Michigan 2023-2024 Regular Session

Michigan House Bill HB5513 Compare Versions

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1-Substitute For HOUSE BILL NO. 5513 A bill to make appropriations for the department of insurance and financial services for the fiscal year ending September 30, 2025; and to provide for the expenditure of the appropriations. the people of the state of michigan enact:
1+HOUSE BILL NO. 5513 A bill to make appropriations for the department of insurance and financial services for the fiscal year ending September 30, 2025; and to provide for the expenditure of the appropriations. the people of the state of michigan enact:
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723 HOUSE BILL NO. 5513
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927 A bill to make appropriations for the department of insurance and financial services for the fiscal year ending September 30, 2025; and to provide for the expenditure of the appropriations.
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1129 the people of the state of michigan enact:
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13- 1 2 3 4 5 6 7 8 9 part 1 line-item appropriations Sec. 101. There is appropriated for the department of insurance and financial services for the fiscal year ending September 30, 2025, from the following funds: DEPARTMENT OF INSURANCE AND FINANCIAL SERVICES APPROPRIATION SUMMARY Full-time equated unclassified positions 6.0 Full-time equated classified positions 395.5 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 GROSS APPROPRIATION $ 77,771,400 Interdepartmental grant revenues: Total interdepartmental grants and intradepartmental transfers 753,500 ADJUSTED GROSS APPROPRIATION $ 77,017,900 Federal revenues: Total federal revenues 700,000 Special revenue funds: Total local revenues 0 Total private revenues 0 Total other state restricted revenues 76,317,900 State general fund/general purpose $ 0 Sec. 102. DEPARTMENTAL ADMINISTRATION AND SUPPORT Full-time equated unclassified positions 6.0 Full-time equated classified positions 23.5 Unclassified salaries--FTEs 6.0 $ 955,500 Administrative hearings 173,700 Department services--FTEs 20.0 4,127,900 Executive director programs--FTEs 3.5 916,800 Property management 1,389,100 Worker's compensation 1,200 GROSS APPROPRIATION $ 7,564,200 Appropriated from: Interdepartmental grant revenues: IDG from MDLARA, debt management 72,100 Special revenue funds: Bank fees 598,800 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 Captive insurance regulatory and supervision fund 57,000 Consumer finance fees 292,000 Credit union fees 985,000 Deferred presentment service transaction fees 265,200 Insurance bureau fund 2,409,700 Insurance continuing education fees 67,500 Insurance licensing and regulation fees 2,036,700 MBLSLA fund 778,900 Multiple employer welfare arrangement 1,300 State general fund/general purpose $ 0 Sec. 103. INSURANCE AND FINANCIAL SERVICES REGULATION Full-time equated classified positions 372.0 Consumer services and protection--FTEs 102.0 $ 15,970,600 Financial institutions evaluation--FTEs 140.0 25,574,900 Insurance evaluation--FTEs 130.0 26,042,600 GROSS APPROPRIATION $ 67,588,100 Appropriated from: Interdepartmental grant revenues: IDG from MDLARA, debt management 656,200 Federal revenues: Federal revenues 700,000 Special revenue funds: Bank fees 6,913,100 Captive insurance regulatory and supervision fund 790,200 Consumer finance fees 2,857,800 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 Credit union fees 8,798,400 Deferred presentment service transaction fees 2,371,100 Insurance bureau fund 24,955,100 Insurance continuing education fees 1,022,700 Insurance licensing and regulation fees 11,613,400 MBLSLA fund 6,821,000 Multiple employer welfare arrangement 89,100 State general fund/general purpose $ 0 Sec. 104. INFORMATION TECHNOLOGY Information technology services and projects $ 2,369,100 GROSS APPROPRIATION $ 2,369,100 Appropriated from: Interdepartmental grant revenues: IDG from MDLARA, debt management 25,200 Special revenue funds: Bank fees 147,300 Captive insurance regulatory and supervision fund 13,700 Consumer finance fees 73,300 Credit union fees 248,900 Deferred presentment service transaction fees 50,000 Insurance bureau fund 466,400 Insurance continuing education fees 9,000 Insurance licensing and regulation fees 1,143,400 MBLSLA fund 191,900 State general fund/general purpose $ 0 Sec. 105. ONE-TIME APPROPRIATIONS 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 Insurance complaints and health care appeals outreach campaign $ 250,000 GROSS APPROPRIATION $ 250,000 Appropriated from: Special revenue funds: Insurance licensing and regulation fees 250,000 State general fund/general purpose $ 0 part 2 provisions concerning appropriations for fiscal year 2024-2025 general sections Sec. 201. In accordance with section 30 of article IX of the state constitution of 1963, for the fiscal year ending September 30, 2025, total state spending under part 1 from state sources is $76,317,900.00 and state spending under part 1 from state sources to be paid to local units of government is $0.00. Sec. 202. The appropriations under this part and part 1 are subject to the management and budget act, 1984 PA 431, MCL 18.1101 to 18.1594. Sec. 203. As used in this part and part 1: (a) "Department" means the department of insurance and financial services. (b) "Director" means the director