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2 | 2 | | SENATE DOCKET, NO. 1134 FILED ON: 1/15/2025 |
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3 | 3 | | SENATE . . . . . . . . . . . . . . No. 811 |
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4 | 4 | | The Commonwealth of Massachusetts |
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5 | 5 | | _________________ |
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6 | 6 | | PRESENTED BY: |
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7 | 7 | | Jacob R. Oliveira |
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8 | 8 | | _________________ |
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9 | 9 | | To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General |
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10 | 10 | | Court assembled: |
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11 | 11 | | The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill: |
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12 | 12 | | An Act to improve outcomes for those with limb loss and limb difference. |
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13 | 13 | | _______________ |
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14 | 14 | | PETITION OF: |
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15 | 15 | | NAME:DISTRICT/ADDRESS :Jacob R. OliveiraHampden, Hampshire and Worcester 1 of 15 |
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16 | 16 | | SENATE DOCKET, NO. 1134 FILED ON: 1/15/2025 |
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17 | 17 | | SENATE . . . . . . . . . . . . . . No. 811 |
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18 | 18 | | By Mr. Oliveira, a petition (accompanied by bill, Senate, No. 811) of Jacob R. Oliveira for |
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19 | 19 | | legislation to provide coverage for prosthetic and orthotic devices including the repair or |
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20 | 20 | | replacement of prosthetic or orthotic devices to eligible MassHealth members. Financial |
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21 | 21 | | Services. |
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22 | 22 | | The Commonwealth of Massachusetts |
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23 | 23 | | _______________ |
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24 | 24 | | In the One Hundred and Ninety-Fourth General Court |
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25 | 25 | | (2025-2026) |
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26 | 26 | | _______________ |
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27 | 27 | | An Act to improve outcomes for those with limb loss and limb difference. |
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28 | 28 | | Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority |
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29 | 29 | | of the same, as follows: |
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30 | 30 | | 1 SECTION 1. Section 17I of chapter 32A of the General Laws, as so appearing in the |
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31 | 31 | | 22022 Official Edition, is hereby amended by striking out subsection (b) and inserting in place |
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32 | 32 | | 3thereof the following subsection:- |
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33 | 33 | | 4 (b) For the purposes of this section the following words shall, unless the context clearly |
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34 | 34 | | 5requires otherwise, have the following meanings: |
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35 | 35 | | 6 “Orthosis”, a device: (i) used to support, align, correct or prevent deformities of the body, |
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36 | 36 | | 7which may be used to eliminate, control or assist motion at a joint or body part; and (ii) |
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37 | 37 | | 8appropriately used in a person’s home or any setting in which normal life activities take place in |
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38 | 38 | | 9the community. |
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39 | 39 | | 10 “Prosthetic device”, an artificial limb device to replace, in whole or in part, an arm or leg |
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40 | 40 | | 11including a device that is designed specifically for physical activities. 2 of 15 |
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41 | 41 | | 12 SECTION 2. Subsection (f) of said section 17I of said chapter 32A of the General Laws, |
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42 | 42 | | 13as so appearing, is hereby amended by inserting after the word “devices” the following words:- |
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43 | 43 | | 14but must do so in a nondiscriminatory manner and shall not deny coverage for habilitative or |
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44 | 44 | | 15rehabilitative benefits, including prosthetics or orthotics, solely on the basis of an insured’s |
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45 | 45 | | 16actual or perceived disability. |
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46 | 46 | | 17 SECTION 3. Said section 17I of said chapter 32A, as so appearing, is hereby further |
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47 | 47 | | 18amended by adding the following subsections:- |
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48 | 48 | | 19 (g) In addition to primary prosthetic and orthotic devices for daily use, the commission |
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49 | 49 | | 20shall provide coverage for prosthetic devices and orthotic devices designed, custom-built or |
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50 | 50 | | 21fitted for a specific enrollee for the performance of physical activities, including devices |
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51 | 51 | | 22specifically designed for showering and bathing, as applicable, to maximize the enrollee’s ability |
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52 | 52 | | 23to ambulate, run, bike and swim and to maximize upper limb function. The coverage required |
