Video & Transcript DataContr Research : 'condominium insurance'
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TX
Texas 2025 - 89th Regular
Health and Human Services Apr 2nd, 2025
Senate Health & Human Services Committee
Transcript Highlights:
- , it ensures that the insurance applies.
- It allows the patient to have an incentive to save money, and it provides the insurance companies an
- ...It's a facility that the insurance company is going to
- be paying for, and the insurance company is going to pay whatever that price is they've negotiated.
- ...And, ultimately, all the payers of insurance in Texas
Keywords:
healthcare, training, abuse, neglect, penalties, chemical dependency, safety, regulation, newborn screening, Duchenne muscular dystrophy, heritable diseases, public health, early detection, mental health, telemedicine, physical examination, healthcare access, inpatient facility, pharmaceuticals, Texas Pharmaceutical Initiative
Summary:
The Senate Committee on Health and Human Services convened to discuss several significant bills, including SB968, SB966, and SB437. Senator Zaffirini presented SB968, which aims to modernize podiatry regulations in alignment with current practices, while SB966 involves the licensing and regulation of podiatry, addressing outdated provisions following a 2017 transition to the Texas Department of Licensing and Regulation. Both bills indicate a necessary clean-up of statutory language to better reflect contemporary standards in healthcare regulations. Additionally, Senator Hinojosa proposed SB437, which focuses on providing effective regulatory frameworks for chemical dependency treatment facilities, highlighting an urgent increase in demand due to rising substance abuse rates post-COVID-19.
TX
Texas 2025 - 89th Regular
Health and Human Services (Part II) Mar 5th, 2025
Transcript Highlights:
- Patients too often face confusing disputes with insurance carriers over ambulance services, which are
- Because they are very different versus driving everybody to insurance carriers.
For the last 10 years, the cost of health insurance
- It will save the employer money in providing health insurance. We're trying to drive down the cost.
- I'm not sure that the employer-sponsored insurance.
Keywords:
Senate Bill 513, Senate Bill 916, Senate Bill 1122, healthcare transparency, child welfare, pharmacy benefit managers, community engagement
Summary:
The meeting of the committee witnessed significant discussions surrounding several Senate Bills aimed at healthcare and child welfare. Notably, Senate Bill 916, presented by multiple representatives, garnered positive testimonials from various stakeholders including emergency medical service leaders who emphasized the bill's potential to promote transparent billing practices, thereby reducing the financial burden on patients. The committee also heard extensive testimony supporting Senate Bill 1122, which aims to regulate pharmacy benefit managers to ensure that cancer patients are not forced into medication access issues. Stakeholders argued for and against the bill, suggesting that it may raise healthcare costs for Texas businesses in the long run, eliciting a vigorous debate.
TX
Texas 2025 - 89th Regular
Judiciary & Civil Jurisprudence Apr 2nd, 2025 at 08:00 am
House Judiciary & Civil Jurisprudence Committee
Transcript Highlights:
- So that was a reduction in cost for liability insurance, malpractice insurance.
- insurance.
- And the crux of it really is that the insurance company.
- increase, which makes our insurance rates and premiums increase pretty significantly.
- But the lawyers, with their malpractice insurance and everything else, are going to be analyzing.
Bills:
HB1181, HB3704, HB1363, HB1610, HB1615, HB1620, HB3223, HB1317, HB2884, HB2176, HB4027, HB1664, HB933, HB2613, HB3353, HB2086, HB4101, HB3441, HB4145, HB3455
Keywords:
judiciary, judges, justices, retired, legal assignments, judicial conduct, notary public, criminal offense, education requirements, official documents, record retention, criminal procedure, inquest, justice of the peace, medical examiner, family violence, autopsy, law enforcement, death investigation, water
Summary:
The Committee on Judiciary and Civil Justice held a meeting focusing on several legislative bills that address implicit bias in the judicial system. A major highlight was House Bill 1363, which seeks to implement mandatory bias training for judges to ensure fairer judicial outcomes and enhance public trust in the system. This discussion included testimony from various stakeholders who articulated the significance of addressing unconscious biases that could affect judicial decisions. There was considerable debate about the effectiveness and required duration of the training, with suggestions for extending the training frequency from two years to annually to ensure continual awareness and education amongst judges.