of the department. (c) "FTE" means full-time equated. (d) "IDG" means interdepartmental grant. (e) "MDLARA" means the Michigan department of licensing and regulatory affairs. (f) "MBLSLA fund" means the restricted account established 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 under section 8 of the mortgage brokers, lenders, and servicers licensing act, 1987 PA 173, MCL 445.1658. (g) "Standard report recipients" means the senate and house appropriations subcommittees on the department budget, the senate and house fiscal agencies, the senate and house policy offices, and the state budget office. Sec. 204. The department shall use the internet to fulfill the reporting requirements of this part. This requirement includes transmitting reports to the standard report recipients and any other required recipients by email and posting the reports on an internet site. Sec. 205. To the extent permissible under section 261 of the management and budget act, 1984 PA 431, MCL 18.1261, all of the following apply to the expenditure of funds appropriated in part 1: (a) The funds must not be used for the purchase of foreign goods or services, or both, if competitively priced and of comparable quality American goods or services, or both, are available. (b) Preference must be given to goods or services, or both, manufactured or provided by Michigan businesses, if they are competitively priced and of comparable quality. (c) Preference must be given to goods or services, or both, that are manufactured or provided by Michigan businesses owned and operated by veterans, if they are competitively priced and of comparable quality. Sec. 206. The department shall not take disciplinary action against an employee of the department for communicating with a member of the legislature or legislative staff, unless the communication is prohibited by law and the department is exercising 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 its authority as provided by law. Sec. 207. Consistent with section 217 of the management and budget act, 1984 PA 431, MCL 18.1217, the department shall prepare a report on out‐of‐state travel expenses not later than January 1. The report must list all travel outside this state by classified and unclassified employees in the previous fiscal year that was funded in whole or in part with funds appropriated in the department's budget. The department shall submit the report to the standard report recipients and to the senate and house appropriations committees. The report must include all of the following information: (a) The dates of each travel occurrence. (b) The total transportation and related expenses of each travel occurrence and the proportions funded with state general fund/general purpose revenues, state restricted revenues, federal revenues, and other revenues. Sec. 208. The department shall not use funds appropriated in part 1 to hire a person to provide legal services that are the responsibility of the attorney general. This section does not apply to legal services for bonding activities or to outside legal services that the attorney general authorizes. Sec. 209. Not later than December 15, the state budget office shall prepare and submit a report that provides estimates of the total general fund/general purpose appropriation lapses at the close of the previous fiscal year. The report must summarize the projected year-end general fund/general purpose appropriation lapses by major departmental program or program areas. The state budget office shall submit the report to the standard report recipients and to the chairpersons of the senate and house 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 appropriations committees. Sec. 210. (1) In addition to the funds appropriated in part 1, there is appropriated an amount not to exceed $200,000.00 for federal contingency authorization. Amounts appropriated under this subsection are not available for expenditure until they have been transferred to another line item in part 1 under section 393(2) of the management and budget act, 1984 PA 431, MCL 18.1393. (2) In addition to the funds appropriated in part 1, there is appropriated an amount not to exceed $1,000,000.00 for state restricted contingency authorization. Amounts appropriated under this subsection are not available for expenditure until they have been transferred to another line item in part 1 under section 393(2) of the management and budget act, 1984 PA 431, MCL 18.1393. Sec. 211. The department shall cooperate with the department of technology, management, and budget to maintain a searchable website accessible by the public at no cost that includes, but is not limited to, all of the following for the department: (a) Fiscal-year-to-date expenditures by category. (b) Fiscal-year-to-date expenditures by appropriation unit. (c) Fiscal-year-to-date payments to a selected vendor, including the vendor name, payment date, payment amount, and payment description. (d) The number of active department employees by job classification. (e) Job specifications and wage rates. Sec. 212. Not later than 14 days after the release of the executive budget recommendation, the department shall cooperate with the state budget office to provide an annual report on estimated state restricted fund balances, state restricted fund 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 projected revenues, and state restricted fund expenditures for the previous 2 fiscal years. The