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HOUSE DOCKET, NO. 1843 FILED ON: 1/15/2025
HOUSE . . . . . . . . . . . . . . . No. 1100
The Commonwealth of Massachusetts
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PRESENTED BY:
Daniel Cahill
_________________
To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General
Court assembled:
The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill:
An Act relating to insurance adjusters.
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PETITION OF:
NAME:DISTRICT/ADDRESS :DATE ADDED:Daniel Cahill10th Essex1/15/2025 1 of 2
HOUSE DOCKET, NO. 1843 FILED ON: 1/15/2025
HOUSE . . . . . . . . . . . . . . . No. 1100
By Representative Cahill of Lynn, a petition (accompanied by bill, House, No. 1100) of Daniel
Cahill relative to insurance adjusters. Financial Services.
The Commonwealth of Massachusetts
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In the One Hundred and Ninety-Fourth General Court
(2025-2026)
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An Act relating to insurance adjusters.
Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority
of the same, as follows:
1 SECTION 1. Chapter 175 of General Laws is hereby amended after section 2B by
2adding the following new section:-
3
4 “Section 2C. “It shall be unlawful and constitute a violation of chapter 93A for any
5domestic, admitted foreign, surplus lines and captive insurer, reinsurer, third party administrator
6or Company as defined in section 1 of chapter 175 to include in any policy of property and
7casualty insurance any language, form or endorsement which prohibits any insured(s) from
8hiring, retaining, engaging, utilizing, consulting or contracting with a public insurance adjuster,
9as defined in section 162 of chapter 175, or a public insurance adjusting firm, as a condition to
10recovery under such policy of insurance. Any such language, form or endorsement shall be
11unenforceable and shall be excised from the policy of insurance with all remaining policy
12language, forms and endorsements unaffected.” 2 of 2
13
14 SECTION 2. Subsection (9) of section 3 of chapter 176D of the General Laws is hereby
15amended after subsection (n) by adding the following new subsection:-
16
17 “(o) A policy provision in any policy of property or casualty insurance that prohibits an
18insured from hiring a public adjuster for services provided pursuant to the provisions of this
19chapter.”