Video & Transcript DataContr Research : 'property and casualty insurance'

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TX

Texas 2025 - 89th Regular

Judiciary & Civil Jurisprudence Apr 23rd, 2025 at 08:04 am

House Judiciary & Civil Jurisprudence Committee

Transcript Highlights:
  • ...have health insurance and use it.
  • We, too, have significant waivers, releases, and acknowledgments of rules, and have found our insurance
  • Yes, and my neighbor’s property.

  • to garnishments and receiverships regarding proceeds of non-exempt property and...
  • If you have motorcycles and RVs, yes. So it doesn't change the designation of the property.
Summary: During this meeting of the legislative committee, significant discussions took place regarding various bills, including those focused on judge and courthouse security, construction defect lawsuits, and carbon capture legislation. A notable highlight was the presentation of HB4502, where representatives expressed urgency to address concerns surrounding harassment of judges and court staff, citing incidents that had raised alarms about their safety. The proposed changes aim to enhance the judicial security framework and rectify loopholes that currently hinder effective legal recourse for court personnel. Several witnesses provided testimony both in support and in opposition to the discussed bills, emphasizing the diverse perspectives and concerns surrounding each piece of legislation. Another key discussion involved HB2790, which aims to establish a comprehensive legal framework for carbon capture and storage, addressing the balance between promoting technological advancement and protecting property rights. Stakeholders, including landowners and industry representatives, presented contrasting views on the implications of the bill, highlighting the ongoing debate about environmental responsibilities versus economic development needs. The meeting concluded with several bills left pending, showcasing the committee's commitment to thorough deliberation and stakeholder engagement in legislative processes.
TX

Texas 2025 - 89th Regular

Insurance Mar 26th, 2025 at 10:30 am

House Insurance Committee

Transcript Highlights:
  • and casualty insurance, including home, auto, and commercial lines.
  • We're actually the largest state-based property and casualty trade association in the country.
  • at over 20 percent for both auto and property insurance in 2023.
  • fragile property and casualty markets.
  • , health insurance, and we're going to get into property and casualty, but we've got...
Summary: The committee meeting revolved around key discussions on several proposed bills, particularly focusing on HB3211, which aims to improve patient access to optometrists. Multiple stakeholders participated, expressing their views and concerns regarding the impact of the bill on vision care networks. The discussions highlighted the need for a clearer application process for optometrists to be included in vision plan networks, reflecting a powerful sentiment from both healthcare professionals and patients about access to care. The meeting also encapsulated varying perspectives on the legal aspects surrounding HB2275, addressing arbitration provisions for surplus policies, illustrating the committee's diligence in scrutinizing regulatory frameworks for consumers.
TX

Texas 2025 - 89th Regular

Public Health Apr 14th, 2025 at 02:04 pm

House Public Health Committee

Transcript Highlights:
  • If we're going to be real here, this will only be a path for control by big insurance, big pharma, and
  • My husband and I qualify for marketplace health insurance based on our farm income, and our children
  • You can file for the radiograph and get some insurance reimbursement on that, certainly.
  • So if you have health insurance and they paid for the service...
  • insurers and employers why they weren't protecting patients against these sorts of bills.
Summary: The meeting convened to discuss various health-related bills, with significant emphasis placed on addressing substance abuse and the associated healthcare challenges in Texas. Notable discussions revolved around HB5342, which aims to sustain 988 operations to aid individuals in crisis, while HB4454 focuses on updating laws to combat unethical patient brokering within substance use treatment programs. Various witnesses, including healthcare professionals, provided testimony supporting these initiatives, highlighting the impact of substance abuse on public health and the necessity for legislative backing in these areas. The committee heard from several members who articulated the urgency of implementing effective measures to address substance abuse, especially with the rising concerns around opioid-related deaths and treatment accessibility in underserved areas.
TX