US
Us Congress 2025-2026 Regular Session
Business meeting to consider the nomination of Mehmet Oz, of Pennsylvania, to be Administrator of the Centers for Medicare and Medicaid Services. Mar 25th, 2025 at 08:30 am
Senate Finance Committee
Transcript Highlights:
Our investigation found that too many for-profit insurance
For-profit insurance companies spend five times more on
Insurance companies and these marketing middlemen have
For-profit insurance companies spend five times more on
- Today, she gets her health insurance through her employer.
Keywords:
Social Security, Medicaid, Frank Bisignano, Elon Musk, benefit processing, office closures, public testimony, administration policies, health care, vulnerable populations
Summary:
The committee meeting focused heavily on the nomination of Frank Bisignano as the Commissioner of the Social Security Administration, with intense discussions around the current state of Social Security and its management under the current administration. Members voiced significant concerns regarding potential changes to Social Security and Medicaid, specifically addressing issues such as office closures, delays in benefit processing, and the perceived policies from Elon Musk's association with the administration. Public testimonies highlighted fears that these changes would severely impact the accessibility of benefits for seniors and vulnerable individuals, resulting in a chaotic environment at the SSA. Members expressed a unified opposition to the notion of dismantling these critical programs, emphasizing the long-term implications on their constituents' well-being.
TX
Transcript Highlights:
- Insurance costs are increasing.
- Insurance availability is shrinking in almost every sector of the economy.
- In the last four years, insurance costs have increased for us by 71%.
- Do not whip out your insurance card, period.
- , your health insurance policy.
Keywords:
gambling, criminal offenses, penalties, defense, electronic devices, tobacco advertising, youth protection, public health, criminal offense, retailer regulation, e-cigarettes, nicotine products, health, public safety, regulation, e-cigarettes, advertising restrictions, public health, youth protection, health and safety
Summary:
The meeting of the Senate Committee on State Affairs featured intense discussions centered around the regulation of tobacco and e-cigarette products, with a particular focus on protecting minors from harmful marketing practices. Senators presented various bills addressing the marketing of these products, which included SB1313, SB1314, and SB1316. Senator Cook laid out SB1313, aimed at prohibiting deceptive marketing techniques that entice minors, alongside testimony from concerned parents advocating for stronger regulations against smoke shops near schools. The committee also examined the App Store Accountability Act, led by Senator Paxson, which aims to ensure age verification for app downloads and hold app stores accountable for protecting minors online. Public testimony played a crucial role in the discussion, with parents and experts weighing in on the necessity of stringent regulations to safeguard youth from exploitation by marketers of addictive products.
TX
Texas 2025 - 89th Regular
Intergovernmental Affairs Apr 15th, 2025 at 10:04 am
House Intergovernmental Affairs Committee
Transcript Highlights:
- No insurance claims?
- Are you self-insured?
- Other than that, we're self-insured.
- Just on the medical insurance side, we're self-insured. We self-insure on vehicles.
- No, health insurance has been steady?
Bills:
HB386, HB1449, HB1701, HB2142, HB2675, HB2857, HB3063, HB3171, HB3641, HB3732, HB4045, HB4370, HB4491, HB4505, HB4626, HB5267, HB5356
Keywords:
construction contracts, change orders, local government, budget limits, Texas legislation, homelessness, housing, community development, higher education, partnerships, political subdivision, personal property, acquisition, local government, cloud computing, government contracts, municipal ordinances, parking regulations, civil fines, local government
Summary:
The meeting focused on key legislative issues including the submitted bills targeting affordable housing, budget transparency, and fire code enforcement. Notably, discussions around HB4045 involved concerns about local government support and neutrality in tax credit applications, with several stakeholders expressing their views on the barriers faced in securing housing development in high-opportunity areas. Additionally, the committee deliberated on HB5267, which aims to reform the budgeting processes for cities and counties by standardizing formats and limiting expenditures in line with population growth and inflation. Public testimonies offered a range of perspectives on these bills, highlighting the importance of community support in legislative outcomes.
TX
Texas 2025 - 89th Regular
Land & Resource Management May 1st, 2025 at 08:05 am
House Land & Resource Management Committee
Transcript Highlights:
- These updated codes would also likely lead to reduced insurance premiums.
- In the insurance committee, we talked about lowering insurance rates.