report must be submitted to the standard report recipients and to the chairpersons of the senate and house appropriations committees. Sec. 213. (1) Funds appropriated in part 1 must not be used to restrict or impede a marginalized community's access to government resources, programs, or facilities. (2) From the funds appropriated in part 1, local governments shall report any action or policy that attempts to restrict or interfere with the duties of a local health officer. Sec. 214. To the extent permissible under the management and budget act, 1984 PA 431, MCL 18.1101 to 18.1594, the director shall take all reasonable steps to ensure that geographically disadvantaged business enterprises compete for and perform contracts to provide services or supplies, or both. The director shall strongly encourage firms with which the department contracts to subcontract with certified geographically disadvantaged business enterprises for services, supplies, or both. As used in this section, "geographically disadvantaged business enterprises" means that term as defined in Executive Directive No. 2019-8. Sec. 215. On a quarterly basis, the department shall report on the number of full-time equated positions in pay status by civil service classification, including a comparison by line item of the number of full-time equated positions authorized from funds appropriated in part 1 to the actual number of full-time equated positions employed by the department at the end of the reporting period. The report must be submitted to the standard report recipients and to the senate and house appropriations committees. Sec. 216. It is the intent of the legislature that the 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 department maximize the efficiency of the state workforce and, if possible, prioritize in-person work and post its in-person, remote, or hybrid work policy on its website. Sec. 217. The department shall receive and retain copies of all reports funded from appropriations in part 1. The department shall follow federal and state guidelines for short-term and long-term retention of records. The department may electronically retain copies of reports unless otherwise required by federal or state guidelines. Sec. 218. Not later than April 1, the department shall report on each specific policy change made to implement a public act affecting the department that took effect during the previous calendar year. The department shall submit the report to the standard report recipients, to the senate and house appropriations committees, and to the joint committee on administrative rules. Sec. 219. To the extent possible, the department shall not expend appropriations under part 1 until all existing authorized work project funds available for the same purposes are exhausted. Sec. 220. Unless prohibited by law, the department may accept credit card or other electronic means of payment for licenses, fees, or permits. Sec. 221. Not later than September 30, the department shall submit a report to the standard report recipients detailing any expenditure of funds for a television or radio production that was made to a third-party vendor in the fiscal year ending September 30, 2025. The report must include all of the following information for each expenditure: (a) The total amount of the expenditure. (b) The fund source for the expenditure. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 (c) The name of any vendor that created the production and the amount paid to each vendor. (d) The purpose of the production. Sec. 222. From the funds appropriated in part 1 from the insurance bureau fund, funds may be expended to support legislative participation in insurance activities coordinated by insurance and legislative associations, in accordance with section 225 of the insurance code of 1956, 1956 PA 218, MCL 500.225. INSURANCE AND FINANCIAL SERVICES REGULATION Sec. 301. The department shall electronically transmit the annual health insurance rate change report prepared pursuant to 45 CFR 154.301(b), to the standard report recipients at the time the report is published. Sec. 302. In addition to the funds appropriated in part 1, the funds collected by the department in connection with a conservatorship under section 32 of the mortgage brokers, lenders, and servicers licensing act, 1987 PA 173, MCL 445.1682, and funds collected by the department from corporations being liquidated under the insurance code of 1956, 1956 PA 218, MCL 500.100 to 500.8302, must be appropriated for all expenses necessary to provide for the required services. Funds are available for expenditure when they are received by the department of treasury and must not lapse to the general fund at the end of the fiscal year. Sec. 303. The department may make available to interested entities customized listings of nonconfidential information in its possession. The department may establish and collect a reasonable charge to provide this service. The revenue from this service is 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 appropriated when received and must be used to offset expenses to provide the service. Any balance of this revenue collected and unexpended at the end of the fiscal year must lapse to the appropriate restricted fund. Sec. 304. The department must electronically transmit the annual report prepared under section 238 of the insurance code of 1956, 1956 PA 218, MCL 500.238, and section 2108 of the banking code of 1999, 1999 PA 276, MCL 487.12108, to the standard report recipients at the time of the publication of the report. Sec. 305. The department shall update examination manuals and letters of guidance to state-chartered financial institutions as necessary to reflect how the department will evaluate institutions that provide banking or other financial services to marihuana-related businesses or businesses that transport, test, grow, process, or sell marihuana, based on state statute and guidance. The department may also include guidance or information on how federal law and regulations may impact state-chartered institutions.
