40 | 37 | | |
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41 | 38 | | |
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42 | 39 | | |
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43 | 40 | | |
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44 | 41 | | |
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45 | 42 | | An Act relating to health insurance; defining terms; |
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46 | 43 | | prohibiting insurers from refusing coverage to an |
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47 | 44 | | insured under certain c ircumstances; providing for an |
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48 | 45 | | insured to seek care from an out-of-network provider |
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49 | 46 | | under certain circumstances; requiring out-of-network |
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50 | 47 | | providers to be reimbursed for covered services at |
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51 | 48 | | the same rate as in-network providers; providing for |
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52 | 49 | | codification; and declaring an emergency. |
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53 | 50 | | |
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54 | 51 | | |
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55 | 52 | | |
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56 | 53 | | |
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57 | 54 | | BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKL AHOMA: |
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58 | 55 | | SECTION 1. NEW LAW A new se ction of law to be codified |
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59 | 56 | | in the Oklahoma Statutes as Section 6971 of Title 36, unless there |
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60 | 57 | | is created a duplication in numbering, reads as follows: |
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61 | 58 | | A. As used in this section: |
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62 | 59 | | 1. "Durable medical equipment" means equipment as defined |
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63 | 60 | | pursuant to paragraph 2 of Section 375.2 of Title 59 of the Oklahoma |
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64 | 61 | | Statutes; |
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95 | 91 | | 3. "Health care provider" means a provider as defined pursuant |
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96 | 92 | | to Section 6571 of Title 36 of the Oklahoma Statutes ; |
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97 | 93 | | 4. "Health maintenance organization" or "HMO" means a health |
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98 | 94 | | maintenance organization as defined pursuant to paragraph 12 of |
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99 | 95 | | Section 6902 of Title 36 of the Oklahoma Statutes; and |
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100 | 96 | | 5. "Preferred provider organization" or "PPO" means a preferred |
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101 | 97 | | provider organization as defined pursuant to paragraph 8 of Section |
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102 | 98 | | 6054 of Title 36 of the Oklahoma Statutes. |
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103 | 99 | | B. No health benefit plan , HMO, PPO, or other provider network |
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104 | 100 | | authorized to admini ster health care coverage in this state shall |
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105 | 101 | | refuse coverage to an insured for durable medical equipment and |
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106 | 102 | | supplies as prescribed by a health care provider, regardless of |
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107 | 103 | | whether they are in-network or out-of-network, unless there is an |
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108 | 104 | | Oklahoma-licensed in-network provider within a fifteen-mile radius |
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109 | 105 | | of the patient's five-digit ZIP code that can provide in-person |
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110 | 106 | | evaluation for medical equipment, supplies, and related services . |
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111 | 107 | | C. If a health care provider deems it necessary that an insured |
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112 | 108 | | receive covered medical equip ment or supplies within twenty-four |
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113 | 109 | | (24) hours, the insured shall not be subject to drop-shipped orders |
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114 | 110 | | and may seek such equipment and supplies from any health care |
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146 | 141 | | network provider shall be reimbursed at the same rate and benefit |
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147 | 142 | | level for the provided services as an in-network provider for t he |
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148 | 143 | | health benefit plan, HMO, PPO, or other provider network authorized |
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149 | 144 | | to administer health care coverage in this state. |
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150 | 145 | | SECTION 2. It being immediately necessary for the preservation |
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151 | 146 | | of the public peace, health or safety, an emergency is hereby |
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152 | 147 | | declared to exist, by reason whereof this act shall take effect and |
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153 | 148 | | be in full force from and after its passage and approval. |
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