- have to go to the 2018 code to get that wind insurance.
- us with wind insurance to raise this.
- They introduce long-term cost savings and reduced insurance risks.
Bills:
HB407, HB871, HB882, HB2011, HB3572, HB3578, HB4038, HB4866, HB4897, HB4978, HB5380, HB5555, HB5668, HB5670, HB5674, HB5676, HB5679, HB5688, SB673
Keywords:
solar energy, residential construction, building code, municipal regulations, energy compliance, solar energy, building codes, residential construction, interconnection, municipal regulations, education, funding, teacher support, student resources, school infrastructure, solar energy, residential construction, building code, municipal requirements, environmental sustainability
Summary:
The meeting of the committee involved in-depth discussions on various bills aimed at addressing community needs and rights pertaining to land use and environmental management. Notably, House Bill 2011 proposed a framework for original property owners to repurchase their land under specific conditions when property taxes are not paid by the acquiring entity. Representative Bell articulated concerns regarding the rights of owners affected by eminent domain, engaging with public testimony on the bill's implications. House Bill 5380, presented by Representative Wally, focused on improving access to parkland and green spaces in unincorporated areas, allowing counties to set criteria for parkland dedication, which sparked debates about urban versus rural development considerations and community planning.
TX
Texas 2025 - 89th Regular
89th Legislative Session Mar 12th, 2025 at 10:00 am
Texas House Floor Meeting
Transcript Highlights:
- "3960">HB 1641 by Muñoz relates to the use of extrapolation claims, referred to the Committee on Insurance
- The issue was referred to the Committee on Insurance.
- span> HB 1649 by Kane relates to the availability of certain insurance
- from self-insurance trusts or health care liability claims, referred to the Committee on Insurance.
- to select a physician graduate under the insurer's health insurance policy requiring an occupational
Summary:
The meeting of the committee addressed a broad range of topics with significant attention paid to HB1554 and HB1569. HB1554, presented by Caprigliano, involved discussions on the authority of political subdivisions to utilize public funds for legal services for unlawfully present individuals, which stirred a debate among committee members regarding state resources and responsibilities. In contrast, HB1569, which concerns prohibitive measures on non-consensual medical procedures for minors with intersex traits, generated compelling testimony from advocacy groups and health professionals, stressing the bill’s implications on patient rights and medical ethics. Overall, the committee dedicated time to hearing from both proponents and opponents of these bills, ensuring a thorough examination of the issues at hand.
TX
Transcript Highlights:
Insurance, we do know that property insurance costs
- are really, I mean they're just going up, and the options of insurance companies to use are limited.
- the insurance companies, but it is a crisis.
- I own one commercial building, and my insurance rate in 2023 was $42,000. In 2024, it was $109,000.
- , but yet they have a mortgage, they have to have insurance.
Keywords:
utility regulation, Thomas Gleason, ERCOT, HB1500, public utility communication, infrastructure resilience, disaster preparedness
Summary:
The committee meeting, focused primarily on the ongoing regulatory reforms following the recent weather-related crises, commenced with the introduction of Thomas Gleason as the new Chairman of the Public Utility Commission of Texas. The Chairman emphasized the need for resilience and proactive measures to improve infrastructure and communications among utility companies, especially in light of recent disasters that impacted service delivery. High-level discussions revolved around HB1500, which mandates stronger oversight and accountability mechanisms for ERCOT, pushing the commission to enhance its monitoring capacity. Several topics of concern, including vegetation management and cost distribution among consumers, were highlighted as priorities moving forward.
TX
Transcript Highlights:
Student health insurance is often costly with high
- ...as a resource from the Department of Insurance if needed
Still, quite a few do not have insurance or their
- Requiring insurance coverage allows students to focus on their studies.
- Self-funded options, as a general matter, cut out that middleman of the insurer and allow for.