31+ 1 2 3 4 5 6 part 1 line-item appropriations Sec. 101. There is appropriated for the department of insurance and financial services for the fiscal year ending September 30, 2025, from the following funds: DEPARTMENT OF INSURANCE AND FINANCIAL SERVICES 1 2 3 4 5 6 7 8 9 10 11 12 13 14 GROSS APPROPRIATION $ 100 State general fund/general purpose $ 100 part 2 provisions concerning appropriations general sections Sec. 201. In accordance with section 30 of article IX of the state constitution of 1963, for the fiscal year ending September 30, 2025, total state spending under part 1 from state sources is $100.00 and state spending under part 1 from state sources to be paid to local units of government is $0.00. Sec. 202. The appropriations under this part and part 1 are subject to the management and budget act, 1984 PA 431, MCL 18.1101 to 18.1594.
1432
1533 1
1634
1735 2
1836
1937 3
2038
2139 4
2240
2341 5
2442
2543 6
2644
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28-
29-8
30-
31-9
32-
3345 part 1
3446
3547 line-item appropriations
3648
3749 Sec. 101. There is appropriated for the department of insurance and financial services for the fiscal year ending September 30, 2025, from the following funds:
3850
3951 DEPARTMENT OF INSURANCE AND FINANCIAL SERVICES
40-APPROPRIATION SUMMARY
41-Full-time equated unclassified positions 6.0
42-Full-time equated classified positions 395.5
4352
4453 DEPARTMENT OF INSURANCE AND FINANCIAL SERVICES
45-
46-
47-
48-
49-
50-
51-
52-APPROPRIATION SUMMARY
53-
54-
55-
56-
57-
58-
59-
60-Full-time equated unclassified positions
61-
62-6.0
63-
64-
65-
66-
67-
68-Full-time equated classified positions
69-
70-395.5
71-
72-
73-
74-
75-
76-1
77-
78-2
79-
80-3
81-
82-4
83-
84-5
85-
86-6
87-
88-7
89-
90-8
91-
92-9
93-
94-10
95-
96-11
97-
98-12
99-
100-13
101-
102-14
103-
104-15
105-
106-16
107-
108-17
109-
110-18
111-
112-19
113-
114-20
115-
116-21
117-
118-22
119-
120-23
121-
122-24
123-
124-25
125-
126-26
127-
128-27
129-
130-28
131-
132-GROSS APPROPRIATION $ 77,771,400
133-Interdepartmental grant revenues:
134-Total interdepartmental grants and intradepartmental transfers 753,500
135-ADJUSTED GROSS APPROPRIATION $ 77,017,900
136-Federal revenues:
137-Total federal revenues 700,000
138-Special revenue funds:
139-Total local revenues 0
140-Total private revenues 0
141-Total other state restricted revenues 76,317,900
142-State general fund/general purpose $ 0
143-Sec. 102. DEPARTMENTAL ADMINISTRATION AND SUPPORT
144-Full-time equated unclassified positions 6.0
145-Full-time equated classified positions 23.5
146-Unclassified salaries--FTEs 6.0 $ 955,500
147-Administrative hearings 173,700
148-Department services--FTEs 20.0 4,127,900
149-Executive director programs--FTEs 3.5 916,800
150-Property management 1,389,100
151-Worker's compensation 1,200
152-GROSS APPROPRIATION $ 7,564,200
153-Appropriated from:
154-Interdepartmental grant revenues:
155-IDG from MDLARA, debt management 72,100
156-Special revenue funds:
157-Bank fees 598,800
158-
159-GROSS APPROPRIATION
160-
161-
162-
163-$
164-
165-77,771,400
166-
167-Interdepartmental grant revenues:
168-
169-
170-
171-
172-
173-
174-
175-Total interdepartmental grants and intradepartmental transfers
176-
177-
178-
179-
180-
181-753,500
182-
183-ADJUSTED GROSS APPROPRIATION
184-
185-
186-
187-$
188-
189-77,017,900
190-
191-Federal revenues:
192-
193-
194-
195-
196-
197-
198-
199-Total federal revenues
200-
201-
202-
203-
204-
205-700,000
206-
207-Special revenue funds:
208-
209-
210-
211-
212-
213-
214-
215-Total local revenues
216-
217-
218-
219-
220-
221-0
222-
223-Total private revenues
224-
225-
226-
227-
228-
229-0
230-
231-Total other state restricted revenues
232-
233-
234-
235-
236-
237-76,317,900
238-
239-State general fund/general purpose
240-
241-
242-
243-$
244-
245-0
246-
247-Sec. 102. DEPARTMENTAL ADMINISTRATION AND SUPPORT
248-
249-
250-
251-
252-
253-
254-
255-Full-time equated unclassified positions
256-
257-6.0
258-
259-
260-
261-
262-
263-Full-time equated classified positions
264-
265-23.5
266-
267-
268-
269-
270-
271-Unclassified salaries--FTEs
272-
273-6.0
274-
275-$
276-
277-955,500
278-
279-Administrative hearings
280-
281-
282-
283-
284-
285-173,700
286-
287-Department services--FTEs
288-
289-20.0
290-
291-
292-
293-4,127,900
294-
295-Executive director programs--FTEs
296-
297-3.5
298-
299-
300-
301-916,800
302-
303-Property management
304-
305-
306-
307-
308-
309-1,389,100
310-
311-Worker's compensation
312-
313-
314-
315-
316-
317-1,200
318-
319-GROSS APPROPRIATION
320-
321-
322-
323-$
324-
325-7,564,200
326-
327-Appropriated from:
328-
329-
330-
331-
332-
333-
334-
335-Interdepartmental grant revenues:
336-
337-
338-
339-
340-
341-
342-
343-IDG from MDLARA, debt management
344-
345-
346-
347-
348-
349-72,100
350-
351-Special revenue funds:
352-
353-
354-
355-