Texas 2025 - 89th Regular

Business and Commerce Mar 18th, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • You can't take the property of the public for trespass, and you can't take it illegally, and that's what
  • We've been self-insured since 2004 and have been very supportive.
  • Once the wind-down is complete and the Commissioner of Insurance determines that all obligations have
  • with very frustrated and confused property owners.
  • We've got to get a hold of property owners associations and water usage. Thank you.
Summary: The committee meeting was marked by a series of discussions regarding several bills aimed at improving local regulations, particularly around food service operations. Members discussed the challenges of regulatory inconsistencies affecting restaurants and the food industry, emphasizing how Senate Bill 1008 could alleviate some financial burdens. Various stakeholders, including representatives from the Texas Restaurant Association, testified in support of this bill, highlighting the need for clearer and more predictable regulations. The discussions included provisions that would cap local permit fees, preventing duplicate charges that hinder small businesses' operations. Notably, there was strong bipartisan support demonstrated as numerous bills were reported favorably with unanimous votes.
TX

Texas 2025 - 89th Regular

Insurance Mar 26th, 2025 at 08:00 am

House Insurance Committee

Transcript Highlights:
  • is now law, allowing property and casualty insurers to provide loss control measures.
  • So this bill would do the same for life and health insurers.
  • insurers and agents to a private cost.
  • Property and casualty anti-rebating statutes have never been in Chapter 541, and there is no evidence
  • It allows more choice for consumers and allows insurance.
Summary: The meeting of the House Committee on Insurance was a significant gathering that focused on various health-related bills, including HB138, AB388, HB1942, and others. The committee heard testimony from multiple stakeholders, including representatives from the Texas Medical Association, who emphasized the importance of health insurance transparency and compliance. Notably, HB1818 garnered attention as it aims to enhance the oversight of utilization review processes, which has previously faced challenges from both insurers and healthcare providers. The committee also discussed measures to improve the prescribed burning insurance under HB2563, a critical topic due to the increasing risk of wildfires in Texas. Several witnesses provided insights into the urgent need for a robust insurance framework to support prescribed burn managers, highlighting the current limitations and risks posed by the lack of coverage in the market.
TX

Texas 2025 - 89th Regular

Insurance Mar 19th, 2025 at 08:00 am

House Insurance Committee

Transcript Highlights:
  • Delivering insurance more effectively and efficiently.
  • cost of insurance to the private sector and Texas employers.
  • And which should then reduce the cost of insurance, correct?
  • of forcing a mandate on businesses and people that are trying to provide insurance for themselves and
  • With insurance, you go and then you hope that it's covered.
Bills: HB138, HB335, HB388
Summary: The House Committee on Insurance convened a meeting focusing on critical legislative objectives aimed at insurance reform. Noteworthy discussions emerged around HB138, which aims to address cost reduction in health insurance and increase transparency in the reporting of private insurance costs. The committee members emphasized the need to identify cost drivers and cut unnecessary regulations while also working on effective methods to deliver insurance benefits efficiently. There were extensive remarks made regarding the implications of insurance mandates on overall costs, bring forth a call for a thorough evaluation and revision of existing mandates that may result in unintended consequences.
TX

Texas 2025 - 89th Regular

Public Health Apr 14th, 2025 at 08:04 am

House Public Health Committee

Transcript Highlights:
  • And then, of course, if you want to go and...
  • And we keep trying to make it better and better.
  • And then what about life insurance? What would be the differences for liability?
  • and talk about her life and her safety.
  • then ultimately to the private payers, the insurers, and even the state.
Summary: The meeting of the Committee on Public Health addressed a range of health-related bills, with significant discussions surrounding House Bill 3717, aimed at establishing a grant program for clinical trials related to Ibogaine as a treatment for opioid use disorder. Representative Harris presented the bill, which received unanimous support from the committee. Other bills, such as House Bill 3800, which seeks to create an advisory group for local workforce partnerships in education and health care, were also approved with committee substitutes, reflecting clarifications made for better implementation. The overall atmosphere was positive with members actively engaging in voting and discussion.
TX

Texas 2025 - 89th 2nd C.S.