Bills:
SB530, SB757, SB769, SB1085, SB1241, SB1242, SB1409, SB1878, SB2138, SB2314, SB2231, SB2361, SB2431, SJR59
Keywords:
accreditation, postsecondary education, Texas Higher Education Coordinating Board, baccalaureate degrees, junior colleges, program delivery, faculty recruitment, higher education, performance standards, student loan debt, degree programs, funding, higher education, students with disabilities, accessibility, enrollment, report, Texas State Technical College System, land acquisition, facilities development
Summary:
The meeting of the Senate Committee on Education covered various significant bills focused primarily on improving educational accessibility and accountability in Texas. Notably, Senate Bill 2252, aimed at supporting kindergarten readiness and early literacy, received a commendable endorsement from the committee, showcasing a unifying approach towards enhancing foundational education. Additionally, Senate Bill 1962, concerning public school accountability, stirred proactive discussions about the challenges faced by school systems, further bringing forth various stakeholder insights during public testimony. The atmosphere remained engaged as committee members debated the efficacy and implications of each proposal, reflecting a strong commitment to enhancing educational standards across the state.
As the meeting progressed, various senators championed their respective bills, emphasizing the importance of flexibility in standardized college entrance exams as highlighted in Senate Bill 1241. The bill proposes to expand acceptable exams beyond the traditional SAT and ACT, reflecting a modernized approach to student assessments. Senators and representatives from key educational organizations contributed testimony, solidifying support for such measures while advocating for the continuous dialogue on educational reforms. With multiple bills reported favorably to the full Senate, the session exemplified a dedicated effort towards fostering educational advancements in Texas.
TX
Texas 2025 - 89th 2nd C.S.
Disaster Preparedness & Flooding, Select Aug 22nd, 2025 at 08:08 am
House Disaster Preparedness & Flooding, Select Committee
Transcript Highlights:
- coverage other than flood insurance at the time, and the insurer or FEMA...
- It would basically allow, if your insurance or FEMA didn't assist in the...
- over the last few years in home insurance, so it's becoming...
- We have home insurance and NFIP flood insurance, which is
- My son had insurance on his car, but the insurance for his car does not cover replacement.
Keywords:
disaster relief, grant program, loan program, infrastructure, recovery, Texas Division of Emergency Management, building standards, youth camps, floodplains, safety regulations, environmental policies, flood risk, campground, safety regulations, civil penalty, guest safety, county regulation, impervious cover, land use, unincorporated areas
Summary:
The committee meeting addressed multiple bills related to emergency preparedness and flood prevention, with significant discussions on HB48, SB3, and HB75. Representative Darby opened the meeting by advocating for the creation of a nine-member alert notification system to address public saturation with emergency alerts and to streamline the notification process by evaluating the effectiveness and coordination of existing systems. Testimonies from various stakeholders underscored the necessity of reducing alert fatigue among residents while enhancing the state’s overall readiness for impending natural disasters. The meeting featured robust support for HB75, aimed at establishing stricter safety standards for youth camps located in flood-prone areas following recent tragic flooding incidents that highlighted the urgent need for improved safety measures.
TX
Texas 2025 - 89th Regular
Senate Committee on Education K-16 Apr 3rd, 2025 at 09:00 am
Senate Education K-16 Committee
Transcript Highlights:
As Senator Kolkhorst noted, things such as insurance
- something the insurance code is currently silent on.
- Student health insurance is often costly with high premiums, deductibles, and out-of-pocket expenses.
- Still, quite a few do not have insurance, or their coverage is in Texas; for example, they might have
- Requiring insurance coverage allows students to focus on their studies and graduate without having to
Bills:
SB530, SB757, SB769, SB1085, SB1241, SB1242, SB1409, SB1878, SB2138, SB2314, SB2231, SB2361, SB2431, SJR59
Keywords:
accreditation, postsecondary education, Texas Higher Education Coordinating Board, baccalaureate degrees, junior colleges, program delivery, faculty recruitment, higher education, performance standards, student loan debt, degree programs, funding, higher education, students with disabilities, accessibility, enrollment, report, Texas State Technical College System, land acquisition, facilities development
Summary:
The meeting focused on significant education reform, particularly the transition of the University of Houston-Victoria into the Texas A&M system. Senator Kohlkorst led the discussions, highlighting the historical context of the partnership and the challenges ahead in transitioning governance, especially regarding accreditation and technical support. Community leaders expressed their support, emphasizing the need for alignment with regional industry needs to enhance educational programs that would ultimately benefit both students and the local economy. Notably, testimony from James Hallmark and Dwayne Crocker highlighted both the potential growth for the region and the collaborative spirit of the involved institutions in implementing this transition.
