26 (A) certification by an independent actuary of the
549549
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551551
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559559 1 adequacy of the reserves of the Health Maintenance
560560 2 Organization sought to be acquired;
561561 3 (B) pro forma financial statements reflecting the
562562 4 combined balance sheets of the acquiring company and
563563 5 the Health Maintenance Organization sought to be
564564 6 acquired as of the end of the preceding year and as of
565565 7 a date 90 days prior to the acquisition, as well as pro
566566 8 forma financial statements reflecting projected
567567 9 combined operation for a period of 2 years;
568568 10 (C) a pro forma business plan detailing an
569569 11 acquiring party's plans with respect to the operation
570570 12 of the Health Maintenance Organization sought to be
571571 13 acquired for a period of not less than 3 years; and
572572 14 (D) such other information as the Director shall
573573 15 require.
574574 16 (d) The provisions of Article VIII 1/2 of the Illinois
575575 17 Insurance Code and this Section 5-3 shall apply to the sale by
576576 18 any health maintenance organization of greater than 10% of its
577577 19 enrollee population (including without limitation the health
578578 20 maintenance organization's right, title, and interest in and
579579 21 to its health care certificates).
580580 22 (e) In considering any management contract or service
581581 23 agreement subject to Section 141.1 of the Illinois Insurance
582582 24 Code, the Director (i) shall, in addition to the criteria
583583 25 specified in Section 141.2 of the Illinois Insurance Code,
584584 26 take into account the effect of the management contract or
585585
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595595 1 service agreement on the continuation of benefits to enrollees
596596 2 and the financial condition of the health maintenance
597597 3 organization to be managed or serviced, and (ii) need not take
598598 4 into account the effect of the management contract or service
599599 5 agreement on competition.
600600 6 (f) Except for small employer groups as defined in the
601601 7 Small Employer Rating, Renewability and Portability Health
602602 8 Insurance Act and except for medicare supplement policies as
603603 9 defined in Section 363 of the Illinois Insurance Code, a
604604 10 Health Maintenance Organization may by contract agree with a
605605 11 group or other enrollment unit to effect refunds or charge
606606 12 additional premiums under the following terms and conditions:
607607 13 (i) the amount of, and other terms and conditions with
608608 14 respect to, the refund or additional premium are set forth
609609 15 in the group or enrollment unit contract agreed in advance
610610 16 of the period for which a refund is to be paid or
611611 17 additional premium is to be charged (which period shall
612612 18 not be less than one year); and
613613 19 (ii) the amount of the refund or additional premium
614614 20 shall not exceed 20% of the Health Maintenance
615615 21 Organization's profitable or unprofitable experience with
616616 22 respect to the group or other enrollment unit for the
617617 23 period (and, for purposes of a refund or additional
618618 24 premium, the profitable or unprofitable experience shall
619619 25 be calculated taking into account a pro rata share of the
620620 26 Health Maintenance Organization's administrative and
621621
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631631 1 marketing expenses, but shall not include any refund to be
632632 2 made or additional premium to be paid pursuant to this
633633 3 subsection (f)). The Health Maintenance Organization and
634634 4 the group or enrollment unit may agree that the profitable
635635 5 or unprofitable experience may be calculated taking into
636636 6 account the refund period and the immediately preceding 2
637637 7 plan years.
638638 8 The Health Maintenance Organization shall include a
639639 9 statement in the evidence of coverage issued to each enrollee
640640 10 describing the possibility of a refund or additional premium,
641641 11 and upon request of any group or enrollment unit, provide to
642642 12 the group or enrollment unit a description of the method used
643643 13 to calculate (1) the Health Maintenance Organization's
644644 14 profitable experience with respect to the group or enrollment
645645 15 unit and the resulting refund to the group or enrollment unit
646646 16 or (2) the Health Maintenance Organization's unprofitable
647647 17 experience with respect to the group or enrollment unit and
648648 18 the resulting additional premium to be paid by the group or
649649 19 enrollment unit.
650650 20 In no event shall the Illinois Health Maintenance
651651 21 Organization Guaranty Association be liable to pay any
652652 22 contractual obligation of an insolvent organization to pay any
653653 23 refund authorized under this Section.
654654 24 (g) Rulemaking authority to implement Public Act 95-1045,
655655 25 if any, is conditioned on the rules being adopted in
656656 26 accordance with all provisions of the Illinois Administrative
657657
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667667 1 Procedure Act and all rules and procedures of the Joint
668668 2 Committee on Administrative Rules; any purported rule not so
669669 3 adopted, for whatever reason, is unauthorized.
670670 4 (Source: P.A. 101-13, eff. 6-12-19; 101-81, eff. 7-12-19;
671671 5 101-281, eff. 1-1-20; 101-371, eff. 1-1-20; 101-393, eff.
672672 6 1-1-20; 101-452, eff. 1-1-20; 101-461, eff. 1-1-20; 101-625,
673673 7 eff. 1-1-21; 102-30, eff. 1-1-22; 102-34, eff. 6-25-21;
674674 8 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff.
