SB554 HFLR Page 1 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 HOUSE OF REPRESENTATIVES - FLOOR VERSION STATE OF OKLAHOMA 2nd Session of the 58th Legislature (2022) COMMITTEE SUBSTITUTE FOR ENGROSSED SENATE BILL NO. 554 By: Newhouse of the Senate and Kannady of the House COMMITTEE SUBSTITUTE An Act relating to liens for service on personal property; amending 42 O.S. 2021, Section 91A, which relates to procedures for lien on certain personal property; increasing allowable fee for processing of certain notice; updating statutory language; and providing an effective date. BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA: SECTION 1. AMENDATORY 42 O.S. 2021, Section 91A, is amended to read as follows: Section 91A. A. 1. a. This section applies to all types of personal property other than: (1) farm equipment as defined in Section 91.2 of this title, and SB554 HFLR Page 2 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 (2) "Section 91 Personal Property " as defined in Section 91 of this title. b. This section applies to any vehicle, all -terrain vehicle, utility vehicle, manufactured home, motorcycle, boat, outboard motor, or trailer that is excluded from covera ge under subsection A of Section 91 of this title because the personal p roperty: (1) does not have a certificate of title, (2) has a certificate of title but does not have an active lien recorded on the certif icate of title, (3) has a certificate of titl e that is not issued by the Oklahoma Tax Commission or by a federally recognized Indian tribe in the S tate of Oklahoma, or (4) is otherwise excluded by subparagraph b of paragraph 1 of subsection A of Section 91 of this title or subsection D of Section 91 of this title. c. If personal property has a certificate of title, or would be required to have a cert ificate of title under Oklahoma law, and is apparently covered both by this section and by Sections 191 throu gh 200 of this title, the procedures set out in this section shall apply instead of Sections 191 through 200 of this ti tle. If SB554 HFLR Page 3 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 personal property without a certificate of title and not required to be titled under Oklahoma law is covered both by this sectio n and Sections 191 through 200 of this title, the procedures set out in Sections 191 through 200 of this title shall ap ply instead of this section. 2. a. Any person who, while lawfully in p ossession of an article of personal property to which this section applies, renders any service to the owner the reof by furnishing storage, rental space, material, labor or skill for the protection, improvement, sa fekeeping, towing, right to occupy space, storage or carriage thereof, has a special lien thereon, dependent on possession, for the compensation, if any, which is due to such person from the owner for such service. Charges owed under a contract primarily for the purpose of storage or rental of sp ace shall be accrued only at the regular periodic rate for storage or rental as provided in the contract, adjust ed for partial periods of storage or rental. b. Except for Class AA licens ed wrecker towing charges, the special lien shall be subordinate to an y perfected security interest unless the claimant complies with the requirements of this section. Failure to co mply SB554 HFLR Page 4 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 with any requirements of this section shall result in denial of any title application and cause t he special lien to be subordinate to any p erfected lien. Upon such denial, the applicant shall be entitled t o one resubmission of the title application w ithin thirty (30) business days of receipt of the denial, and proceed to comply with the requirements of this section. "Failure to comply" includes, but is not limited to: (1) failure to timely provide addition al documentation supporting or verifying any entry on submitted forms as requested by the Tax Commission, (2) failure to provide the documentation supporting lawful possession as outlined i n paragraph 3 of subsection H of this section, (3) claimant being other than the individual who provided the service giving rise to the special lien, as in subparagraph a of this paragra ph, (4) claimant not being i n possession of the vehicle, or (5) notification and proceedings not accomplished in accordance with subparag raph c of this paragraph, and paragraph 3 of this subsection. SB554 HFLR Page 5 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 c. Any person claiming a lien under this section shall request, within five (5) busin ess days of performing any service or work on the property, the Tax Commission or other appropriate license a gency to furnish the name and address of the current owner of and any lienholder upon the property. The Motor Vehicle Division of the Tax Commissi on or appropriate license agency shall res pond in person or by mail to the lien claimant within ten (10) busi ness days of the receipt of the request for i nformation. The Tax Commission shall render assistance to ascertain ownership, if needed. The lien c laimant shall send, within seven (7) busin ess days of receipt of the requested information from the Oklahoma Tax Commission or other license agency, a not ice of the location of the property by certified mail with return receipt requested, postage prepaid, to the owner and any lienholder of the veh icle at the addresses furnished. The lien claimant may charge Twenty Dollars ($20.00) not more than Fifty Dolla rs ($50.00) for processing plus the cost of postage if the notic e is timely sent pursuant to the requirements of this subparagraph in addition to fees regulated by the Oklahoma Corporation Commission for license d wreckers. If the lien SB554 HFLR Page 6 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 claimant is unable to meet the time requirements due to a lack of or an altered vehi cle identification number on the property, the lien claimant shall proceed diligently to obtain the proper vehicle identification number and shall meet the time