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53 | 53 | | 24pursuant to this subsection shall include the repair or replacement of a prosthetic or orthotic |
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54 | 54 | | 25device for the performance of physical activities. |
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55 | 55 | | 26 (h)(1): The division shall consider these benefits habilitative or rehabilitative for purposes |
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56 | 56 | | 27of any state or federal requirement for coverage of essential health benefits. |
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57 | 57 | | 28 (h)(2): An insurer shall render utilization determinations in a nondiscriminatory manner |
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58 | 58 | | 29and shall not deny coverage for habilitative or rehabilitative benefits, including prosthetics or |
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59 | 59 | | 30orthotics, solely on the basis of an insured’s actual or perceived disability. |
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60 | 60 | | 31 (h)(3): An insurer shall not deny a prosthetic or orthotic benefit for an individual with |
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61 | 61 | | 32limb loss or absence that would otherwise be covered for a non-disabled person seeking medical |
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62 | 62 | | 33or surgical intervention to restore or maintain the ability to perform the same physical activity. 3 of 15 |
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63 | 63 | | 34 (h)(4): Prosthetic and custom orthotic device coverage shall not be subject to separate |
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64 | 64 | | 35financial requirements that are applicable only with respect to that coverage, An individual |
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65 | 65 | | 36health plan may impose cost-sharing on prosthetic or custom orthotic devices provided that any |
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66 | 66 | | 37cost-sharing requirements shall not be more restrictive than the cost-sharing requirements |
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67 | 67 | | 38applicable to the plan’s coverage for inpatient physician and surgical services. |
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68 | 68 | | 39 (h)(5): A health plan that provides coverage for prosthetic or orthotic services shall |
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69 | 69 | | 40ensure access to medically necessary clinical care and to prosthetic and custom orthotic devices |
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70 | 70 | | 41and technology from not less than two distinct prosthetic and custom orthotic providers in the |
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71 | 71 | | 42managed care plan’s provider network located in the state. In the event that medically necessary |
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72 | 72 | | 43covered orthotics and prosthetics are not available from an in-network provider, the insurer shall |
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73 | 73 | | 44provide processes to refer a member to an out-of-network provider and shall fully reimburse the |
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74 | 74 | | 45out-of-network provider at a mutually agreed upon rate less member cost-sharing determined on |
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75 | 75 | | 46an in-network basis. |
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76 | 76 | | 47 (h)(6): If coverage for prosthetic or custom orthotic devices is provided, payment shall be |
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77 | 77 | | 48made for the replacement of a prosthetic or custom orthotic device or for the replacement of any |
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78 | 78 | | 49part of such devices, without regard to continuous use or useful lifetime restrictions, if an |
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79 | 79 | | 50ordering health care provider determines that the provision of a replacement device, or a |
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80 | 80 | | 51replacement part of such a device, is necessary for reasons which shall include, but not be limited |
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81 | 81 | | 52to: (i) a change in the physiological condition of the patient; (ii) an irreparable change in the |
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82 | 82 | | 53condition of the device or in a part of the device; or (iii) the condition of the device, or the part of |
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83 | 83 | | 54the devices requires repairs and the cost of such repairs would be more than sixty percent of the |
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84 | 84 | | 55cost of a replacement device or of the part being replaced. 4 of 15 |
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85 | 85 | | 56 Confirmation from a prescribing health care provider may be required if the prosthetic or |
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86 | 86 | | 57custom orthotic device or part being replaced is less than three years old. |
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87 | 87 | | 58 SECTION 4. Chapter 118E of the General Laws, as so appearing, is hereby amended by |
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88 | 88 | | 59inserting after section 10Q the following section:- |
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89 | 89 | | 60 Section 10R. (a) For the purposes of this section the following words shall, unless the |
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90 | 90 | | 61context clearly requires otherwise, have the following meanings: |
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91 | 91 | | 62 “Orthotic device”, a device: (i) used to support, align, correct or prevent deformities of |
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92 | 92 | | 63the body, which may be used to eliminate, control or assist motion at a joint or body part; and (ii) |
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93 | 93 | | 64appropriately used in a person’s home or any setting in which normal life activities take place in |