675675 9 1-1-22; 102-589, eff. 1-1-22; 102-642, eff. 1-1-22; 102-665,
676676 10 eff. 10-8-21; 102-731, eff. 1-1-23; 102-775, eff. 5-13-22;
677677 11 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 102-816, eff.
678678 12 1-1-23; 102-860, eff. 1-1-23; 102-901, eff. 7-1-22; 102-1093,
679679 13 eff. 1-1-23; 102-1117, eff. 1-13-23; revised 1-22-23.)
680680 14 Section 35. The Limited Health Service Organization Act is
681681 15 amended by changing Section 4003 as follows:
682682 16 (215 ILCS 130/4003) (from Ch. 73, par. 1504-3)
683683 17 Sec. 4003. Illinois Insurance Code provisions. Limited
684684 18 health service organizations shall be subject to the
685685 19 provisions of Sections 133, 134, 136, 137, 139, 140, 141.1,
686686 20 141.2, 141.3, 143, 143c, 147, 148, 149, 151, 152, 153, 154,
687687 21 154.5, 154.6, 154.7, 154.8, 155.04, 155.37, 355.2, 355.3,
688688 22 355b, 356m, 356q, 356v, 356z.4, 356z.4a, 356z.10, 356z.21,
689689 23 356z.22, 356z.25, 356z.26, 356z.29, 356z.30a, 356z.32,
690690 24 356z.33, 356z.41, 356z.46, 356z.47, 356z.51, 356z.53, 356z.54,
691691
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701701 1 356z.57, 356z.59, 356z.61, 356z.62, 364.3, 368a, 401, 401.1,
702702 2 402, 403, 403A, 408, 408.2, 409, 412, 444, and 444.1 and
703703 3 Articles IIA, VIII 1/2, XII, XII 1/2, XIII, XIII 1/2, XXV, and
704704 4 XXVI of the Illinois Insurance Code. Nothing in this Section
705705 5 shall require a limited health care plan to cover any service
706706 6 that is not a limited health service. For purposes of the
707707 7 Illinois Insurance Code, except for Sections 444 and 444.1 and
708708 8 Articles XIII and XIII 1/2, limited health service
709709 9 organizations in the following categories are deemed to be
710710 10 domestic companies:
711711 11 (1) a corporation under the laws of this State; or
712712 12 (2) a corporation organized under the laws of another
713713 13 state, 30% or more of the enrollees of which are residents
714714 14 of this State, except a corporation subject to
715715 15 substantially the same requirements in its state of
716716 16 organization as is a domestic company under Article VIII
717717 17 1/2 of the Illinois Insurance Code.
718718 18 (Source: P.A. 101-81, eff. 7-12-19; 101-281, eff. 1-1-20;
719719 19 101-393, eff. 1-1-20; 101-625, eff. 1-1-21; 102-30, eff.
720720 20 1-1-22; 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-642,
721721 21 eff. 1-1-22; 102-731, eff. 1-1-23; 102-775, eff. 5-13-22;
722722 22 102-813, eff. 5-13-22; 102-816, eff. 1-1-23; 102-860, eff.
723723 23 1-1-23; 102-1093, eff. 1-1-23; 102-1117, eff. 1-13-23.)
724724 24 Section 40. The Voluntary Health Services Plans Act is
725725 25 amended by changing Section 10 as follows:
726726
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736736 1 (215 ILCS 165/10) (from Ch. 32, par. 604)
737737 2 Sec. 10. Application of Insurance Code provisions. Health
738738 3 services plan corporations and all persons interested therein
739739 4 or dealing therewith shall be subject to the provisions of
740740 5 Articles IIA and XII 1/2 and Sections 3.1, 133, 136, 139, 140,
741741 6 143, 143c, 149, 155.22a, 155.37, 354, 355.2, 355.3, 355b,
742742 7 356g, 356g.5, 356g.5-1, 356m, 356q, 356r, 356t, 356u, 356v,
743743 8 356w, 356x, 356y, 356z.1, 356z.2, 356z.3a, 356z.4, 356z.4a,
744744 9 356z.5, 356z.6, 356z.8, 356z.9, 356z.10, 356z.11, 356z.12,
745745 10 356z.13, 356z.14, 356z.15, 356z.18, 356z.19, 356z.21, 356z.22,
746746 11 356z.25, 356z.26, 356z.29, 356z.30, 356z.30a, 356z.32,
747747 12 356z.33, 356z.40, 356z.41, 356z.46, 356z.47, 356z.51, 356z.53,
748748 13 356z.54, 356z.56, 356z.57, 356z.59, 356z.60, 356z.61, 356z.62,
749749 14 364.01, 364.3, 367.2, 368a, 401, 401.1, 402, 403, 403A, 408,
750750 15 408.2, and 412, and paragraphs (7) and (15) of Section 367 of
751751 16 the Illinois Insurance Code.
752752 17 Rulemaking authority to implement Public Act 95-1045, if
753753 18 any, is conditioned on the rules being adopted in accordance
754754 19 with all provisions of the Illinois Administrative Procedure
755755 20 Act and all rules and procedures of the Joint Committee on
756756 21 Administrative Rules; any purported rule not so adopted, for
757757 22 whatever reason, is unauthorized.