requirements on the notice once the vehicle identification number is known. If the lien claima nt is required to send addit ional notices because of change of ownership or lienholder after it has timely complied with the requirements of this s ubparagraph, the lien claimant shall remain in compliance if such additional notices are sent within the requ ired time periods from the date of discovery of the new owners or lienholders. The notice shall be in writing and shall contain, but not be limite d to, the following: (1) a statement that the notice is a Notice of Possessory Lien, (2) the complete legal n ame, physical and mailing address, and telephone number of the claiman t, (3) the complete legal name, physical and mailing address of the person wh o requested that the claimant render service to the owner by furnishing material, labor or skill, storage , or rental space, or the date t he property was SB554 HFLR Page 7 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 abandoned if the claimant did not render any other service, (4) a description of the article of persona l property, and the complete physical and mailing address of the location of the article of personal property, (5) the nature of the work , labor or service performed, material fur nished, or the storage or rental arrangement, and the date thereof, and written proof of authority to perform the work, labor or service provided that, in the case of a law enforcement directed tow, the logbook ent ry prescribed in OAC 595:25 -5-5 or the tow ticket as defined by the Corporation Commission shall serve as written proof of authority, (6) the signature of the claimant which shall be notarized and, if applicable, the signature o f the claimant’s attorney. If the claimant is a business, the name of the contact person representing the business shall be shown. In place of an original signature and notary seal, a digital or electronic signature or seal shall be accepted, and SB554 HFLR Page 8 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 (7) an itemized statement describin g the date or dates the labor or services were performed and material furnished and the charges claimed for each item, the totals of which shall equal the total compensation claimed. The lien claimant shall not be required to se nd the notice required in th is subparagraph if the property is released to an interested party before the notice is mailed and no additional charge s or fees continue to accrue. If a law enforcement agency has the property towed to a law enforcement facili ty, the person claiming a li en under this section shall not be required to send notice until the property is released by law enforcement to the cla imant or the date which claimant starts charging storage, whichever is earlier. A lien claimant shall have a n extension of ten (10) business days to send the notice required in this subparagraph if a state of emergency has been declared in the county in w hich the property is located. d. Subparagraphs b and c of this paragraph shall not apply to salvage pools as defined in Section 591.2 of Title 47 of the Oklahoma Statutes. SB554 HFLR Page 9 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 3. The lien may be foreclosed by a sale of such personal property upon the notice a nd in the manner following: The notice shall be in writing and shall contain, but not be limited to: a. the names of the owner and any o ther known party or parties who may claim any interest in the property, b. a description of the property to be sold, in cluding a visual inspection or a photograph if the property is a motor vehicle, and the physical location of the property, c. the nature of the work, labor or service performed, material furnished, or the storage or rental arrangement, and the date thereof , and written proof of authority to perform the work, labor or service provided. In the case of a law enforc ement directed tow, the logbook entry prescribed in OAC 595:25 -5-5 or the tow ticket as defined by the Corporation Commission, shall serve as writt en proof of authority, d. the time and place of sale, e. the name, telephone number, physical address and mailing address of the claimant , and agent or attorney, if any, foreclosi ng such lien. If the claimant is a business, then the name of the contact person representing the business must be shown. In place of an original signature and notary seal, a SB554 HFLR Page 10 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 digital or electronic signature or se al shall be accepted, and f. itemized charges which shall equal the total compensation claimed. 4. a. Such Notice of Sale shall be posted in two public places in the county where the property is to be sold at least ten (10) days before the time therein specified for such sale, and a copy of the no tice shall be mailed to the owner and any other party claiming any interest i n the property, if known, at their last-known post office address, by certified mail, return receipt requeste d, at least ten (10) days before the time therein specified for such s ale. If the item of personal property is a manufactured home, notice shall also be sent by certified mail to the county treasurer and to the county assessor of the county where the manu factured home is located. b. In the case of any item of personal prope rty without a certificate of title and not required to be titled under Oklahoma law, a party who claims any interest in the property shall include all owners of the property; any secured party who has an active fin ancing statement on file with the county c lerk of Oklahoma County listing one or more owners of the property by SB554 HFLR Page 11 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 legal name as debtors and indicating a collateral description that would include the property; and any other person having any interest in the p ersonal property, of whom the claimant has actual notice. c. In the case of personal property subject to this section for which a certificate of title has been issued by any jurisdiction, a party