1 of 1 SENATE DOCKET, NO. 1134 FILED ON: 1/15/2025 SENATE . . . . . . . . . . . . . . No. 811 The Commonwealth of Massachusetts _________________ PRESENTED BY: Jacob R. Oliveira _________________ To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General Court assembled: The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill: An Act to improve outcomes for those with limb loss and limb difference. _______________ PETITION OF: NAME:DISTRICT/ADDRESS :Jacob R. OliveiraHampden, Hampshire and Worcester 1 of 15 SENATE DOCKET, NO. 1134 FILED ON: 1/15/2025 SENATE . . . . . . . . . . . . . . No. 811 By Mr. Oliveira, a petition (accompanied by bill, Senate, No. 811) of Jacob R. Oliveira for legislation to provide coverage for prosthetic and orthotic devices including the repair or replacement of prosthetic or orthotic devices to eligible MassHealth members. Financial Services. The Commonwealth of Massachusetts _______________ In the One Hundred and Ninety-Fourth General Court (2025-2026) _______________ An Act to improve outcomes for those with limb loss and limb difference. Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority of the same, as follows: 1 SECTION 1. Section 17I of chapter 32A of the General Laws, as so appearing in the 22022 Official Edition, is hereby amended by striking out subsection (b) and inserting in place 3thereof the following subsection:- 4 (b) For the purposes of this section the following words shall, unless the context clearly 5requires otherwise, have the following meanings: 6 “Orthosis”, a device: (i) used to support, align, correct or prevent deformities of the body, 7which may be used to eliminate, control or assist motion at a joint or body part; and (ii) 8appropriately used in a person’s home or any setting in which normal life activities take place in 9the community. 10 “Prosthetic device”, an artificial limb device to replace, in whole or in part, an arm or leg 11including a device that is designed specifically for physical activities. 2 of 15 12 SECTION 2. Subsection (f) of said section 17I of said chapter 32A of the General Laws, 13as so appearing, is hereby amended by inserting after the word “devices” the following words:- 14but must do so in a nondiscriminatory manner and shall not deny coverage for habilitative or 15rehabilitative benefits, including prosthetics or orthotics, solely on the basis of an insured’s 16actual or perceived disability. 17 SECTION 3. Said section 17I of said chapter 32A, as so appearing, is hereby further 18amended by adding the following subsections:- 19 (g) In addition to primary prosthetic and orthotic devices for daily use, the commission 20shall provide coverage for prosthetic devices and orthotic devices designed, custom-built or 21fitted for a specific enrollee for the performance of physical activities, including devices 22specifically designed for showering and bathing, as applicable, to maximize the enrollee’s ability 23to ambulate, run, bike and swim and to maximize upper limb function. The coverage required 24pursuant to this subsection shall include the repair or replacement of a prosthetic or orthotic 25device for the performance of physical activities. 26 (h)(1): The division shall consider these benefits habilitative or rehabilitative for purposes 27of any state or federal requirement for coverage of essential health benefits. 28 (h)(2): An insurer shall render utilization determinations in a nondiscriminatory manner 29and shall not deny coverage for habilitative or rehabilitative benefits, including prosthetics or 30orthotics, solely on the basis of an insured’s actual or perceived disability. 31 (h)(3): An insurer shall not deny a prosthetic or orthotic benefit for an individual with 32limb loss or absence that would otherwise be covered for a non-disabled person seeking medical 33or surgical intervention to restore or maintain the ability to perform the same physical activity. 3 of 15 34 (h)(4): Prosthetic and custom orthotic device coverage shall not be subject to separate 35financial requirements that are applicable only with respect to that coverage, An individual 36health plan may impose cost-sharing on prosthetic or custom orthotic devices provided that any 37cost-sharing requirements shall not be more restrictive than the cost-sharing requirements 38applicable to the plan’s coverage for inpatient physician and surgical services. 