SB2639 EngrossedLRB103 35235 RPS 65226 b SB2639 Engrossed LRB103 35235 RPS 65226 b SB2639 Engrossed LRB103 35235 RPS 65226 b 1 AN ACT concerning regulation. 2 Be it enacted by the People of the State of Illinois, 3 represented in the General Assembly: 4 Section 5. The Counties Code is amended by changing 5 Section 5-1069.3 as follows: 6 (55 ILCS 5/5-1069.3) 7 Sec. 5-1069.3. Required health benefits. If a county, 8 including a home rule county, is a self-insurer for purposes 9 of providing health insurance coverage for its employees, the 10 coverage shall include coverage for the post-mastectomy care 11 benefits required to be covered by a policy of accident and 12 health insurance under Section 356t and the coverage required 13 under Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u, 356w, 14 356x, 356z.4, 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10, 15 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.22, 356z.25, 16 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33, 356z.36, 17 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.48, 356z.51, 18 356z.53, 356z.54, 356z.56, 356z.57, 356z.59, 356z.60, and 19 356z.61, and 356z.62, 356z.64, 356z.67, 356z.68, and 356z.70 20 of the Illinois Insurance Code. The coverage shall comply with 21 Sections 155.22a, 355b, 356z.19, and 370c of the Illinois 22 Insurance Code. The Department of Insurance shall enforce the 23 requirements of this Section. The requirement that health SB2639 Engrossed LRB103 35235 RPS 65226 b SB2639 Engrossed- 2 -LRB103 35235 RPS 65226 b SB2639 Engrossed - 2 - LRB103 35235 RPS 65226 b SB2639 Engrossed - 2 - LRB103 35235 RPS 65226 b 1 benefits be covered as provided in this Section is an 2 exclusive power and function of the State and is a denial and 3 limitation under Article VII, Section 6, subsection (h) of the 4 Illinois Constitution. A home rule county to which this 5 Section applies must comply with every provision of this 6 Section. 7 Rulemaking authority to implement Public Act 95-1045, if 8 any, is conditioned on the rules being adopted in accordance 9 with all provisions of the Illinois Administrative Procedure 10 Act and all rules and procedures of the Joint Committee on 11 Administrative Rules; any purported rule not so adopted, for 12 whatever reason, is unauthorized. 13 (Source: P.A. 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; 14 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. 15 1-1-22; 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, 16 eff. 1-1-23; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 17 102-816, eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. 18 1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, 19 eff. 1-1-24; 103-420, eff. 1-1-24; 103-445, eff. 1-1-24; 20 103-535, eff. 8-11-23; 103-551, eff. 8-11-23; revised 21 8-29-23.) 22 Section 10. The Illinois Municipal Code is amended by 23 changing Section 10-4-2.3 as follows: 24 (65 ILCS 5/10-4-2.3) SB2639 Engrossed - 2 - LRB103 35235 RPS 65226 b SB2639 Engrossed- 3 -LRB103 35235 RPS 65226 b SB2639 Engrossed - 3 - LRB103 35235 RPS 65226 b SB2639 Engrossed - 3 - LRB103 35235 RPS 65226 b 1 Sec. 10-4-2.3. Required health benefits. If a 2 municipality, including a home rule municipality, is a 3 self-insurer for purposes of providing health insurance 4 coverage for its employees, the coverage shall include 5 coverage for the post-mastectomy care benefits required to be 6 covered by a policy of accident and health insurance under 7 Section 356t and the coverage required under Sections 356g, 8 356g.5, 356g.5-1, 356m, 356q, 356u, 356w, 356x, 356z.4, 9 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10, 356z.11, 356z.12, 10 356z.13, 356z.14, 356z.15, 356z.22, 356z.25, 356z.26, 356z.29, 11 356z.30a, 356z.32, 356z.33, 356z.36, 356z.40, 356z.41, 12 356z.45, 356z.46, 356z.47, 356z.48, 356z.51, 356z.53, 356z.54, 13 356z.56, 356z.57, 356z.59, 356z.60, and 356z.61, and 356z.62, 14 356z.64, 356z.67, 356z.68, and 356z.70 of the Illinois 15 Insurance Code. The coverage shall comply with Sections 16 155.22a, 355b, 356z.19, and 370c of the Illinois Insurance 17 Code. The Department of Insurance shall enforce the 18 requirements of this Section. The requirement that health 19 benefits be covered as provided in this is an exclusive power 20 and function of the State and is a denial and limitation under 21 Article VII, Section 6, subsection (h) of the Illinois 22 Constitution. A home rule municipality to which this Section 23 applies must comply with every provision of this Section. 