Provides relative to financial security for survivors of law enforcement officers. (8/1/20) (OR SEE FISC NOTE GF EX)
This bill significantly alters existing regulations under R.S. 40:1665.2(C)(1) by establishing lifetime benefits for surviving spouses of law enforcement officers, which marks a notable enhancement over previous laws. Previously, the financial benefits offered may not have extended beyond the officer's immediate death benefits and were limited to a one-time payment. The provision for continued benefits even after remarriage ensures that the financial wellbeing of the widow or widower is maintained, which is particularly impactful given the nature of law enforcement work and the risks involved.
Senate Bill 388 proposes amendments to the financial security provisions for the surviving spouses and children of law enforcement officers who die in the line of duty or during their official duties. The bill ensures that such surviving spouses will receive lifetime death benefits, even if they remarry, thus providing long-term financial stability for them post-loss. In addition to this provision, the bill also stipulates a lump sum of $250,000 to be paid to the surviving spouse, children, or designated beneficiary of the deceased officer.
The sentiment surrounding this bill appears to be largely positive, particularly among advocacy groups and those directly connected to law enforcement communities. Supporters see it as a necessary step in honoring the sacrifices made by law enforcement officers and providing adequate support for their families. The proposal is seen as a recognition of the dangers law enforcement officers face and their contributions to public safety.
While there seems to be broad support for SB 388, potential points of contention could arise around the funding of the benefits and the implications of the bill on state budget allocations. There may be concerns regarding how the state risk manager manages the self-insurance fund that pays these benefits, and whether there will be enough resources to sustain such provisions in the long term. Discussions may also emerge regarding the details of the specified beneficiary designations, potentially influencing how other local or state insurance policies are structured in response.