New York Senate Bill S02248 Latest Draft

   
  STATE OF NEW YORK ________________________________________________________________________ 2248 2025-2026 Regular Sessions  IN SENATE January 16, 2025 ___________ Introduced by Sens. COMRIE, PARKER -- read twice and ordered printed, and when printed to be committed to the Committee on Consumer Protection AN ACT to amend the general business law, in relation to requiring consumer reporting agencies to contact consumers when requests are made for their consumer reports The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Section 380-d of the general business law is amended by 2 adding a new subdivision (a-1) to read as follows: 3 (a-1) Every consumer reporting agency shall, upon the occurrence of a 4 consumer report requested on any consumer, notify such consumer of the 5 request by mail or electronic mail to the extent practicable. Once 6 notified, the consumer may contact the consumer reporting agency who 7 shall provide, upon the request of such consumer, the name of the person 8 or entity that requested the report, the nature of the request, the date 9 of the request, and the amount of any potential loan relating to such 10 request, to the greatest extent practicable. Such consumer shall provide 11 the consumer reporting agency sufficient proof of identification pursu- 12 ant to subdivision (t) of section three hundred eighty-a of this article 13 before the consumer may receive any information in accordance with this 14 subdivision. 15 § 2. This act shall take effect on the ninetieth day after it shall 16 have become a law. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD04954-01-5