356-
357-
358-
359-Bank fees
360-
361-
362-
363-
364-
365-598,800
366-
367-1
368-
369-2
370-
371-3
372-
373-4
374-
375-5
376-
377-6
378-
379-7
380-
381-8
382-
383-9
384-
385-10
386-
387-11
388-
389-12
390-
391-13
392-
393-14
394-
395-15
396-
397-16
398-
399-17
400-
401-18
402-
403-19
404-
405-20
406-
407-21
408-
409-22
410-
411-23
412-
413-24
414-
415-25
416-
417-26
418-
419-27
420-
421-28
422-
423-Captive insurance regulatory and supervision fund 57,000
424-Consumer finance fees 292,000
425-Credit union fees 985,000
426-Deferred presentment service transaction fees 265,200
427-Insurance bureau fund 2,409,700
428-Insurance continuing education fees 67,500
429-Insurance licensing and regulation fees 2,036,700
430-MBLSLA fund 778,900
431-Multiple employer welfare arrangement 1,300
432-State general fund/general purpose $ 0
433-Sec. 103. INSURANCE AND FINANCIAL SERVICES REGULATION
434-Full-time equated classified positions 372.0
435-Consumer services and protection--FTEs 102.0 $ 15,970,600
436-Financial institutions evaluation--FTEs 140.0 25,574,900
437-Insurance evaluation--FTEs 130.0 26,042,600
438-GROSS APPROPRIATION $ 67,588,100
439-Appropriated from:
440-Interdepartmental grant revenues:
441-IDG from MDLARA, debt management 656,200
442-Federal revenues:
443-Federal revenues 700,000
444-Special revenue funds:
445-Bank fees 6,913,100
446-Captive insurance regulatory and supervision fund 790,200
447-Consumer finance fees 2,857,800
448-
449-Captive insurance regulatory and supervision fund
450-
451-
452-
453-
454-
455-57,000
456-
457-Consumer finance fees
458-
459-
460-
461-
462-
463-292,000
464-
465-Credit union fees
466-
467-
468-
469-
470-
471-985,000
472-
473-Deferred presentment service transaction fees
474-
475-
476-
477-
478-
479-265,200
480-
481-Insurance bureau fund
482-
483-
484-
485-
486-
487-2,409,700
488-
489-Insurance continuing education fees
490-
491-
492-
493-
494-
495-67,500
496-
497-Insurance licensing and regulation fees
498-
499-
500-
501-
502-
503-2,036,700
504-
505-MBLSLA fund
506-
507-
508-
509-
510-
511-778,900
512-
513-Multiple employer welfare arrangement
514-
515-
516-
517-
518-
519-1,300
520-
521-State general fund/general purpose
522-
523-
524-
525-$
526-
527-0
528-
529-Sec. 103. INSURANCE AND FINANCIAL SERVICES REGULATION
530-
531-
532-
533-
534-
535-
536-
537-Full-time equated classified positions
538-
539-372.0
540-
541-
542-
543-
544-
545-Consumer services and protection--FTEs
546-
547-102.0
548-
549-$
550-
551-15,970,600
552-
553-Financial institutions evaluation--FTEs
554-
555-140.0
556-
557-
558-
559-25,574,900
560-
561-Insurance evaluation--FTEs
562-
563-130.0
564-
565-
566-
567-26,042,600
568-
569-GROSS APPROPRIATION
570-
571-
572-
573-$
574-
575-67,588,100
576-
577-Appropriated from:
578-
579-
580-
581-
582-
583-
584-
585-Interdepartmental grant revenues:
586-
587-
588-
589-
590-
591-
592-
593-IDG from MDLARA, debt management
594-
595-
596-
597-
598-
599-656,200
600-
601-Federal revenues:
602-
603-
604-
605-
606-
607-
608-
609-Federal revenues
610-
611-
612-
613-
614-
615-700,000
616-
617-Special revenue funds:
618-
619-
620-
621-
622-
623-
624-
625-Bank fees
626-
627-
628-
629-
630-
631-6,913,100
632-
633-Captive insurance regulatory and supervision fund
634-
635-
636-
637-
638-
639-790,200
640-
641-Consumer finance fees
642-
643-
644-
645-
646-
647-2,857,800
648-
649-1
650-
651-2
652-
653-3
654-
655-4
656-
657-5
658-
659-6
660-
661-7
662-
663-8
664-
665-9
666-
667-10
668-
669-11
670-
671-12
672-
673-13
674-
675-14
676-
677-15
678-
679-16
680-
681-17
682-
683-18
684-
685-19
686-
687-20
688-
689-21
690-
691-22
692-
693-23
694-
695-24
696-
697-25
698-
699-26
700-
701-27
702-
703-
704-
705-Credit union fees 8,798,400
706-Deferred presentment service transaction fees 2,371,100
707-Insurance bureau fund 24,955,100
708-Insurance continuing education fees 1,022,700
709-Insurance licensing and regulation fees 11,613,400
710-MBLSLA fund 6,821,000
711-Multiple employer welfare arrangement 89,100
712-State general fund/general purpose $ 0
713-Sec. 104. INFORMATION TECHNOLOGY
714-Information technology services and projects $ 2,369,100
715-GROSS APPROPRIATION $ 2,369,100
716-Appropriated from:
717-Interdepartmental grant revenues:
718-IDG from MDLARA, debt management 25,200
719-Special revenue funds:
720-Bank fees 147,300
721-Captive insurance regulatory and supervision fund 13,700
722-Consumer finance fees 73,300
723-Credit union fees 248,900
724-Deferred presentment service transaction fees 50,000
725-Insurance bureau fund 466,400
726-Insurance continuing education fees 9,000
727-Insurance licensing and regulation fees 1,143,400
728-MBLSLA fund 191,900
729-State general fund/general purpose $ 0
730-Sec. 105. ONE-TIME APPROPRIATIONS
731-
732-Credit union fees
733-
734-
735-
736-
737-
738-8,798,400
739-
740-Deferred presentment service transaction fees
741-
742-
743-
744-
745-
746-2,371,100
747-
748-Insurance bureau fund
749-
750-
751-
752-
753-
754-24,955,100
755-
756-Insurance continuing education fees
757-
758-
759-
760-
761-
762-1,022,700
763-
764-Insurance licensing and regulation fees
765-
766-
767-
768-
769-
770-11,613,400
771-
772-MBLSLA fund
773-
774-
775-
776-
777-
778-6,821,000
779-
780-Multiple employer welfare arrangement
781-
782-
783-
784-
785-
786-89,100
787-
788-State general fund/general purpose
789-
790-
791-
792-$
793-
794-0
795-
796-Sec. 104. INFORMATION TECHNOLOGY
797-
798-
799-
800-
801-
802-
803-
