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ENGROSSED HOUSE
BILL NO. 3632 By: McDugle of the House
and
Coleman of the Senate
An Act relating to Motor Vehicle Insurance; creating
the Uninsured Motor Vehicle Non -Payout Policy Act;
stating intent; defining uninsured motor vehicle;
prohibiting certain insurance claims by uninsured
motor vehicle owners and operators; clarif ying
eligibility for claims; providing for codification;
and providing an effective date.
BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA:
SECTION 1. NEW LAW A new section of law to be codified
in the Oklahoma Statute s as Section 3636.1 of Title 36, unless there
is created a duplication i n numbering, reads as follows:
A. This act shall be known and may be cited as the "Uninsured
Motor Vehicle Non-Payout Policy Act".
B. The intent of this bill is to take away the right of an at-
fault party who does not have motor vehicle insurance to sue another
party.
C. As used in this act:
1. "Uninsured Motor Vehicle" shall refer to any motor vehicle
involved in an accident where the ow ner or operator of the vehicle
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does not have valid and active motor vehicle insurance a t the time
of the accident.
D. In the event of an accident i nvolving an at fault uninsured
motor vehicle, the owner or operator of the uninsured motor vehicle
shall not be eligible to make a claim on the insurance policy of any
other party involved in the accident for coverage of injuries or
vehicle damage.
E. To be eligible for any insurance payouts or claims, the
owner or operator of the uninsured motor vehicle must provide
evidence of valid and active motor vehic le insurance coverage for
the vehicle on the day prior to the accident or proof of coverage on
the day before the accident occur red.
SECTION 2. This act shall become effective November 1, 2024.
Passed the House of Representatives the 12th day of March, 2024.
Presiding Officer of the House
of Representatives
Passed the Senate the ___ day of __________, 2024.
Presiding Officer of t he Senate