1 | 1 | | |
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2 | 2 | | Introduced Version |
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3 | 3 | | SENATE BILL No. 162 |
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4 | 4 | | _____ |
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5 | 5 | | DIGEST OF INTRODUCED BILL |
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6 | 6 | | Citations Affected: IC 32-31-13. |
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7 | 7 | | Synopsis: Deceptive rental housing practices. Prohibits a landlord |
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8 | 8 | | from: (1) selling or offering to sell insurance to a tenant; (2) including |
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9 | 9 | | or offering to include insurance in a rental agreement; or (3) bundling |
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10 | 10 | | or offering to bundle insurance with a rental agreement. Permits a |
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11 | 11 | | tenant to bring a civil action for a violation, and specifies that a |
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12 | 12 | | violation is a deceptive act actionable by the attorney general. |
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13 | 13 | | Effective: July 1, 2025. |
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14 | 14 | | Crider |
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15 | 15 | | January 8, 2025, read first time and referred to Committee on Insurance and Financial |
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16 | 16 | | Institutions. |
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17 | 17 | | 2025 IN 162—LS 6720/DI 106 Introduced |
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18 | 18 | | First Regular Session of the 124th General Assembly (2025) |
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19 | 19 | | PRINTING CODE. Amendments: Whenever an existing statute (or a section of the Indiana |
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20 | 20 | | Constitution) is being amended, the text of the existing provision will appear in this style type, |
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21 | 21 | | additions will appear in this style type, and deletions will appear in this style type. |
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22 | 22 | | Additions: Whenever a new statutory provision is being enacted (or a new constitutional |
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23 | 23 | | provision adopted), the text of the new provision will appear in this style type. Also, the |
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24 | 24 | | word NEW will appear in that style type in the introductory clause of each SECTION that adds |
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25 | 25 | | a new provision to the Indiana Code or the Indiana Constitution. |
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26 | 26 | | Conflict reconciliation: Text in a statute in this style type or this style type reconciles conflicts |
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27 | 27 | | between statutes enacted by the 2024 Regular Session of the General Assembly. |
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28 | 28 | | SENATE BILL No. 162 |
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29 | 29 | | A BILL FOR AN ACT to amend the Indiana Code concerning |
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30 | 30 | | property. |
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31 | 31 | | Be it enacted by the General Assembly of the State of Indiana: |
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32 | 32 | | 1 SECTION 1. IC 32-31-13 IS ADDED TO THE INDIANA CODE |
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33 | 33 | | 2 AS A NEW CHAPTER TO READ AS FOLLOWS [EFFECTIVE |
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34 | 34 | | 3 JULY 1, 2025]: |
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35 | 35 | | 4 Chapter 13. Sale of Insurance by Landlord Prohibited |
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36 | 36 | | 5 Sec. 1. This chapter applies to a contract entered into or |
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37 | 37 | | 6 renewed after June 30, 2025. |
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38 | 38 | | 7 Sec. 2. The definitions in IC 32-31-3 apply throughout this |
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39 | 39 | | 8 chapter. |
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40 | 40 | | 9 Sec. 3. A landlord may not do any of the following: |
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41 | 41 | | 10 (1) Sell or offer to sell insurance to a tenant. |
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42 | 42 | | 11 (2) Include or offer to include insurance in a rental |
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43 | 43 | | 12 agreement. |
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44 | 44 | | 13 (3) Bundle or offer to bundle insurance with a rental |
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45 | 45 | | 14 agreement. |
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46 | 46 | | 15 Sec. 4. A tenant may bring a civil action against a landlord who |
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47 | 47 | | 16 violates section 3 of this chapter. A tenant who prevails in an action |
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48 | 48 | | 17 under this section is entitled to: |
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49 | 49 | | 2025 IN 162—LS 6720/DI 106 2 |
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50 | 50 | | 1 (1) compensatory damages; or |
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51 | 51 | | 2 (2) liquidated damages of one thousand dollars ($1,000); |
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52 | 52 | | 3 and court costs and reasonable attorney's fees. |
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53 | 53 | | 4 Sec. 5. A violation of section 3 of this chapter is a deceptive act |
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54 | 54 | | 5 actionable by the attorney general under IC 24-5-0.5. Any remedy |
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55 | 55 | | 6 obtained by the attorney general for the deceptive act is in addition |
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56 | 56 | | 7 to damages awarded to a tenant under section 4 of this chapter, if |
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57 | 57 | | 8 applicable. |
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58 | 58 | | 2025 IN 162—LS 6720/DI 106 |
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