804-Information technology services and projects
805-
806-
807-
808-$
809-
810-2,369,100
811-
812-GROSS APPROPRIATION
813-
814-
815-
816-$
817-
818-2,369,100
819-
820-Appropriated from:
821-
822-
823-
824-
825-
826-
827-
828-Interdepartmental grant revenues:
829-
830-
831-
832-
833-
834-
835-
836-IDG from MDLARA, debt management
837-
838-
839-
840-
841-
842-25,200
843-
844-Special revenue funds:
845-
846-
847-
848-
849-
850-
851-
852-Bank fees
853-
854-
855-
856-
857-
858-147,300
859-
860-Captive insurance regulatory and supervision fund
861-
862-
863-
864-
865-
866-13,700
867-
868-Consumer finance fees
869-
870-
871-
872-
873-
874-73,300
875-
876-Credit union fees
877-
878-
879-
880-
881-
882-248,900
883-
884-Deferred presentment service transaction fees
885-
886-
887-
888-
889-
890-50,000
891-
892-Insurance bureau fund
893-
894-
895-
896-
897-
898-466,400
899-
900-Insurance continuing education fees
901-
902-
903-
904-
905-
906-9,000
907-
908-Insurance licensing and regulation fees
909-
910-
911-
912-
913-
914-1,143,400
915-
916-MBLSLA fund
917-
918-
919-
920-
921-
922-191,900
923-
924-State general fund/general purpose
925-
926-
927-
928-$
929-
930-0
931-
932-Sec. 105. ONE-TIME APPROPRIATIONS
93354
93455
93556
93657
93758
93859
93960
94061 1
94162
94263 2
94364
94465 3
94566
94667 4
94768
94869 5
94970
95071 6
95172
95273 7
95374
95475 8
95576
95677 9
95778
95879 10
95980
96081 11
96182
96283 12
96384
96485 13
96586
96687 14
96788
968-15
969-
970-16
971-
972-17
973-
974-18
975-
976-19
977-
978-20
979-
980-21
981-
982-22
983-
984-23
985-
986-24
987-
988-25
989-
990-26
991-
992-27
993-
994-28
995-
996-29
997-
998-Insurance complaints and health care appeals outreach campaign $ 250,000
999-GROSS APPROPRIATION $ 250,000
1000-Appropriated from:
1001-Special revenue funds:
1002-Insurance licensing and regulation fees 250,000
1003-State general fund/general purpose $ 0
1004-
1005-Insurance complaints and health care appeals outreach campaign
100689
100790
100891
1009-$
101092
1011-250,000
93+
94+
95+
96+
97+
98+
99+
100+
101+
102+
103+
104+
105+
106+
107+
108+
109+
110+
111+
112+
113+
114+
115+
116+
117+
118+
119+GROSS APPROPRIATION $ 100
120+State general fund/general purpose $ 100
1012121
1013122 GROSS APPROPRIATION
1014123
1015124
1016125
1017126 $
1018127
1019-250,000
1020-
1021-Appropriated from:
1022-
1023-
1024-
1025-
1026-
1027-
1028-
1029-Special revenue funds:
1030-
1031-
1032-
1033-
1034-
1035-
1036-
1037-Insurance licensing and regulation fees
1038-
1039-
1040-
1041-
1042-
1043-250,000
128+100
1044129
1045130 State general fund/general purpose
1046131
1047132
1048133
1049134 $
1050135
1051-0
136+100
1052137
1053138
1054139
1055140 part 2
1056141
1057142 provisions concerning appropriations
1058143
1059-for fiscal year 2024-2025
1060-
1061144 general sections
1062145
1063-Sec. 201. In accordance with section 30 of article IX of the state constitution of 1963, for the fiscal year ending September 30, 2025, total state spending under part 1 from state sources is $76,317,900.00 and state spending under part 1 from state sources to be paid to local units of government is $0.00.
146+Sec. 201. In accordance with section 30 of article IX of the state constitution of 1963, for the fiscal year ending September 30, 2025, total state spending under part 1 from state sources is $100.00 and state spending under part 1 from state sources to be paid to local units of government is $0.00.
1064147
1065148 Sec. 202. The appropriations under this part and part 1 are subject to the management and budget act, 1984 PA 431, MCL 18.1101 to 18.1594.
1066-
1067-Sec. 203. As used in this part and part 1:
1068-
1069-(a) "Department" means the department of insurance and financial services.
1070-
1071-(b) "Director" means the director of the department.
1072-
1073-(c) "FTE" means full-time equated.
1074-
1075-(d) "IDG" means interdepartmental grant.
1076-
1077-(e) "MDLARA" means the Michigan department of licensing and regulatory affairs.
1078-
1079-(f) "MBLSLA fund" means the restricted account established
1080-
1081-1
1082-
1083-2
1084-
1085-3
1086-
1087-4
1088-
1089-5
1090-
1091-6
1092-
1093-7
1094-
1095-8
1096-
1097-9
1098-
1099-10
1100-
1101-11
1102-
1103-12
1104-
1105-13
1106-
1107-14
1108-
1109-15
1110-
1111-16
1112-
1113-17
1114-
1115-18
1116-
1117-19
1118-
1119-20
1120-
1121-21
1122-
1123-22
1124-
1125-23
1126-
1127-24
1128-
1129-25
1130-
1131-26
1132-
1133-27
1134-
1135-28
1136-
1137-29
1138-
1139-under section 8 of the mortgage brokers, lenders, and servicers licensing act, 1987 PA 173, MCL 445.1658.
1140-
1141-(g) "Standard report recipients" means the senate and house appropriations subcommittees on the department budget, the senate and house fiscal agencies, the senate and house policy offices, and the state budget office.
1142-
1143-Sec. 204. The department shall use the internet to fulfill the reporting requirements of this part. This requirement includes transmitting reports to the standard report recipients and any other required recipients by email and posting the reports on an internet site.
1144-
1145-Sec. 205. To the extent permissible under section 261 of the management and budget act, 1984 PA 431, MCL 18.1261, all of the following apply to the expenditure of funds appropriated in part 1:
1146-
1147-(a) The funds must not be used for the purchase of foreign goods or services, or both, if competitively priced and of comparable quality American goods or services, or both, are available.
