HCSHB2168--DELIVERYOFINSURANCEDOCUMENTS
SPONSOR: Porter
COMMITTEEACTION:Voted"DoPasswithHCS"bytheStanding
CommitteeonInsurancebyavoteof12to0.
ThefollowingisasummaryoftheHouseCommitteeSubstituteforHB
2168.
Inthisbill,ifapolicyofinsuranceispurchasedthroughthe
Internet,amobileapplication,acomputer,amobiledevice,a
tablet,oranyotherelectronicdeviceorplatformorifapolicy
ofinsuranceisinitiallydeliveredbyelectronicmeans,aparty
shallbeconsideredtohaveaffirmativelyconsentedtohaveall
futurenoticesanddocumentsrelatedtothepolicyorclaimsof
suchpolicydeliveredbyelectronicmeans.However,thepolicy
holdercanlaterwithdrawhisorherconsenttohavedocuments
deliveredelectronically.
Thefollowingisasummaryofthepublictestimonyfromthe
committeehearing. Thetestimonywasbasedontheintroduced
versionofthebill.
PROPONENTS: Thismakesiteasierforinsuranceagentstodo
businessonlineandpaperless. Ifsomeoneisusingthetechnology
tosignupforthepolicy,heorshemostlikelypreferselectronic
documents. Ifsomeonedoeswantpaperdocuments,heorshecanopt
outofreceivingthemelectronically.
TestifyingforthebillwereRepresentative Porter;Missouri
InsuranceCoalition;StateFarmInsurance;Assurant;BlueCross
BlueShieldofKansasCity;andMissouriAssociationofInsurance
Agents(MAIA).
TestifyingagainstthebillwasArnieC.Dienoff
Writtentestimonyhasbeensubmittedforthisbill.Thefull
writtentestimonycanbefoundunderTestimonyonthebillpageon
theHousewebsite.