39 (h)(5): A health plan that provides coverage for prosthetic or orthotic services shall 40ensure access to medically necessary clinical care and to prosthetic and custom orthotic devices 41and technology from not less than two distinct prosthetic and custom orthotic providers in the 42managed care plan’s provider network located in the state. In the event that medically necessary 43covered orthotics and prosthetics are not available from an in-network provider, the insurer shall 44provide processes to refer a member to an out-of-network provider and shall fully reimburse the 45out-of-network provider at a mutually agreed upon rate less member cost-sharing determined on 46an in-network basis. 47 (h)(6): If coverage for prosthetic or custom orthotic devices is provided, payment shall be 48made for the replacement of a prosthetic or custom orthotic device or for the replacement of any 49part of such devices, without regard to continuous use or useful lifetime restrictions, if an 50ordering health care provider determines that the provision of a replacement device, or a 51replacement part of such a device, is necessary for reasons which shall include, but not be limited 52to: (i) a change in the physiological condition of the patient; (ii) an irreparable change in the 53condition of the device or in a part of the device; or (iii) the condition of the device, or the part of 54the devices requires repairs and the cost of such repairs would be more than sixty percent of the 55cost of a replacement device or of the part being replaced. 4 of 15 56 Confirmation from a prescribing health care provider may be required if the prosthetic or 57custom orthotic device or part being replaced is less than three years old. 58 SECTION 4. Chapter 118E of the General Laws, as so appearing, is hereby amended by 59inserting after section 10Q the following section:- 60 Section 10R. (a) For the purposes of this section the following words shall, unless the 61context clearly requires otherwise, have the following meanings: 62 “Orthotic device”, a device: (i) used to support, align, correct or prevent deformities of 63the body, which may be used to eliminate, control or assist motion at a joint or body part; and (ii) 64appropriately used in a person’s home or any setting in which normal life activities take place in 65the community. 66 “Prosthetic device”, an artificial limb device to replace, in whole or in part, an arm or leg 67including a device that is designed specifically for physical activities. 68 (b)(1) The division shall provide coverage for prosthetic and orthotic devices including 69the repair or replacement of prosthetic or orthotic devices to eligible MassHealth members under 70the same terms and conditions that apply to other durable medical equipment. The coverage 71required by this section shall be subject to the terms and conditions applicable to other benefits. 72 (b)(2): The division shall consider these benefits habilitative or rehabilitative for purposes 73of any state or federal requirement for coverage of essential health benefits. 74 (b)(3): An insurer shall render utilization determinations in a nondiscriminatory manner 75and shall not deny coverage for habilitative or rehabilitative benefits, including prosthetics or 76orthotics, solely on the basis of an insured’s actual or perceived disability. 5 of 15 77 (b)(4): An insurer shall not deny a prosthetic or orthotic benefit for an individual with 78limb loss or absence that would otherwise be covered for a non-disabled person seeking medical 79or surgical intervention to restore or maintain the ability to perform the same physical activity. 80 (b)(5): Prosthetic and custom orthotic device coverage shall not be subject to separate 81financial requirements that are applicable only with respect to that coverage, An individual 82health plan may impose cost-sharing on prosthetic or custom orthotic devices provided that any 83cost-sharing requirements shall not be more restrictive than the cost-sharing requirements 84applicable to the plan’s coverage for inpatient physician and surgical services. 85 (b)(6): A health plan that provides coverage for prosthetic or orthotic services shall 86ensure access to medically necessary clinical care and to prosthetic and custom orthotic devices 87and technology from not less than two distinct prosthetic and custom orthotic providers in the 88managed care plan’s provider network located in the state. In the event that medically necessary 89covered orthotics and prosthetics are not available from an in-network provider, the insurer shall 90provide processes to refer a member to an out-of-network provider and shall fully reimburse the 91out-of-network provider at a mutually agreed upon rate less member cost-sharing determined on 92an in-network basis. 