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| 2 | 2 | | HOUSE DOCKET, NO. 1843 FILED ON: 1/15/2025 |
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| 3 | 3 | | HOUSE . . . . . . . . . . . . . . . No. 1100 |
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| 4 | 4 | | The Commonwealth of Massachusetts |
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| 5 | 5 | | _________________ |
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| 6 | 6 | | PRESENTED BY: |
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| 7 | 7 | | Daniel Cahill |
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| 8 | 8 | | _________________ |
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| 9 | 9 | | To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General |
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| 10 | 10 | | Court assembled: |
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| 11 | 11 | | The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill: |
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| 12 | 12 | | An Act relating to insurance adjusters. |
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| 13 | 13 | | _______________ |
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| 14 | 14 | | PETITION OF: |
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| 15 | 15 | | NAME:DISTRICT/ADDRESS :DATE ADDED:Daniel Cahill10th Essex1/15/2025 1 of 2 |
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| 16 | 16 | | HOUSE DOCKET, NO. 1843 FILED ON: 1/15/2025 |
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| 17 | 17 | | HOUSE . . . . . . . . . . . . . . . No. 1100 |
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| 18 | 18 | | By Representative Cahill of Lynn, a petition (accompanied by bill, House, No. 1100) of Daniel |
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| 19 | 19 | | Cahill relative to insurance adjusters. Financial Services. |
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| 20 | 20 | | The Commonwealth of Massachusetts |
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| 21 | 21 | | _______________ |
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| 22 | 22 | | In the One Hundred and Ninety-Fourth General Court |
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| 23 | 23 | | (2025-2026) |
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| 24 | 24 | | _______________ |
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| 25 | 25 | | An Act relating to insurance adjusters. |
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| 26 | 26 | | Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority |
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| 27 | 27 | | of the same, as follows: |
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| 28 | 28 | | 1 SECTION 1. Chapter 175 of General Laws is hereby amended after section 2B by |
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| 29 | 29 | | 2adding the following new section:- |
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| 30 | 30 | | 3 |
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| 31 | 31 | | 4 “Section 2C. “It shall be unlawful and constitute a violation of chapter 93A for any |
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| 32 | 32 | | 5domestic, admitted foreign, surplus lines and captive insurer, reinsurer, third party administrator |
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| 33 | 33 | | 6or Company as defined in section 1 of chapter 175 to include in any policy of property and |
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| 34 | 34 | | 7casualty insurance any language, form or endorsement which prohibits any insured(s) from |
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| 35 | 35 | | 8hiring, retaining, engaging, utilizing, consulting or contracting with a public insurance adjuster, |
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| 36 | 36 | | 9as defined in section 162 of chapter 175, or a public insurance adjusting firm, as a condition to |
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| 37 | 37 | | 10recovery under such policy of insurance. Any such language, form or endorsement shall be |
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| 38 | 38 | | 11unenforceable and shall be excised from the policy of insurance with all remaining policy |
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| 39 | 39 | | 12language, forms and endorsements unaffected.” 2 of 2 |
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| 40 | 40 | | 13 |
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| 41 | 41 | | 14 SECTION 2. Subsection (9) of section 3 of chapter 176D of the General Laws is hereby |
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| 42 | 42 | | 15amended after subsection (n) by adding the following new subsection:- |
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| 43 | 43 | | 16 |
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| 44 | 44 | | 17 “(o) A policy provision in any policy of property or casualty insurance that prohibits an |
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| 45 | 45 | | 18insured from hiring a public adjuster for services provided pursuant to the provisions of this |
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| 46 | 46 | | 19chapter.” |
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