New York 2025-2026 Regular Session

New York Senate Bill S08157

Introduced
5/15/25  

Caption

Enacts the "NYS health care tax reform act"; establishes a public goods surcharge on insurance corporations; establishes a public goods surcharge on business corporations; establishes a public goods surcharge on pass-through entities; relates to filing fee surcharges; relates to revenues to be included in the health care reform act resources fund.

Impact

Should the bill be enacted, its implications would be significant for state tax law, particularly concerning how health care and insurance corporations are taxed. By levying a public goods surcharge—of 10.2% unless a corporation provides qualifying health benefits to employees—the measure aims to draw in substantial revenue that is critical for funding essential public goods. The legislation specifically targets these corporate entities while aiming to offset the financial burden on smaller employers, those with fewer than fifty employees, who would be exempt from the surcharge, thus reducing disparities among businesses in their contribution to public health funding.

Summary

Senate Bill S08157, known as the 'NYS Health Care Tax Reform Act', aims to overhaul the existing taxation framework surrounding health care and insurance corporations in New York State. The bill proposes the introduction of a series of surcharges on insurance and business corporations as well as filing fee surcharges. The primary objective of this legislation is to maintain adequate funding for public goods while reevaluating the regressive nature of current health care taxes that are perceived to disproportionately burden those who provide employee health benefits.

Contention

There are notable points of contention surrounding this bill, primarily relating to tax equity and the impact on health insurance affordability. Critics argue that the existing taxes levied under the Health Care Reform Act (HCRA) are regressive, burdening employees and employers who comply with health benefits regulations while exempting those who do not provide such benefits. The discussion highlights concerns that the new surcharges may inadvertently push insurance costs higher, creating additional barriers to affordable health care access and potentially harming employees in the long term.

Companion Bills

NY A08642

Same As Enacts the "NYS health care tax reform act"; establishes a public goods surcharge on insurance corporations; establishes a public goods surcharge on business corporations; establishes a public goods surcharge on pass-through entities; relates to filing fee surcharges; relates to revenues to be included in the health care reform act resources fund.

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