24 Rulemaking authority to implement Public Act 95-1045, if 25 any, is conditioned on the rules being adopted in accordance 26 with all provisions of the Illinois Administrative Procedure SB2639 Engrossed - 3 - LRB103 35235 RPS 65226 b SB2639 Engrossed- 4 -LRB103 35235 RPS 65226 b SB2639 Engrossed - 4 - LRB103 35235 RPS 65226 b SB2639 Engrossed - 4 - LRB103 35235 RPS 65226 b 1 Act and all rules and procedures of the Joint Committee on 2 Administrative Rules; any purported rule not so adopted, for 3 whatever reason, is unauthorized. 4 (Source: P.A. 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; 5 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. 6 1-1-22; 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, 7 eff. 1-1-23; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 8 102-816, eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. 9 1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, 10 eff. 1-1-24; 103-420, eff. 1-1-24; 103-445, eff. 1-1-24; 11 103-535, eff. 8-11-23; 103-551, eff. 8-11-23; revised 12 8-29-23.) 13 Section 15. The School Code is amended by changing Section 14 10-22.3f as follows: 15 (105 ILCS 5/10-22.3f) 16 Sec. 10-22.3f. Required health benefits. Insurance 17 protection and benefits for employees shall provide the 18 post-mastectomy care benefits required to be covered by a 19 policy of accident and health insurance under Section 356t and 20 the coverage required under Sections 356g, 356g.5, 356g.5-1, 21 356m, 356q, 356u, 356w, 356x, 356z.4, 356z.4a, 356z.6, 356z.8, 22 356z.9, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.22, 23 356z.25, 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33, 24 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.51, SB2639 Engrossed - 4 - LRB103 35235 RPS 65226 b SB2639 Engrossed- 5 -LRB103 35235 RPS 65226 b SB2639 Engrossed - 5 - LRB103 35235 RPS 65226 b SB2639 Engrossed - 5 - LRB103 35235 RPS 65226 b 1 356z.53, 356z.54, 356z.56, 356z.57, 356z.59, 356z.60, and 2 356z.61, and 356z.62, 356z.64, 356z.67, 356z.68, and 356z.70 3 of the Illinois Insurance Code. Insurance policies shall 4 comply with Section 356z.19 of the Illinois Insurance Code. 5 The coverage shall comply with Sections 155.22a, 355b, and 6 370c of the Illinois Insurance Code. The Department of 7 Insurance shall enforce the requirements of this Section. 8 Rulemaking authority to implement Public Act 95-1045, if 9 any, is conditioned on the rules being adopted in accordance 10 with all provisions of the Illinois Administrative Procedure 11 Act and all rules and procedures of the Joint Committee on 12 Administrative Rules; any purported rule not so adopted, for 13 whatever reason, is unauthorized. 14 (Source: P.A. 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; 15 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-642, eff. 16 1-1-22; 102-665, eff. 10-8-21; 102-731, eff. 1-1-23; 102-804, 17 eff. 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 1-1-23; 18 102-860, eff. 1-1-23; 102-1093, eff. 1-1-23; 102-1117, eff. 19 1-13-23; 103-84, eff. 1-1-24; 103-91, eff. 1-1-24; 103-420, 20 eff. 1-1-24; 103-445, eff. 1-1-24; 103-535, eff. 8-11-23; 21 103-551, eff. 8-11-23; revised 8-29-23.) 22 Section 20. The Illinois Insurance Code is amended by 23 changing Section 356m as follows: 24 (215 ILCS 5/356m) (from Ch. 73, par. 968m) SB2639 Engrossed - 5 - LRB103 35235 RPS 65226 b SB2639 Engrossed- 6 -LRB103 35235 RPS 65226 b SB2639 Engrossed - 6 - LRB103 35235 RPS 65226 b SB2639 Engrossed - 6 - LRB103 35235 RPS 65226 b 1 Sec. 356m. Infertility coverage. 