HLS 10RS-1027 ENGROSSED
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Regular Session, 2010
HOUSE BILL NO. 446
BY REPRESENTATIVE ROY
INSURANCE/POLICIES: Repeals provisions defining and otherwise providing with
respect to certificates of insurance
AN ACT1
To repeal R.S. 22:881.1, relative to certificates of insurance; to repeal provisions defining2
and otherwise providing with respect to such certificates.3
Be it enacted by the Legislature of Louisiana:4
Section 1. R.S. 22:881.1 is hereby repealed in its entirety.5
DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part
of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute
part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
Roy HB No. 446
Abstract: Repeals provisions defining and otherwise providing with respect to certificates
of insurance.
Present law defines a "certificate of insurance", as used by property and casualty insurers,
as a document issued on or behalf of an insurer to a third party who has not contracted with
the insurer to purchase an insurance policy and is provided for informational purposes only
to advise a third party of the existence and limits of insurance coverage issued to the named
insured. Further defines an "insurance producer" as a person required to be licensed under
the laws of this state to sell, solicit, or negotiate insurance, including all persons or business
entities otherwise referred to in present law as "insurance agent" or "agent", "insurance
broker" or "broker", "insurance solicitor" or "solicitor", or "surplus lines broker".
Present law prohibits any property or casualty insurer or insurance producer from issuing a
certificate of insurance or any other type of document purporting to be a certificate of
insurance that will affirmatively or negatively alter, amend, or extend the coverage provided
by the referenced insurance policy.
Present law further provides that any insurer or insurance producer issuing such a certificate
shall be authorized to use only certain specific forms or a form filed with and approved by
the commissioner of insurance. Additionally authorizes the commissioner, pursuant to the
Administrative Procedure Act, to adopt reasonable and necessary rules to carry out the
purposes of present law.
Proposed law repeals present law.
(Repeals R.S. 22:881.1)