TX
Transcript Highlights:
- Insurance costs have skyrocketed, and we need some help.
And that's auto insurance.
- I'm going to pitch an insurance bill here real soon that I think you're going to like.
- You talk about auto insurance; homeowner insurance is just
Senator Gutierrez, yeah, insurance.
Keywords:
property tax, homestead exemption, school funding, state aid, constitutional amendment, property tax relief, homestead exemption, SB4, SJR2, public testimony, local government spending, Texas economy
Summary:
The committee meeting centered around significant discussions regarding property tax relief, particularly through Senate Bill 4 (SB4) and Senate Joint Resolution 2 (SJR2). Chairman Bettencourt and other committee members expressed strong support for increasing the homestead exemption to $140,000, emphasizing the necessity of this adjustment in light of a multi-billion dollar revenue surplus. Public testimonies revealed a mix of support and opposition, highlighting the complexities of local government spending and its impact on tax relief effectiveness. Witnesses articulated concerns about rising property taxes and urged the committee to consider systemic reforms to enhance the efficacy of tax relief initiatives.
TX
Texas 2025 - 89th Regular
Judiciary & Civil Jurisprudence Apr 2nd, 2025 at 10:30 am
House Judiciary & Civil Jurisprudence Committee
Transcript Highlights:
- Sometimes you need insurance for ten years. Sometimes you need insurance for eight years.
- especially difficult for smaller operators to obtain insurance.
- Funeral homes across Texas are either operating without insurance or finding that the cost of the insurance
- , and why insurance is going...
- But what the insurance companies ask is for your loss runs.
Bills:
HB1181, HB3704, HB1363, HB1610, HB1615, HB1620, HB3223, HB1317, HB2884, HB2176, HB4027, HB1664, HB933, HB2613, HB3353, HB2086, HB4101, HB3441, HB4145, HB3455
Keywords:
judiciary, judges, justices, retired, legal assignments, judicial conduct, notary public, criminal offense, education requirements, official documents, record retention, criminal procedure, inquest, justice of the peace, medical examiner, family violence, autopsy, law enforcement, death investigation, water
Summary:
The committee meeting encompassed a wide range of discussions focusing heavily on various bills aimed at enhancing community safety and legal procedures. Notably, House Bill 2176 was introduced by Chairman Harless as a cleanup bill that seeks to improve courtroom safety. This drew significant attention as witnesses, including Holly Williamson from the Justices of the Peace and Constables Association, testified regarding the alarming increase in security incidents reported in Texas courts, emphasizing the need for reinforced court security measures. The concerns raised about the safety of judges, court personnel, and the public during court proceedings highlighted the gravity of the situation and the necessity for legislative action.
TX
Transcript Highlights:
- I think a study on the impact of insurance costs for our schools and really for our families and for
- is trying to figure out what to do about insurance costs.
- Yes, we have an insurance commissioner, but there are not a lot of teeth in that position.
- and then of course, you know, costs associated with health insurance and everything.
- Construction costs have gone up exponentially because of labor, insurance, and material costs.
Bills:
HB2
Keywords:
public education, teacher compensation, certification, funding, school finance, educator rights, education funding, charter schools, staff compensation, state aid, retention allotment, HB2, public education, special education funding, pre-K eligibility, teacher compensation
Summary:
The meeting focused prominently on the discussions surrounding HB2, which entails significant investments in public education and aims to reform funding mechanisms to better support students and teachers. Multiple stakeholders, including educators and policymakers, conveyed their support while also voicing concerns about the bill's potential shortcomings. Witnesses discussed the urgent need for increased funding for special education and the necessity of expanding pre-K eligibility for students with disabilities. The testimony highlighted the historical context of the funding model and emphasized the importance of creating equitable solutions for all public school districts.
