HLS 14RS-351 ENGROSSED
Page 1 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.
Regular Session, 2014
HOUSE BILL NO. 454
BY REPRESENTATIVE SEABAUGH
INSURANCE/AUTOMOBILE: Provides relative to settlement or payment of a claim under
a vehicle liability insurance policy
AN ACT1
To amend and reenact R.S. 22:1290, relative to the settlement or payment of a claim under2
a vehicle liability insurance policy; to provide that a payment under the uninsured3
motorist or property damage provisions of a motor vehicle liability policy to an4
insured shall not be construed as an acknowledgment of liability; and to provide for5
related matters.6
Be it enacted by the Legislature of Louisiana:7
Section 1. R.S. 22:1290 is hereby amended and reenacted to read as follows: 8
ยง1290. Motor vehicle liability policy9
No settlement or payment made under a vehicle liability insurance policy for10
a claim against any insured thereunder arising from any accident or other event11
insured against for damage to or destruction of property owned by another person ,12
or for a claim made by an insured under any applicable uninsured motorist or13
property damage coverage, shall be construed as an admission of liability by the14
insured, or the insurer's recognition acknowledgment of such liability, with respect15
to any other claim arising from the same accident or event.16 HLS 14RS-351 ENGROSSED
HB NO. 454
Page 2 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.
DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part
of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute
part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
Seabaugh HB No. 454
Abstract: Establishes that payments made by an insurer to an insured under an uninsured
motorist policy will not be construed as an admission or acknowledgment of liability.
Present law provides that a settlement made under a motor vehicle liability policy for a claim
against an insured will not be construed as an admission of liability or the insurer's
recognition of such liability sufficient to interrupt prescription of the claimant's rights
pursuant to present law.
Proposed law adds that payments made by an insurer under the uninsured motorist or
property damage provisions of a motor vehicle liability policy also will not be construed as
an admission of liability or the insurer's recognition of such liability be sufficient to interrupt
prescription of the claimant's rights.
(Amends R.S. 22:1290)
Summary of Amendments Adopted by House
Committee Amendments Proposed by House Committee on Insurance to the original
bill.
1. Added that payment of property damage under uninsured motorist provisions
shall not be construed as an acknowledgment of liability.
2. Made technical changes.