2 (a) No group policy of accident and health insurance 3 providing coverage for more than 25 employees that provides 4 pregnancy-related pregnancy related benefits may be issued, 5 amended, delivered, or renewed in this State after the 6 effective date of this amendatory Act of the 99th General 7 Assembly unless the policy contains coverage for the diagnosis 8 and treatment of infertility including, but not limited to, in 9 vitro fertilization, uterine embryo lavage, embryo transfer, 10 artificial insemination, gamete intrafallopian tube transfer, 11 zygote intrafallopian tube transfer, and low tubal ovum 12 transfer. 13 (b) The coverage required under subsection (a) is subject 14 to the following conditions: 15 (1) Coverage for procedures for in vitro 16 fertilization, gamete intrafallopian tube transfer, or 17 zygote intrafallopian tube transfer shall be required only 18 if: 19 (A) the covered individual has been unable to 20 attain a viable pregnancy, maintain a viable 21 pregnancy, or sustain a successful pregnancy through 22 reasonable, less costly medically appropriate 23 infertility treatments for which coverage is available 24 under the policy, plan, or contract; 25 (B) the covered individual has not undergone 4 26 completed oocyte retrievals, except that if a live SB2639 Engrossed - 6 - LRB103 35235 RPS 65226 b SB2639 Engrossed- 7 -LRB103 35235 RPS 65226 b SB2639 Engrossed - 7 - LRB103 35235 RPS 65226 b SB2639 Engrossed - 7 - LRB103 35235 RPS 65226 b 1 birth follows a completed oocyte retrieval, then 2 2 more completed oocyte retrievals shall be covered; and 3 (C) the procedures are performed at medical 4 facilities that conform to the American College of 5 Obstetric and Gynecology guidelines for in vitro 6 fertilization clinics or to the American Fertility 7 Society minimal standards for programs of in vitro 8 fertilization. 9 (1.5) For a group policy of accident and health 10 insurance that provides pregnancy-related benefits that is 11 issued, amended, delivered, or renewed in this State after 12 January 1, 2026, if the requirements of paragraph (1) are 13 met or if the covered individual obtains, from a physician 14 licensed to practice medicine in all its branches, a 15 recommendation approving the covered individual to seek in 16 vitro fertilization, gamete intrafallopian tube transfer, 17 or zygote intrafallopian tube transfer based on any of the 18 following: (i) the covered individual's medical, sexual, 19 and reproductive history; (ii) the covered individual's 20 age; (iii) physical findings; or (iv) diagnostic testing, 21 then the procedure shall be covered without any other 22 restrictions or requirements. 23 (2) The procedures required to be covered under this 24 Section are not required to be contained in any policy or 25 plan issued to or by a religious institution or 26 organization or to or by an entity sponsored by a SB2639 Engrossed - 7 - LRB103 35235 RPS 65226 b SB2639 Engrossed- 8 -LRB103 35235 RPS 65226 b SB2639 Engrossed - 8 - LRB103 35235 RPS 65226 b SB2639 Engrossed - 8 - LRB103 35235 RPS 65226 b 1 religious institution or organization that finds the 2 procedures required to be covered under this Section to 3 violate its religious and moral teachings and beliefs. 4 (c) As used in this Section, "infertility" means a 5 disease, condition, or status characterized by: 6 (1) a failure to establish a pregnancy or to carry a 7 pregnancy to live birth after 12 months of regular, 8 unprotected sexual intercourse if the woman is 35 years of 9 age or younger, or after 6 months of regular, unprotected 10 sexual intercourse if the woman is over 35 years of age; 11 conceiving but having a miscarriage does not restart the 12 12-month or 6-month term for determining infertility; 13 (2) a person's inability to reproduce either as a 14 single individual or with a partner without medical 15 intervention; or 16 (3) a licensed physician's findings based on a 17 patient's medical, sexual, and reproductive history, age, 18 physical findings, or diagnostic testing. 