New Jersey Assembly Bill A4531

New Jersey 2022-2023 Regular Session

• Introduced: 9/22/22
• Refer: 9/22/22

Caption

Requires health insurance coverage of standard fertility preservation services for individuals with certain menstrual disorders resulting in infertility.

Impact

By expanding coverage to include fertility preservation services such as cryopreservation of embryos and oocytes, A4531 is anticipated to provide critical options for women who face infertility risks due to their medical conditions. The bill aims to prevent discrimination based on personal characteristics like age, gender, sexual orientation, and predicted health outcomes, thereby ensuring equitable access to essential medical services. The legislation affects a variety of insurance contracts within New Jersey, particularly those for groups exceeding 50 persons and those within the State Health Benefits Program.

Summary

Assembly Bill A4531 requires health insurance coverage for standard fertility preservation services for individuals diagnosed with certain menstrual disorders that may result in infertility. The legislation recognizes that menstrual disorders such as endometriosis, menorrhagia, and uterine fibroids can significantly impact a woman's ability to conceive. It mandates that health insurance carriers, including both hospital service corporations and health maintenance organizations, must cover these services to the same extent as any other medical condition under the policy.

Contention

Notable points of contention surrounding A4531 may center on the implications for healthcare costs and the insurance industry's adaptability to these new mandates. Opponents might argue against the potential for increased premiums for policyholders, while supporters believe that covering these services aligns with progressive healthcare practices that prioritize reproductive health. Advocacy for comprehensive fertility services underscores a growing recognition of women's health issues within legislative spaces, and A4531 represents a significant step towards greater inclusivity in healthcare policy.