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94 | 94 | | 65the community. |
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95 | 95 | | 66 “Prosthetic device”, an artificial limb device to replace, in whole or in part, an arm or leg |
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96 | 96 | | 67including a device that is designed specifically for physical activities. |
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97 | 97 | | 68 (b)(1) The division shall provide coverage for prosthetic and orthotic devices including |
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98 | 98 | | 69the repair or replacement of prosthetic or orthotic devices to eligible MassHealth members under |
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99 | 99 | | 70the same terms and conditions that apply to other durable medical equipment. The coverage |
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100 | 100 | | 71required by this section shall be subject to the terms and conditions applicable to other benefits. |
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101 | 101 | | 72 (b)(2): The division shall consider these benefits habilitative or rehabilitative for purposes |
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102 | 102 | | 73of any state or federal requirement for coverage of essential health benefits. |
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103 | 103 | | 74 (b)(3): An insurer shall render utilization determinations in a nondiscriminatory manner |
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104 | 104 | | 75and shall not deny coverage for habilitative or rehabilitative benefits, including prosthetics or |
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105 | 105 | | 76orthotics, solely on the basis of an insured’s actual or perceived disability. 5 of 15 |
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106 | 106 | | 77 (b)(4): An insurer shall not deny a prosthetic or orthotic benefit for an individual with |
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107 | 107 | | 78limb loss or absence that would otherwise be covered for a non-disabled person seeking medical |
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108 | 108 | | 79or surgical intervention to restore or maintain the ability to perform the same physical activity. |
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109 | 109 | | 80 (b)(5): Prosthetic and custom orthotic device coverage shall not be subject to separate |
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110 | 110 | | 81financial requirements that are applicable only with respect to that coverage, An individual |
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111 | 111 | | 82health plan may impose cost-sharing on prosthetic or custom orthotic devices provided that any |
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112 | 112 | | 83cost-sharing requirements shall not be more restrictive than the cost-sharing requirements |
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113 | 113 | | 84applicable to the plan’s coverage for inpatient physician and surgical services. |
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114 | 114 | | 85 (b)(6): A health plan that provides coverage for prosthetic or orthotic services shall |
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115 | 115 | | 86ensure access to medically necessary clinical care and to prosthetic and custom orthotic devices |
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116 | 116 | | 87and technology from not less than two distinct prosthetic and custom orthotic providers in the |
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117 | 117 | | 88managed care plan’s provider network located in the state. In the event that medically necessary |
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118 | 118 | | 89covered orthotics and prosthetics are not available from an in-network provider, the insurer shall |
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119 | 119 | | 90provide processes to refer a member to an out-of-network provider and shall fully reimburse the |
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120 | 120 | | 91out-of-network provider at a mutually agreed upon rate less member cost-sharing determined on |
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121 | 121 | | 92an in-network basis. |
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122 | 122 | | 93 (b)(7): If coverage for prosthetic or custom orthotic devices is provided, payment shall be |
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123 | 123 | | 94made for the replacement of a prosthetic or custom orthotic device or for the replacement of ant |
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124 | 124 | | 95part of such devices, without regard to continuous use or useful lifetime restrictions, if an |
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125 | 125 | | 96ordering health care provider determines that the provision of a replacement device, or a |
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126 | 126 | | 97replacement part of such a device, is necessary for reasons which shall include, but not be limited |
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127 | 127 | | 98to: (i) a change in the physiological condition of the patient; (ii) an irreparable change in the 6 of 15 |
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128 | 128 | | 99condition of the device or in a part of the device; or (iii) the condition of the device, or the part of |
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129 | 129 | | 100the devices requires repairs and the cost of such repairs would be more than sixty percent of the |
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130 | 130 | | 101cost of a replacement device or of the part being replaced. |
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131 | 131 | | 102 Confirmation from a prescribing health care provider may be required if the prosthetic or |
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132 | 132 | | 103custom orthotic device or part being replaced is less than three years old. |
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133 | 133 | | 104 (c) In addition to primary prosthetic and orthotic devices for daily use, the division shall |
