Indiana 2025 Regular Session

Indiana Senate Bill SB0162 Compare Versions

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22 Introduced Version
33 SENATE BILL No. 162
44 _____
55 DIGEST OF INTRODUCED BILL
66 Citations Affected: IC 32-31-13.
77 Synopsis: Deceptive rental housing practices. Prohibits a landlord
88 from: (1) selling or offering to sell insurance to a tenant; (2) including
99 or offering to include insurance in a rental agreement; or (3) bundling
1010 or offering to bundle insurance with a rental agreement. Permits a
1111 tenant to bring a civil action for a violation, and specifies that a
1212 violation is a deceptive act actionable by the attorney general.
1313 Effective: July 1, 2025.
1414 Crider
1515 January 8, 2025, read first time and referred to Committee on Insurance and Financial
1616 Institutions.
1717 2025 IN 162—LS 6720/DI 106 Introduced
1818 First Regular Session of the 124th General Assembly (2025)
1919 PRINTING CODE. Amendments: Whenever an existing statute (or a section of the Indiana
2020 Constitution) is being amended, the text of the existing provision will appear in this style type,
2121 additions will appear in this style type, and deletions will appear in this style type.
2222 Additions: Whenever a new statutory provision is being enacted (or a new constitutional
2323 provision adopted), the text of the new provision will appear in this style type. Also, the
2424 word NEW will appear in that style type in the introductory clause of each SECTION that adds
2525 a new provision to the Indiana Code or the Indiana Constitution.
2626 Conflict reconciliation: Text in a statute in this style type or this style type reconciles conflicts
2727 between statutes enacted by the 2024 Regular Session of the General Assembly.
2828 SENATE BILL No. 162
2929 A BILL FOR AN ACT to amend the Indiana Code concerning
3030 property.
3131 Be it enacted by the General Assembly of the State of Indiana:
3232 1 SECTION 1. IC 32-31-13 IS ADDED TO THE INDIANA CODE
3333 2 AS A NEW CHAPTER TO READ AS FOLLOWS [EFFECTIVE
3434 3 JULY 1, 2025]:
3535 4 Chapter 13. Sale of Insurance by Landlord Prohibited
3636 5 Sec. 1. This chapter applies to a contract entered into or
3737 6 renewed after June 30, 2025.
3838 7 Sec. 2. The definitions in IC 32-31-3 apply throughout this
3939 8 chapter.
4040 9 Sec. 3. A landlord may not do any of the following:
4141 10 (1) Sell or offer to sell insurance to a tenant.
4242 11 (2) Include or offer to include insurance in a rental
4343 12 agreement.
4444 13 (3) Bundle or offer to bundle insurance with a rental
4545 14 agreement.
4646 15 Sec. 4. A tenant may bring a civil action against a landlord who
4747 16 violates section 3 of this chapter. A tenant who prevails in an action
4848 17 under this section is entitled to:
4949 2025 IN 162—LS 6720/DI 106 2
5050 1 (1) compensatory damages; or
5151 2 (2) liquidated damages of one thousand dollars ($1,000);
5252 3 and court costs and reasonable attorney's fees.
5353 4 Sec. 5. A violation of section 3 of this chapter is a deceptive act
5454 5 actionable by the attorney general under IC 24-5-0.5. Any remedy
5555 6 obtained by the attorney general for the deceptive act is in addition
5656 7 to damages awarded to a tenant under section 4 of this chapter, if
5757 8 applicable.
5858 2025 IN 162—LS 6720/DI 106