New Jersey Senate Bill S2870

New Jersey 2024-2025 Regular Session

• Introduced: 3/4/24
• Refer: 3/4/24

Caption

Requires health insurance coverage of standard fertility preservation services for individuals with certain menstrual disorders resulting in infertility.

Impact

The introduction of S2870 is expected to improve access to fertility preservation services for many individuals facing potential infertility due to medical treatments or conditions affecting the menstrual cycle. By requiring insurance carriers to cover these services equally to other medical conditions, the bill aims to eliminate financial barriers that might prevent individuals from seeking critical reproductive health interventions. This legislative change could positively impact public health by enabling better family planning options for those affecting women of childbearing age.

Summary

Senate Bill S2870, introduced on March 4, 2024, mandates health insurance coverage for standard fertility preservation services for individuals diagnosed with certain menstrual disorders that may affect fertility. The bill specifically addresses conditions such as endometriosis, menorrhagia, and uterine fibroids, which are known to increase the risk of infertility. It establishes that such coverage must include necessary services, such as the cryopreservation of embryos and oocytes, aimed at protecting individuals' reproductive capabilities.

Contention

While the bill is poised to offer significant benefits, discussions surrounding it may involve considerations of its practicality and the financial implications for insurance providers. Issues may arise regarding the extent of coverage and the definitions of 'standard fertility preservation services.' Potential debates could also focus on how insurance carriers evaluate and implement these services in contracts, as well as the implications for premium costs. Understanding the bill's limitations and defining medical necessity could be points of contention among stakeholders.