Mississippi Senate Bill SB2396

Mississippi 2023 Regular Session

• Introduced: 1/16/23
• Refer: 1/16/23
• Failed: 1/31/23

Caption

Health Insurance Coverage for Fertility Preservation Services Act; enact.

Impact

If enacted, this bill will impact the way health insurance companies handle claims related to fertility preservation. It prohibits insurers from excluding coverage based on prior diagnoses or treatments that could limit access to fertility preservation services. Additionally, the bill restricts discriminatory practices based on an individual's medical history, disability, or personal characteristics, thereby attempting to create a more equitable healthcare environment for those at risk of infertility due to medical interventions.

Summary

Senate Bill 2396, known as the Health Insurance Coverage for Fertility Preservation Services Act, aims to ensure that health insurance policies in Mississippi provide coverage for standard fertility preservation services. This coverage is specifically for individuals undergoing medically necessary treatments that could result in iatrogenic infertility, which is infertility caused by medical treatment such as surgery, chemotherapy, or radiation. The bill outlines the need for health insurance carriers to include these services in their offerings as per the guidelines established by the American Society of Clinical Oncology.

Contention

Points of contention surrounding SB2396 may arise regarding the implementation and potential financial implications for insurance companies, as mandated coverage could increase premiums or complicate insurance offerings. Opponents of mandated coverage might argue that it imposes added financial burdens on insurers. However, supporters contend that ensuring access to fertility preservation services is a critical health issue, particularly for individuals facing life-threatening conditions that require treatments resulting in infertility.