1148-
1149-(b) Preference must be given to goods or services, or both, manufactured or provided by Michigan businesses, if they are competitively priced and of comparable quality.
1150-
1151-(c) Preference must be given to goods or services, or both, that are manufactured or provided by Michigan businesses owned and operated by veterans, if they are competitively priced and of comparable quality.
1152-
1153-Sec. 206. The department shall not take disciplinary action against an employee of the department for communicating with a member of the legislature or legislative staff, unless the communication is prohibited by law and the department is exercising
1154-
1155-1
1156-
1157-2
1158-
1159-3
1160-
1161-4
1162-
1163-5
1164-
1165-6
1166-
1167-7
1168-
1169-8
1170-
1171-9
1172-
1173-10
1174-
1175-11
1176-
1177-12
1178-
1179-13
1180-
1181-14
1182-
1183-15
1184-
1185-16
1186-
1187-17
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1189-18
1190-
1191-19
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1193-20
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1195-21
1196-
1197-22
1198-
1199-23
1200-
1201-24
1202-
1203-25
1204-
1205-26
1206-
1207-27
1208-
1209-28
1210-
1211-29
1212-
1213-its authority as provided by law.
1214-
1215-Sec. 207. Consistent with section 217 of the management and budget act, 1984 PA 431, MCL 18.1217, the department shall prepare a report on out‐of‐state travel expenses not later than January 1. The report must list all travel outside this state by classified and unclassified employees in the previous fiscal year that was funded in whole or in part with funds appropriated in the department's budget. The department shall submit the report to the standard report recipients and to the senate and house appropriations committees. The report must include all of the following information:
1216-
1217-(a) The dates of each travel occurrence.
1218-
1219-(b) The total transportation and related expenses of each travel occurrence and the proportions funded with state general fund/general purpose revenues, state restricted revenues, federal revenues, and other revenues.
1220-
1221-Sec. 208. The department shall not use funds appropriated in part 1 to hire a person to provide legal services that are the responsibility of the attorney general. This section does not apply to legal services for bonding activities or to outside legal services that the attorney general authorizes.
1222-
1223-Sec. 209. Not later than December 15, the state budget office shall prepare and submit a report that provides estimates of the total general fund/general purpose appropriation lapses at the close of the previous fiscal year. The report must summarize the projected year-end general fund/general purpose appropriation lapses by major departmental program or program areas. The state budget office shall submit the report to the standard report recipients and to the chairpersons of the senate and house
1224-
1225-1
1226-
1227-2
1228-
1229-3
1230-
1231-4
1232-
1233-5
1234-
1235-6
1236-
1237-7
1238-
1239-8
1240-
1241-9
1242-
1243-10
1244-
1245-11
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1247-12
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1249-13
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1251-14
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1253-15
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1255-16
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1257-17
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1259-18
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1261-19
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1263-20
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1265-21
1266-
1267-22
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1269-23
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1271-24
1272-
1273-25
1274-
1275-26
1276-
1277-27
1278-
1279-28
1280-
1281-29
1282-
1283-appropriations committees.
1284-
1285-Sec. 210. (1) In addition to the funds appropriated in part 1, there is appropriated an amount not to exceed $200,000.00 for federal contingency authorization. Amounts appropriated under this subsection are not available for expenditure until they have been transferred to another line item in part 1 under section 393(2) of the management and budget act, 1984 PA 431, MCL 18.1393.
1286-
1287-(2) In addition to the funds appropriated in part 1, there is appropriated an amount not to exceed $1,000,000.00 for state restricted contingency authorization. Amounts appropriated under this subsection are not available for expenditure until they have been transferred to another line item in part 1 under section 393(2) of the management and budget act, 1984 PA 431, MCL 18.1393.
1288-
1289-Sec. 211. The department shall cooperate with the department of technology, management, and budget to maintain a searchable website accessible by the public at no cost that includes, but is not limited to, all of the following for the department:
1290-
1291-(a) Fiscal-year-to-date expenditures by category.
1292-
1293-(b) Fiscal-year-to-date expenditures by appropriation unit.
1294-
1295-(c) Fiscal-year-to-date payments to a selected vendor, including the vendor name, payment date, payment amount, and payment description.
1296-
1297-(d) The number of active department employees by job classification.
1298-
1299-(e) Job specifications and wage rates.
1300-
1301-Sec. 212. Not later than 14 days after the release of the executive budget recommendation, the department shall cooperate with the state budget office to provide an annual report on estimated state restricted fund balances, state restricted fund
1302-
1303-1
1304-
1305-2
1306-
1307-3
1308-
1309-4
1310-
1311-5
1312-
1313-6
1314-
1315-7
1316-
1317-8
1318-
1319-9
1320-
1321-10
1322-
1323-11
1324-
1325-12
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1327-13
1328-
1329-14
1330-
1331-15
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1333-16
1334-
1335-17
1336-
1337-18
1338-
1339-19
1340-
1341-20
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1343-21
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1345-22
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1347-23
1348-
1349-24
1350-
1351-25
1352-
1353-26
1354-
1355-27
1356-
1357-28
1358-
1359-29
1360-
1361-projected revenues, and state restricted fund expenditures for the previous 2 fiscal years. The report must be submitted to the standard report recipients and to the chairpersons of the senate and house appropriations committees.