93 (b)(7): If coverage for prosthetic or custom orthotic devices is provided, payment shall be 94made for the replacement of a prosthetic or custom orthotic device or for the replacement of ant 95part of such devices, without regard to continuous use or useful lifetime restrictions, if an 96ordering health care provider determines that the provision of a replacement device, or a 97replacement part of such a device, is necessary for reasons which shall include, but not be limited 98to: (i) a change in the physiological condition of the patient; (ii) an irreparable change in the 6 of 15 99condition of the device or in a part of the device; or (iii) the condition of the device, or the part of 100the devices requires repairs and the cost of such repairs would be more than sixty percent of the 101cost of a replacement device or of the part being replaced. 102 Confirmation from a prescribing health care provider may be required if the prosthetic or 103custom orthotic device or part being replaced is less than three years old. 104 (c) In addition to primary prosthetic and orthotic devices for daily use, the division shall 105provide coverage for prosthetic devices and orthotic devices custom-built or fitted for a specific 106enrollee, for the performance of physical activities including devices specifically designed for 107showering and bathing, as applicable, to maximize the enrollee’s ability to ambulate, run, bike 108and swim and to maximize upper limb function. The coverage required pursuant to this 109subsection shall include the repair or replacement of a prosthetic or orthotic device for the 110performance of physical activities. 111 (d) Eligible MassHealth members shall be required to provide a written prescription 112signed by a licensed physician or an independent nurse practitioner. The prescription must be 113written on the prescriber's prescription form and must include the following information:(i) the 114member's name and address; (ii) the member’s MassHealth identification number; (iii) specific 115identification of the prescribed item; (iv) medical justification for the use of the item, including 116the member’s diagnosis; (v) the prescriber's address and telephone number; and (vi) the date on 117which the prescription was signed by the prescriber. 118 SECTION 5. Section 47Z of chapter 175 of the General Laws, as so appearing, is hereby 119amended by striking out subsection (b) and inserting in place thereof the following subsection:- 7 of 15 120 (b) For the purposes of this section the following words shall, unless the context clearly 121requires otherwise, have the following meanings: 122 “Orthosis”, a device: (i) used to support, align, correct or prevent deformities of the body, 123which may be used to eliminate, control or assist motion at a joint or body part; and (ii) 124appropriately used in a person’s home or any setting in which normal life activities take place in 125the community. 126 “Prosthetic device”, an artificial limb device to replace, in whole or in part, an arm or leg 127including a device that is designed specifically for physical activities. 128 SECTION 6. Subsection (f) of said section 47Z of said chapter 175 of the General Laws, 129as so appearing, is hereby amended by inserting after the word “devices” the following words:- 130but must do so in a nondiscriminatory manner and shall not deny coverage for habilitative or 131rehabilitative benefits, including prosthetics or orthotics, solely on the basis of an insured’s 132actual or perceived disability. 133 SECTION 7. Said section 47Z of said chapter 175, as so appearing, is hereby further 134amended by adding the following subsection:- 135 (h) Any such policy shall provide coverage for prosthetic devices and orthoses for daily 136use, in addition to prosthetic devices and orthoses designed, custom-built or fitted for a specific 137enrollee for the performance of physical activities, as applicable, to maximize the enrollee’s 138ability to ambulate, run, bike and swim and to maximize upper limb function. The coverage 139required pursuant to this subsection shall include the repair or replacement of a prosthetic or 140orthotic device for the performance of physical activities. 8 of 15 141 (h)(1): The division shall consider these benefits habilitative or rehabilitative for purposes 142of any state or federal requirement for coverage of essential health benefits. 143 (h)(2): An insurer shall render utilization determinations in a nondiscriminatory manner 144and shall not deny coverage for habilitative or rehabilitative benefits, including prosthetics or 145orthotics, solely on the basis of an insured’s actual or perceived disability. 146 (h)(3): An insurer shall not deny a prosthetic or orthotic benefit for an individual with 147limb loss or absence that would otherwise be covered for a non-disabled person seeking medical 148or surgical intervention to restore or maintain the ability to perform the same physical activity. 