758758 23 (Source: P.A. 101-13, eff. 6-12-19; 101-81, eff. 7-12-19;
759759 24 101-281, eff. 1-1-20; 101-393, eff. 1-1-20; 101-625, eff.
760760 25 1-1-21; 102-30, eff. 1-1-22; 102-203, eff. 1-1-22; 102-306,
761761
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764764
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767767
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771771 1 eff. 1-1-22; 102-642, eff. 1-1-22; 102-665, eff. 10-8-21;
772772 2 102-731, eff. 1-1-23; 102-775, eff. 5-13-22; 102-804, eff.
773773 3 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 1-1-23; 102-860,
774774 4 eff. 1-1-23; 102-901, eff. 7-1-22; 102-1093, eff. 1-1-23;
775775 5 102-1117, eff. 1-13-23.)
776776 6 Section 45. The Illinois Public Aid Code is amended by
777777 7 changing Section 5-16.8 as follows:
778778 8 (305 ILCS 5/5-16.8)
779779 9 Sec. 5-16.8. Required health benefits. The medical
780780 10 assistance program shall (i) provide the post-mastectomy care
781781 11 benefits required to be covered by a policy of accident and
782782 12 health insurance under Section 356t and the coverage required
783783 13 under Sections 356g.5, 356q, 356u, 356w, 356x, 356z.6,
784784 14 356z.26, 356z.29, 356z.32, 356z.33, 356z.34, 356z.35, 356z.46,
785785 15 356z.47, 356z.51, 356z.53, 356z.56, 356z.59, and 356z.60, and
786786 16 356z.62 of the Illinois Insurance Code, (ii) be subject to the
787787 17 provisions of Sections 356z.19, 356z.44, 356z.49, 364.01,
788788 18 370c, and 370c.1 of the Illinois Insurance Code, and (iii) be
789789 19 subject to the provisions of subsection (d-5) of Section 10 of
790790 20 the Network Adequacy and Transparency Act.
791791 21 The Department, by rule, shall adopt a model similar to
792792 22 the requirements of Section 356z.39 of the Illinois Insurance
793793 23 Code.
794794 24 On and after July 1, 2012, the Department shall reduce any
795795
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797797
798798
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801801
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805805 1 rate of reimbursement for services or other payments or alter
806806 2 any methodologies authorized by this Code to reduce any rate
807807 3 of reimbursement for services or other payments in accordance
808808 4 with Section 5-5e.
809809 5 To ensure full access to the benefits set forth in this
810810 6 Section, on and after January 1, 2016, the Department shall
811811 7 ensure that provider and hospital reimbursement for
812812 8 post-mastectomy care benefits required under this Section are
813813 9 no lower than the Medicare reimbursement rate.
814814 10 (Source: P.A. 101-81, eff. 7-12-19; 101-218, eff. 1-1-20;
815815 11 101-281, eff. 1-1-20; 101-371, eff. 1-1-20; 101-574, eff.
816816 12 1-1-20; 101-649, eff. 7-7-20; 102-30, eff. 1-1-22; 102-144,
817817 13 eff. 1-1-22; 102-203, eff. 1-1-22; 102-306, eff. 1-1-22;
818818 14 102-530, eff. 1-1-22; 102-642, eff. 1-1-22; 102-804, eff.
819819 15 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 1-1-23; 102-1093,
820820 16 eff. 1-1-23; 102-1117, eff. 1-13-23.)
821821 17 Section 95. No acceleration or delay. Where this Act makes
822822 18 changes in a statute that is represented in this Act by text
823823 19 that is not yet or no longer in effect (for example, a Section
824824 20 represented by multiple versions), the use of that text does
825825 21 not accelerate or delay the taking effect of (i) the changes
826826 22 made by this Act or (ii) provisions derived from any other
827827 23 Public Act.
828828 24 Section 99. Effective date. This Act takes effect upon
829829 25 becoming law.
830830 SB2572- 24 -LRB103 32124 BMS 61192 b 1 INDEX 2 Statutes amended in order of appearance SB2572- 24 -LRB103 32124 BMS 61192 b SB2572 - 24 - LRB103 32124 BMS 61192 b 1 INDEX 2 Statutes amended in order of appearance
831831 SB2572- 24 -LRB103 32124 BMS 61192 b SB2572 - 24 - LRB103 32124 BMS 61192 b
832832 SB2572 - 24 - LRB103 32124 BMS 61192 b
833833 1 INDEX
834834 2 Statutes amended in order of appearance
835835
836836
837837
838838
839839
840840 SB2572 - 23 - LRB103 32124 BMS 61192 b
841841
842842
843843
844844 SB2572- 24 -LRB103 32124 BMS 61192 b SB2572 - 24 - LRB103 32124 BMS 61192 b
845845 SB2572 - 24 - LRB103 32124 BMS 61192 b
846846 1 INDEX
847847 2 Statutes amended in order of appearance
848848
849849
850850
851851
852852
853853 SB2572 - 24 - LRB103 32124 BMS 61192 b