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134 | 134 | | 105provide coverage for prosthetic devices and orthotic devices custom-built or fitted for a specific |
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135 | 135 | | 106enrollee, for the performance of physical activities including devices specifically designed for |
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136 | 136 | | 107showering and bathing, as applicable, to maximize the enrollee’s ability to ambulate, run, bike |
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137 | 137 | | 108and swim and to maximize upper limb function. The coverage required pursuant to this |
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138 | 138 | | 109subsection shall include the repair or replacement of a prosthetic or orthotic device for the |
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139 | 139 | | 110performance of physical activities. |
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140 | 140 | | 111 (d) Eligible MassHealth members shall be required to provide a written prescription |
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141 | 141 | | 112signed by a licensed physician or an independent nurse practitioner. The prescription must be |
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142 | 142 | | 113written on the prescriber's prescription form and must include the following information:(i) the |
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143 | 143 | | 114member's name and address; (ii) the member’s MassHealth identification number; (iii) specific |
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144 | 144 | | 115identification of the prescribed item; (iv) medical justification for the use of the item, including |
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145 | 145 | | 116the member’s diagnosis; (v) the prescriber's address and telephone number; and (vi) the date on |
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146 | 146 | | 117which the prescription was signed by the prescriber. |
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147 | 147 | | 118 SECTION 5. Section 47Z of chapter 175 of the General Laws, as so appearing, is hereby |
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148 | 148 | | 119amended by striking out subsection (b) and inserting in place thereof the following subsection:- 7 of 15 |
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149 | 149 | | 120 (b) For the purposes of this section the following words shall, unless the context clearly |
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150 | 150 | | 121requires otherwise, have the following meanings: |
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151 | 151 | | 122 “Orthosis”, a device: (i) used to support, align, correct or prevent deformities of the body, |
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152 | 152 | | 123which may be used to eliminate, control or assist motion at a joint or body part; and (ii) |
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153 | 153 | | 124appropriately used in a person’s home or any setting in which normal life activities take place in |
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154 | 154 | | 125the community. |
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155 | 155 | | 126 “Prosthetic device”, an artificial limb device to replace, in whole or in part, an arm or leg |
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156 | 156 | | 127including a device that is designed specifically for physical activities. |
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157 | 157 | | 128 SECTION 6. Subsection (f) of said section 47Z of said chapter 175 of the General Laws, |
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158 | 158 | | 129as so appearing, is hereby amended by inserting after the word “devices” the following words:- |
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159 | 159 | | 130but must do so in a nondiscriminatory manner and shall not deny coverage for habilitative or |
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160 | 160 | | 131rehabilitative benefits, including prosthetics or orthotics, solely on the basis of an insured’s |
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161 | 161 | | 132actual or perceived disability. |
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162 | 162 | | 133 SECTION 7. Said section 47Z of said chapter 175, as so appearing, is hereby further |
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163 | 163 | | 134amended by adding the following subsection:- |
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164 | 164 | | 135 (h) Any such policy shall provide coverage for prosthetic devices and orthoses for daily |
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165 | 165 | | 136use, in addition to prosthetic devices and orthoses designed, custom-built or fitted for a specific |
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166 | 166 | | 137enrollee for the performance of physical activities, as applicable, to maximize the enrollee’s |
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167 | 167 | | 138ability to ambulate, run, bike and swim and to maximize upper limb function. The coverage |
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168 | 168 | | 139required pursuant to this subsection shall include the repair or replacement of a prosthetic or |
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169 | 169 | | 140orthotic device for the performance of physical activities. 8 of 15 |
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170 | 170 | | 141 (h)(1): The division shall consider these benefits habilitative or rehabilitative for purposes |
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171 | 171 | | 142of any state or federal requirement for coverage of essential health benefits. |
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172 | 172 | | 143 (h)(2): An insurer shall render utilization determinations in a nondiscriminatory manner |
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173 | 173 | | 144and shall not deny coverage for habilitative or rehabilitative benefits, including prosthetics or |
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174 | 174 | | 145orthotics, solely on the basis of an insured’s actual or perceived disability. |