149 (h)(4): Prosthetic and custom orthotic device coverage shall not be subject to separate 150financial requirements that are applicable only with respect to that coverage, An individual 151health plan may impose cost-sharing on prosthetic or custom orthotic devices provided that any 152cost-sharing requirements shall not be more restrictive than the cost-sharing requirements 153applicable to the plan’s coverage for inpatient physician and surgical services. 154 (h)(5): A health plan that provides coverage for prosthetic or orthotic services shall 155ensure access to medically necessary clinical care and to prosthetic and custom orthotic devices 156and technology from not less than two distinct prosthetic and custom orthotic providers in the 157managed care plan’s provider network located in the state. In the event that medically necessary 158covered orthotics and prosthetics are not available from an in-network provider, the insurer shall 159provide processes to refer a member to an out-of-network provider and shall fully reimburse the 160out-of-network provider at a mutually agreed upon rate less member cost-sharing determined on 161an in-network basis. 9 of 15 162 (h)(6): If coverage for prosthetic or custom orthotic devices is provided, payment shall be 163made for the replacement of a prosthetic or custom orthotic device or for the replacement of any 164part of such devices, without regard to continuous use or useful lifetime restrictions, if an 165ordering health care provider determines that the provision of a replacement device, or a 166replacement part of such a device, is necessary for reasons which shall include, but not be limited 167to: (i) a change in the physiological condition of the patient; (ii) an irreparable change in the 168condition of the device or in a part of the device; or (iii) the condition of the device, or the part of 169the devices requires repairs and the cost of such repairs would be more than sixty percent of the 170cost of a replacement device or of the part being replaced. 171 Confirmation from a prescribing health care provider may be required if the prosthetic or 172custom orthotic device or part being replaced is less than three years old. 173 SECTION 8. Section 8AA of chapter 176A of the General Laws, as so appearing, is 174hereby amended by striking out subsection (b) and inserting in place thereof the following 175subsection:- 176 (b) For the purposes of this section the following words shall, unless the context clearly 177requires otherwise, have the following meanings: 178 “Orthosis”, a device: (i) used to support, align, correct or prevent deformities of the body, 179which may be used to eliminate, control or assist motion at a joint or body part; and (ii) 180appropriately used in a person’s home or any setting in which normal life activities take place in 181the community. 182 “Prosthetic device”, an artificial limb device to replace, in whole or in part, an arm or leg 183including a device that is designed specifically for physical activities . 10 of 15 184 SECTION 9. Subsection (f) of said section 8AA of said chapter 176A of the General 185Laws, as so appearing, is hereby amended by inserting after the word “devices” the following 186words:- but must do so in a nondiscriminatory manner and shall not deny coverage for 187habilitative or rehabilitative benefits, including prosthetics or orthotics, solely on the basis of an 188insured’s actual or perceived disability. 189 SECTION 10. Said section 8AA of said chapter 176A, as so appearing, is hereby further 190amended by adding the following subsection:- 191 (h) Any such contract shall be required to provide coverage for prosthetic devices and 192orthotic devices for daily use in addition to those designed, custom-built or fitted for a specific 193enrollee for the performance of physical activities, as applicable, to maximize the enrollee’s 194ability to ambulate, run, bike and swim and to maximize upper limb function. The coverage 195required pursuant to this subsection shall include the repair or replacement of a prosthetic or 196orthotic device for the performance of physical activities. 197 SECTION 11. Section 4AA of chapter 176B of the General Laws, as so appearing, is 198hereby amended by striking out subsection (b) and inserting in place thereof the following 199subsection:- 200 (b) For the purposes of this section the following words shall, unless the context clearly 201requires otherwise, have the following meanings: 202 “Orthosis”, a device: (i) used to support, align, correct or prevent deformities of the body, 203which may be used to eliminate, control or assist motion at a joint or body part; and (ii) 204appropriately used in a person’s home or any setting in which normal life activities take place in 205the community. 