who claims any interest in the property shall include all ow ners of the article of personal property a s indicated by the certificate of title; lien debtors, if any, other than the owners; any lienholder whose lien is noted on the face of the certificate of title; and any other person having any interest in the arti cle of personal property, of whom the clai mant has actual notice. d. When the jurisdiction of titling for a vehicle, al l- terrain vehicle, motorcycle, boat, outboard motor, or trailer that is five (5) model years old or newer, or a manufactured home that is fifteen (15) model years old or newer, cannot be determined by ordinary means, the claimant, the agent of the claimant , or the attorney of the claimant, shall request, in writing, that the Oklahoma Tax Commission Motor Vehicle Division ascertain the juris diction where the vehicle or manufactured home is titled. The Oklahoma Tax SB554 HFLR Page 12 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 Commission Motor Vehicle Division shall, wi thin fourteen (14) days from the date the request is received, provide information as to the jurisdiction where the personal property is titled. If the Oklahoma Tax Commission Mo tor Vehicle Division is unable to provide the information, it shall provide notice that the record is not available. e. When personal property is of a type that Oklahoma law requires to be titled, the owner of reco rd of that property is unknown, and the ju risdiction of titling and owner of record cannot be determined by ordinary means and also, if applicable, cannot be determined in accordance with the preceding subparagraph, then the special lien may be foreclosed by publication of a legal notice in a lega l newspaper in the county where the personal property is located, as defined in Section 106 of Title 25 of the Oklahoma Statutes. Such notice shall include the description of the property by year, make, vehicle id entification number if available from the property, the name of the individual who may be contacted for information, an d the telephone number of that person or the address where the vehicle is located. The legal notice shall be published once per week for three (3) consecutive SB554 HFLR Page 13 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 weeks. As soon as circumstances exist as described in the first sentence of this subparagraph, the first date of publication may occur even if the special lien has not accrued for over thirty (30) days. The first date available for public sale of the vehicle is the day following publication of the final notice, but no fewer than thirty (30) days af ter the lien has accrued. When the owner of record is unknown, the Notice of Sale nevertheless must be compl eted and mailed to any known interested party by certified mail. For purposes of this paragraph, interested parties shall include all persons desc ribed in subparagraph b or subparagraph c of this paragraph, whichever is applicable, with the exception of a ny owner who is unknown. Ex cept in circumstances described in paragra ph 7 of this subsection that provide for a shorter time period, the Notice of Sale shall be posted in two public places in the county where the property is to be sold at least ten (10) days before the time therein specified for such sale, and the Notice of Sale shall not be mailed until at least thirty (30) days after the lien has accrued. 5. The lienor or any other person may in good faith become a purchaser of the property sold. SB554 HFLR Page 14 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 6. Proceedings for foreclosure un der this act shall not be commenced until thirty (30) days after the lien has accrued, except as provided elsewhere in Oklahoma law. 7. Notwithstanding any other provision of law, proceedings for foreclosures for the storage of junk vehicles towed and sto red pursuant to Section 955 of Title 47 of the Oklahoma Statutes by Class AA wreckers listed with the Motor Vehicle Div ision of the Department of Public Safety, may be commenced five (5) days after the lien has accrued. For pur poses of this paragraph, "junk vehicles" means any vehicle that is mor e than ten (10) years old if the cost of a comparable vehicle would be less t han Three Hundred Dollars ($300.00) as quoted in the latest edition of the National Automobile Dealers Associ ation Official Used Car Guid e or latest monthly edition of any other n ationally recognized published guidebook, adjusting to the condition of the v ehicle. B. 1. a. Any person who is induced by means of a check or other form of written order for immediate p ayment of money to deliver up possession of an article of personal property on which the person has a special lien created by subsection A of this section, which check or other written order is dishonored, or is not paid when presented, shall have a lien f or the amount thereof upon the personal property. SB554 HFLR Page 15 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 b. The person claiming such lien shall, within thirty (30) days from the date of dishonor of the check or other written order for payment of money, file in the office of the county clerk of the county in wh ich the property is situated a sworn statement that: (1) the check or other written order for immediate payment of money, copy thereof being attach ed, was received for labor, material or supplies for producing or repairing an article of personal property, or for other specific proper ty-related services covered by this sectio n, (2) the check or other written order was not paid, and (3) the uttering of the check or other written order constituted the means for inducing the person, one possessed of a special l ien created by subsection A of this section upon the described article of personal property, to deliver up the article of personal property. 