Ambulance services; provide for payment for treatment in place and provide for minimum reimbursement rate in health insurance policies.
Impact
The bill establishes a mandatory reimbursement framework for ambulance services. Under the new law, the reimbursement rates for out-of-network ambulance service providers will be at least 325% of Medicare's reimbursement for similar services, or the billed charges, establishing clearer expectations for both providers and insurers. The legislation aims to enhance access to emergency medical services while optimizing the costs associated with ambulance transport. The emphasis on alternative destinations reflects a broader trend to utilize lower-acuity facilities for non-critical care, which could alleviate pressure on hospitals.
Summary
House Bill 1489, referred to as the 'Mississippi Triage, Treat and Transport to Alternative Destination Act,' mandates that health benefit plans provide coverage for ambulance services that treat or assess an enrollee on-site, or triage and transport them to an alternative medical facility. This alternative destination includes a range of lower-acuity facilities such as urgent care centers and federally qualified health centers. The law will take effect for all contracts entered into or renewed on or after July 1, 2024.
Sentiment
The general sentiment around HB 1489 appears supportive, particularly among stakeholders in healthcare and insurance sectors who recognize the potential for improved access to emergency medical care. Yet, concerns have been raised regarding the implications for local regulations and the adequacy of coverage for non-transport services. Stakeholders emphasize the importance of appropriate compensation for service providers to ensure continued availability of ambulance services in diverse communities.
Contention
Notable points of contention involve the potential impact on existing health benefit plans and their ability to manage costs. Critics of the bill have expressed concerns regarding the sustainability of reimbursement rates for ambulance providers, especially in rural areas where service availability may already be strained. Additionally, the requirement for insurance coverage of services provided without transport could lead to increased claims and higher overall costs for health plans, raising fears about premium increases for enrollees.