Senate Session (Part I) Sep 3rd, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • And how do the pharmacist and the pharmacy defend themselves?
  • , and even cancer.
  • worse and worse.
  • And you are able to help these patients rip away the shame and the fear and find themselves again.
  • and hopefully prohibit the scams and the fraud that came with it.
Bills: SB8, SB1, SB2, SB5, SB10, HB27, HB7, HB17, HB1, SB9, SB7, SB17, SB4, HB20, HB18
Summary: The committee meeting primarily focused on the discussion and passage of several significant bills, including HB20, which aims to prevent and reduce fraudulent charitable solicitations during disasters. Representative Perry highlighted the importance of this bill in ensuring that legitimate organizations receive donations while deterring scams that occur in the aftermath of disasters. The bill was passed unanimously with discussions around its necessity and the impact on victims of fraud. Further, House Bill 18 was discussed concerning penalties for legislators attempting to break quorum, a topic that stirred some debate on legislative integrity and rules enforcement. Members voiced varying opinions on the implications of the bill, leading to its eventual passage amid objections from some members who raised concerns about its enforcement mechanisms and potential for misuse. Overall, the meeting was well-attended, with members actively debating key issues while striving for legislative progress on these critical bills. The audience included public stakeholders who expressed their views, showcasing the engagement between legislators and constituents on pressing matters.
TX

Texas 2025 - 89th 2nd C.S.

Senate Session (Part II) Sep 3rd, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • And I know each of you have family members, and you've raised kids and now have grandkids.
  • I appreciate each and every one of you and the opportunities you've given me, and the patience you've
  • And you looked at it and said, "You're right."
  • And you helped a lot of people, and you provided...
  • , and along the way we wanted to meet and discuss.
Bills: SB8, SB1, SB2, SB5, SB10, HB27, HB7, HB17, HB1, SB9, SB7, SB17, SB4, HB20, HB18
Summary: The committee meeting focused on several significant legislative actions, particularly in relation to youth camp safety reforms. Senator Perry presented the committee substitute for HB1, emphasizing the collaborative effort with the House to enhance youth camp emergency preparedness following tragic events in the community. The bill, which maintains essential safety provisions, was received positively and passed without opposition. Additionally, discussions highlighted the importance of funding for flood management and the need for ongoing dialogue around public safety enhancements, including interoperability among emergency services. Overall, the meeting reflected a strong commitment to community safety and legislative integrity.
TX

Texas 2025 - 89th Regular

Business and Commerce Mar 4th, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • rightfully so, on the fragility of our property and casualty market in Texas.
  • We are a trade association of companies writing property and casualty insurance.
  • When you're applying for insurance, we have about 160 property casualty insurers in Texas.
  • OK, just property and casualty.
  • I represent the American Property Casualty Insurance Association.
Summary: The meeting of the Senate Committee on Business included significant deliberations on multiple bills, specifically SB765, SB929, and SB455. Notably, Senator King advanced SB765 amid discussions on its committee substitute, clarifying issues related to confidentiality protections for law enforcement. The committee unanimously adopted the substitute, indicating broad support. Moving on, SB929 was similarly discussed, with minor amendments clarified before being favorably reported without objections. This reflects a positive atmosphere aimed at smoothing the legislative process for these initiatives. Senator Melton presented SB455, which addresses Texas law and arbitration for surplus lines of insurance that faced a veto in the previous session. This bill aims to establish arbitration processes that are more favorable to Texas policyholders by mandating that disputes be governed by Texas law and conducted within Texas. Stakeholders voiced strong support for this bill, emphasizing the importance of upholding Texas jurisdiction over such disputes.
TX

