Oklahoma 2025 Regular Session

Oklahoma Senate Bill SB16 Compare Versions

Version 1 (Old)

Version 2 (New)

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3		-	SENATE FLOOR VERSION - SB16 SFLR Page 1
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29		-	SENATE FLOOR VERSION
30		-	February 27, 2025
	53	+	STATE OF OKLAHOMA
31	54
	55	+	1st Session of the 60th Legislature (2025)
32	56
33		-	SENATE BILL NO. 16 By: Bergstrom and Bullard of
34		-	the Senate
35		-
36		-	and
37		-
38		-	West (Kevin) of the House
	57	+	SENATE BILL 16 By: Bergstrom
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	64	+
	65	+	AS INTRODUCED
44	66
45	67		An Act relating to financial institutions; creating
46	68		the Oklahoma Second Amendment Financial Privacy Act;
47	69		providing short title; defin ing terms; prohibiting
48	70		collection of certain financial records; providing an
49	71		exception; prohibiting use of certain code to engage
50	72		in discriminatory conduct ; authorizing the Attorney
51	73		General to perform certain investigations and provide
52	74		notice for violation; providing for violation;
53	75		prescribing certain remedy for repeated violation;
54	76		authorizing Attorney General to enforce provisions of
55	77		this act; allowing certain defense; providing for
56	78		codification; and providing an effective date .
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63	85		BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA:
64	86		SECTION 1. NEW LAW A new section of law to be codified
65	87		in the Oklahoma Statutes as Section 6 -600 of Title 14A, unless there
66	88		is created a duplication in numbering, reads as follows:
67	89		This act shall be known and may be cited as the “Oklahoma Second
68	90		Amendment Financial P rivacy Act”.
69	91
70		-	SENATE FLOOR VERSION - SB16 SFLR Page 2
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96	142		SECTION 2. NEW LAW A new section of law to be codified
97	143		in the Oklahoma Statutes as Section 6 -600.1 of Title 14A, unless
98	144		there is created a dup lication in numbering, reads as follows:
99	145		As used in this act:
100	146		1. “Ammunition” means ammunition or cartridge cases, primers,
101	147		bullets, or propellant powder designed for use in any firearm;
102	148		2. “Assign” or “assignment” refers to a covered entity ’s
103	149		policy, process, or practice that labels, links, or otherwise
104	150		associates a merchant cat egory code with a merchant or a payment
105	151		card transaction in a manner that allows the covered entity or any
106	152		other entity facilitating or processing the payment card transaction
107	153		to identity whether a merchant is a firearm retailer or whether a
108	154		transaction involves the sale of firearms or ammunition;
109	155		3. “Covered entity” means an entity, or agent of an entity,
110	156		that establishes a relationship with a retailer for the purpose of
111	157		processing credit, debit, or prepaid transactions;
112	158		4. “Firearm” has the same meaning as in Section 1289.1 et seq.
113	159		of Title 21 of the Oklahoma Statutes;
114	160		5. “Firearm retailer” means any person or entity that is
115	161		physically located in this state and is engaged in th e lawful
116	162		selling or trading of firearms, antique firearms, or ammunition to
117	163		be used in firearms or antique firearms;
118	164		6. “Government entity” means any state agency or political
119	165		subdivision, or agency thereof, located in this state;
120	166
121		-	SENATE FLOOR VERSION - SB16 SFLR Page 3
122		-	(Bold face denotes Committee Amendments) 1
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147	217		7. “Merchant category code” means the code, approved by the
148	218		international organization for standardi zation, or an equivalent
149	219		successor organization specifically for firearm retailers, that is
150	220		assigned to a retailer based on the types of goods and services
151	221		offered to a retailer’s customers;
152	222		8. “Payment card” means credit card, charge card, debit card,
153	223		or any other card that is issued to a customer and allows the
154	224		customer to purchase goods or services from a merchant;
155	225		9. “Payment card network ” means an entity, or agent of the
156	226		entity, that provides the proprietary services , infrastructure, and
157	227		software to conduct credit or debit card transaction authorizations,
158	228		clearances, and settlements and that an other entity uses to accept
159	229		as a form of payment a brand of credit card, debit card , or other
160	230		devices that may be used to carry out credit or debit transactions;