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175 | 175 | | 146 (h)(3): An insurer shall not deny a prosthetic or orthotic benefit for an individual with |
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176 | 176 | | 147limb loss or absence that would otherwise be covered for a non-disabled person seeking medical |
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177 | 177 | | 148or surgical intervention to restore or maintain the ability to perform the same physical activity. |
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178 | 178 | | 149 (h)(4): Prosthetic and custom orthotic device coverage shall not be subject to separate |
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179 | 179 | | 150financial requirements that are applicable only with respect to that coverage, An individual |
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180 | 180 | | 151health plan may impose cost-sharing on prosthetic or custom orthotic devices provided that any |
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181 | 181 | | 152cost-sharing requirements shall not be more restrictive than the cost-sharing requirements |
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182 | 182 | | 153applicable to the plan’s coverage for inpatient physician and surgical services. |
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183 | 183 | | 154 (h)(5): A health plan that provides coverage for prosthetic or orthotic services shall |
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184 | 184 | | 155ensure access to medically necessary clinical care and to prosthetic and custom orthotic devices |
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185 | 185 | | 156and technology from not less than two distinct prosthetic and custom orthotic providers in the |
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186 | 186 | | 157managed care plan’s provider network located in the state. In the event that medically necessary |
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187 | 187 | | 158covered orthotics and prosthetics are not available from an in-network provider, the insurer shall |
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188 | 188 | | 159provide processes to refer a member to an out-of-network provider and shall fully reimburse the |
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189 | 189 | | 160out-of-network provider at a mutually agreed upon rate less member cost-sharing determined on |
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190 | 190 | | 161an in-network basis. 9 of 15 |
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191 | 191 | | 162 (h)(6): If coverage for prosthetic or custom orthotic devices is provided, payment shall be |
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192 | 192 | | 163made for the replacement of a prosthetic or custom orthotic device or for the replacement of any |
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193 | 193 | | 164part of such devices, without regard to continuous use or useful lifetime restrictions, if an |
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194 | 194 | | 165ordering health care provider determines that the provision of a replacement device, or a |
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195 | 195 | | 166replacement part of such a device, is necessary for reasons which shall include, but not be limited |
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196 | 196 | | 167to: (i) a change in the physiological condition of the patient; (ii) an irreparable change in the |
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197 | 197 | | 168condition of the device or in a part of the device; or (iii) the condition of the device, or the part of |
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198 | 198 | | 169the devices requires repairs and the cost of such repairs would be more than sixty percent of the |
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199 | 199 | | 170cost of a replacement device or of the part being replaced. |
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200 | 200 | | 171 Confirmation from a prescribing health care provider may be required if the prosthetic or |
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201 | 201 | | 172custom orthotic device or part being replaced is less than three years old. |
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202 | 202 | | 173 SECTION 8. Section 8AA of chapter 176A of the General Laws, as so appearing, is |
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203 | 203 | | 174hereby amended by striking out subsection (b) and inserting in place thereof the following |
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204 | 204 | | 175subsection:- |
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205 | 205 | | 176 (b) For the purposes of this section the following words shall, unless the context clearly |
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206 | 206 | | 177requires otherwise, have the following meanings: |
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207 | 207 | | 178 “Orthosis”, a device: (i) used to support, align, correct or prevent deformities of the body, |
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208 | 208 | | 179which may be used to eliminate, control or assist motion at a joint or body part; and (ii) |
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209 | 209 | | 180appropriately used in a person’s home or any setting in which normal life activities take place in |
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210 | 210 | | 181the community. |
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211 | 211 | | 182 “Prosthetic device”, an artificial limb device to replace, in whole or in part, an arm or leg |
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212 | 212 | | 183including a device that is designed specifically for physical activities . 10 of 15 |
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213 | 213 | | 184 SECTION 9. Subsection (f) of said section 8AA of said chapter 176A of the General |
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214 | 214 | | 185Laws, as so appearing, is hereby amended by inserting after the word “devices” the following |
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215 | 215 | | 186words:- but must do so in a nondiscriminatory manner and shall not deny coverage for |