Texas 2025 - 89th Regular

Insurance Mar 19th, 2025 at 10:30 am

House Insurance Committee

Transcript Highlights:
  • Invoice to the insurance company for your fees and services
  • Yeah, and I, yes.
  • Well, thank you, and you and your staff have been wonderful to work with.
  • , and physicians alike.
  • and got vetoed during the whole property tax debate.
Bills: HB138, HB335, HB388
Summary: The meeting of the committee focused significantly on discussions surrounding HB138 and HB388. Representative Harris-DeVille presented HB388, which aims to standardize the coordination of benefits questionnaires used by health benefit plan issuers and healthcare providers. This discussion highlighted the issues of patient billing complexities and the potential for reduced errors in healthcare coverage. Various stakeholders provided testimony in support of the bill, emphasizing its importance in streamlining the process for patients who have dual coverage, such as Medicaid and Medicare. There was considerable backing for the functionality that HB388 would bring in clearing up confusion in billing practices across different insurance plans.
TX

Texas 2025 - 89th 2nd C.S.

Senate Session (Part I) Aug 18th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • Members of the Senate will come to order, and the Secretary will call

  • Would everyone in the gallery please stand and everyone on the floor.
  • storms of last month, please, Father God, be with them, comfort them, and all those that lost their
  • as children and loved ones. Be with them, Father God.
  • Give us guidance in every action and every step each and every day.
Summary: The meeting began with an invocation led by Senator Dan Parker, who prayed for guidance in legislative decisions and comfort for families affected by recent tragedies in Central Texas. Following the invocation, the Secretary called the roll, establishing the presence of numerous members. The session focused on legislative initiatives addressing pressing community issues, with members expressing their thoughts on various bills. Notably, discussions included concerns surrounding public safety and community support initiatives aimed to alleviate hardships faced by the constituents.
TX

Texas 2025 - 89th Regular

S/C on Workforce Apr 29th, 2025 at 08:04 am

House S/C on Workforce

Transcript Highlights:
  • Then they go in the SOA hearing and the insurance company, they don't have to prove anything.
  • Here in Austin, I have represented insurance carriers and
  • Out-of-state insurers are made to pay the difference between the state's overall tax rate and the tax
  • Even though you don't have insurance, and you can't get counseling, and you can't get help, every day
  • , as well as a workers' compensation lawyer and insurance broker.
Summary: The meeting of the committee included significant discussions centered around various bills, particularly those related to workers' compensation, opportunity youth, and sexual harassment. Representative Patterson spearheaded a discussion on HB2369, a bill aimed at reforming the workers' compensation system for first responders, stressing the need for swift evaluations and treatment to facilitate quicker recovery. Several members voiced their support, citing the bill's importance in ensuring that injured first responders can return to work more efficiently. Public testimony highlighted personal stories that underscored the critical impact of the legislation.
US

Us Congress 2025-2026 Regular Session

Hearings to examine insurance markets and the role of mitigation policies. May 1st, 2025 at 09:00 am

Senate Banking, Housing, and Urban Affairs Committee

Transcript Highlights:
  • property insurance costs down and to make housing more readily affordable.
  • I am with the American Property Casualty Insurance Association, the premier property and casualty insurance
  • , auto, and property insurance sector from stable to negative for the first time ever.
  • property insurance both more affordable and more accessible for families?
  • That's what provides a bridge to the property insurance industry, and that's what insurers are looking
Summary: The meeting reviewed critical issues surrounding the rising costs and accessibility of homeowners insurance across the United States, particularly in light of increasing natural disasters linked to climate change. Members engaged in extensive discussions regarding the implications for families and the economy, citing significant increases in premiums and decreasing availability of policies in high-risk areas. Supervisor Peysko highlighted the direct impact of federal policies on local communities, emphasizing the growing burden on homeowners as they face skyrocketing insurance costs amidst a backdrop of environmental challenges and regulatory constraints. The committee expressed a unified call to action for bipartisan solutions, focusing on improving building codes and enhancing disaster preparedness measures.
TX