161	231		and
162	232		10. “Payment card transaction ” means any transaction in which a
163	233		payment card is accepted as payment.
164	234		SECTION 3. NEW LAW A new section of law to be c odified
165	235		in the Oklahoma Statutes as Section 6 -600.2 of Title 14A, unless
166	236		there is created a duplication in numbering, reads as follows:
167	237		A. Except for those records kept during the regular course of a
168	238		criminal investigation and prosecution, or as otherwise required by
169	239		law, no government entity or official and no agent or employee of a
170	240		government entity shall knowingly keep or cause to be kept any list,
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172		-	SENATE FLOOR VERSION - SB16 SFLR Page 4
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198	292		record, or registry of privately owned firearms or the owners of
199	293		those firearms.
200	294		B. A payment card networ k shall not require or incentivize the
201	295		use of a merchant category code in a m anner that distinguishes a
202	296		firearm retailer from other retailers.
203	297		C. A covered entity shall not assign a firearm retailer a
204	298		merchant category code that distinguishes the firearm retailer from
205	299		other retailers.
206	300		SECTION 4. NEW LAW A new section of law to be codified
207	301		in the Oklahoma Statutes as Section 6 -600.3 of Title 14A, unless
208	302		there is created a duplication in numbering, reads as follows:
209	303		A. The Attorney General shall investigate reasonable
210	304		allegations that a person, entity , or government entity has violated
211	305		the provisions of this act and, upon finding violation, provide
212	306		written notice to the person , entity, or government entity alleged
213	307		to have committed th e violation. The person, entity, or government
214	308		entity shall cease the violation within thirty (30) business days
215	309		after receiving written notice from the Attorney General pursuant to
216	310		this section.
217	311		B. 1. If a person, entity, or government entity does not cease
218	312		the violation within the thirty (30) business days after receiving
219	313		written notice from the Attorney General pursuant to this section,
220	314		the Attorney General shall file an action against that person,
221	315		entity, or government entity.
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223		-	SENATE FLOOR VERSION - SB16 SFLR Page 5
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249	367		2. If the court finds the person, entity, or government entity
250	368		violated the provisions of this act and has not ceased the activity
251	369		constituting the violation, the court shall enjoin the person,
252	370		entity, or government ent ity from continuing such activity and shall
253	371		award attorney fees and costs.
254	372		3. If a person, entity, or government entity purposely fails to
255	373		comply with an injunction issued pursuant to paragraph 2 of this
256	374		subsection after thirty (30) business days of being served with the
257	375		injunction, the Attorney General, upon petition to the court, shall
258	376		seek to impose on that person, entity, or government entity a civil
259	377		fine in an amount not to exceed One Thousand Dollars ($1,000.00) per
260	378		violation. In assessing such a civil fine, the court shall consider
261	379		factors resulting from t he violation, including the financial
262	380		resources of the violator and the harm or risk of harm to the rights
263	381		provided under this act and Section 26 of Article II of the Oklahoma
264	382		Constitution.
265	383		4. Any order assessing a civil fine pursuant to paragraph 3 of
266	384		this subsection shall be stayed pending appeal of the order.
267	385		C. The Attorney General has exclusive authority to enforce the
268	386		provisions of this act. The remedies set forth in this section are
269	387		the exclusive remedies of any violation of this act.
270	388		D. It shall be a defense to a proceeding initiated pursuant to
271	389		this section that a merch ant category code was required to be
272	390		permitted or assigned by law.
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274		-	SENATE FLOOR VERSION - SB16 SFLR Page 6
275		-	(Bold face denotes Committee Amendments) 1
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300	442		SECTION 5. This act shall become effective November 1, 2025.
301		-	~~COMMITTEE REPORT BY: COMMITTEE ON BUSINESS AND INSURANCE~~
302		-	~~February 27,~~ ~~2025 - DO PASS~~
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