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216 | 216 | | 187habilitative or rehabilitative benefits, including prosthetics or orthotics, solely on the basis of an |
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217 | 217 | | 188insured’s actual or perceived disability. |
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218 | 218 | | 189 SECTION 10. Said section 8AA of said chapter 176A, as so appearing, is hereby further |
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219 | 219 | | 190amended by adding the following subsection:- |
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220 | 220 | | 191 (h) Any such contract shall be required to provide coverage for prosthetic devices and |
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221 | 221 | | 192orthotic devices for daily use in addition to those designed, custom-built or fitted for a specific |
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222 | 222 | | 193enrollee for the performance of physical activities, as applicable, to maximize the enrollee’s |
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223 | 223 | | 194ability to ambulate, run, bike and swim and to maximize upper limb function. The coverage |
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224 | 224 | | 195required pursuant to this subsection shall include the repair or replacement of a prosthetic or |
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225 | 225 | | 196orthotic device for the performance of physical activities. |
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226 | 226 | | 197 SECTION 11. Section 4AA of chapter 176B of the General Laws, as so appearing, is |
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227 | 227 | | 198hereby amended by striking out subsection (b) and inserting in place thereof the following |
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228 | 228 | | 199subsection:- |
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229 | 229 | | 200 (b) For the purposes of this section the following words shall, unless the context clearly |
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230 | 230 | | 201requires otherwise, have the following meanings: |
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231 | 231 | | 202 “Orthosis”, a device: (i) used to support, align, correct or prevent deformities of the body, |
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232 | 232 | | 203which may be used to eliminate, control or assist motion at a joint or body part; and (ii) |
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233 | 233 | | 204appropriately used in a person’s home or any setting in which normal life activities take place in |
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234 | 234 | | 205the community. 11 of 15 |
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235 | 235 | | 206 “Prosthetic device”, an artificial limb device to replace, in whole or in part, an arm or leg |
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236 | 236 | | 207including a device that is designed specifically for physical activities. |
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237 | 237 | | 208 SECTION 12. Subsection (f) of said section 4AA of said chapter 176B, as so appearing, |
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238 | 238 | | 209is hereby amended by amended by inserting after the word “devices” the following words:-but |
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239 | 239 | | 210must do so in a nondiscriminatory manner and shall not deny coverage for habilitative or |
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240 | 240 | | 211rehabilitative benefits, including prosthetics or orthotics, solely on the basis of an insured’s |
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241 | 241 | | 212actual or perceived disability. |
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242 | 242 | | 213 SECTION 13. Said section 4AA of said chapter 176B, as so appearing, is hereby further |
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243 | 243 | | 214amended by adding the following subsection:- |
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244 | 244 | | 215 (h) Any such certificate shall be required to provide coverage for prosthetic devices and |
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245 | 245 | | 216orthotic devices for daily use in addition to those designed, custom-built or fitted for a specific |
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246 | 246 | | 217enrollee for the performance of physical activities, as applicable, to maximize the enrollee’s |
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247 | 247 | | 218ability to ambulate, run, bike and swim and to maximize upper limb function. The coverage |
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248 | 248 | | 219required pursuant to this subsection shall include the repair or replacement of a prosthetic or |
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249 | 249 | | 220orthotic device for the performance of physical activities. |
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250 | 250 | | 221 (h)(1): The division shall consider these benefits habilitative or rehabilitative for purposes |
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251 | 251 | | 222of any state or federal requirement for coverage of essential health benefits. |
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252 | 252 | | 223 (h)(2): An insurer shall render utilization determinations in a nondiscriminatory manner |
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253 | 253 | | 224and shall not deny coverage for habilitative or rehabilitative benefits, including prosthetics or |
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254 | 254 | | 225orthotics, solely on the basis of an insured’s actual or perceived disability. 12 of 15 |
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255 | 255 | | 226 (h)(3): An insurer shall not deny a prosthetic or orthotic benefit for an individual with |
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256 | 256 | | 227limb loss or absence that would otherwise be covered for a non-disabled person seeking medical |
