Introduced Version
SENATE BILL No. 162
_____
DIGEST OF INTRODUCED BILL
Citations Affected: IC 32-31-13.
Synopsis: Deceptive rental housing practices. Prohibits a landlord
from: (1) selling or offering to sell insurance to a tenant; (2) including
or offering to include insurance in a rental agreement; or (3) bundling
or offering to bundle insurance with a rental agreement. Permits a
tenant to bring a civil action for a violation, and specifies that a
violation is a deceptive act actionable by the attorney general.
Effective: July 1, 2025.
Crider
January 8, 2025, read first time and referred to Committee on Insurance and Financial
Institutions.
2025 IN 162—LS 6720/DI 106 Introduced
First Regular Session of the 124th General Assembly (2025)
PRINTING CODE. Amendments: Whenever an existing statute (or a section of the Indiana
Constitution) is being amended, the text of the existing provision will appear in this style type,
additions will appear in this style type, and deletions will appear in this style type.
Additions: Whenever a new statutory provision is being enacted (or a new constitutional
provision adopted), the text of the new provision will appear in this style type. Also, the
word NEW will appear in that style type in the introductory clause of each SECTION that adds
a new provision to the Indiana Code or the Indiana Constitution.
Conflict reconciliation: Text in a statute in this style type or this style type reconciles conflicts
between statutes enacted by the 2024 Regular Session of the General Assembly.
SENATE BILL No. 162
A BILL FOR AN ACT to amend the Indiana Code concerning
property.
Be it enacted by the General Assembly of the State of Indiana:
1 SECTION 1. IC 32-31-13 IS ADDED TO THE INDIANA CODE
2 AS A NEW CHAPTER TO READ AS FOLLOWS [EFFECTIVE
3 JULY 1, 2025]:
4 Chapter 13. Sale of Insurance by Landlord Prohibited
5 Sec. 1. This chapter applies to a contract entered into or
6 renewed after June 30, 2025.
7 Sec. 2. The definitions in IC 32-31-3 apply throughout this
8 chapter.
9 Sec. 3. A landlord may not do any of the following:
10 (1) Sell or offer to sell insurance to a tenant.
11 (2) Include or offer to include insurance in a rental
12 agreement.
13 (3) Bundle or offer to bundle insurance with a rental
14 agreement.
15 Sec. 4. A tenant may bring a civil action against a landlord who
16 violates section 3 of this chapter. A tenant who prevails in an action
17 under this section is entitled to:
2025 IN 162—LS 6720/DI 106 2
1 (1) compensatory damages; or
2 (2) liquidated damages of one thousand dollars ($1,000);
3 and court costs and reasonable attorney's fees.
4 Sec. 5. A violation of section 3 of this chapter is a deceptive act
5 actionable by the attorney general under IC 24-5-0.5. Any remedy
6 obtained by the attorney general for the deceptive act is in addition
7 to damages awarded to a tenant under section 4 of this chapter, if
8 applicable.
2025 IN 162—LS 6720/DI 106