TX
Texas 2025 - 89th Regular
89th Legislative Session Mar 7th, 2025 at 02:00 pm
Texas House Floor Meeting
Transcript Highlights:
- covered by certain health benefit plans provided by a pharmacist, is referred to the Committee on Insurance
HB 1041 by Turner, relating to the insurable interests
- health benefit plan coverage for treatment of chemical dependency, is referred to the Committee on Insurance
- with the originating or distant site located outside of the state, is referred to the Committee on Insurance
- period for newborns under certain employer health benefit plans, is referred to the Committee on Insurance
Keywords:
legislation, public safety, education, witnesses, confidentiality, economic development, marriage license
Summary:
The committee meeting was robust, focusing on a wide array of bills that addressed various issues including education, public safety, and economic development. Members took turns presenting and questioning several proposed laws, with active participation from both committee members and invited witnesses. Notably, HB1193 received critical attention as it aimed to reinforce the confidentiality of certain information on marriage licenses, drawing significant debate about privacy and transparency. Witnesses presented their supports and concerns, leading to a rich dialogue about the balance between public knowledge and personal rights.
TX
Texas 2025 - 89th Regular
State Affairs (Part I) May 22nd, 2025
Transcript Highlights:
- ...rocketing insurance costs.
- As a small businessman, the cost of insurance is just...
- And then they look at who your insurance carrier is. A lot of times it's a two-fold deal.
- Just curious whether or not your insurance costs have stayed flat, have they gone up?
A 20% increase in insurance costs.
Keywords:
committee meeting, HB4749, SB621, HB201, HB3133, deepfake legislation, social media, public testimony, tactical medical professionals
Summary:
The meeting conducted by the committee saw extensive discussion surrounding several key bills, including HB4749, SB621, and HB201. Notably, HB3133, which involves legislation regarding explicit deepfake content and social media, was presented and debated vigorously with a committee substitute being proposed to align it with federal standards following the recent federal 'Take It Down' Act. The committee moved to report several bills favorably, including HB1506, emphasizing support for updating laws concerning political contributions and expenditures. Public testimonies were held on various bills, allowing stakeholders to voice their perspectives, particularly on legislation concerning tactical medical professionals and their role during high-risk incidents. The committee concluded the meeting by laying out additional bills for further discussion in subsequent sessions, underscoring a commitment to thorough legislative review.
TX
Transcript Highlights:
- Unemployment insurance is not a victimless crime.
- It's wasteful to have fraud in unemployment insurance.
Unemployment insurance hadn't really been a target
- They can actually receive unemployment insurance, right?
- This is the People's Social Insurance Program.
Keywords:
monuments, memorials, public property, historical significance, civil penalties, local governance, project financing zone, municipal tax revenue, convention centers, multipurpose arenas, infrastructure development, hike and bike trails, outdoor recreation, environmental stewardship, Bicentennial Trail, Texas history, cultural heritage, unemployment benefits, eligibility, Texas Workforce Commission
Summary:
The meeting was marked by an extensive discussion of several bills aimed at enhancing Texas' economic landscape and infrastructure. Notably, SB2925 focused on modernizing the state's manufacturing sector by promoting automation and digital technology, which received strong support from industry representatives, emphasizing its potential job growth impact. Public testimonies reflected a consensus on the need for Texas to lead in innovation to remain competitive in the manufacturing arena. Furthermore, SB1520, which seeks to create the Texas Bicentennial Trail, also garnered significant support, particularly for its vision of connecting historical sites across Texas without resorting to private property condemnation. The committee faced a good turnout of stakeholders, which added depth to the discussions.
TX
Texas 2025 - 89th Regular
Business and Commerce May 22nd, 2025
Transcript Highlights:
- We are an insurance distribution firm. We...
- ...deliver tailored insurance and risk advisory solutions
- On the one hand, the insured is our client.
- On the other hand, the insurance carrier is our trading partner.
- Chairman, this should also result in the lowering of rates for eligible insureds by allowing them to
Keywords:
House Bill 5247, HCR 102, capital cost recovery, nuclear energy, legislative testimony, Senator Campbell
Summary:
The meeting was characterized by a thorough examination of various bills, with particular focus on House Bill 5247, which dealt with capital cost recovery mechanisms for utilities and featured discussions on its implications for consumers. Senator Campbell presented the bill, emphasizing its balanced approach and necessity for clarity in existing utility provisions. Multiple members expressed support, leading to a unanimous vote for its approval, showcasing a collaborative atmosphere within the committee. Additionally, HCR 102 was highlighted, which sought to call attention to the importance of federal tax credits for sustaining and expanding nuclear energy in Texas. The testimony from industry experts reinforced the bill's significance as Texas seeks to maintain its leadership in energy production amidst rising demands and competitive pressures from international markets.