19 (d) A policy, contract, or certificate may not impose any 20 exclusions, limitations, or other restrictions on coverage of 21 fertility medications that are different from those imposed on 22 any other prescription medications, nor may it impose any 23 exclusions, limitations, or other restrictions on coverage of 24 any fertility services based on a covered individual's 25 participation in fertility services provided by or to a third 26 party, nor may it impose deductibles, copayments, coinsurance, SB2639 Engrossed - 8 - LRB103 35235 RPS 65226 b SB2639 Engrossed- 9 -LRB103 35235 RPS 65226 b SB2639 Engrossed - 9 - LRB103 35235 RPS 65226 b SB2639 Engrossed - 9 - LRB103 35235 RPS 65226 b 1 benefit maximums, waiting periods, or any other limitations on 2 coverage for the diagnosis of infertility, treatment for 3 infertility, and standard fertility preservation services, 4 except as provided in this Section, that are different from 5 those imposed upon benefits for services not related to 6 infertility. 7 (Source: P.A. 102-170, eff. 1-1-22.) 8 Section 25. The Limited Health Service Organization Act is 9 amended by changing Section 4003 as follows: 10 (215 ILCS 130/4003) (from Ch. 73, par. 1504-3) 11 Sec. 4003. Illinois Insurance Code provisions. Limited 12 health service organizations shall be subject to the 13 provisions of Sections 133, 134, 136, 137, 139, 140, 141.1, 14 141.2, 141.3, 143, 143c, 147, 148, 149, 151, 152, 153, 154, 15 154.5, 154.6, 154.7, 154.8, 155.04, 155.37, 155.49, 355.2, 16 355.3, 355b, 356m, 356q, 356v, 356z.4, 356z.4a, 356z.10, 17 356z.21, 356z.22, 356z.25, 356z.26, 356z.29, 356z.30a, 18 356z.32, 356z.33, 356z.41, 356z.46, 356z.47, 356z.51, 356z.53, 19 356z.54, 356z.57, 356z.59, 356z.61, 356z.64, 356z.67, 356z.68, 20 364.3, 368a, 401, 401.1, 402, 403, 403A, 408, 408.2, 409, 412, 21 444, and 444.1 and Articles IIA, VIII 1/2, XII, XII 1/2, XIII, 22 XIII 1/2, XXV, and XXVI of the Illinois Insurance Code. 23 Nothing in this Section shall require a limited health care 24 plan to cover any service that is not a limited health service. SB2639 Engrossed - 9 - LRB103 35235 RPS 65226 b SB2639 Engrossed- 10 -LRB103 35235 RPS 65226 b SB2639 Engrossed - 10 - LRB103 35235 RPS 65226 b SB2639 Engrossed - 10 - LRB103 35235 RPS 65226 b 1 For purposes of the Illinois Insurance Code, except for 2 Sections 444 and 444.1 and Articles XIII and XIII 1/2, limited 3 health service organizations in the following categories are 4 deemed to be domestic companies: 5 (1) a corporation under the laws of this State; or 6 (2) a corporation organized under the laws of another 7 state, 30% or more of the enrollees of which are residents 8 of this State, except a corporation subject to 9 substantially the same requirements in its state of 10 organization as is a domestic company under Article VIII 11 1/2 of the Illinois Insurance Code. 12 (Source: P.A. 102-30, eff. 1-1-22; 102-203, eff. 1-1-22; 13 102-306, eff. 1-1-22; 102-642, eff. 1-1-22; 102-731, eff. 14 1-1-23; 102-775, eff. 5-13-22; 102-813, eff. 5-13-22; 102-816, 15 eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. 1-1-23; 16 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, eff. 17 1-1-24; 103-420, eff. 1-1-24; 103-426, eff. 8-4-23; 103-445, 18 eff. 1-1-24; revised 8-29-23.) 