2. a. Any person who renders service to the owner of an article of personal property by furnishing storage, rental space, material, labor , or skill for the protection, improvement, safe keeping, towing, right to occupy space, storage, or carriage thereof shall ha ve SB554 HFLR Page 16 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 a special lien on such property pursuant to this section if such property is removed from the person ’s possession, without such person ’s written consent or without payment for such service. b. The person claiming such lien shall, within five (5) days of such nonauthorized removal, file in the office of the county clerk of the county in which the property is located, a sworn statement inc luding: (1) that services were rendered on or in relation to the article of personal property by the person claiming such lien, (2) that the property was in the possession of the person claiming the lien but such property was removed without his or her wri tten consent, (3) an identifying descripti on of the article of personal property on or in relation to which the service was rendered, and (4) that the debt for the services rendered on or in relation to the article of personal p roperty was not paid. Provided, if the unpaid total amount of the debt for services rendered on or in relation to the article of personal property is unknown, an approximated amount of the debt due and owing shall be included in the sworn SB554 HFLR Page 17 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 statement but such approximated debt may be amended within thirty (30) days of such fi ling to reflect the actual amount of the debt due and owing. 3. The enforcement of the lien shall be within sixty (60) days after filing the lien in the manner provided by law for enfor cing the lien of a security agreement and provided that the lien shall not affect the rights of innocent, intervening purchasers without notice. C. If the person who renders service to the owner of an article of personal property to which this section app lies relinquishes or loses possession of the article due to circumstan ces described in subparagraph a of paragraph 1 or subparagraph a of paragraph 2 of subsection B of this section, the person claiming the lien shall be entitled to possession of the artic le until the amount due is p aid, unless the article is possessed by a person who became a bona fide purchaser. Entitlement to possession shall be in accordance with the following: 1. The claimant may take possession of an article pursuant to this subsection only if the person oblig ated under the contract for services has signed an acknowledgment of receipt of a notice that the article may be subjec t to repossession. The notice and acknowledgment pursuant to this subsection shall be: SB554 HFLR Page 18 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 a. in writing and separate from the written contr act for services, or b. printed on the written contract for services, credit agreement or other document which displays the notice in bold-faced, capitalized and underlined type, or is separated from surrounding written material so as to be conspicuous with a separate signature line; 2. The claimant may require the person obligated under the contract for services to pay t he costs of repossession as a condition for reclaiming the article only to the extent of the reasonable fair market value of the services required to take possession of the articl e; 3. The claimant shall not transfer to a third party or to a person who performs repossession services, a check, money order, or credit card transaction that is received as payment fo r services with respect to an article and that is returned to the clai mant because of insufficient funds or no funds, because the person writing the check, issuing the money order, or credit cardholder has no account or because the check, money order, or c redit card account has been closed. A person violating this paragraph shall be guilty of a misdemeanor; and 4. An article that is repossessed pur suant to this subsection shall be promptly delivered to the location where the services were performed. The article shall remain at the services location at all SB554 HFLR Page 19 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 times until the article is lawfully returned to the record owner or a lienholder or is dispose d of pursuant to this section. D. 1. This section applies if a vehicle, all-terrain vehicle, manufactured home, motorcycle, boat, outbo ard motor, or trailer has a certificate of title issued by the Tax Commission or by a federally recognized Indian tribe in Oklahoma, but there is no active lien recorded on the certificate of title. 2. This section applies if a vehicle, all-terrain vehicle, utility vehicle, motorcycle, boat, outb oard motor or trailer has a certificate of title issued by the Tax Commission or by a federally recognized Indian tribe in Oklahoma, and there is an active lien recorded on the certifica te of title, but the lien is over fifteen (15) years old. 3. This section applies if personal property to which Section 91 of this title otherwise would apply has been registered by the Tax Commission or by a federally recognized Indian tribe in the State of Oklahoma, and there is a lien of record but no certificate of title has been issued. 4. This section applies if personal property to which Sec tion 91 of this title otherwise would apply has not been registered by either the Tax Commission or a federal ly recognized Indian tribe i n the State of Oklahoma, and no certificat e of title has been issued, but there is a lien of record. SB554 HFLR Page 20 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 5. This section applies to personal property that otherwise would be covered by Section 91 of this title, except that the services were rendered or the pr operty was abandoned prior to November 1, 2005. 6. This section applies to a vehicle, all-terrain vehicle, utility vehicle, manufactured home, motorcycle, boat, outboard motor, or trailer for which ownership cannot be determine d by ordinary means or by th e Oklahoma Tax Commission Motor Vehicle Division, as provided in subparagraphs d and e of paragraph 4 of subsection A of this section, as applicable. 