11 of 15 206 “Prosthetic device”, an artificial limb device to replace, in whole or in part, an arm or leg 207including a device that is designed specifically for physical activities. 208 SECTION 12. Subsection (f) of said section 4AA of said chapter 176B, as so appearing, 209is hereby amended by amended by inserting after the word “devices” the following words:-but 210must do so in a nondiscriminatory manner and shall not deny coverage for habilitative or 211rehabilitative benefits, including prosthetics or orthotics, solely on the basis of an insured’s 212actual or perceived disability. 213 SECTION 13. Said section 4AA of said chapter 176B, as so appearing, is hereby further 214amended by adding the following subsection:- 215 (h) Any such certificate shall be required to provide coverage for prosthetic devices and 216orthotic devices for daily use in addition to those designed, custom-built or fitted for a specific 217enrollee for the performance of physical activities, as applicable, to maximize the enrollee’s 218ability to ambulate, run, bike and swim and to maximize upper limb function. The coverage 219required pursuant to this subsection shall include the repair or replacement of a prosthetic or 220orthotic device for the performance of physical activities. 221 (h)(1): The division shall consider these benefits habilitative or rehabilitative for purposes 222of any state or federal requirement for coverage of essential health benefits. 223 (h)(2): An insurer shall render utilization determinations in a nondiscriminatory manner 224and shall not deny coverage for habilitative or rehabilitative benefits, including prosthetics or 225orthotics, solely on the basis of an insured’s actual or perceived disability. 12 of 15 226 (h)(3): An insurer shall not deny a prosthetic or orthotic benefit for an individual with 227limb loss or absence that would otherwise be covered for a non-disabled person seeking medical 228or surgical intervention to restore or maintain the ability to perform the same physical activity. 229 (h)(4): Prosthetic and custom orthotic device coverage shall not be subject to separate 230financial requirements that are applicable only with respect to that coverage, An individual 231health plan may impose cost-sharing on prosthetic or custom orthotic devices provided that any 232cost-sharing requirements shall not be more restrictive than the cost-sharing requirements 233applicable to the plan’s coverage for inpatient physician and surgical services. 234 (h)(5): A health plan that provides coverage for prosthetic or orthotic services shall 235ensure access to medically necessary clinical care and to prosthetic and custom orthotic devices 236and technology from not less than two distinct prosthetic and custom orthotic providers in the 237managed care plan’s provider network located in the state. In the event that medically necessary 238covered orthotics and prosthetics are not available from an in-network provider, the insurer shall 239provide processes to refer a member to an out-of-network provider and shall fully reimburse the 240out-of-network provider at a mutually agreed upon rate less member cost-sharing determined on 241an in-network basis. 242 (h)(6): If coverage for prosthetic or custom orthotic devices is provided, payment shall be 243made for the replacement of a prosthetic or custom orthotic device or for the replacement of any 244part of such devices, without regard to continuous use or useful lifetime restrictions, if an 245ordering health care provider determines that the provision of a replacement device, or a 246replacement part of such a device, is necessary for reasons which shall include, but not be limited 247to: (i) a change in the physiological condition of the patient; (ii) an irreparable change in the 13 of 15 248condition of the device or in a part of the device; or (iii) the condition of the device, or the part of 249the devices requires repairs and the cost of such repairs would be more than sixty percent of the 250cost of a replacement device or of the part being replaced. 