Texas 2025 - 89th Regular

Transportation Mar 27th, 2025 at 08:00 am

House Transportation Committee

Transcript Highlights:
  • and they buckle and twist.
  • Her two older brothers, Sean and Connor, and myself...
  • And I close.
  • And Mr.
  • one and another one and...
Summary: The Committee on Transportation convened to discuss several significant bills related to highway designations and public safety. Notably, House Bill 2457 aims to designate a stretch of US Highway 287 as the Mollie Mullins Mile, honoring a 9-year-old girl who tragically lost her life in a traffic accident. The bill highlights the efforts of her family to improve highway safety following their loss, receiving support from local authorities and advocates. The committee also discussed House Bill 2198, proposing the designation of a portion of State Highway 34 as the Jacob Candonza Memorial Highway, honoring a police officer who died in the line of duty. This tribute underscores the value placed on the sacrifices made by law enforcement in ensuring community safety.
TX

Texas 2025 - 89th Regular

Transportation Mar 27th, 2025 at 10:03 am

House Transportation Committee

Transcript Highlights:
  • They could transfer to the border, do the drop and hook, and transfer it in.
  • and number one for exporting oil and gas, which is part of the Texas miracle.
  • And this just allows and puts Pharr in parity with the two bridges that are its neighbors and allows
  • And so we encourage them to exercise due process and contest those violations. And we afford that.
  • And I don't know...
Summary: The committee meeting comprised extensive discussions on various legislative bills, focusing particularly on transportation, school safety, and accessibility issues. One prominent topic was HB3034, which seeks to clarify and expand the use of school bus stop-arm cameras, allowing communities to implement this life-saving technology more effectively. Testimony from multiple community leaders highlighted the need for clear regulations to protect children from vehicle accidents during school bus boarding and disembarking times. Concerns were raised about the potential misuse of ticketing from these cameras, with calls for accountability from the companies involved in managing these systems. Other bills such as HB2427 and HB2455 addressed the movement of commercial vehicles across international bridges, emphasizing the need for fair competition and safety in transportation infrastructure.
TX

Texas 2025 - 89th Regular

Land & Resource Management Apr 17th, 2025 at 08:04 am

House Land & Resource Management Committee

Transcript Highlights:
  • , and dispatch locations for fire spray and emergency medical response.
  • and I close.
  • and roads.
  • The district had the approval and consent of Sealy at the time of passage, and the city recognizes and
  • Right, and then those holdings and costs carry over and then are percolated down to the homeowner.
Summary: The committee meeting focused on a variety of bills, with notable discussions surrounding the challenges faced by municipalities in managing growth and public safety. Bills such as HB447 and HB3897 sparked conversations on the impact of Municipal Utility Districts in high-density areas and the necessity of thorough traffic impact assessments before approving new developments. Representative Cook highlighted concerns over a specific project related to HB3671, which aimed to dissolve a municipal district due to contradictory prior agreements. Public testimonies included concerns from residents, signaling the tension between development needs and public safety requirements.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 6th, 2025 at 10:00 am

Texas House Floor Meeting

Transcript Highlights:
  • Speaker and members.
  • It is a hub for trade and commerce, and a leader in medical and marine research.
  • disposition of proceeds and property from assets forfeiture proceedings, referred to the Committee on
  • owners association to regulate the assembly and speech of property owners or residents, referred to
  • to the owner or trustee of the property, referred to the Committee on Ways and Means.
Summary: The meeting focused on celebrating Jim Wells County Day at the Capitol, where various dignitaries from the county, including Judge Pete Trevino and County Commissioners were present. Representative Lozano took the floor to explain the significance of Jim Wells County, highlighting its historical importance, particularly as a once-thriving oil boom town and its cultural contributions, such as Tejano music. The discussion praised ongoing economic development efforts and future plans for water resource management through desalinization initiatives.

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