7. This section applies to items of personal property that are not required by Oklahoma law to be titled, and that do not have a certificate of title. 8. This section applies to salvage pools as defined in Section 591.2 of Title 47 of the Oklahoma Statutes. 9. This section applies to class AA licensed wrecker services taking possession of a vehicle pursuant to an agreement with, or at the direction of, or dispatched by a state or local law enforcement or government agency, or pursuant to the abandoned vehicle removal provisions of Section 954A of Title 47 of the Oklahoma Statutes with respect to all types of personal property, regardless of whether that personal property has a certificate of title. 10. For a vehicle abandon ed at a salvage pool, if the cost of repairing the vehicle for safe operation on the highway does not SB554 HFLR Page 21 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 exceed sixty percent (60%) of the f air market value of the vehicle as defined in Section 1111 of Title 47 of the Oklahoma Statutes, a salvage title shall not be required. E. A person who knowingly makes a false statement of a material fact regarding the furnishi ng of storage, rental space, material, labor or skill for the protecti on, improvement, safekeeping, towing, right to occupy space, storage or carri age thereof in a proceeding under this section, or attempts to use or uses the provisions of this section to foreclose an owner or lienho lder’s interest in a vehicle knowing that any of the statements made in the proceeding are false, upon conviction, shal l be guilty of a felony. F. Upon receipt of notice of legal proceedings, the Tax Commission shall cause the sale process to be put on ho ld until notice of resolution of court pro ceedings is received from the court. If such notice of commencement of court proceedings is not filed with the Tax Commission, the possessory lien sale process may continue. G. No possessory lien sale shall be he ld on a Sunday. H. For purposes of this s ection: 1. "Possession" includes actual possession and constructive possession; 2. "Constructive possession" means possession by a person who, although not in actual possession, does n ot have an intention to abandon property, knowingly has both power and the intention at a SB554 HFLR Page 22 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 given time to exercise dominion or control over the prope rty, and who holds claim to such thing by virtue of some legal right; 3. "Lawfully in possession " means a person has documentation from the owner or the owner ’s authorized agent, or an insurance company or its authorized agent, authorizing the furnishing of material, labor or storage, or that the property was authorized to be towed to a repair facility. Class AA wrecker services taking pos session of a vehicle pursuant to an agreem ent with, or at the direction of, or dispatched by, a state or local law enfo rcement or government agency, or pursuant to the abandoned vehicle removal provisions of Section 954A of Title 47 of the Oklahoma Statute s, shall be considered lawfully in possession of the vehicle. If the person lacks such documentation, the procedures e stablished by this section shall not apply; and 4. "Itemized charges" means total parts, total labor, total towing fees, total storage f ees, total processing fees and totals of any other fee groups, the sum total of which shall equal the compensation claimed. I. For purposes of this section, the United States Postal Service approved electronic equivalent of pro of of return receipt requested Form 3811 shall satisfy return receipt requested documentation requirements. SB554 HFLR Page 23 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 J. If a person claiming a special lien pursuant to this section fails to comply with any of the requirements of this section, any interested party may proceed against the pers on claiming such lien for all damages aris ing therefrom, including conversion, if the article of personal property has been sold. If the notice or notices required by this section shall be shown to be knowingly false or fraudulent, the interested party sh all be entitled to treble damages. The pr evailing party shall be entitled to all costs, including reasonable attorney fees. K. Any interested party shall be permitted to visually inspect and verify the services rendered by the claimant prior to the sale of the article of property during normal b usiness hours. If the claimant fails to allow any interested party to inspec t the property, the interested party shall mail a request for inspection by certified mail, return receipt re quested, to the claimant. Within three (3) business days of receipt o f the request for inspection, the claimant shall mail a photograph of the pro perty, by certified mail, return receipt requested, and a date of inspection within five (5) business days fr om the date of the notice to inspect. The lienholder shall be allowed to retrieve the property without being required to bring the title into the lienholder’s name, if the lienholder provides proof it is a lienholder and any payment due the claimant for l awful charges where the clai mant has complied with this section. Upon the release of personal property SB554 HFLR Page 24 BOLD FACE denotes Committee Amendments. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 to an insurer or representative of the insu rer, wrecker operators shall be exempt from all liability and shall be held harmless for any losses or claims of loss. In the event any law enforcement agency places a hold on th e property, the party wanting to inspect or photograph the property shall obt ain permission from the law enforcement agency that placed the hold on the property before inspecting or photographing. L. This section shall apply to all actions or proceedings that commence on or after the effective date of this act August 22, 2014. SECTION 2. This act shall become effective November 1, 2022. COMMITTEE REPORT BY: COMMITTEE ON JUDICIARY - CIVIL, dated 04/06/2022 - DO PASS, As Amended.