1362-
1363-Sec. 213. (1) Funds appropriated in part 1 must not be used to restrict or impede a marginalized community's access to government resources, programs, or facilities.
1364-
1365-(2) From the funds appropriated in part 1, local governments shall report any action or policy that attempts to restrict or interfere with the duties of a local health officer.
1366-
1367-Sec. 214. To the extent permissible under the management and budget act, 1984 PA 431, MCL 18.1101 to 18.1594, the director shall take all reasonable steps to ensure that geographically disadvantaged business enterprises compete for and perform contracts to provide services or supplies, or both. The director shall strongly encourage firms with which the department contracts to subcontract with certified geographically disadvantaged business enterprises for services, supplies, or both. As used in this section, "geographically disadvantaged business enterprises" means that term as defined in Executive Directive No. 2019-8.
1368-
1369-Sec. 215. On a quarterly basis, the department shall report on the number of full-time equated positions in pay status by civil service classification, including a comparison by line item of the number of full-time equated positions authorized from funds appropriated in part 1 to the actual number of full-time equated positions employed by the department at the end of the reporting period. The report must be submitted to the standard report recipients and to the senate and house appropriations committees.
1370-
1371-Sec. 216. It is the intent of the legislature that the
1372-
1373-1
1374-
1375-2
1376-
1377-3
1378-
1379-4
1380-
1381-5
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1383-6
1384-
1385-7
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1387-8
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1389-9
1390-
1391-10
1392-
1393-11
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1395-12
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1397-13
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1399-14
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1401-15
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1403-16
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1405-17
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1415-22
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1421-25
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1423-26
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1425-27
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1427-28
1428-
1429-29
1430-
1431-department maximize the efficiency of the state workforce and, if possible, prioritize in-person work and post its in-person, remote, or hybrid work policy on its website.
1432-
1433-Sec. 217. The department shall receive and retain copies of all reports funded from appropriations in part 1. The department shall follow federal and state guidelines for short-term and long-term retention of records. The department may electronically retain copies of reports unless otherwise required by federal or state guidelines.
1434-
1435-Sec. 218. Not later than April 1, the department shall report on each specific policy change made to implement a public act affecting the department that took effect during the previous calendar year. The department shall submit the report to the standard report recipients, to the senate and house appropriations committees, and to the joint committee on administrative rules.
1436-
1437-Sec. 219. To the extent possible, the department shall not expend appropriations under part 1 until all existing authorized work project funds available for the same purposes are exhausted.
1438-
1439-Sec. 220. Unless prohibited by law, the department may accept credit card or other electronic means of payment for licenses, fees, or permits.
1440-
1441-Sec. 221. Not later than September 30, the department shall submit a report to the standard report recipients detailing any expenditure of funds for a television or radio production that was made to a third-party vendor in the fiscal year ending September 30, 2025. The report must include all of the following information for each expenditure:
1442-
1443-(a) The total amount of the expenditure.
1444-
1445-(b) The fund source for the expenditure.
1446-
1447-1
1448-
1449-2
1450-
1451-3
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1489-22
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1493-24
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1495-25
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1499-27
1500-
1501-28
1502-
1503-29
1504-
1505-(c) The name of any vendor that created the production and the amount paid to each vendor.
1506-
1507-(d) The purpose of the production.
1508-
1509-Sec. 222. From the funds appropriated in part 1 from the insurance bureau fund, funds may be expended to support legislative participation in insurance activities coordinated by insurance and legislative associations, in accordance with section 225 of the insurance code of 1956, 1956 PA 218, MCL 500.225.
1510-
1511-
1512-
1513-INSURANCE AND FINANCIAL SERVICES REGULATION
1514-
1515-Sec. 301. The department shall electronically transmit the annual health insurance rate change report prepared pursuant to 45 CFR 154.301(b), to the standard report recipients at the time the report is published.
1516-
1517-Sec. 302. In addition to the funds appropriated in part 1, the funds collected by the department in connection with a conservatorship under section 32 of the mortgage brokers, lenders, and servicers licensing act, 1987 PA 173, MCL 445.1682, and funds collected by the department from corporations being liquidated under the insurance code of 1956, 1956 PA 218, MCL 500.100 to 500.8302, must be appropriated for all expenses necessary to provide for the required services. Funds are available for expenditure when they are received by the department of treasury and must not lapse to the general fund at the end of the fiscal year.
1518-
1519-Sec. 303. The department may make available to interested entities customized listings of nonconfidential information in its possession. The department may establish and collect a reasonable charge to provide this service. The revenue from this service is
1520-
1521-1
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1551-16
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1554-
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1556-
1557-appropriated when received and must be used to offset expenses to provide the service. Any balance of this revenue collected and unexpended at the end of the fiscal year must lapse to the appropriate restricted fund.
1558-
1559-Sec. 304. The department must electronically transmit the annual report prepared under section 238 of the insurance code of 1956, 1956 PA 218, MCL 500.238, and section 2108 of the banking code of 1999, 1999 PA 276, MCL 487.12108, to the standard report recipients at the time of the publication of the report.
1560-
1561-Sec. 305. The department shall update examination manuals and letters of guidance to state-chartered financial institutions as necessary to reflect how the department will evaluate institutions that provide banking or other financial services to marihuana-related businesses or businesses that transport, test, grow, process, or sell marihuana, based on state statute and guidance. The department may also include guidance or information on how federal law and regulations may impact state-chartered institutions.