251 Confirmation from a prescribing health care provider may be required if the prosthetic or 252custom orthotic device or part being replaced is less than three years old. 253 SECTION 14. Section 4S of chapter 176G of the General Laws, as so appearing, is 254hereby amended by striking out subsection (b) and inserting in place thereof the following 255subsection:- 256 (b) For the purposes of this section the following words shall, unless the context clearly 257requires otherwise, have the following meanings: 258 “Orthosis”, a device: (i) used to support, align, correct or prevent deformities of the body, 259which may be used to eliminate, control or assist motion at a joint or body part; and (ii) 260appropriately used in a person’s home or any setting in which normal life activities take place in 261the community. 262 “Prosthetic device”, an artificial limb device to replace, in whole or in part, an arm or leg 263including a device that is designed specifically for physical activities. 264 SECTION 15. Subsection (f) of section 4S of said chapter 176G of the General Laws, as 265so appearing, is hereby amended by inserting after the word “devices” the following words:-but 266must do so in a nondiscriminatory manner and shall not deny coverage for habilitative or 267rehabilitative benefits, including prosthetics or orthotics, solely on the basis of an insured’s 268actual or perceived disability. 14 of 15 269 SECTION 16. Said section 4S of said chapter 176G, as so appearing, is hereby further 270amended by adding the following subsection:- 271 (h)(1) A health maintenance contract shall be required to provide coverage for prosthetic 272devices and orthotic devices for daily use in addition to those designed, custom-built or fitted for 273a specific enrollee for the performance of physical activities, as applicable, to maximize the 274enrollee’s ability to ambulate, run, bike and swim and to maximize upper limb function. The 275coverage required pursuant to this subsection shall include the repair or replacement of a 276prosthetic or orthotic device for the performance of physical activities. 277 (h)(2): The division shall consider these benefits habilitative or rehabilitative for purposes 278of any state or federal requirement for coverage of essential health benefits. 279 (h)(3): An insurer shall render utilization determinations in a nondiscriminatory manner 280and shall not deny coverage for habilitative or rehabilitative benefits, including prosthetics or 281orthotics, solely on the basis of an insured’s actual or perceived disability. 282 (h)(4): An insurer shall not deny a prosthetic or orthotic benefit for an individual with 283limb loss or absence that would otherwise be covered for a non-disabled person seeking medical 284or surgical intervention to restore or maintain the ability to perform the same physical activity. 285 (h)(5): Prosthetic and custom orthotic device coverage shall not be subject to separate 286financial requirements that are applicable only with respect to that coverage, An individual 287health plan may impose cost-sharing on prosthetic or custom orthotic devices provided that any 288cost-sharing requirements shall not be more restrictive than the cost-sharing requirements 289applicable to the plan’s coverage for inpatient physician and surgical services. 15 of 15 290 (h)(6): A health plan that provides coverage for prosthetic or orthotic services shall 291ensure access to medically necessary clinical care and to prosthetic and custom orthotic devices 292and technology from not less than two distinct prosthetic and custom orthotic providers in the 293managed care plan’s provider network located in the state. In the event that medically necessary 294covered orthotics and prosthetics are not available from an in-network provider, the insurer shall 295provide processes to refer a member to an out-of-network provider and shall fully reimburse the 296out-of-network provider at a mutually agreed upon rate less member cost-sharing determined on 297an in-network basis. 298 (h)(7): If coverage for prosthetic or custom orthotic devices is provided, payment shall be 299made for the replacement of a prosthetic or custom orthotic device or for the replacement of any 300part of such devices, without regard to continuous use or useful lifetime restrictions, if an 301ordering health care provider determines that the provision of a replacement device, or a 302replacement part of such a device, is necessary for reasons which shall include, but not be limited 303to: (i) a change in the physiological condition of the patient; (ii) an irreparable change in the 304condition of the device or in a part of the device; or (iii) the condition of the device, or the part of 305the devices requires repairs and the cost of such repairs would be more than sixty percent of the 306cost of a replacement device or of the part being replaced. 307 Confirmation from a prescribing health care provider may be required if the prosthetic or 308custom orthotic device or part being replaced is less than three years old.