35 | 34 | | |
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36 | 35 | | |
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37 | 36 | | |
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38 | 37 | | |
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39 | 38 | | |
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40 | 39 | | An Act relating to health insurance claims; defining |
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41 | 40 | | terms; prohibiting health benefit plans from |
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42 | 41 | | disallowing direct payment for covered services; |
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43 | 42 | | requiring certain discounted prices to be deemed full |
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44 | 43 | | payment; providing direct payment be applied to |
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45 | 44 | | deductible and out-of-pocket expense subject to |
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46 | 45 | | certain procedures; d irecting publication of certain |
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47 | 46 | | procedures on certain website; prohibiting certain |
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48 | 47 | | contract terms; providing for codification; and |
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49 | 48 | | providing an effecti ve date. |
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50 | 49 | | |
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51 | 50 | | |
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52 | 51 | | |
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53 | 52 | | |
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54 | 53 | | BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA: |
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55 | 54 | | SECTION 1. NEW LAW A new section of law to be codified |
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56 | 55 | | in the Oklahoma Statutes as Section 6060.50 of Title 36, unless |
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57 | 56 | | there is created a duplication in numbering, reads as follows: |
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58 | 57 | | A. As used in this section: |
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59 | 58 | | 1. “Health benefit plan” means a health benefit plan as defined |
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60 | 59 | | pursuant to Section 6060.4 of Title 36 of the Oklahoma Statutes; and |
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61 | 60 | | 2. “Health care provider ” means any physician, dentist, |
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62 | 61 | | pharmacist, optometrist, ps ychologist, registered optician, licensed |
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63 | 62 | | professional counselor, physical therapist, chiropractor, hospital , |
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92 | 92 | | B. 1. No health benefit plan may prohibit a health care |
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93 | 93 | | provider from accepting directly from an enrollee f ull payment for a |
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94 | 94 | | health care service in lieu of submitting a claim to the enrollee ’s |
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95 | 95 | | health benefit plan. |
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96 | 96 | | 2. For purposes of this subsection, the discounted cash price |
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97 | 97 | | for services rendered from a health care provider is considered full |
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98 | 98 | | payment. |
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99 | 99 | | C. Payment for a health care service made pursuant to |
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100 | 100 | | subsection B of this section shall be applied toward the enrollee ’s |
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101 | 101 | | deductible and annual maximum out -of-pocket expense if the service |
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102 | 102 | | is a medically necessary covered serv ice under the health plan. |
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103 | 103 | | D. 1. A health benefit plan that is offered, i ssued, or |
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104 | 104 | | renewed in this state shall e stablish a procedure for enrollees to |
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105 | 105 | | claim credit for any direct payment made for a covered health ca re |
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106 | 106 | | service under this section and identify any necessary documentation |
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107 | 107 | | to be submitted with a claim for credi t. |
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108 | 108 | | 2. Information about the procedur e and necessary documentation |
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109 | 109 | | described in paragraph 1 of this subsection shall be readily |
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110 | 110 | | available to the enrollee on the health benefit plan ’s website. |
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111 | 111 | | E. No requirement of this section may be waived, v oided, or |
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112 | 112 | | nullified by contract. |
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113 | 113 | | SECTION 2. This act shall become effective November 1, 20 24. |
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