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257 | 257 | | 228or surgical intervention to restore or maintain the ability to perform the same physical activity. |
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258 | 258 | | 229 (h)(4): Prosthetic and custom orthotic device coverage shall not be subject to separate |
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259 | 259 | | 230financial requirements that are applicable only with respect to that coverage, An individual |
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260 | 260 | | 231health plan may impose cost-sharing on prosthetic or custom orthotic devices provided that any |
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261 | 261 | | 232cost-sharing requirements shall not be more restrictive than the cost-sharing requirements |
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262 | 262 | | 233applicable to the plan’s coverage for inpatient physician and surgical services. |
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263 | 263 | | 234 (h)(5): A health plan that provides coverage for prosthetic or orthotic services shall |
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264 | 264 | | 235ensure access to medically necessary clinical care and to prosthetic and custom orthotic devices |
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265 | 265 | | 236and technology from not less than two distinct prosthetic and custom orthotic providers in the |
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266 | 266 | | 237managed care plan’s provider network located in the state. In the event that medically necessary |
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267 | 267 | | 238covered orthotics and prosthetics are not available from an in-network provider, the insurer shall |
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268 | 268 | | 239provide processes to refer a member to an out-of-network provider and shall fully reimburse the |
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269 | 269 | | 240out-of-network provider at a mutually agreed upon rate less member cost-sharing determined on |
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270 | 270 | | 241an in-network basis. |
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271 | 271 | | 242 (h)(6): If coverage for prosthetic or custom orthotic devices is provided, payment shall be |
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272 | 272 | | 243made for the replacement of a prosthetic or custom orthotic device or for the replacement of any |
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273 | 273 | | 244part of such devices, without regard to continuous use or useful lifetime restrictions, if an |
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274 | 274 | | 245ordering health care provider determines that the provision of a replacement device, or a |
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275 | 275 | | 246replacement part of such a device, is necessary for reasons which shall include, but not be limited |
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276 | 276 | | 247to: (i) a change in the physiological condition of the patient; (ii) an irreparable change in the 13 of 15 |
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277 | 277 | | 248condition of the device or in a part of the device; or (iii) the condition of the device, or the part of |
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278 | 278 | | 249the devices requires repairs and the cost of such repairs would be more than sixty percent of the |
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279 | 279 | | 250cost of a replacement device or of the part being replaced. |
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280 | 280 | | 251 Confirmation from a prescribing health care provider may be required if the prosthetic or |
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281 | 281 | | 252custom orthotic device or part being replaced is less than three years old. |
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282 | 282 | | 253 SECTION 14. Section 4S of chapter 176G of the General Laws, as so appearing, is |
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283 | 283 | | 254hereby amended by striking out subsection (b) and inserting in place thereof the following |
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284 | 284 | | 255subsection:- |
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285 | 285 | | 256 (b) For the purposes of this section the following words shall, unless the context clearly |
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286 | 286 | | 257requires otherwise, have the following meanings: |
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287 | 287 | | 258 “Orthosis”, a device: (i) used to support, align, correct or prevent deformities of the body, |
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288 | 288 | | 259which may be used to eliminate, control or assist motion at a joint or body part; and (ii) |
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289 | 289 | | 260appropriately used in a person’s home or any setting in which normal life activities take place in |
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290 | 290 | | 261the community. |
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291 | 291 | | 262 “Prosthetic device”, an artificial limb device to replace, in whole or in part, an arm or leg |
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292 | 292 | | 263including a device that is designed specifically for physical activities. |
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293 | 293 | | 264 SECTION 15. Subsection (f) of section 4S of said chapter 176G of the General Laws, as |
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294 | 294 | | 265so appearing, is hereby amended by inserting after the word “devices” the following words:-but |
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295 | 295 | | 266must do so in a nondiscriminatory manner and shall not deny coverage for habilitative or |
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296 | 296 | | 267rehabilitative benefits, including prosthetics or orthotics, solely on the basis of an insured’s |
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297 | 297 | | 268actual or perceived disability. 14 of 15 |