19 Section 30. The Voluntary Health Services Plans Act is 20 amended by changing Section 10 as follows: 21 (215 ILCS 165/10) (from Ch. 32, par. 604) 22 Sec. 10. Application of Insurance Code provisions. Health 23 services plan corporations and all persons interested therein 24 or dealing therewith shall be subject to the provisions of SB2639 Engrossed - 10 - LRB103 35235 RPS 65226 b SB2639 Engrossed- 11 -LRB103 35235 RPS 65226 b SB2639 Engrossed - 11 - LRB103 35235 RPS 65226 b SB2639 Engrossed - 11 - LRB103 35235 RPS 65226 b 1 Articles IIA and XII 1/2 and Sections 3.1, 133, 136, 139, 140, 2 143, 143c, 149, 155.22a, 155.37, 354, 355.2, 355.3, 355b, 3 356g, 356g.5, 356g.5-1, 356m, 356q, 356r, 356t, 356u, 356v, 4 356w, 356x, 356y, 356z.1, 356z.2, 356z.3a, 356z.4, 356z.4a, 5 356z.5, 356z.6, 356z.8, 356z.9, 356z.10, 356z.11, 356z.12, 6 356z.13, 356z.14, 356z.15, 356z.18, 356z.19, 356z.21, 356z.22, 7 356z.25, 356z.26, 356z.29, 356z.30, 356z.30a, 356z.32, 8 356z.33, 356z.40, 356z.41, 356z.46, 356z.47, 356z.51, 356z.53, 9 356z.54, 356z.56, 356z.57, 356z.59, 356z.60, 356z.61, 356z.62, 10 356z.64, 356z.67, 356z.68, 364.01, 364.3, 367.2, 368a, 401, 11 401.1, 402, 403, 403A, 408, 408.2, and 412, and paragraphs (7) 12 and (15) of Section 367 of the Illinois Insurance Code. 13 Rulemaking authority to implement Public Act 95-1045, if 14 any, is conditioned on the rules being adopted in accordance 15 with all provisions of the Illinois Administrative Procedure 16 Act and all rules and procedures of the Joint Committee on 17 Administrative Rules; any purported rule not so adopted, for 18 whatever reason, is unauthorized. 19 (Source: P.A. 102-30, eff. 1-1-22; 102-203, eff. 1-1-22; 20 102-306, eff. 1-1-22; 102-642, eff. 1-1-22; 102-665, eff. 21 10-8-21; 102-731, eff. 1-1-23; 102-775, eff. 5-13-22; 102-804, 22 eff. 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 1-1-23; 23 102-860, eff. 1-1-23; 102-901, eff. 7-1-22; 102-1093, eff. 24 1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, 25 eff. 1-1-24; 103-420, eff. 1-1-24; 103-445, eff. 1-1-24; 26 103-551, eff. 8-11-23; revised 8-29-23.) SB2639 Engrossed - 11 - LRB103 35235 RPS 65226 b SB2639 Engrossed- 12 -LRB103 35235 RPS 65226 b SB2639 Engrossed - 12 - LRB103 35235 RPS 65226 b SB2639 Engrossed - 12 - LRB103 35235 RPS 65226 b 1 Section 35. The Illinois Public Aid Code is amended by 2 changing Section 5-16.8 as follows: 3 (305 ILCS 5/5-16.8) 4 Sec. 5-16.8. Required health benefits. The medical 5 assistance program shall (i) provide the post-mastectomy care 6 benefits required to be covered by a policy of accident and 7 health insurance under Section 356t and the coverage required 8 under Sections 356g.5, 356m, 356q, 356u, 356w, 356x, 356z.6, 9 356z.26, 356z.29, 356z.32, 356z.33, 356z.34, 356z.35, 356z.46, 10 356z.47, 356z.51, 356z.53, 356z.56, 356z.59, 356z.60, and 11 356z.61, 356z.64, and 356z.67 of the Illinois Insurance Code, 12 (ii) be subject to the provisions of Sections 356z.19, 13 356z.44, 356z.49, 364.01, 370c, and 370c.1 of the Illinois 14 Insurance Code, and (iii) be subject to the provisions of 15 subsection (d-5) of Section 10 of the Network Adequacy and 16 Transparency Act. 17 The Department, by rule, shall adopt a model similar to 18 the requirements of Section 356z.39 of the Illinois Insurance 19 Code. 20 On and after July 1, 2012, the Department shall reduce any 21 rate of reimbursement for services or other payments or alter 22 any methodologies authorized by this Code to reduce any rate 23 of reimbursement for services or other payments in accordance 24 with Section 5-5e. SB2639 Engrossed - 12 - LRB103 35235 RPS 65226 b SB2639 Engrossed- 13 -LRB103 35235 RPS 65226 b SB2639 Engrossed - 13 - LRB103 35235 RPS 65226 b SB2639 Engrossed - 13 - LRB103 35235 RPS 65226 b 1 To ensure full access to the benefits set forth in this 2 Section, on and after January 1, 2016, the Department shall 3 ensure that provider and hospital reimbursement for 4 post-mastectomy care benefits required under this Section are 5 no lower than the Medicare reimbursement rate. 6 (Source: P.A. 102-30, eff. 1-1-22; 102-144, eff. 1-1-22; 7 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-530, eff. 8 1-1-22; 102-642, eff. 1-1-22; 102-804, eff. 1-1-23; 102-813, 9 eff. 5-13-22; 102-816, eff. 1-1-23; 102-1093, eff. 1-1-23; 10 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, eff. 11 1-1-24; 103-420, eff. 1-1-24; revised 12-15-23.) SB2639 Engrossed - 13 - LRB103 35235 RPS 65226 b