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298 | 298 | | 269 SECTION 16. Said section 4S of said chapter 176G, as so appearing, is hereby further |
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299 | 299 | | 270amended by adding the following subsection:- |
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300 | 300 | | 271 (h)(1) A health maintenance contract shall be required to provide coverage for prosthetic |
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301 | 301 | | 272devices and orthotic devices for daily use in addition to those designed, custom-built or fitted for |
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302 | 302 | | 273a specific enrollee for the performance of physical activities, as applicable, to maximize the |
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303 | 303 | | 274enrollee’s ability to ambulate, run, bike and swim and to maximize upper limb function. The |
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304 | 304 | | 275coverage required pursuant to this subsection shall include the repair or replacement of a |
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305 | 305 | | 276prosthetic or orthotic device for the performance of physical activities. |
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306 | 306 | | 277 (h)(2): The division shall consider these benefits habilitative or rehabilitative for purposes |
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307 | 307 | | 278of any state or federal requirement for coverage of essential health benefits. |
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308 | 308 | | 279 (h)(3): An insurer shall render utilization determinations in a nondiscriminatory manner |
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309 | 309 | | 280and shall not deny coverage for habilitative or rehabilitative benefits, including prosthetics or |
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310 | 310 | | 281orthotics, solely on the basis of an insured’s actual or perceived disability. |
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311 | 311 | | 282 (h)(4): An insurer shall not deny a prosthetic or orthotic benefit for an individual with |
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312 | 312 | | 283limb loss or absence that would otherwise be covered for a non-disabled person seeking medical |
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313 | 313 | | 284or surgical intervention to restore or maintain the ability to perform the same physical activity. |
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314 | 314 | | 285 (h)(5): Prosthetic and custom orthotic device coverage shall not be subject to separate |
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315 | 315 | | 286financial requirements that are applicable only with respect to that coverage, An individual |
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316 | 316 | | 287health plan may impose cost-sharing on prosthetic or custom orthotic devices provided that any |
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317 | 317 | | 288cost-sharing requirements shall not be more restrictive than the cost-sharing requirements |
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318 | 318 | | 289applicable to the plan’s coverage for inpatient physician and surgical services. 15 of 15 |
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319 | 319 | | 290 (h)(6): A health plan that provides coverage for prosthetic or orthotic services shall |
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320 | 320 | | 291ensure access to medically necessary clinical care and to prosthetic and custom orthotic devices |
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321 | 321 | | 292and technology from not less than two distinct prosthetic and custom orthotic providers in the |
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322 | 322 | | 293managed care plan’s provider network located in the state. In the event that medically necessary |
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323 | 323 | | 294covered orthotics and prosthetics are not available from an in-network provider, the insurer shall |
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324 | 324 | | 295provide processes to refer a member to an out-of-network provider and shall fully reimburse the |
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325 | 325 | | 296out-of-network provider at a mutually agreed upon rate less member cost-sharing determined on |
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326 | 326 | | 297an in-network basis. |
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327 | 327 | | 298 (h)(7): If coverage for prosthetic or custom orthotic devices is provided, payment shall be |
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328 | 328 | | 299made for the replacement of a prosthetic or custom orthotic device or for the replacement of any |
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329 | 329 | | 300part of such devices, without regard to continuous use or useful lifetime restrictions, if an |
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330 | 330 | | 301ordering health care provider determines that the provision of a replacement device, or a |
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331 | 331 | | 302replacement part of such a device, is necessary for reasons which shall include, but not be limited |
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332 | 332 | | 303to: (i) a change in the physiological condition of the patient; (ii) an irreparable change in the |
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333 | 333 | | 304condition of the device or in a part of the device; or (iii) the condition of the device, or the part of |
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334 | 334 | | 305the devices requires repairs and the cost of such repairs would be more than sixty percent of the |
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335 | 335 | | 306cost of a replacement device or of the part being replaced. |
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336 | 336 | | 307 Confirmation from a prescribing health care provider may be required if the prosthetic or |
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337 | 337 | | 308custom orthotic device or part being replaced is less than three years old. |
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